12-month contract

Private Banking

Changi Business Park

Responsibilities:

• To review account documents submitted by Relationship Managers
• To processing of client’s change in circumstance and amendments
• To ensure quality service is provided to internal clients
• To support the team in user acceptance testing
• To support other duties assigned by management

Requirements:

• Possess Diploma/Degree with minimum 2 years’ experience in client documentation in Banks.
• Good knowledge of account documentation in Private Banking.
• Proficient in MS Excel, PowerPoint, and Words

Please state your availability, currentand expected salary in the resume.

Email: [email protected]

Qualified or interested candidates, please visit our GMP website at

https://www.gmprecruit.com/ to apply for this position with GMP Job Code: 24670

We regret that only shortlisted candidates will be notified.

GMP Technologies (S) Pte Ltd | EA Licence: 11C3793 | Paris Low | Registration No: R22106109

• Complete the important tasks outlined on the Officer Shift Checklist, to record and follow up all job related incidences in the Officer Log
• Report broadband and telephone equipment defects to the relevant vendors
• Attend to complaints and enquiries referred to by Communications Assistant
• Highlight important events, special instructions and information to the team
• Handle follow ups passed over from the previous shift
• Handle and deliver the Hotel’s general emails to the relevant departments promptly for follow up
• Monitor the status of jobs in Guest Request Management system and highlight any service delays to the respective departments for follow up
• Monitor and ensure the accuracy of all call charges/postings in the PMS and Call Accounting system
• Ensure Broadband charges tally with the Hotel PMS postings
• Conduct and attend trainings, daily briefings and monthly departmental meetings when necessary
• Maintain good housekeeping standards and adhere to all safety and loss control procedures 
• Monitor the functionality of in-house TV Channels, Pipe-in music system and other equipments and systems and report any defects to Engineering Dept
• Keep an accurate record of the inventory, rental equipments and stock
• Tabulate daily and monthly traffic analysis report

• Assist with technology greenfield projects and represent the organization at exhibitions and conferences.
• Oversee the seamless implementation of products and engage with customers and suppliers effectively.
• Uphold professionalism and consistently follow company regulations and policies.

Requirements:

• Nitec in Bio-Tech/Bio-Engineering or equivalent.
• At least 2 years of hands-on project work experience in Medical Product industry.
• Proficient in Microsoft Applications and Presentations.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701
Registration: R21100996

• Assist guests with check in and checkout, and other cashiering duties
• Efficient in assisting guests throughout their stay with any requirements, handling guest feedback, provide direction and give suggestions 
• Handle guests’ mails, messages, and answering phone calls
• Maximizing room revenue by up-selling to a higher rate category and selling the highest possible rates for walk-in guests
• Provide guidance and assistance to Guest Relations Assistant
• Meet, greet and provide rooming for VIP guests
• Attend daily briefings and relevant departmental and interdepartmental meetings
• Ensure the safety, security and loss control policies and procedures are compiled with at the front desk and back office area 
• Perform any related duties and special projects as requested by the Front Office Manager/Assistant Front Office Manager/Reception and Duty Manager 
• Comply with hotel and department policies and procedures at all times
• Ensure vigilance in regard to in-house credit matters and act upon any discrepancies
• Provide assistance and supervision of the Front Office areas such as Front Desk, Airline Desk, Groups, Rooms Controlling and Lobby Greeters

• Perform casework and provide psychosocial support to patients, caregivers and families.
• Oversee and evaluate efficacy of welfare programmes and develop new initiatives.
• Handle patient admission and conduct assessment for financial assistance.
• Promote programs and facilitate group work to target groups of clients.

Requirements:

• Degree in Social Work with SASW Accredited.
• At least 2 years of social work experience.
• Passionate and able to give holistic social care.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Registration: R1326740

Job Description - Comprehensive management of the company's research and development, global sales, operations, and production involves overseeing and coordinating all aspects of these critical functions to ensure they work seamlessly together. This includes:

1. Research and Development (R&D):Innovation and Development: Leading the development of new products, technologies, and services to maintain a competitive edge in the market.
   Project Management: Ensuring R&D projects are completed on time, within budget, and meet the desired quality standards.
   
2. Global Sales:Sales Strategy: Developing and implementing sales strategies to achieve revenue targets and expand market share globally.
   Market Analysis: Conducting market research to identify new opportunities and understand customer needs and trends in different regions.
   

3. Operations:Process Optimization: Streamlining operations to improve efficiency, reduce costs, and enhance the overall performance of the company.

4. Facility Management: Managing production facilities to ensure they operate safely, efficiently, and in compliance with regulations.
Cost Management: Controlling production costs through efficient use of materials, labor, and equipment.
-

Requirements - Possess an international doctoral degree in chemistry or materials-related fields, a master's degree in business or above, and experience in pharmaceutical R&D management, business investment management, and corporate governance.

• Handle full set of Accounts Payable
• Accruing monthly revenue for selected centers.

Requirements:

• Diploma in Finance/Accountancy/Banking or equivalent.
• At least 2 years of working experience.
• Proficient in Accounting Software.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Reg No. R21100996

• Coordinate with customers and handle incoming phone calls.
• Create quotations and provide support to the sales team.

Requirements:

• GCE A Level and above
• At least 1 year of relevant working experience
• Excellent Interpersonal and co-ordination skills

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Registration: R24120303

obscope:

• Review documents / analytical test results and assess all attributes/elements contributing to product release to determine if product / equipment is fit for release.
• Assess, review and approve changes that may have an impact on product quality, validation and/or cGMP compliance to ensure timely product release to customers.
• Inspect and release process equipment/plant after turnaround.
• Assess, review and approve all cGMP and validation related documentation. Be a subject matter expert for operational quality processes.
• Co-ordinate Periodic Product Review (PPR) activities and compile the report.
• Lead or participate in investigations arising from customer complaints, returned goods or product failure etc, and accurately assess the impact of the complaint/failure/investigation so as to make appropriate recommendations on remedial actions for follow-up.
• Participate as an audit team member in the preparation of site audits by corporate and external groups such as the Food and Drug Administration (US), Health Sciences Authority (HSA)
• Draft, compile, review and update appropriate procedures and listing relating to GMP and operational quality.
• Update Technical Terms of Supply/Quality Agreement and issue Technical Terms of Supply/Quality Agreement change control to customer as needs arise.
• Support shift operations which include production, engineering, laboratory etc. to provide the necessary quality oversight in terms of activities such as change control, deviation investigation etc. for the manufacture and testing of the products.
• Conduct regular walk downs to production facilities including supporting areas. These areas include but not exclusive to production building, laboratories, engineering building and storage facilities

Requirements:

• Minimum Honours Degree in a relevant science discipline
• Preferably with 1-2 years of relevant work experience
• Knowledge on GMP, validation, quality and manufacturing processes.
• Basic knowledge of corporate management systems
• Good knowledge of regulatory processes.
• Possess strong analytical thinking skills and good attention to details
• Immediate candidate preferred
• Able to commit 12 hours permanent day shift

To find out more about this opportunity, please contact Fiona at [email protected]
We regret that only shortlisted candidates will be notified.

GMP Technologies (S) Pte Ltd | EA Licence: 11C3793 | EA Personnel: Fiona Koh | Registration No: R1109239

Responsibilities and Duties:

• Import & export SG permit request
• Coordinating cross border shipments (import & export - MY & SG)
• Preparation of documents needed for shipments (permits, custom forms, truck waybill)
• Arranging local transportation
• Daily task include tracking of truck status, customer services, documentations, follow up on the shipment status, updating customs on their booking and POD.
• Occasional billings for permit & storage to customer
• Updating CBT excel shipment file
• Quotation to internal departments
• Ensure smooth daily operation for CBT
• Main contact point for any coordination needed for CBT

Job Requirements:

• Preferably minimum 1 year relevant working experience.
• Minimum GCE 'O' Level
• Ability to speak Malay

• Assist with technology greenfield projects and represent the organization at exhibitions and conferences.
• Oversee the seamless implementation of products and engage with customers and suppliers effectively.
• Uphold professionalism and consistently follow company regulations and policies.

Requirements:

• Nitec in Bio-Tech/Bio-Engineering or equivalent.
• At least 2 years of hands-on project work experience in Medical Product industry.
• Proficient in Microsoft Applications and Presentations.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701
Registration: R21100996

Avallis Investments holds the full CMS license and its core businesses are External Asset Management (EAM), Portfolio Management and Fund Management. Its clients include HNW, UHNW, Accredited Investors and Family Offices.

Risk and Compliance Officer

Reporting directly to the Chief Executive Officer, this position focuses on establishing governance, risk and compliance culture through analysis, reporting, identifying risks and establishing controls for the first and second lines of defense.

Roles and Responsibilities

• Acting as the liaison officer to professional and regulatory bodies (i.e., MAS, lawyers, auditors etc.).
• Advising senior management and relevant stakeholders on risks and compliance matters.
• Keeping up to date with the latest global and local regulatory landscape and ensure that the company’s business activities conform to the current regulations.
• Conducting due diligence on new and existing clients, counterparties and business introducers
• Reviewing suspicious activity to assess whether it is true/false, liaising with necessary stakeholders and performing through analysis and investigations.
• Periodically assessing company operations to determine compliance risk
• Updating of risk and compliance manuals.
• Drafting of risk and compliance policies and procedures.
• Updating and maintenance of compliance registers
• Organizing and conducting training sessions to educate staff on internal policies and relevant regulations.
• Supporting ad-hoc projects as and when required.

Qualifications and Education Requirements

• Tertiary education in related discipline, with at least 1 - 2 years experience in compliance work
• CAMS or ICA certifications will be viewed upon favourably
• Working knowledge on SFA, FAA, MAS regulations and other regulations applicable to a CMS licensee

Preferred Skills

• Ability to analyse and interpret information quickly
• Highly developed written and oral communication skills
• Strong time management with the ability to prioritize and deliver
• Self-starter attitude and be able to work independently
• Keen willingness to learn and able to work under pressure

• Coordinate with customers and handle incoming phone calls.
• Create quotations and provide support to the sales team.

Requirements:

• GCE A Level and above
• At least 1 year of relevant working experience
• Excellent Interpersonal and co-ordination skills

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Registration: R24120303

HR Admin Officer
Industry: Machinery Manufacturing
Location:Bukit Batok
Working days: 5 days’ work week
Working time: 830am to 530pm
Salary: $2500 - $3000

Job Responsibilities:

• Assist Asst. Manager in supervision of divisional Human Resource and Administration activities.
• Audits all Admin HR reports submitted by divisional HR & Admin Departments.
• Audits Expense reports submitted by various departments to ensure compliance with Company policies.
• Organizes and maintains files, correspondence, records, etc. Follows up on pending matters.
• Expedites flow of work and initiates follow-up action.
• Assists in the training of the Office Support Equipment and in the development and evaluation of same.
• Schedules appointments and makes arrangements for meetings and conferences.
• Makes travel arrangements and hotel bookings for employees.
• Plans lunches, dinners and coordinates meetings for corporate officers and directors.
• Assists company in administrative matters to assure meeting profit, customer, and quality objectives.
• Maintains all patent files and processes billing from patent attorney if necessary.
• Tracks unused airline tickets, rental car coupons and company frequent flyer miles.
• Tracks spare cell phones and equipment and provides bill back information to accounting.
• Troubleshoots complaints.
• Updates company organization chart prior to promotion or any employee reshuffling request.
• Maintains Board of Directors documents.
• Produces a variety of correspondence and reports as requested using appropriate office equipment and word processing, graphics and spreadsheet software.
• Interviews vendors for hotel rates, car rentals, vending services, confidential shred services, caterers and janitorial service.
• Assists with various departments and divisions on any upcoming trainings or assigned projects upon request.
• Reviews visa process submitted by divisional HR & Admin Departments and ensures up to date on any requests or requirements.
• Reviews and arranges annual health screening for employees.
• Perform other duties as assigned.

Lee Wan Ling | Reg No: R23116154

THE SUPREME HR ADVISORY PTE LTD | EA No: 14C7279

HR Admin Officer
Location: Bukit Batok
Working days: 5 days’ work week
Working time: 830am to 530pm
Salary: $2500 - $3000 (depends on the experience and qualification)

If interested, submit your resume and contact me here

Whatsapp +65 8854 1564 (Albert) | https://wa.me/6588541564

Yap Teck Huat Reg No: R24122623

The Supreme HR Advisory Pte Ltd EA No: 14C7279

Job Responsibilities:

• Assist Asst. Manager in supervision of divisional Human Resource and Administration activities.
• Audits all Admin HR reports submitted by divisional HR & Admin Departments.
• Audits Expense reports submitted by various departments to ensure compliance with Company policies.
• Organizes and maintains files, correspondence, records, etc. Follows up on pending matters.
• Expedites flow of work and initiates follow-up action.
• Assists in the training of the Office Support Equipment and in the development and evaluation of same.
• Schedules appointments and makes arrangements for meetings and conferences.
• Makes travel arrangements and hotel bookings for employees.
• Plans lunches, dinners and coordinates meetings for corporate officers and directors.
• Assists company in administrative matters to assure meeting profit, customer, and quality objectives.
• Maintains all patent files and processes billing from patent attorney if necessary.
• Tracks unused airline tickets, rental car coupons and company frequent flyer miles.
• Tracks spare cell phones and equipment and provides bill back information to accounting.
• Troubleshoots complaints.
• Updates company organization chart prior to promotion or any employee reshuffling request.
• Maintains Board of Directors documents.
• Produces a variety of correspondence and reports as requested using appropriate office equipment and word processing, graphics and spreadsheet software.
• Interviews vendors for hotel rates, car rentals, vending services, confidential shred services, caterers and janitorial service.
• Assists with various departments and divisions on any upcoming trainings or assigned projects upon request.
• Reviews visa process submitted by divisional HR & Admin Departments and ensures up to date on any requests or requirements.
• Reviews and arranges annual health screening for employees.
• Perform other duties as assigned.

• Assist with technology greenfield projects and represent the organization at exhibitions and conferences.
• Oversee the seamless implementation of products and engage with customers and suppliers effectively.
• Uphold professionalism and consistently follow company regulations and policies.

Requirements:

• Nitec in Bio-Tech/Bio-Engineering or equivalent.
• At least 2 years of hands-on project work experience in Medical Product industry.
• Proficient in Microsoft Applications and Presentations.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701
Registration: R21100996

Job Scope

• Support the administration and logistics for programmes organised by the department.
• Assist with tutorial/assessment logistics such as setting up of virtual sessions (such as Zoom), preparation of registration listing, admission & monitoring of student attendance.
• Assist with lecturer management and course administration such as tabulating of course attendance for the issuance of Certificate of Attendance, compilation of evaluation and post tutorial reports, collating of required documents for funding submission and maintaining of registration listing.
• Handle any enquiries from students in a timely and accurate manner.
• Assist the supervisor in any projects as assigned.

Requirements

• Diploma holder with preferably one year of work experience in the financial services industry or in the education industry.
• Possess good interpersonal and communication skills (written and verbal).
• Effective organisational skills.
• Independent, resourceful, meticulous and a good team player.
• Proficient in Microsoft Office suite.
• Maintaining confidentiality.
• Responsible, resourceful, meticulous and a good team player.
• Ability to prioritise workload and meet deadlines of tasks assigned.

Location: East

Industry: MNC within Aerospace

• Communicate with customers to solve collection issues and gain payment commitments, while building rapport and a positive relationship with global strategic account
• Check stopped orders report on a daily basis for the assigned region and/or product line. Review the overdue status and risk development of the customer before releasing the order
• Conduct customer review of the new and existing customers and recommend credit lines according to the global credit policy
• Work with cash applications team and customer service team to research and resolve short payments/non-payment disputes
• Attend periodic collection meeting and coordinate closely with regional finance and commercial team to address any escalated collection matter
• Inform manager of potential problems in the credit review process or collection process and make recommendations for process improvement
• Perform AR reporting on overdue balances and top accounts as per request from business units
• Perform other duties and responsibilities as assigned.
• Perform intercompany confirmation at month-end closing.
• Perform other duties and responsibilities as assigned.

• Minimally 1 year related commercial collections experience
• Proficient in V-lookup
• Demonstrate clear understanding of basic accounting principles, general ledger, credit practices and collection procedures
• Ability to work in a multi-tasking environment managing a large portfolio of accounts, under pressure while meeting deadlines is required
• Show good initiative, responsible and a positive can-do attitude
• Experience with ERP system - SAP is a plus
  

If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV or email to [email protected]

CEI Registration Number: R1985071

EA License Number: 21C0661

Company Registration Number: 201127615M

• Coordinate with customers and handle incoming phone calls.
• Create quotations and provide support to the sales team.

Requirements:

• GCE A Level and above
• At least 1 year of relevant working experience
• Excellent Interpersonal and co-ordination skills

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Registration: R24120303

Management Support Officer / Executive, Bar Admission and Examinations (3-year contract, renewable basis)

The successful candidate will be a part of the Bar Admission and Examinations team, reporting to the Head of Operations (Bar Admission and Examinations). Key responsibilities include:

1. Processing applications for courses, examinations and admission to the Singapore Bar.
2. Handling administrative tasks related to the department's various functions.
3. Ensuring proper documentation of work processes.
4. Responding to inquiry emails from candidates and applicants.
5. Undertaking any ad hoc projects or duties.

The successful candidate may anticipate placement or contract renewal at the end of the 3-year term based on performance.

We seek an individual who:

• is a good team player with strong planning, organisational and administrative skills.
• Can work independently with initiative and minimal supervision.
• Is proficient in written and spoken English.
• Holds a Diploma / Degree and has 2-3 years of relevant experience.

Interested applicants are invited to submit your detailed resume, indicating your current and expected salary, contact number(s), notice period, and date of availability. We regret to inform that only shortlisted candidates will be notified.ad

We are currently looking for dedicated Landscape Technical Officer to join our team. As a Landscape Technical Officer, you will play a crucial role in supporting our landscape architects by providing technical expertise and assistance in various aspects of project development. This is an exciting opportunity to contribute to the creation of sustainable outdoor spaces while working collaboratively with a dynamic team.

Responsibilities

• Collaborate closely with the Landscape Architect and team to support project development and execution;
• Assist in the implementation of design concepts and plans under the guidance of Senior Landscape architects and Senior Landscape Technical;
• Assisting in the preparation of technical drawings, and construction documents using software such as AutoCAD and Revit;
• Support the selection of materials, plants, and sustainable design solutions in accordance with project requirements;
• Assist in the coordination of landscape elements with other disciplines such as architecture and engineering.
• Assisting in preparation of tender specification and document;
• Provide technical support during the construction phase, including assisting in site inspections and coordination with contractors.

Requirements

• Diploma in Landscape Architecture or a related field;
• Proficient in AutoCAD, Microsoft office including powerpoint, word, excel and other relevant design software is advantage;
• Knowledge in Revit and have done basic modelling;
• Proficient in technical drawing skills and familiarity with construction documentation;
• Excellent communication skills in English, both verbal and written;
• Ability to work collaboratively in a team environment and adapt to changing project requirements;
• Willing to learn and open to sharing;
• Attention to detail and a proactive attitude towards problem-solving;
• Previous experience or internship in a related field is preferred.

1. Responsible on the processing of work/employment pass application, renewal and cancellation and other MOM related matters.
2. Preparation of relevant letters and Memos (Offer Letter, Employees contract and memos for workers etc).
3. Assist in payroll preparation.
4. Administer HR-related documentation, such as contracts of employment.
5. Handles employees welfare and leave administration.
6. Ensure the relevant HR database is up to date and accurate. Maintenance and administration of employees personal file.
7. Provide general administrative support.
8. Other ad-hoc duties assigned by superior.

Experience Required:

- 2 years related working experience is an advantage

- Possess good communication skills (English) both oral and written

- Competent in Microsoft Office (Word, Excel, PowerPoint & Outlook)

- Able to communicate effectively to different types of Nationality

- Able to work independently, self-motivated and adaptable to change

• Assist with technology greenfield projects and represent the organization at exhibitions and conferences.
• Oversee the seamless implementation of products and engage with customers and suppliers effectively.
• Uphold professionalism and consistently follow company regulations and policies.

Requirements:

• Nitec in Bio-Tech/Bio-Engineering or equivalent.
• At least 2 years of hands-on project work experience in Medical Product industry.
• Proficient in Microsoft Applications and Presentations.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701
Registration: R21100996

Job Description:

• Take ownership of end-to-end recruitment processes, including but not limited to job postings, candidate sourcing, screening, interviewing, and selection
• Manage the interview coordination for direct and agency candidates
• Work collaboratively with the team to support recruitment activities
• Liaise with hiring managers on their availability for interviews
• Proactively source potential candidates through various channels, such as online job boards, social media platforms, professional networks, and employee referrals
• Collate candidates' documents prior to interviews
• Maintain strict confidentiality regarding all aspects of the recruiting process.
• Prepare employment contracts and liaise with candidates for the documents needed (when required).
• The main point of contact for employees’ queries on employment legislation, and internal policies and processes
• Support in HR activities spectrum relating to talent acquisition, employee benefits and welfare, onboarding and offboarding
• Maintain and update all payroll-related policies and processes
• Process monthly timesheets
• Develop and implement HR strategies and initiatives aligned with the organization's goals and objectives.
• Any ad-hoc duty assigned by HR Manager with related to HR matters

Job Requirements:

• Diploma in Human Resources or any discipline
• Possess at least 5 years of work-related experience
• At least 2 years in payroll processing
• Excellent communication and interpersonal skills to effectively engage with candidates and internal stakeholders
• Positive mindset and can-do attitude, collaborative and ability to work well with our team
• Highly organized with excellent time management skills
• Ability to work independently and with a team
• Thrives in a fast-paced environment and adapts quickly to changing priorities
• Able to work on weekend and PH as and when required when meeting timelines
• On-site
• Only Singaporean / PR need to apply

Our client is an established local bank, they are looking to hire a customer service officer to join their contact center.

Working hours:

5 working days per week - 4 weekdays 1 weekend

AM shift will be any 8 hours between 8am - 8pm

PM shift will be any 8 hours between 1pm - 12 midnight

• Deliver personalized service over the telephone to customers in call center on banking products, accounts and service enquiries in an effective and efficient manner.

• Ability to understand customers' needs and provide appropriate solutions and attention

• Identify cross-sell opportunities during customer interaction

• Consistently deliver excellent quality service to customers to achieve total customer satisfaction

• Solicit customers' feedback and identify problem trends for improvement actions

Interested candidates may apply through the application system. We regret to inform only Shortlisted candidates will be notified.

EA License No. 01C4394 • RCB No. 200007268E •Derrick Tiew Yong Han EA Registration No. R1877971

By sending us your personal data and curriculum vitae (CV), you are deemed to consent to PERSOLKELLY Singapore Pte Ltd and its affiliates to collect, use and disclose your personal data for the purposes set out in the Privacy Policy available at https://www.persolkelly.com.sg/policies. You acknowledge that you have read, understood, and agree with the Privacy Policy.