The Role Responsibilities
Job Purpose
· Business Banking (BB) provides a suite of trade and working capital products to support companies in Singapore to manage their business needs.
· As a Trade Specialist, you are to be well versed in Trade Finance and in its application on BB and Medium Enterprise (ME) client segments.
· This role will report to Head of BB Product & Strategy, and work with key stakeholders across Transaction Banking, Trade Operations, Group BB, Credit Approvers, Product Managers and Sales teams to drive growth in BB’s trade and working capital assets.
Key Responsibilities
· Develop and execute strategies jointly with Group BB, Product Managers and Sales teams to drive new acquisitions and increase the wallet share of existing customers in their usage of trade and working capital products.
· Support Sales teams on Trade Finance deals, including providing advisory to customers, structuring and right pricing of complex deals, participating in credit discussions and seeing through with deal implementations.
· Increase customer adoption of the bank’s digital trade channels through driving improvement in channel capabilities and educating Sales teams and Customer Contact Centre/ Client Services Group to enhance their ability to resolve clients’ issues.
· Educate Sales teams on the bank’s latest trade capabilities, market developments and identification of new sales opportunities.
· Ensure product adherence to Compliance, Operational, Business and Fraud risk procedures and other internal & external regulations.
Regulatory & Business Conduct
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
· The key stakeholders are Transaction Banking, Trade Operations, Group BB, Credit Approvers, Product Managers and Sales teams
Our Ideal Candidate
· 6+ years of experience in managing trade deals related roles in BB and ME client segments.
· A team player, eager to support and learn, and can foster collaborative working relationships across the organization
· Demonstrate strong experience in Trade Finance solutions
· Strong understanding of relevant trade management systems within the Bank, especially the Straight2Bank system
· Adequate knowledge of client documentation.
· Strong communication skills
· Well versed with local banking rules, regulations and UCP guidelines.
Role Specific Technical Competencies
· Knowledge of Product Line
· Data Analysis Tools
· Product Development Strategy
· Lending Processes and Standards
· Data Gathering
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
· Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
· Flexible working options based around home and office locations, with flexible working patterns
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
