JOB SUMMARY

• The job holder will be required to perform an independent validation of credit risk, treasury and marketing models that are being used for various purposes across the bank.
• Validation tasks include qualitative and quantitative review of various model components and then complete the validation report. Assessment of the model components against relevant regulatory requirements (such as EBA IRRBB, Credit IRB, IFRS9 or ICAAP) will also be required. The job holder will need to have strong hands on / technical experience in quantitative / risk modelling and/or model validation.

RESPONSIBILITIES

• Perform an independent validation of new and existing credit risk, treasury and marketing models.
• Qualitative review of model development process including underlying assumptions & theoretical basis, including assessment of model components against relevant regulatory requirements
• Quantitative assessment of model performance via data evaluation and statistical testing.
• Documentation of validation findings and communication of results to senior management and presentation to relevant committees.
• Manage relationship with stakeholders on model issues, achieving suitable resolutions.
• Manage and complete the model validation from end to end, meeting the planned timelines and required standards.
• Supervise junior members of GMV team
• Recommend improvements in the models
• Review regulatory requirements and industry practice such as EBA IRRBB, Credit IRB and IFRS9 rules.
• Assist Head of Model Validation in addressing concerns or questions relating to the models.

Processes

• Perform an independent validation of new and existing credit risk, treasury and marketing models.
• Qualitative review of model development process including underlying assumptions & theoretical basis, including assessment of model components against relevant regulatory requirements
• Quantitative assessment of model performance via data evaluation and statistical testing.
• Documentation of validation findings and communication of results to senior management and presentation to relevant committees.
• Manage relationship with stakeholders on model issues, achieving suitable resolutions.
• Manage and complete the model validation from end to end, meeting the planned timelines and required standards.

People & Talent

• Provide technical support and guidance to junior members of GMV team
• Maintain productive and positive relationship with stakeholders

Governance

• Submission of model validation reports to relevant Model Assessment Committee
• Attend Credit Model Assessment where the report is being presented for approval

Risk Management

• Review regulatory requirements and industry practice such as EBA IRRBB, Credit IRB and IFRS9 rules.
• Assist Head of Model Validation in addressing concerns or questions relating to the models.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

• Retail Risk Analytics
• Group Treasury
• WRB Digital Lending & Marketing
• CIB Business
• Country Risk Teams
• Group Internal Audit
• External Audit
• Regulators – HKMA, PRA, FSS etc.
• Model Risk Management
• Group Operational Risk

Qualification

• Graduate level (or equivalent) qualifications in statistics, banking, finance, econometrics, mathematics or related quant field.
• 4+ years of hands on experience in quantitative modelling and/or model validation with focus on credit risk models, marketing models and treasury models
• Extensive knowledge of model-related regulations and model applications including IRRBB, IRB and IFRS9 and general model risk management such as PRA SS 1/23
• Extensive knowledge of credit risk portfolio management, liquidity risk and applications of models for marketing and recommendation systems
• Ability to manage a project end to end, strong project management skill set
• Solid programming skill such as Matlab, SAS, R or Python with hands on experience in credit risk modelling

Role Specific Technical Competencies

• Quantitative Modelling
• Solid R/ Python Coding / Computer Programming
• Understand Model Risk Management Framework
• Project Management
• Stakeholder Engagement

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers

Job Summary

The Unsecured CRM Head for Singapore at Standard Chartered Bank is responsible for the oversight of financial and non-financial risks related to the CCPL credit portfolios as well as managing the credit risk profile of the CCPL portfolio in Singapore, while supporting business growth objectives. This is a key role within the senior leadership of Standard Chartered Bank that reports directly to the Country Credit Head, SG. The role is based in Singapore, which is the location of Standard Chartered’s finance hub in ASEAN and requires broad experience of banking and lending across consumer segments.

Key Responsibilities

Strategy

• Develop and maintain the credit policies to ensure the consistency with the overall risk appetite of the Unsecured WRB business (Credit Cards and Personal Loans).
• Provide insightful and robust analysis to facilitate credit policy and risk appetite discussions and decision making in the credit risk governance and management meetings.
• Maintenance of the Credit Portfolio management actions (including underwriting standards) for Unsecured products (Credit Cards and Personal Loans) to ensure that it’s aligned to the agreed risk appetite, reflects the key risk characteristics of the portfolio, and enables effective controls.
• Supervision the implementation and enforcement of the credit policies and risk control procedures for consistent applications
• Presentation of the unsecured portfolio with robust and insightful analysis in portfolio review meetings to facilitate risk reward trade off discussions and decisions.
• Conduct periodic review on CCPL portfolio to ensure optimal decision-making.
• Strategic initiatives via CET to explore new opportunities and challenge the effectiveness of existing policies.
• To support smooth implementation of credit polices to ensure effective execution.
• Lead regulatory risk assurance unit to ensure compliance for MAS 635 and other regulations concerning unsecured lending in Singapore

Business

• Development, implementation and execution of policies and strategies for effective portfolio management.
• Proactively manage the portfolio credit risk profile within agreed risk appetite. Reduce volatility by prompt escalation of potential risks / issues to safeguard a largely “surprise free” and well managed book.
• Understand sensitivities to key risk drivers and potential stress impact on the portfolio. Monitor external factors such as state of the economy, regulatory environment and other emerging risk trends. Ensure that Portfolio Standards evolve appropriately to proactively manage changes in external environment, strategy and/or risk appetite.
• Monitor, review and control risk profiles (e.g. risk grade migration, risk concentration, RWA) to ensure that portfolio shape is in line with strategy.
• Perform in-depth portfolio analysis on identified business issues.
• Conduct program tracking to ensure continuous validation of credit policies for essential program rollouts.
• Contribute to design of credit process around portfolio activation/ intervention and drive automation to improve the efficiency and effectiveness of portfolio management process.
• Continuously improve the way we work by driving cost effectiveness and automation of credit processes.
• Lead Regulatory Risk assurance unit to ensure compliance for MAS 635 /Other regulations concerning portfolio management. Identification of breaches and closure of regulatory breaches to be managed by unit.

Processes

• To exercise Process Ownership for the following processes –
• Compliance with CBS standards for Online enquiry and Bureau Scrub Process. Partner with technology and other functions to implement any enhancements.
• Develop comprehensive bureau policy as per regulatory and group guidelines
• Ensure QA and other controls for Bureau Enquiry and Scrub process.
• Monitor usage of bureau expense against the contractual obligation.
• Ensure effective management of operational risks within the Function and compliance with applicable internal policies, and external laws and regulations.
• Continuously improve the operational efficiency and effectiveness of risk management processes.

People & Talent

• Continue to strengthen Singapore CCPL CRM team organization structure and build resilience. Identification and growth talent for backups (1-Down). Continue to build talent pipeline across levels while ensuring diversity and inclusive culture.
• Identify training and development opportunities for the team and enhance team job experience i.e., job rotation, swap, short term assignment, task force and etc.
• Support diversity & inclusion and continue to cultivate leaders in WRB Risk team.
• Lead the teams to achieve outcomes set out in the Bank’s Conduct Principles.
• Ensure the provision of ongoing training and development of the CCPL Risk function's people, and ensure that holders of all critical functions are suitably skilled and qualified for their roles.
• Lead through example and build the appropriate culture and values within the CCPL Risk function and across the wider organization.

Risk Management

• To exercise Process Ownership for the following processes –
• Portfolio Management – Unsecured products (Credit Cards and Personal Loans)
• Support CAD & CET Credit Programs Development, Formulation, Approval and Implementation.
• To ensure risks of processing failure are being actively controlled end-to-end.
• Ensure compliance with the Group's standards and regulatory requirements pertaining to Money Laundering and KYC.
• Participate in and / or support the Bank's effort in combating money-laundering activities.
• Ensure compliance with local regulations and group policies.
• Ensure compliance to the operational Risk Framework including the effective application of risk toolkit eg. KPIs/KRIs, CSTs and reporting.
• Ensure material risk exposures and related issues are reported to the responsible governance committees and to Group and business level committees as appropriate.

Governance

• MAS Regulatory Compliance
• Adhere to Responsible Financing Regulations
• Adhere to Group Policies and Standards
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the Unsecured Team to achieve the outcomes set out in the Bank’s Conduct Principles
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• PM&F / SCMAC
• Collections
• WRB Business
• Credit Initiation and FRMU
• Compliance
• Operations
• Group Risk
• CCH Singapore
• EXCO
• GIA

Other Responsibilities

• Embed Here for good and Group’s brand and values in SG Unsecured CRM.
• Perform other responsibilities assigned under Group, Country, Business or functional policies and procedures.

Skills and Experience

Our Ideal Candidate

• 12+ years of experience in Credit Risk Management, Analytics and Risk framework.
• Bachelor’s university degree, preferably in a Quantitative Discipline
• Good knowledge of banking practice, financial markets, Basel III and Retail Banking lending products.
• Strong analytical skills and ability to make independent decisions with a strong sense of empowerment and influencing skills to command the respect of a cross functional set of professionals at senior level (internal and external).
• Proven leadership skills.
• Languages - Excellent communication skills – written and oral

Role Specific Technical Competencies

• Risk – Retail Credit
• Risk – Collections
• Risk – Manage Change
• Risk – Operational Risk
• Risk – Manage People
• Risk – Communication and Influencing Skills

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers

Working hours:

5 days’ work week. Mondays to Fridays: 8:30am to 5.30pm

Transport: We have company bus departing near Clementi MRT station at 8.10am to bring staff to our office and a return company bus trip back to Clementi in the evening.

Key Responsibilities

- Provide support to engineers in compiling reports, letters and drawings for submission.

- Coordinate with engineering, client & contractors to ensure schedules are followed

- Ensure client’s requirements on the submitted documents are fulfilled in a timely manner

- Perform quality control and maintenance of the documents (electronic and hard copy documents) as per company procedure.

- Scan and upload documents in the ‘Project Team’ Sharepoint and ensure all documentation is discoverable and accessible.

- Disseminate, monitor and track all documents.

- Securely backup all documentation.

- Carry out administrative duties as and when required.

Qualification & Requirements:

- GCE O level

- Minimum 2 years of relevant experience

- Proficient in MS Office, particularly MS Excel

- Familiar with ISO 9001 is preferable - Independent with good time management skills and the ability to work in a fast-paced environment with minimum supervision

- Team player with good organizational and problem-solving skills

Interested candidates who wish to apply for the advertised position, please click APPLY NOW.

Alternatively, you may send your application and resume in MS Words format to [email protected] or Whatsapp to 8767 9648

We regret that only shortlisted candidate will be notified.

K N Tan , Registration Number: R1768143
EA Licence No: 17C8778 (JIH SUN EMPLOYMENT AGENCY)

R: N12OPF12

Roles & Responsibilities

The Technical Controller will oversee the execution and performance of any building works undertaken by the builder.

The TC appointed must possess a civil or structural engineering degree from a recognised institution and have the right qualifications and experience.

Resident Engineers must meet the acceptable qualifications set by BCA.

(Must be qualified by BCA)

Project manager (Main jobscope)

• Familiar with all the documents submission to relevant government authorities
• Liaise with consultants and/ or sub-contractors engaged on the project
• Attend regular meeetings with client/ owner/ contractors/ sub-contractors and ensure the progress is on schedule
• Identify and comply with all applicable statuary/ regulatory requirements related to project
• Communication to external parties including client, subcontractors, consultants, vendors, etc on project needs, requirements and schedule by means of daily construction oversight
• Plan the work schedule and efficiently organize the site facilities in order to meet an agreed program of deadlines
• Monitor and manage day-to-day operations of projects, including developing and coordinating activities with other sub-contractors
• Able to read submission plan.

Job Requirement:

• Candidate must possess at least Bachelor's Degree in Engineering (Civil) recognised by PE Board or equivalent
• At least 8 years of working experience in the related field is required for this position

JOB SUMMARY

• Support, facilitate, and ensure execution of Group strategy for Credit Card businesses that:
• Optimizes financial performance & returns in key markets across regions and in timely manner & within budget.
• in key markets across regions
• in timely manner and within budget
• Drive delivery of Affluent credit card launch across key markets centrally
• Collaborate with country stakeholders and group peers & seniors in providing steer
• Responsible for end-to-end delivery across multiple & parallel streams of product launch
• Work closely with Squad in ensuring Technical requirements/enhancements delivered/enabled
• Manage day-to-day BAU matters relating to affluent CC as product SME
• Support COE hub model to lead all CC product related initiatives centrally
• Implement common standards in reviewing & reporting products performance vertically
• Delivery of affluent card CVP
• Support conceptualization, formulation, and eventually implementation of new CC product vision

RESPONSIBILITIES

Strategy

• The role holder is responsible for developing, driving, and delivering Affluent card product in key markets centrally to support Bank’s affluent growth agenda for WRB globally.
• The role would also be working with country CC teams to drive its transformation towards growth & profitability. This includes ensuring alignment of these strategies with the relevant country level stakeholders and close partnership with the markets on execution, along with associated financial and non-financial targets and reviewing performance against these targets.

Business

• The role holder is directly accountable for delivering Affluent credit card launches across markets. He/she is also the subject matter expert for Credit Cards product management, with accountability of CC performance from both singular vertical standpoint at product level as well as segment-wise in growing Wealth for our affluent base.

Processes

• Establish and implement common standards for product performance review & evaluation – both at launch as well as post launch monitoring.

People & Talent

• Lead by example, set appropriate tone & expectations from team, and work with partners’ alliance/support. Ability to collaborate cross geographies, functions, and levels. Respect differences in cultures & opinions to promote an inclusive environment where all can drive toward common goal.

Risk Management

• Partner with stakeholders for a robust risk management environment by identifying key risks and issues and ensuring effective mitigating measures and controls are implemented as necessary & appropriate.

Governance

• Develop and implement a clear structure of accountability to ensure country teams can perform their roles efficiently & successfully, and there is clear oversight and decision making. Take full ownership for assessing the effectiveness of arrangements to deliver effective governance, oversight and controls in business, and if necessary, oversee change in these areas.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

• Group CCPL Head
• Group Segment Strategy
• Country teams (Credit Card & Affluent Segment)
• Tech chains with One Delivery
• All LoDs – BRM, OR, RSR, CFCC, GIA

Other Responsibilities

• Here for Good – Support new strategic initiatives in driving growth with agility and flexibility.
• Do the Right thing – Act with integrity and lead with courage, especially in protecting our clients & the Bank.
• Never Settle – Be relentlessly obsessed with client experience excellence in all that we do.
• Better Together – Collaborate with internal & external stakeholders to achieve win-win outcome for all.

Our Ideal Candidate

• 10 plus experience in a bank especially in FI.
• 8 plus years in credit cards / unsecured lending preferably.
• Strong understanding of analytics and solid numerical skills.
• Excellent interpersonal, communication, negotiating and influencing skills.
• Positive attitude, high energy, ability to multi-task under pressure.
• Growth mindset, embrace change, challenge status quo with constructive feedback to achieve win-win.
• Leadership qualities.

Role Specific Technical Competencies

• Complex project management skill
• Business acumen for Credit Cards with Product management experience.
• Product management.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers

Mon-Fri: 08:30 AM – 05:30 PM

Job Duties / Responsibilities

• Making collection calls
• Timely and effective collection of all debts and customers payments
• Negotiating re-payment plans
• Liaising with lawyer to follow up on the legal action taken against the bad paymasters
• Liaising with vehicle repossessors to follow up on repossessed vehicles
• Maintaining contact with clients to ensure outstanding balance are clear for payment
• Resolving queries both internally and externally around customers outstanding balance
• Posting and allocating daily receipts to accounting systems
• Other ad-hoc admin tasks, if need be.

Qualification, Required Experience,

• Relevant work experience preferred
• Must have knowledge of hire purchase cases and hire purchase operations, legal recovery, experience in going through the whole cycle of legal process of debt collectio
• Ability to advise on what legal action is best at different stages of debt collection
• Ability to establish and maintain good client relationships, both internally and externally at all levels
• Ability to reconcile complex accounts and have excellent attention to detail
• Calm, confident manner to handle potentially uncomfortable conversations
• Diploma/Degree with at least 2 years relevant work experience

Applicants who possess relevant experience for the above responsibilities are most welcome to apply. If you do not possess the above experience, your application will still be considered on individual merits and you may be contacted for other opportunities.

Please submit your updated resume in MS Words format by using the APPLY NOW BUTTON

Alternatively, you may send your application and resume in MS Words format to [email protected] or Whatsapp to 8767 9648

By submitting your personal data and/or resume, you give consent to collection, use and disclosure of your personal data and/or resume by the company (or its agent) for the purpose of the processing and administration by the company relating to this job application.

**We regret to inform that only shortlisted candidates would be notified.

K N Tan
Registration Number: R1768143
EA Licence No: 17C8778 (JIH SUN EMPLOYMENT AGENCY)

R:81YEB4G9

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast-paced and challenging area? You have found the right team!

As an Analyst in the Private Bank Credit Operations, you will work closely with Securities Based Lending (SBL) Lenders, Lending Advisors, and Credit Risk Executives to deliver excellent client service, facilitate the origination of loans, monitor credit risk exposures, and provide comprehensive credit solutions for clients of the Private Bank's Ultra High Net Worth market teams.

Job Responsibilities:

• Assist SBL Lenders in underwriting all facilities secured by clients’ investment portfolios, including new requests, annual reviews, and monitoring of ongoing credit risk events such as margin calls, document credit exceptions, and unauthorized excesses in accordance with the Credit and Risk policies of the Private Bank.

• Analyze collateral pool and grade appropriately per credit policy, including ability to flag any credit exceptions or non-standard terms for review

• Handle credit documentation, including preparation, liaising with internal legal on documentation drafting, signature verification, scanning, and filing.

• Monitor and review the loan portfolio, regularize excesses (shortfalls) as per the Credit guidelines, regulations, credit policies, and guidelines.

• Collaborate closely with the Credit Underwriting team, Credit Executives, and other stakeholders on exception handling for credit facilities extended to Asia Private Banking clients.

• Assist Lenders in pipeline management and other strategic initiatives.

• Explore and develop automation opportunities for existing reports using Intelligent Automation tools like Alteryx, Python, Unqork, UiPath and Xceptor.

Required Qualifications, Capabilities, and Skills:

• Bachelor’s degree in Business, Finance, or related disciplines

• Minimum 1 year of work experience in Credit Risk or Lending in a financial institution

• High-level analytical skills - able to use qualitative and quantitative tools to analyze complex financial situations.

• Strong communication (written/verbal) and interpersonal skills.

• High level of attention to detail with good time management.

• Teamwork ethic and focus; ability to work under pressure and meet deadlines.

• Good organizational skills and ability to work with minimal supervision.

• Demonstrated interest in financial markets and understanding of risk measures.

Preferred Qualifications, Capabilities, and Skills:

• Hands on knowledge of credit documentation preparation is a plus

• Knowledge and/or experience of KYC and cross-border regulatory issues.

• Good understanding of PB credit products, financial markets, and the securities industry.

• Proficiency in Tableau, Alteryx, Python would be a strong plus.

To apply for this position, please use the following URL:

https://ars2.equest.com/?response_id=807bf43baa966ba34e37bd0d5c046345

JOB SUMMARY

• Responsible for supporting the Global Credit Card Balance Growth strategies within the context of the wider global Credit Cards & Personal Loans (CCPL) strategy. This role will work closely with Group, Region and Country level stakeholders to design & implement balance growth and yield enhancement strategies to optimise financial and non financial results on the Existing to Product (ETP) global credit card portfolio.

RESPONSIBILITIES
Strategy

• The role holder is responsible for leading the development of global Credit Card Portfolio Optimization strategies for Existing to Product (“ETP”) customers within the context of the wider global Credit Cards & Personal Loans (“CCPL”) strategy.
• This includes agreeing these strategies with the relevant group, region and country level stakeholders, along with associated financial and non-financial targets and periodically reviewing performance against these targets in line with the Group’s performance management framework.
• Country CCPL GMs are accountable for the CC ETP portfolio profitability and performance and the role holder is concurrently held accountable for the creation and implementation, as well as, financial and non-financial results of the recommended balance growth and pricing strategies for optimizing returns on the ETP global credit card portfolio.

Business

The role holder is accountable for developing, socializing and helping drive implementation of strategies for ETP Credit Card Portfolio returns, and for delivery technologies that satisfy the needs of the business, and are in compliance with all applicable regulatory requirements, including:

• Leveraging advanced analytics and collaborating with risk teams to provide thought leadership on risk and pricing frameworks to enable markets to deploy portfolio management strategies that are EVA accretive and within risk appetite.
• Leveraging analytics and risk management teams and collaborating with regional and country teams to track portfolio performance at a granular level and identify opportunities for performance enhancement.
• Drive EVA accretive interest- bearing balance growth by setting portfolio standards and providing life cycle portfolio management tools including but not limited to cash transfers, balance transfers, EMI conversions of high value spends within and outside limits, credit limit increase etc.
• Conceptualize and work with technology and digital teams to deliver seamless sale and fulfilment of these features.
• Work closely with advanced analytics, risk and campaign delivery teams to ensure implementation, and an experimental test and learn environment to constantly enhance the impact of these strategies.
• Recommend and socialize enhancements to customer value propositions, product and pricing to ensure existing product profitability is in line with group hurdles.

Processes
The role holder is responsible for:

• Engagement with group policy owners and/or risk control owners for the implementation of policies and control standards set by them.
• Ensuring appropriate procedures and controls are in place to operate within the group credit and operational risk tolerance and appetite.
• Defining and driving global (versus local) regulatory and compliance standards for managing CC ETP customer strategic / campaign interventions, and working closely with markets to ensure they are met.
• Building the right conduct culture in managing ETP CC customer return optimization program initiatives.
• Deliver a framework for CC portfolio granular returns measurement to identify and act upon opportunities for return optimization, in compliance with all laws, regulations, rules, policies and the group conduct framework.

People & Talent

• Lead through example and build the appropriate culture and values. Set appropriate tone and expectations of and work in collaboration with partners.
• Ensure holders of all critical functions are suitably skilled and qualified for their roles, including effective supervision in place to mitigate any risks.

Risk Management

• Collaboratively partner with risk teams to ensure risk management procedures and processes are effectively implemented to operate within operational and credit risk appetite.
• Partner with country CCPL teams for a robust risk management environment by identifying key risks and issues and ensuring effective mitigating measures and controls are implemented.
• Work collaboratively with countries and functions to ensure any audit findings are suitably rectified, as it relates to their areas of portfolio intervention.

Governance

• Develop and implement a clear structure of accountability to ensure cross functional team members can perform their roles successfully and there is clear oversight and decision making, including by relevant Committees.
• Take responsibility for assessing the effectiveness of arrangements to deliver effective governance, oversight and controls in business, and if necessary, oversee change in these areas.
• Maintain an awareness and understanding of the regulatory framework in which the firm operates, and the regulatory requirements and expectations relevant to the role.
• Work with regulators in an open and cooperative manner.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the Group Credit Cards Balance Growth function to achieve the outcomes set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

• Global CCPL Team
• Group, Region and Country Heads of Products, Segments, Distribution, Digital, Operations, Risk and their teams
• Country CCPL GMs

Other Responsibilities

• Leverage the opportunity provided by Corporate Social Responsibility to create positive impact.
• Embed here for Good and Group’s brand and values across the retail bank.
• Perform other responsibilities assigned under Group, Business, Function, Region or Country policies and procedures.

Our Ideal Candidate

• University Graduate / MBA preferred.
• 8+ years financial services experience, with 5+ years in Cards, Retail Banking or Payments.
• Credit card portfolio management experience and/or lending portfolio management
• Strong understanding of analytics and solid numerical skills
• Good interpersonal skills.
• Positive attitude, high energy, willingness to challenge status quo, ability to work under pressure and to tough deadlines

Role Specific Technical Competencies

• Credit Cards
• Analytics
• Business Strategy
• Business Models
• Credit Cards Portfolio Management
• Product Profitability Management
• Credit Risk Management
• Operational Risk Management
• Direct Marketing
• General Management

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers

Credit Controller Officer / Executive

Salary: $2800 - $3500 (Depends on Experience) + AWS + VB

Working Days: Mon to Fri (9am to 6pm)

Working Location: Joo Koon

(Lunch Provided & Transport provided - From Boon Lay)

Responsibilities

• Assist in Debts Collection & follow up of overdue account
• Prepare regular & monthly credit related reports to Finance manager/ HOD
• Assist in monitoring monthly debts collection performance
• Investigate and resolve discrepancies relating to non-payment of invoices
• Conduct aged balance review with Finance manager/ HOD to follow up review action
• To adopt collection best practices and apply relevant collections strategies to enhance effectiveness
• Recommend improvements of credit risk measures, controls and processes
• Any other duties as assigned
• Evaluating new credit request and conducting client credit checks.
• Suggest and implement terms of credit for new clients
• Negotiating payment plans and collection
• Responding client inquiries
• Liaising with customers (internal/ external) to build and foster strong relationships.

Requirement

• Diploma holder (Finance Background preferred)
• 2 to 5 years of relevant working experience in credit control would be advantageous
• Able to deal with clients for debt collection

Email: [email protected]

Tan Yong Zhi (Jackson) | Reg: R24124461

The Supreme HR Advisory Pte. Ltd | EA No: 14C7279

• Contact clients to secure payments and follow up on outstanding invoices.
• Analyze AR aging reports and provide weekly status updates.
• Maintain accurate records of AR activities and correspondence.
• Facilitate bill negotiations and obtain approvals for fee adjustments.
• Collaborate with partners, fee earners, and the billing team to ensure smooth invoice settlements.
• Take necessary actions, including involving external collection agents if needed.
• Proactively report issues to the supervisor and perform other relevant duties as required.

Requirements

• Financial/Accounts background with AR/ credit control experience
• Proficient in Microsoft excel

Interested applicants please send your resume in MS Word format and attention it to Rachel Yeo (R22104385).

Shortlisted candidates will be notified

Data provided is for recruitment purposes only

www.ambition.com.sg

EA Registration Number: R22104385

Business Registration Number: 200611680D. Licence Number: 10C5117

• Job Description:-
  Handle daily operations for transport - delivery & collection for air, sea LCL and containers trucking
  Deploy jobs to lorry drivers for their daily delivery and collection
  Monitor container drivers for import & export containers, in and out seaport and container yards
  Training will be provided
  Computer knowledge is essential- Microsoft office etc
  
  Working hours: Mon-Fri 0900-1800 hours, Sat 0900 - 1300 hours

---------------------------

Please refer to U3’s Privacy Notice for Job Applicants/Seekers at https://u3infotech.com/privacy-notice-job-applicants/. When you apply, you voluntarily consent to the collection, use and disclosure of your personal data for recruitment/employment and related purposes.

*Seeking for a Credit Administration Senior Officer/AM with minimum 4 years of Credit Administration (Admin)/Credit risk experience in Banking industry and knowledge in MAS 610 requirements*

THE COMPANY

Rooted in their commitment and service to their clients, the company has a well-received yet stable brand within the Banking sector. They currently seek a Credit Administration (Admin) Senior Officer/Assistant Manager to be part of their Credit documentation team.

JOB RESPONSIBILITIES

• Process or prepare loan documents/credit facilities set up (e.g. roll over request, credit draw down)
• Perform collateral management
• Ensure adherence of credit facility’s limits
• Prepare Credit reports
• Work closely with other business stakeholders

JOB REQUIREMENTS

• Degree in Business Studies/Finance/Banking/Economics Commerce/ or any other relevant education
• Minimum 4 years of Credit Administration (Admin)/Credit risk experience in Banking industry
• Knowledge in MAS 610 requirements
• Meticulous, organized, team player and has good interpersonal skills

If you will like to explore this opportunity, please email your resume in Microsoft Word format to [email protected]

We thank you for your interest and will contact shortlisted candidates for more detailed discussion.

Please refer to our website https://resolutehunter.com/ for more job postings.

EA Licence 18C9105

EA Reg R1105305

Job Responsibilities

Client Services (Credit) - Collections is responsible for interacting with clients, either directly or indirectly, in support of sales, trading, relationship management, or portfolio management activities. The Collections area is responsible for collecting delinquent accounts and rescheduling payments, as necessary, to minimize delinquencies and foreclosures.

Consumer Banking covers activities related to providing services and products directly to consumers through various business channels. This group includes retail banking, consumer lending, auto finance, small business banking, and related business areas.

• Call business banking customer to remind overdue payment
• Follow up with customer via various communication tools (E.g telephone, SMS, Letters, etc) to ensure payment done
• Negotiate with customers on repayment programs if they are unable to fulfill payment obligation
• Attending to customer’s account enquiries and rendering prompt services on their request
• Update conversation with customer in collection system
• Working together with supervisors & other business unit on enquiries and/or accounts strategy
• Working together with various department on instruction

Job Requirements

• Knowledge in Microsoft Words, Excel & Powerpoint
• Strong Interpersonal and Communication Skills
• Strong Analytical Skills
• Strong Negotiation Skills
• Strong Writing Skills
• Able to follow up cases closely
• Preferred with experience in Business Banking Collection

Our Client is a leader in the Environmental industry in Singapore. Due to their current expansion plan, they are looking for a Finance Controller to join their team, in hopes of developing the current high performing team. They are located in the West.

Responsibilities

• Manage cash flow, including optimization, forecasting, expense management, debt management, collection, budgeting, consolidation, and P&L forecast.
• Responsible for funds in banks for unexpected expenses, procurement activities and operations.
• Develop risk management/control strategy for the Group and handle monthly group consolidation and results analysis.
• Responsible for implementation of financial strategies, including risk minimization and cost enhancement.
• Oversee and manage financial reports, audits, and tax matters and prepare financial metrics based on P&L.
• Provide ROI analysis for overseas investments and advice on investment decisions.
• Oversee finance team, such as performance management and team bonding.
• Provide leadership and guidance, fostering a culture of improvement and accountability.
• Lead financial projects to optimize production and cash flow.
• Develop and maintain ERP and MIS projects.
• Improve internal controls and ensure compliance with regulations.
• Analys and recommend maximizing returns on excess funds.
• Responsible for financial performance and provide insights and recommendations.
• Maintain good relationships with bankers and liquidity providers.
• Perform ad-hoc duties related to the Company’s business activities.

Requirement

• Min Degree in Finance, Accounting, or a related field or CPA
• Min 5 years of relevant experience in manufacturing industry
• Strong experience in FP&A, internal controls, risk management, and regulatory compliance.

Interested candidates who wish to apply for the advertised position, please click APPLY NOW or email an updated copy of your resume/cv.

We regret that only shortlisted candidate will be notified.

Recruitpedia Pte. Ltd.

EA License No. 19C9682

EA Reg. No. R21103987 (Yan Yongmao)

Our Client is a leader in the Environmental industry in Singapore. Due to their current expansion plan, they are looking for a Finance Controller to join their team, in hopes of developing the current high performing team. They are located in the West.

Responsibilities

• Manage cash flow, including optimization, forecasting, expense management, debt management, collection, budgeting, consolidation, and P&L forecast.
• Responsible for funds in banks for unexpected expenses, procurement activities and operations.
• Develop risk management/control strategy for the Group and handle monthly group consolidation and results analysis.
• Responsible for implementation of financial strategies, including risk minimization and cost enhancement.
• Oversee and manage financial reports, audits, and tax matters and prepare financial metrics based on P&L.
• Provide ROI analysis for overseas investments and advice on investment decisions.
• Oversee finance team, such as performance management and team bonding.
• Provide leadership and guidance, fostering a culture of improvement and accountability.
• Lead financial projects to optimize production and cash flow.
• Develop and maintain ERP and MIS projects.
• Improve internal controls and ensure compliance with regulations.
• Analys and recommend maximizing returns on excess funds.
• Responsible for financial performance and provide insights and recommendations.
• Maintain good relationships with bankers and liquidity providers.
• Perform ad-hoc duties related to the Company’s business activities.

Requirement

• Min Degree in Finance, Accounting, or a related field or CPA
• Min 5 years of relevant experience in manufacturing industry
• Strong experience in FP&A, internal controls, risk management, and regulatory compliance.

Interested candidates who wish to apply for the advertised position, please click APPLY NOW or email an updated copy of your resume/cv.

We regret that only shortlisted candidate will be notified.

Recruitpedia Pte. Ltd.

EA License No. 19C9682

EA Reg. No. R21103987 (Yan Yongmao)

• Letter Of Credit / LC Exp
• Import / Export Documentation Exp
• Trading MNC

Job Scope:

• Prepare import / export shipping document based on L/C, Certificate of Origin, Customs/Insurance declaration
• Monthly delivery / sales reporting
• Liaison and coordinate with suppliers, customers and forwarding agents to ensure smooth and timely cargo delivery
• Prepare Sales and Purchase contracts
• Provide admin support to the department

Requirements:

• Possess a Degree / GCE O / N Levels
• Possess minimum 2 - 5 years' Shipping Documentation & Letter Of Credit / LC experience
• Good communications and interpersonal skills
• Proficiency in MS Office (Words, Excel & PowerPoint)

To apply please click on the APPLY NOW button or email your resume with the following details inside your resume for faster processing:

• Reason for leaving each past & current employment
• Salary drawn for each past & current employment
• Expected Salary
• Earliest availability date

We regret only shortlisted candidates will be notified. By submitting any application or résumé to us, you will be deemed to have agreed and consented to us collecting, using, retaining and disclosing your personal information to prospective employers for their consideration.

Yoong Poh Feng

EA License | 14C7092

EA Registration Number | R1105076

We are seeking an Associate to be part of the independent product control function that partners with Financial Control, Valuation Control Group and Legal Entity Controllers in the month-end close process.

As an Associate within the Currencies and Emerging Markets - Product Controller team, you will be responsible for ensuring the business is compliant with rules, regulation and standards related to profit & loss recognition, risk reporting, balance sheet and capital management and external reporting.

Job responsibilities

• Prepare daily T+1 trader profit & loss and risk reporting at a trader/desk level

• Ensure US GAAP general ledger accuracy and represent for external regulatory filings, risk weighted asset (RWA) policy application and calculation

• Provide detailed analysis and reporting on the financials to desk heads, business managers, and senior finance management

• Partner with the business to initiate and implement robust controls and new business initiatives

• Partner with various stakeholders like Financial Control, Valuation Control Group, Market Risk Coverage and Legal Entity Controllers for various processes

Required qualifications, capabilities, and skills

• Bachelor’s degree in Accounting, Finance, Business or a related discipline

• Minimum of 3 years of experience in profit & loss and/or month end close process within the Product Control, Financial Control, Accounting, or Audit function

• Strong analytical skills, attention to detail and a strong control mindset

• Excellent communication skills and ability to develop strong working relationships

Preferred qualifications, capabilities, and skills

• Understanding of financial products FX, bonds and derivatives etc

To apply for this position, please use the following URL:

https://ars2.equest.com/?response_id=67425139501f75c80c6dee34123cfad8

• To prepare internal reports, e.g monthly credit portfolio (including RAF and ESG components) report to senior management
• To create and/or review SNG regulatory reporting (e.g. IFRS9 ECL reporting) and support the other regional branches
• To support front offices and credit department to conduct EWI check and due date management
• To enhance data management on credit risk management
• To support all internal credit risk management planning and other regulatory requirements

Requirements :

• Degree or equivalent
• 2 years hands-on experience in Database management, preferably in Credit Risk area
• Strong Excel Skills and Programming Skills such as SQL, Access, SAS or VBA
• Good communication and interpersonal skills
• Team player
• Fluent in written and spoken English
• Meticulous, with an eye for details
• Able to work under tight time lines

Our Client is a leader in the Environmental industry in Singapore. Due to their current expansion plan, they are looking for a Finance Controller to join their team, in hopes of developing the current high performing team. They are located in the West.

Responsibilities

• Manage cash flow, including optimization, forecasting, expense management, debt management, collection, budgeting, consolidation, and P&L forecast.
• Responsible for funds in banks for unexpected expenses, procurement activities and operations.
• Develop risk management/control strategy for the Group and handle monthly group consolidation and results analysis.
• Responsible for implementation of financial strategies, including risk minimization and cost enhancement.
• Oversee and manage financial reports, audits, and tax matters and prepare financial metrics based on P&L.
• Provide ROI analysis for overseas investments and advice on investment decisions.
• Oversee finance team, such as performance management and team bonding.
• Provide leadership and guidance, fostering a culture of improvement and accountability.
• Lead financial projects to optimize production and cash flow.
• Develop and maintain ERP and MIS projects.
• Improve internal controls and ensure compliance with regulations.
• Analys and recommend maximizing returns on excess funds.
• Responsible for financial performance and provide insights and recommendations.
• Maintain good relationships with bankers and liquidity providers.
• Perform ad-hoc duties related to the Company’s business activities.

Requirement

• Min Degree in Finance, Accounting, or a related field or CPA
• Min 5 years of relevant experience in manufacturing industry
• Strong experience in FP&A, internal controls, risk management, and regulatory compliance.

Interested candidates who wish to apply for the advertised position, please click APPLY NOW or email an updated copy of your resume/cv.

We regret that only shortlisted candidate will be notified.

Recruitpedia Pte. Ltd.

EA License No. 19C9682

EA Reg. No. R21103987 (Yan Yongmao)

- 1 Year Renewable Contract

- Novena

- Monday to Friday - 9.15am to 6.45pm

- Up to $2500 + Commission + Bonus

Responsibilities

• Promote & sell Credit facilities (Credit Cards)
• To achieve individual sales targets
• To adhere to professional standards of behaviour & conduct in dealing with customers and fellow staff
• To continuously think ahead and help to develop solutions to emerging problems
• To continuously suggest ways in improving the team as a whole
• To actively tele-market the Bank's products to customers to generate sales revenue
• To call company provided leads or customers

Working Hours

• Monday to Friday - 9.15am to 6.45pm

Contractual Period

• 1 Year (Renewable)

Location

• Novena

Salary

• Up to $2500 + Commission + Bonus

Requirements:

• Candidate must possess at least Secondary School "N" Level
• Applicants must be willing to work in Novena Area
• Passion and drive to launch sales career to the next level
• Good Communication Skills
• Self-starter, independent and possess excellent interpersonal and communication skills
• Comfortable with Quotas or Sales Targets
• Candidates must be able to commit to Overtime if needed
• Relevant sales/acquisition experience with a proven track record is a plus

Interested applicants, kindly email your detailed resume (MS Word format is preferred):

[email protected] (Reg No: R1549023)

Please ensure that applications sent through email are no bigger than 1Mb.

We thank all applicants for your interest but regret to inform that only shortlisted candidates would be notified.

Success Human Resource Centre Pte Ltd (EA License Number: 97C4832)
3 Shenton Way, Shenton House,
#19-01 Singapore 068805
T: 6337 3183 | F: 6337 0329 | W: www.successhrc.com.sg

Our Client is a leader in the Environmental industry in Singapore. Due to their current expansion plan, they are looking for a Finance Controller to join their team, in hopes of developing the current high performing team. They are located in the West.

Responsibilities

• Manage cash flow, including optimization, forecasting, expense management, debt management, collection, budgeting, consolidation, and P&L forecast.
• Responsible for funds in banks for unexpected expenses, procurement activities and operations.
• Develop risk management/control strategy for the Group and handle monthly group consolidation and results analysis.
• Responsible for implementation of financial strategies, including risk minimization and cost enhancement.
• Oversee and manage financial reports, audits, and tax matters and prepare financial metrics based on P&L.
• Provide ROI analysis for overseas investments and advice on investment decisions.
• Oversee finance team, such as performance management and team bonding.
• Provide leadership and guidance, fostering a culture of improvement and accountability.
• Lead financial projects to optimize production and cash flow.
• Develop and maintain ERP and MIS projects.
• Improve internal controls and ensure compliance with regulations.
• Analys and recommend maximizing returns on excess funds.
• Responsible for financial performance and provide insights and recommendations.
• Maintain good relationships with bankers and liquidity providers.
• Perform ad-hoc duties related to the Company’s business activities.

Requirement

• Min Degree in Finance, Accounting, or a related field or CPA
• Min 5 years of relevant experience in manufacturing industry
• Strong experience in FP&A, internal controls, risk management, and regulatory compliance.

Interested candidates who wish to apply for the advertised position, please click APPLY NOW or email an updated copy of your resume/cv.

We regret that only shortlisted candidate will be notified.

Recruitpedia Pte. Ltd.

EA License No. 19C9682

EA Reg. No. R21103987 (Yan Yongmao)

Are you passionate about managing credit portfolios and building strong client relationships? As a Credit Risk Analyst, you'll play a key role in managing the Credit Portfolio, ensuring all credit-related activities align with our internal policies. If you're ready to make an impact and grow your career with us, this is the perfect opportunity.

As an Analyst in the Credit Risk team, you will manage counterparty credit exposures and relationships, ensuring all activities are executed, approved, monitored, and reported in line with our guidelines. You'll engage with clients, stay informed about industry trends, and collaborate with various business units to manage credit exposure and support cross-selling efforts.

Job responsibilities

• Assist in the end-to-end execution of transactions, including due diligence, credit analysis, and financial modeling

• Recommend internal credit ratings based on thorough analysis

• Monitor the portfolio, prepare regular reviews, update credit lines, and resolve exceptions

• Support local legal entity risk management in compliance with regulations

• Develop and maintain strong relationships with business front lines

Required qualifications, capabilities, and skills

• Bachelor’s Degree in Finance, Economics, or Accounting or a related discipline

• Open to fresh graduates

• Strong quantitative ability in analyzing and interpreting financial statements

• Credit-trained with the ability to draw well-thought-out conclusions

• Proficient in written and verbal communication in Mandarin Chinese required to collaborate effectively with teams and stakeholders from China

• Detail-oriented, deadline-driven, and self-motivated

• Understanding of financial statements, ratio analysis, cash flow analysis, and basic accounting standards

• Ability to work proactively and independently, as well as in a team environment

To apply for this position, please use the following URL:

https://ars2.equest.com/?response_id=d5b19d40ff53e1e9eb932721c0dcc9fb

Location & Details:

• Base in Singapore, One North
• Report to: Vice President, Finance
• Salary: $10,000 - $12,000

We are seeking a highly skilled Group Financial Controller focusing on delivering exceptional financial oversight, process management, and strategic contributions across the APAC region. The position requires a proactive leader adept at project and process improvement, particularly within the Singapore-based team handling group-level operations and diverse projects.

Responsibilities

• Manage and oversee regional finance operations, ensuring compliance, effectiveness, and efficiency.
• Collaborate with teams to support decision-making through comprehensive financial insights and strategies.
• Establish and refine financial processes to enhance operational performance and transparency.
• Support and oversee strategic projects throughout the region, involving travel for on-site involvement and coordination
• Lead process improvements and manage group-level projects based out of Singapore.

Requirements:

• Bachelor’s or Master’s degree in Finance, Accounting, or a related field.
• Extensive experience in financial management.
• Demonstrated success in establishing and managing effective financial processes
• Capable of providing high-level analysis and actionable insights that shape business strategies
• Excellent organizational, analytical, and concise communication skills
• Familiarity with business operations and practices in Southeast Asia
• Required frequent business travel across APAC, including to the Philippines, Malaysia and Thailand).

Interested candidates please apply online or send your latest CV to [email protected]

We regret to inform that only shortlisted candidates will be notified. Please note that your response to this advertisement will constitute informed consent to the collection, use, and/or disclosure of personal data by AlwaysHired, its affiliates and, where necessary, to relevant third parties, for purposes such as job application processing, career advisory, research, and other administrative purposes, in compliance with the relevant provisions of the Privacy Policy available at www.alwayshired.com.sg/privacy-policy

AlwaysHired Pte Ltd

Reg No: R1549345

EA: 24C2293

Job Title: Commercial Manager – Carbon Credit Market Development
Location: [Singapore]

Company Overview:

Singapore Methanol Pte Ltd

A pioneering company dedicated to advancing sustainable maritime solutions through the development, production, and promotion of green methanol as a low-carbon fuel. Headquartered in Singapore, a global maritime hub, we are committed to supporting the energy transition in the shipping industry by providing innovative decarbonization solutions.

Our mission is to be a leader in the maritime energy transition, leveraging green methanol and alternative fuels to drive compliance with international regulations, including IMO standards and EU directives such as FuelEU Maritime and RED III. We aim to empower shipping companies to achieve their sustainability goals while remaining competitive in a rapidly evolving regulatory landscape.

As a trusted partner, Singapore Methanol Pte Ltd combines industry expertise, regulatory knowledge, and strategic market insights to deliver comprehensive solutions in alternative fuels and carbon credit trading. Together, we are building a cleaner, greener future for global shipping.

Role Summary
We are seeking a Commercial Manager to spearhead our carbon credit market development efforts. The ideal candidate will possess a deep understanding of both the local and global carbon credit markets, alternative marine fuels, and maritime regulations, including the IMO's initiatives and the EU's ETS Scheme, FuelEU Maritime, and RED III. This is a commercial role, best suited for professionals with min 2-5 years of experience in ship operations, bunker management, carbon credit trading, or ship broking.

Key Responsibilities

Market Development:

Develop strategies to expand the company’s presence in carbon credit markets locally and internationally.
Identify opportunities in the compliance and voluntary carbon markets for maritime decarbonization projects.

Client Relationship Management:

Build and maintain relationships with ship owners/operators, regulatory bodies, and other stakeholders.
Support customer compliance with FuelEU Maritime, RED III, and IMO regulations.

Regulatory Expertise:

Stay informed on alternative marine fuel regulations, particularly methanol, and provide updates to internal teams.
Assist in developing frameworks for compliance with evolving maritime standards.

Operational Support:Collaborate with cross-functional teams to align carbon credit trading and maritime fuel projects.
Provide technical and commercial insights to support project implementation.

Market Research:Conduct in-depth analyses of carbon credit trends, alternative fuel adoption, and regulatory impacts on the shipping industry.
Generate reports and present findings to support decision-making.

Qualifications and Experience

Education:Bachelor's degree in Maritime Studies, Business Administration, Environmental Science, or a related field.

Experience:

Min 2-5 years of relevant experience in ship ownership/operations, bunker management, carbon credit trading, ship broking, or classification societies.
Familiarity with maritime decarbonization efforts and alternative fuels, including methanol, LNG, or hydrogen.

Skills:

Strong knowledge of carbon credit markets and maritime regulatory frameworks.
Excellent interpersonal and communication skills for engaging diverse stakeholders.
Analytical mindset with the ability to interpret market and regulatory data.

Additional Assets:

Experience working with container or tanker operations.
Background in classification societies or technical advisory roles.

What We Offer
A dynamic, fast-paced environment focused on sustainability and innovation.
Opportunities to work on impactful maritime decarbonization projects.
Career development and training tailored to the role.

Qualifications and Experience

Education:

Bachelor's degree in Maritime Studies, Business Administration, Environmental Science, or a related field.

Experience:

2-5 years of relevant experience in ship ownership/operations, bunker management, carbon credit trading, ship broking, or classification societies.
Strong understanding of IMO regulations, including SOLAS, MARPOL, and ISM Code.
In-depth knowledge of EU directives, particularly FuelEU Maritime, RED III, and compliance mechanisms under the EU ETS Scheme.Familiarity with sustainability measures such as CII (Carbon Intensity Indicator) and EEXI (Energy Efficiency Existing Ship Index) is highly preferred.

Skills:Strong analytical capabilities to interpret complex regulatory frameworks and market trends.
Excellent interpersonal and communication skills to engage with a diverse range of stakeholders.
Ability to develop strategies that align compliance requirements with commercial goals.

Additional Assets:Experience working with container or tanker operations.
Background in classification societies or technical advisory roles.
Exposure to alternative fuels such as methanol, LNG, or hydrogen and their integration into the maritime sector.

Visit our website: https://singmethanol.com/

Join us, send your CV here: [email protected]

Our Client is a leader in the Environmental industry in Singapore. Due to their current expansion plan, they are looking for a Finance Controller to join their team, in hopes of developing the current high performing team. They are located in the West.

Responsibilities

• Manage cash flow, including optimization, forecasting, expense management, debt management, collection, budgeting, consolidation, and P&L forecast.
• Responsible for funds in banks for unexpected expenses, procurement activities and operations.
• Develop risk management/control strategy for the Group and handle monthly group consolidation and results analysis.
• Responsible for implementation of financial strategies, including risk minimization and cost enhancement.
• Oversee and manage financial reports, audits, and tax matters and prepare financial metrics based on P&L.
• Provide ROI analysis for overseas investments and advice on investment decisions.
• Oversee finance team, such as performance management and team bonding.
• Provide leadership and guidance, fostering a culture of improvement and accountability.
• Lead financial projects to optimize production and cash flow.
• Develop and maintain ERP and MIS projects.
• Improve internal controls and ensure compliance with regulations.
• Analys and recommend maximizing returns on excess funds.
• Responsible for financial performance and provide insights and recommendations.
• Maintain good relationships with bankers and liquidity providers.
• Perform ad-hoc duties related to the Company’s business activities.

Requirement

• Min Degree in Finance, Accounting, or a related field or CPA
• Min 5 years of relevant experience in manufacturing industry
• Strong experience in FP&A, internal controls, risk management, and regulatory compliance.

Interested candidates who wish to apply for the advertised position, please click APPLY NOW or email an updated copy of your resume/cv.

We regret that only shortlisted candidate will be notified.

Recruitpedia Pte. Ltd.

EA License No. 19C9682

EA Reg. No. R21103987 (Yan Yongmao)