Nothing beats the satisfaction of making a meaningful difference to someone else’s life. This is an opportunity for you to turn this into a career with us in Income. As a Client Relationship Manager, you are key to our multi-channel distribution strategy and you will be required to provide high value consultative financial advisory and total insurance solutions to our customers and business owners.

As a Client Relationship Manager, you will contribute to the overall team’s success by extending our product and service offering to our customers and business owners via campaign-led service calls or through participation in company events. To excel in this job, you are expected to be a self-starter, keen learner and be adaptive to changes.

Speak to us to discover how you can get started as a Client Relationship Manager and how you can build your success with us.

Key Responsibilities Include:

You will be in the forefront providing a full spectrum of insurance products & services to meet the financial and investment needs of our customers and small-medium-enterprises (SMEs) business owners:

• Provide consultative financial advisory services to meet both customers’ and business owners’ financial goals, transforming business opportunities into personal opportunities and vice versa
• Proactively offer Life, Health, General Insurance and Group Business solutions to potential customers and business owners
• Acquiring new customers and business owners through active participation in seminars, lunch talks, workshops and corporate events
• Capitalising business opportunities by acting on potential business leads from our database and setting up appointments with potential customers & business owners
• Maintaining long-lasting relationships with both existing and potential customers & business owners

Qualifications - External

• Degree or Diploma in any discipline
• 2 years’ sales experience will be an added advantage
• Passionate about helping customers achieve greater financial competency
• Able to manage relationships with HNW or Business owners
• Results driven and motivated by performance-based rewards
• Good communication, presentation and interpersonal skills
• Strong team work with a positive customer and corporate focused attitude
• Relevant CMFAS qualification : M5, M9 & 9A HI, BCP, PGI & CGI

Duties and responsibilities

• Oversee the entire accounting process, ensuring the timely compilation and submission of monthly financial and management reports to Management.
• Ensure annual statutory reporting complies to accounting standards and statutory requirements.
• Preparation of monthly forecast and annual budget and ensure expenditures are spent within budget.
• Cash flow management.
• Payroll & CPF contribution processing.
• Business and financial process controls – review, recommend, establish alignment, and implement internal controls to ensure continuous improvement and relevance.
• To work with auditors on audit matters, and external tax advisors on tax compliance and planning matters.
• Tax compliance matters such as filing GST and Corporate Income Tax returns.
• Liaison with bankers, government agencies and business partners.
• Maintains an accurate filing and record keeping system for all financial statements and company documents.
• Advise and assist colleagues and executive management on decisions related to the company’s finances.
• Upholding of corporate governance for Company and the Group
• Any other ad hoc assignment.

Job Requirements

• Minimum Bachelor Accountancy Degree or equivalent and/ or certified CPA with 5 to 8 years of relevant experience.
• Self-motivated, independent, and meticulous.
• Highly committed.
• Strong initiative.
• Sound knowledge of accounting fundamentals.
• Strong analytical and problem-solving skills
• Good team player and enjoy working in a fast-paced environment.
• Proficient in Xero accounting and Talenox payroll systems and Microsoft Office applications
• Experience of working in a start-up environment is a plus.

As a global leading, specialized food and agribusiness bank, Rabobank provides sector expertise, strategic counsel and tailored financial solutions to clients across the whole food value chain. Furthermore, with our expertise in Trade & Commodity Finance in agricultural commodities, energy and metals finance, our team in Singapore provides one-stop trade flow solutions to our clients for their international trade finance transactions.

Trade and Commodity Finance (TCF) is a global business line within Rabobank Wholesale focusing on clients active in the international commodities business within the sectors Agriculture, Energy and Metals & Minerals. TCF finances the whole commodities chain, from the production of raw materials to delivery to manufacturers, including pre and post export financing of trade flows, inventories and receivables.

High frequency of business, customer intimacy, specialised local product / geographical market knowledge, complex or bespoke structures, short timelines and volatile markets are all characteristics of the TCF business.

Role Description

The Analyst supports TCF in achieving its strategic objectives by:

· Identifying, assessing, managing, monitoring and reporting risks that may incur in the business;

· Ensuring the risk profile complies with risk policies, standards and guidelines;

· Promoting a strong risk culture within business;

· Identifying and assessing risks with a forward looking view;

· Managing risk by actively identifying early warning signals;

· Implementing effective risk control in accordance with the Bank’s framework;

· Supporting full transaction execution in accordance with the Bank’s framework.

· Active commercial engagement in terms of identifying business opportunities, assessing prospect fitment and managing an ongoing dialogue with clients to maintain business intensity.

Credit & Risk Management

· Prepare credit application, annual review and solicit approvals in situations of facility increase, exception/deviation request, changes in T/S, non-compliance of covenants, negative developments etc.

· Responsible for credit risk assessment and modelling, including financial spreading, rating, loan classification, LEA, default trigger and projection, GAIA (sustainability) assessment.

· Work closely with Risk Approvers to clarify credit application enquiries, and to respond to action points requested by relevant approvers wherever necessary

· Responsible for documentation initiation process, follow up with the collation of condition precedents documents, covenant control and monitoring of approval conditions.

· Review documentation to ensure compliance with credit approval terms

· Responsible for control activities, including maintaining credit-risk related data quality and closely monitor loan classification

· Conduct timely escalation of any negative development or red flags based on credit risk position and adverse changing market conditions

· Assist in portfolio review, regular or ad hoc projects in relation to account and portfolio monitoring

Business In-Control

· To participate in In-Control meeting and to monitor, administer and report operational risk incidents

· Provide input for regulatory returns

· Be responsible for credit related data/limit input and monitoring of Loan Classification

Client Service

· Be jointly responsible for credit related matters including active involvement in the credit structuring and term sheet preparation, negotiation and review and Request for Change processes.

· Participate in deal team to support transaction execution

· Maintain constant dialogues with internal stakeholders to keep abreast of market intelligence, procedures, policies and strategies

Role Requirements

· 5 to 10 years relevant experience in wholesale clients environment, preferably credit, portfolio and trade and commodity finance

· Strong analytical and financial assessment skillset with experience in assessing complex structured transactions

· Experience in risk analysis of large corporates, and more particularly commodity trading companies

· Prior relationship development and credit analysis/trade structuring experience;

Income’s Actuarial team aims to create exponential value and cultivates a dynamic learning culture. We are a strong partner in enterprise-wide digitization and data initiatives, and we are looking for a manager for the IFRS17 team. This role will be an integral team member within the IFRS17 team in the Actuarial Department to deliver the enterprise-wide IFRS17 project.

What will you do:

• To project manage and coordinate actuarial IFRS17 teams to deliver IFRS17 project.
• Develop and maintain project plan to monitor, track progress and escalation of risks.
• Develop IFRS17 requirements that integrate data, actuarial models & accounting solution for financial reporting and business planning.

What we provide:

• Opportunity to learn, develop and apply actuarial expertise in the new accounting standard.
• This role will provide you the opportunity to lead a team within Actuarial and be exposed to Chief Actuary and Senior Management.

What we require:

• 5 to 10 years of work experience in actuarial function, preferably in financial reporting.
• Good progress in actuarial exams.
• Strong in project management and able to communicate in simple and concise way to stakeholders.
• Technical, sensitive to details and ability to apply critical thinking.
• Adaptable and open to a dynamic working environment and willing to explore new ways of working.

This is a 01 year contract position attached to a Community Club.

Location: Tampines area

Job Scope

-Process payment, refund and receipt of transaction

-Carry out timely preparation approval and submission of monthly and yearly statement of accounts

-Ensure timely preparation of monthly and yearly statement of accounts for endorsement

-Ensure compliance with government procurement and financial procedures

-Assist to develop internal checks and control, SOPs and template to facilitate effective operation of the accounts

-Assist in customer service and administrative duties as/when required

Requirements

-O Level /LCCI Accounting or Diploma

-Preferably with relevant experience

Working Hours

Monday to Friday 9am to 6pm, 5 day week

Once a month, one Sunday will be scheduled for closing of month end account.

To Apply:

WhatsApp resume: 8023-1992

Email resume to: [email protected]

Income’s Actuarial team aims to create exponential value and cultivates a dynamic learning culture. We are a strong partner in enterprise-wide digitization and data initiatives, and we are looking for a team player within the financial reporting team.

This role will be an integral team member within the reporting team. Key responsibilities include:

• Execute financial reporting initiatives to support company's goals, including: 1. Regulatory reporting 2. Solvency & profitability analytics and optimization 3. Actuarial transformation projects
• The role will provide first-hand exposure to chief actuary as well as opportunities to enhance actuarial technical knowledge and play a key role in adopting new technologies
• The individual is expected to be able to be adaptable as well as open to a dynamic working environment

The candidate is expected to have the following qualities:

• Bachelor Degree in Actuarial Science or equivalent
• 1 - 2 years work experience in actuarial function, fresh graduated with/without internship experience are also welcome to apply
• Good progress in actuarial exams
• Detail-oriented and has the ability to apply critical thinking
• Strong team player and able to communicate effectively
• Adaptable and open to a dynamic working environment and willing to explore new ways of working

We believe that effective risk management will help us safely navigate the volatile and complex business and regulatory environments to achieve success. In Income, our Risk Management and Compliance Departments drive risk management and compliance agenda, ensure sound and effective risk management and compliance framework and promote risk culture. We work in close partnerships with our business and other stakeholders to achieve the desired business and risk outcomes. We stay relevant and therefore, getting better and sharper at what we do is the constant. We are looking for a pro-active individual and a strong team player, who wants to grow with Income, to join us.

We are looking for a Financial Risk Management team member with strengths in credit and market risks to complement our team. As part of your responsibilities, you will be:

• Maintaining the risk policies, framework, calibrating limits and performing associated work related to credit, market and other risks to ensure that we operate within our risk appetite.
• Perform reviews on and independent validation of our internal credit rating process which is largely in fixed income as part of regulatory expectation.
• Provide risk management advice on proposed investment strategy, initiatives and waivers of limits and determine the implications on our risk profile.
• Generating and monitoring market and credit risks summary report regularly.
• Contribute meaningfully to asset liability management.
• Participate in other projects across teams and departments.

Requirements:

• Degree in Quantitative Finance/Financial Engineering/Financial Mathematics/Actuarial/Statistics or CFA equivalent
• Minimum 5 years of relevant experience
• Experience in insurance sector or credit rating model will be advantageous
• Knowledge of programming in VBA, and in Python or SQL is a plus
• Experience in using Bloomberg or Factset system is preferred
• Strong communication skills with the ability to explain complex or technical matters in a clear and concise manner
• Good teamwork with excellent internal and external relationships

As a Finance Business Analyst, you will be joining an exciting team in finance that support Income’s transformation journey.

Responsibilities

• This role will support the finance management team in various finance initiatives (regulatory, transformation, optimization) and support the system implementations.
• He/she will work closely with Business Units, IT teams, internal finance stakeholders and external vendors to supporting business-led IT initiatives and projects.
• He/she will work closely with Information Technology team and internal finance stakeholders in supporting organization IT initiatives like systems upgrade for tech refresh (TRM), etc.
• Providing business analysis support to finance stakeholders with business and technical inputs and recommendation during system implementation.
• Providing project management support to finance stakeholders to ensure project status, timeline, resource requirements are communicated and updated.
• He/she will coordinate and work with finance stakeholders in resource planning, project scheduling, and coordinate for requirement gathering, UAT activities and project tracking.
• He/she will also provide 1st level IT application support and audit support on Finance owned applications (SAP, Hyperion-Essbase).

Qualifications

• Diploma or Degree in IT / Accountancy / Business.
• At least 2 years experiences in IT Project Management and/or Business analysis.
• Experience with insurance, accounting, financial reporting and/or, finance operations domain knowledge.
• Knowledge and implementation experience in SDLC, agile implementation.
• Able to work independently as well as in team.
• Possess strong analytical and numerical skills.
• Possess problem solving skills.
• Good in communication and writing skills, able to present to various types of audience.

As the company embarks on key data projects, we are seeking for an Experienced Data Project Manager to lead, manage and drive the successful delivery of IFRS data initiatives within budget, scope and timeline.

Job Scope

• Collaborate and work with multiple stakeholders (IT and business) within Program team and across departments.
• Responsible for planning, organizing, and directing the completion of the project while ensuring the project is on time, on budget, and within scope.
• Plan, monitor and track progress of data related project tasks and activities based on overall project plan
• Coordinate activities between various accountable stakeholders and ensure completion of activities in line with the project plan.
• Effectively communicate on the progress
• Adept in using MS Project to plan, monitor and track project.
• Anticipate risks that may affect project delivery and to mitigate the risks with the stakeholder.

Requirements:

• Degree holder in Information Technology, Information Systems, Computer Science o requivalent.
• Analytical and structured.
• Good verbal and written communication skills.
• Stakeholder management.
• At least 10 years’ experience in large scale project management.
• A proven track record of successfully leading and delivering at least 3 major applications / systems implementation projects end-to-end (>$1m, 20 – 30 pax in project team)
• Ability to step into the details (e.g. data mapping, data validation) when needed to resolve impediments while retaining full visibility of end to end view of project.
• Strong project management, budget management, vendor management, change management and facilitation skills.
• Highly organised, adaptable, meticulous with a strong sense of responsibility and ability to follow-through.
• Sharp analytical and hands-on problem-solving skills including the ability to analyse and interpret complex information from numerous sources, prepare and present analysis and reports, deal with challenges creatively and achieve business focused solutions.
• Excellent organisational skills and experience working in a fast-paced environment with a capacity to prioritise, multi-task, achieve business goals, perform and always work with a customer focused approach.
• Excellent interpersonal, influencing and negotiation skills with demonstrated experience engaging and influencing key stakeholders and vendors to influence and achieve optimal business outcomes.
• Experienced in project management & delivery in financial institutions, especially insurance sectors will be an advantage

As our Executive/Senior Executive - Finance , you will be managing the full set of accounts as well as compliance requirements.

● You will be in charge of the GL accounting and Balance Sheet Reconciliations

● You will liaise with the auditors, manage and drive the internal and Statutory Audit to closure, including the Tax Audits and other ac-hot audit assignments

● You will interact and resolve all the audit queries as and when they may arise though General ledger (including AP/AR review)

● You will oversee the processing and payment of vendor invoices and employee claims

● You will partner the internal sourcing and procurement team to resolve vendor related issues

● Manage vendor relationship and communicating to vendor on status of payments

● You will be in charge of the month end closure, complete Fixed Assets, Currency Revaluation, Prepayments and Accruals, as well as Revenue/Cost Accrual based on Percentage of Completion within the timeline of the closing

● You will prepare the balance sheet reconciliation schedules for management review

● You will handle the inter-Company Invoicing and Reconciliation, on a monthly basis

● You will be liaise with the tax agent, in charge of Annual Corporate Tax filing, GST filing

● Other Ac- hot assignments

REQUIREMENTS

What we expect

● You held minimum Accounting Diploma with at least 3 years experience in accounting processes and have excellent knowledge in MS Excel

● You are meticulous, highly energetic and a team player.

● You are effective while working with key global stakeholders and cross functional teams across geographies and time zone

● You are self-driven and have demonstrated the ability to take on new responsibilities with successful execution.

● You have excellent communication skills and have the ability to interact with Corporate Accounting teams, business partners and Statutory Audit teams

● You have prior experience in working on SAP will be an added advantage.

● You have experience in the GL function of a multinational enterprise

● You have knowledge of local taxes, Withholding Taxes including GST.

This is Adyen

Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.

For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.

Strategic Finance Business Partner

Adyen is looking for a Strategic Finance Business Partner to join the Strategic Finance Team within Group Finance. Our team is organized across regions and commercial pillars. In this role, you’ll form the bridge between several stakeholders in the business and our Group Finance team. You’ll support stakeholders in long-term strategic planning as well as shorter term financial performance, by providing relevant financial guidance.

This position is based in Singapore, with focus on the greater Asia-Pacific area and reports directly to the Head of Strategic Finance (based in Amsterdam).

What you’ll do
● Take the lead in implementing our local business control framework for our activities in a.o. China, Japan, Singapore and Australia.
● Be the financial sparring partner to commercial leadership in the APAC region.
● Help generate insights to support decision making in the region as well as in HQ, (e.g. analyse monthly margin performance and define relevant follow up actions,
● Using macroeconomic and market data to run analyses to support a varied group of stakeholders within the organization (varying from regional leadership to individual account managers)
● Support and challenge business cases/projects brought to you by different stakeholders within the region with data-driven financial insights.
● Contribute to Adyen Group Finance’s OKRs, as part of which you’ll work in multidisciplinary teams to achieve our priorities.
● You’ll support the business’ data needs by ensuring that relevant data points are readily available to a broad set of business stakeholders.

Who you are
● You have 3 years of experience in a finance business partnering or similar role, especially working in global teams for multinationals.
● You have a proactive mindset, you’re enthusiastic in taking on new projects, but never afraid to ask for help.
● You are able to work independently across cultures and time zones to get your job done.
● You feel comfortable to work in a fast-paced environment, where not all activities are set in stone, but where you’ll contribute to taking them to the next level.
● You prefer making decisions based on data rather than gut feel.

Our Diversity, Equity and Inclusion commitments

Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.

Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!

• Handle full set of accounts (AR, AP & GL).
• Perform forecast, annual budget and periodic, financial/management reporting.
• Lead audit process and liaise with auditors and liaise with tax agents for the preparation and submission of tax return.
• Prepare annual financial statements and other ad hoc assignments and projects assigned.

Requirements:

• Degree in Accountancy or equivalent
• At least 3 years of relevant working experience in Construction industry.
• Proficient in Microsoft Office

For interested applicants, kindly send your resume in Word/PDF format to [email protected]

Kindly include the following in your resume.

Current Salary

Expected Salary

Availability

Reason for leaving

Thank you for your application and we regret that only shortlisted applicants will be notified

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EA (23S1595/R23116355)