Company’s Profile

Our client is a reputable Business Managed Services provider in Singapore with a proven track record of providing excellent service to their esteemed clients across public, private, and people sectors. Offering a wide range of services, from finance and payroll to HR and customer care, they specialise in helping businesses transform and streamline their operations. They are seeking a Claims Executive to join their team and contribute to their ongoing success.

Location: Alexandra (Office shifting to Bukit Gombak in Jan 2025)

Working hours: Monday to Friday, 8.00am to 5.30pm

Responsibilities:

• Verify and process financial claims in accordance with stipulated policies and guidelines such that claimants are compensated fairly, consistently and according to established service standards.
• Verify financial claims and where necessary determine the documents required for the assessment of claims.
• Exercise prudence in the processing and approving of claims.
• Discuss and escalate complex cases for review and decision.
• Handle customer requests within service standards to deliver a positive customer experience.

Requirements:

• Min. Diploma in Business Administration, Banking & Finance or related fields
• Min. 1 year experience as a in processing claims as a Claims Assessor, Claims Executive or Claims Officer
• Meticulous and customer-oriented with good interpersonal skills

Your recruiter for this job: WhatsApp Celine @ 6421 4966 for a quicker response.

Connect with me on LinkedIn: www.linkedin.com/in/your-recruiter-celine-chan

Celine Chan | R21103433

Talentsis Pte Ltd | EA No: 20C0312

Indoor Sales cum Admin Executive

· Handle indoor sales include customer inquiries, quotation, purchase orders, and follow through to closure

· Expand clientele base through networking, cold calling, and social media channels to drive sales revenue

· Maintain sales services and relationship with existing customers through constant communication and excellent customer service

· Understanding of the Company's range of products and services to ensure smooth workflow and customer satisfaction

· Execute digital marketing campaigns and full spectrum In charge of In-house Brand and E-commerce platforms (Qoo10, Shopee, Lazada, etc.)

· Inventory management and pricing strategies

· Procurement (sourcing, agreeing to terms, acquiring goods from an external source, marking buying decisions)

· Do up report weekly/ monthly for Data analysis (to track Sales performance, Customer purchasing habitsCosting, ROI, etc.)

· Conducting Market and Consumer research to identify local consumers based on market research and products to better meet the demand of local consumers based on market research

Requirements :

· Min Nitec/Diploma in Communication/ administration

· At least 1-2 years relevant working experience

· Able to work independently without much guidance

· Full of initiative, committed, meticulous

· Good negotiation skills

· Computer literate in MS office, outlook

· Prefer candidates who can start immediately

Interested candidates may send in their resume via whatsApp at HP no:96518935 or email to: [email protected]

Our client is a well-established MNC, market leader in the 3PL Logistics industry. Due to their current expansion plan, they are looking for Seafreight Export Executive to join their seafreight team, in hopes of developing the current high performing team. They are located in the East - easily assessible.

Jobs Scope:

• Ensure timely and accurate ocean freight movement while adhering to service standards and local regulations.
• Manage communication with customers, vendors, and internal stakeholders regarding shipments.
• Address service issues proactively by providing follow-up and problem resolution for customers.
• Generate invoices and verify shipment-related charges within KPI timelines.
• Participate in projects focused on improving internal and external business processes.
• Perform tasks that add value to customer operations and adapt to process changes.
• Ensure customs declarations comply with Singapore regulations and procedures.
• Create and manage documentation for ocean exports.
• Oversee a team and ensure efficient execution of shipments according to ISO procedures.
• Maintain timely responses to customer inquiries and ensure proper documentation in the Transport Management System (TMS).

Requirement:

• Nitec and above.
• Minimum 1-4 years of working experience in the sea freight industry

Interested candidates who wish to apply for the advertised position, please click APPLY NOW or email an updated copy of your resume/cv.

We regret that only shortlisted candidate will be notified.

• Email Address: [email protected]
• EA License No: 19C9682
• EA Personnel No: R2198636
• EA Personnel Name: Oh Puey Xin

• Location: Serangoon
• Working Days: 6 days a week (Must be able to work on weekends)
• Working hours : 11am to 9pm
• Salary : $3,100 basic+ Comm

Requirement

• Candidate with retail or jewellery experience is an added advantage
• Minimum GCE “N” level

Job Scope

• Understand and be able to explain to customers the range of Jewelley the company has to offer
• Promote the various products, services and schemes to customers
• Attend to customers and ensure service delivery standards are met in achieving total customer satisfaction
• Achieve monthly sales targets.
• Ensure merchandise and displays are consistently well presented and displayed
• Manage and maintain the overall positive image of the showroom

Leong Jia Qi Reg No. : R24124746

The Supreme HR Advisory Pte Ltd EA No. : 14C7279

Industry: Technology Integrator Industry

Location: West area

Schedule: 5-day work week

Skills: Cyber Security, Product Marketing

Our client is one of the leaders in Communications and Technology with presence in Cyber Security, Infrastructure, Network and Systems Security catering to various Industry sectors across the region.

Position Responsibilities:

• This role will be the Product Ambassador and promote cyber security related products at Trade Shows, Events, Conference engagements.
• Provide product demonstration to large-scale corporate clients across an array of industry sectors.
• Close interaction and building relationship with potential and existing clients in the business.

Position Requirements:

• Diploma or Degree in Business, Marketing and Sales field.
• 1 to 3 years of experience in product marketing, business & sales marketing, branding and customer engagement role.
• Industry experience in Technology, Telecommunications, Social-Media, IT Security, IT Distribution is a strong preference.
• Base knowledge in various IT related products such as Cyber security, Network Security, Infrastructure and Systems.
• Strong presentation skills, comfortable in public speaking, attending large social events and programme’s.

We will consider all candidates but will prioritize those who have closer requirements to client needs.

Thank you!!

Joseph Syho

Reg Number: R1108657

EA Licence No: 18C9079

Job Description:

• Support the review and implementation of billing and receipting processes to ensure efficiency and compliance.
• Conduct quality assurance testing of the billing system to ensure accurate and timely invoicing for patients.
• Oversee the generation of bills and claims, payment collection, and reconciliation of financial postings.
• Identify inconsistencies or errors in billing, troubleshoot system issues, and perform end-to-end testing of fixes in a staging environment prior to deployment.
• Develop comprehensive test scenarios to validate system fixes holistically.
• Collaborate with stakeholders from other departments to address policy changes and implement hospital initiatives while ensuring sound processes and system readiness.
• Ensure adherence to Ministry guidelines and policies for various financing schemes.
• Enhance operational efficiency within the billing and receipting team.
• Participate in organizational improvement and IT projects as assigned.
• Undertake additional duties as assigned by the reporting officer.

Requirements:

• Bachelor’s degree in Business, IT, or a related field.
• 2-4 years of relevant experience.
• Proficient in Microsoft Office applications.
• Excellent communication and interpersonal skills.

DID: 6220 0841

Duration: 6 months

Salary: Up to $3.5K

Location: Raffles

Job Scope:

• Receive invoices and other accounts payable documentation, check and confirm liability for payment.
• Obtain authorisation for payment from appropriate people, allocate expenditure to the correct budget and cost center and ensure weekly and monthly payment runs are completed on time, adhering to all controls.
• Establish and maintain strong working relationships with our major suppliers. Work collaboratively to improve work practices and processing efficiencies.
• Follow through on all accounts payable related queries from suppliers and team members.
• Maintain records of documents processed for ready access (hard copy and electronic) and produce various reports according to operating procedures.
• Process all team member expense claims and clubs petty cash reimbursement in line with guidelines.
• Prepare monthly reports for various stakeholders to track actual expenses vs budget.

For interested applicants, please send your updated resume to: [email protected]
All candidates’ information will be treated with the strictest confidence
Melissa Zhang Zhiqi (Mezzo)
R2197564
Recruit Express Pte Ltd
99C4599

Are you tech-savvy, eager to learn, and ready to dive into new challenges? Ready for an internship that combines professional growth, real impact, and a vibrant work environment?

Join Catalyse, the advisory, corporate consulting and training arm of AWARE (Association of Women for Action and Research), Singapore’s leading advocacy group for gender equality. Since 2010, we have led the charge in promoting diverse, equitable and inclusive workplaces, primarily in Singapore with expanding influence across Asia.

As a Junior Executive at Catalyse, you’ll make a real impact while gaining invaluable hands-on experience.

Here’s what you can expect as part of our team:

Meaningful Impact:

Your work will directly influence our organisation’s growth, making a positive difference in the corporate world.

Diverse Experiences:

Gain exposure to a wide range of industries and projects, developing a versatile skill set and becoming well-rounded professionally.

Networking Opportunities:

Collaborate with MNC clients, partners, and industry professionals as we expand internationally and build invaluable connections across borders in a global network.

Hands-on Learning:

Work alongside our experts, actively participating in business development strategies, conducting research, creating content, and assisting in social media campaigns.

Skill Requirements:

• Strong interest in business development, business operations, research, and marketing.
• Strong interest in graphic design, creative visual storytelling, and artistic expression.
• Passion for leveraging social media platforms for business growth.
• Excellent verbal and written communication skills.
• Analytical skills for data research and meticulous attention to detail.

** Availability for a full-time internship of at least 6 months

Personal Qualities:

• Adaptability to adjust to new tasks and challenges.
• Proactivity in seeking out opportunities to contribute.
• Genuine curiosity and enthusiasm for exploring new ideas and concepts.
• Tech-savviness and comfort with learning new technologies quickly.
• Dependability and punctuality in meeting deadlines and commitments.
• Strong work ethic and dedication to high quality work.
• Passionate and compassionate operating with courageous integrity.

Your responsibilities will include:

Business Operations:

• Providing support for ongoing business operations, presentations and reports.
• Assisting in the coordination of meetings, events and workshops.
• Collaborating with team members to help grow Catalyse.
• Handling any other requests as deemed appropriate by the Director of Strategy.

Content Creation and Research:

• Utilising advanced research skills to gather and synthesise complex information.
• Participating in brainstorming sessions and contributing innovative ideas.
• Create visually appealing designs for a range of training and marketing materials.
• Ensure a consistent visual identity aligned with brand guidelines.
• Utilising digital marketing tools/analytics to evaluate and improve company reach.

How to Apply:

To apply for this exciting internship opportunity at Catalyse, please click the button below. This position is only open to Singaporeans, Permanent Residents, and individuals with valid work authorisation in Singapore. We appreciate your interest; however, only shortlisted candidates will be contacted for interviews.

For more information about Catalyse and the impactful work we do, please visit our website at catalyse.sg.

We look forward to hearing from you!

Description
We’re Civica and we help governments deliver critical services for citizens all around the World. From local government to federal government, to education, to health and care, over 5000 public bodies across the globe engage Civica to help provide critical services to over 100 million citizens.

About the role:

We are pleased to present an exciting opportunity for Project Executives to begin their professional journey in Singapore with Civica. We are looking for a bunch of talented graduates who can join us and start working on the MS office suit to do data updating and manipulation.Our Project executives are required to support in compiling Collection Profiling Reports for MOE schools as a project deliverable. This role will provide key input and organisation of both daily operations and new initiatives within the team, and across the group.

This position is temporary and will take place from January 2, 2025, to January 31, 2025, offering a hybrid work arrangement.

What you will do to be successful in this role:

A Project Executive, you will be providing support in compiling data analytics reports for customers and you should also be able to provide administrative project support as required.

• Proficient in MS Office
• Highly organised, driven and proactive in approach
• Excellent time management skills and self-motivation
• Ability to work as part of a team and independently
• Basic IT skills and computer literacy is a must
  

Duties and responsibilities of your role may change from time to time to meet the needs and requirements of the business.

Why you'll love working with us

We know that when our people are happy, they will work better and have greater work satisfaction. Here's what you can expect:

We're all different - and we love this about us.We provide an inclusive, safe, and welcoming environment to all Civicans - there are heaps of opportunities to enable you to grow and be your best.

Giving culture - we encourage you to "give back" with benefits such as our Days of Difference leave where you can volunteer for a charity of your choice.

Flexible Work - Flexible work – we have the technology and tools to support you to work from home and come into our offices now and then to catch up and socialise with colleagues.

Apply for this job - Become part of something special Do you see yourself in this role? If so, then we would love to hear from you.We are an equal opportunity employer. We do not discriminate based on race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. In fact, we strongly believe that diversity of experience contributes to a broader collective perspective that will consistently lead to a better company and better outcomes.

Salary: Up to $4.5K

Location: Yishun

Job Scope:

• Efficiently HR operations, compliance, and employee engagement.
• Ensure compliance with labor laws, regulations and maintaining up-to-date knowledge and implementing necessary changes.
• Assisting in recruitment, onboarding, exit and retention strategies.
• Supporting the development and implementation of HR policies and procedures.
• Processing of payroll and ensure that they are accurate and timeliness.
• Contributing to training and development programs.
• Managing employee records and ensuring compliance with labor laws.
• Acting as a point of contact for employee concerns and resolving workplace issues.
• Preparing of reports to support decision-making.
• Coordinating employee engagement activities and fostering a positive workplace culture.
• Supporting the administration of employee benefits such as insurance and retirement plans.
• Assisting in the yearly budgeting and performance management exercises

Job Requirement:

• Min. Diploma / Degree in any relevant field
• Min. 3-5 years relevant experience in HR, preferably in Payroll
• Strong understanding of HR principles, labor laws, and best practices.
• Proficiency in HRIS systems and Microsoft Office Suite.

For interested applicants, please send your updated resume to: [email protected]
All candidates’ information will be treated with the strictest confidence
Melissa Zhang Zhiqi (Mezzo)
R2197564
Recruit Express Pte Ltd
99C4599

The Executive will manage the following areas:

1. Clinical Audits

1.1.1 Unplanned Admission Review

1.1.2 Mortality Review

1.1.3 Fall Prevention Audit

1.1.4 Medication Safety Audit

1.1.5 Hip Fracture Audit

1.1.6 Subacute Review

1.1.7 HPO Compliance Audit

1.1.8 Safe Management Audit

• Conduct checks and audits to ensure that clinical practices meet statutory requirements set by MOH, as well as to identify strengths and weaknesses, to plan and improve our delivery of care.
• Plan and facilitate various audit parameters and checklists.
• Work with various clinical departments within the clinical cluster to build audit and quality into daily.
• Provide regular feedback to clinical teams based on audit findings.
• Conduct random audits and checks on clinical practice.
• Keep track of audits of all clinical departments.
• Identify areas for improvement through red flags in clinical indicators, audits, and incident Management.
• Oversee and manage the reporting and review of adverse events, medication errors, unplanned admissions, pressure injuries and serious reportable events and mortality including preparation and submission of reports.
• Oversee and manage the PATIENT SAFETY CULTURE SURVEY
• Any other duties assigned by Head of Department

Requirements

• Able to start within short notice
• Degree in Medicine/Nursing/Allied Health or other healthcare related field from a recognised institution is preferred.
• Minimium 3 year's experience in related job scope in healthcare is preferred.
• Good communication skills, both oral and written.
• Strong Knowledge in Microsoft Word, Excel and Powerpoint.
• Good people management skills.

The COMO Group represents an integrated approach to living well, grounded in a celebration of diversity and a deep respect for authenticity. The Group’s businesses extend across hospitality (COMO Hotels and Resorts), fashion (Club21, Kids21, Dover Street Market Singapore), wellness (COMO Shambhala), organic living and specialty foods (COMO Dempsey, Culina and SuperNature) and philanthropy (COMO Foundation).

Culina is a leading distributor of beverages, fine food and high-quality meat products that is committed to providing premium products to gourmet restaurants, hotels, and retail sectors across Singapore. We pride ourselves on sourcing the best ingredients globally and delivering exceptional service and quality products to our esteemed clientele. We are looking for candidates who share our values, passion, creativity, style and has a genuine interest in bringing these values to life in our workplace.

Job Summary:
As a Sales Executive, you will play a crucial role in expanding our market share and presence within the Singapore market. You will be responsible for establishing and nurturing long-lasting relationships with customers, identifying new business opportunities, and achieving sales targets.

Key Responsibilities:

• Develop and execute sales strategies to meet and exceed your sales targets in the fine food and meat segments.
• Build and maintain strong, long-lasting customer relationships with your customers, chefs, restaurant owners, purchasers, and other stakeholders in the food industry.
• Arrange and attend client meetings to demonstrate product offerings and services.
• Negotiate / close deals and handle complaints or feedbacks from customers.
• Collaborate with team members to achieve better results and provide general insights.
• Gather feedback from customers or prospects and share it with internal teams.

Requirements:

• Proven experience as a Sales Executive or relevant role, ideally within the food distribution, retail, or hospitality industry.
• Strong understanding of the Singapore market with connections to the food and hospitality industry.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to deliver engaging presentations.
• Self-motivated with a results-driven approach.
• Proficiency in English; additional language skills relevant to the Singapore market are a plus.
• Able to work on alternate Saturday (5.25 day week)

How to Apply:
Interested candidates are invited to submit a resume and cover letter detailing qualifications and experience.

Marketing Executive

• Working Days: Monday – Friday
• Working Hours: 08:00am - 05 :00pm
• Location: Taman Jurong
• Salary: $2,700 - $3,000 + $90 Transport Allowance

Responsibilities

• Brand promo activities/packaging artworks editing, managing advertising and promotion
• Support as in house designer for urgent packaging editing/new POSMs creation etc
• Website maintenance/editing (ensuring website information is up to date)
• To support in development and planning of new products with the mission of taking a product from concept to commercialization
• To support ad hoc marketing activities whenever possible.

Requirements

• Relevant Experience in the same capacity
• Knowledge on using illustrator/photoshops for design of artworks/POSMs/editing package
• Social media knowledge/experience will be added advantage

Lee Wan Ling | Reg No: R23116154

THE SUPREME HR ADVISORY PTE LTD | EA No: 14C7279

Job Title: Marketing Associate for Maids Agency

Responsibilities:

• Answer client questions in person, on the phone, and through messages and emails.
• Set up interviews between employers and candidates.
• Provide follow-up support to employers and domestic helpers.
• Do basic administrative tasks.

Requirements:

• Language Skills: Must speak English and Burmese/Filipino.
• Computer Skills: Know how to use Microsoft Word and Excel; able to send emails and messages in English.
• Communication Skills: Good at talking with clients and helping with online interviews.
• Certifications: CEI Basic certification is preferred but not required. Training will be provided.

If you’re motivated and enjoy helping people, we’d love to hear from you!

Our client is a well-established MNC, market leader in the 3PL Logistics industry. Due to their current expansion plan, they are looking for Quality Executive, in hopes of developing the current high performing team. They are located in the East - easily assessible.

Responsibilities:

• Conduct daily meetings to address logistics-related manufacturing NCs.
• Validate defects with QC support, providing corrective action recommendations.
• Resolve logistics issues with proper containment and corrective measures.
• Manage complaints, perform root cause analysis, and implement improvements.
• Lead quarterly audits, report findings, and ensure timely closures.
• Prepare quality guidelines and instructions.
• Oversee raw material warehouse quality supporting manufacturing.
• Compile weekly, monthly, and quarterly logistics reports for customer review.

Requirements:

• Min Degree in Supply Chain or related study
• Min 3 years of quality experience in manufacturing setting, well wersed in methodologies such as CAPA, GDPMDS and Six Sigma

Interested candidates who wish to apply for the advertised position, please click APPLY NOW or email an updated copy of your resume/cv.

We regret that only shortlisted candidate will be notified.

Email: [email protected]

Recruitpedia Pte. Ltd.

EA License No. 19C9682

EA Reg. No. R2198636 (Oh Puey Xin)

Working Day: 5-6-5-6 work weeks (follow roster)

Working Hours: 8am to 5pm

Location: Geylang Bahru

Job Description:

• Handles phone-manning
• Data entries and record keeping
• Provide best solution or alternative to complaints
• Work closely with operations department
• Other ad-hoc duties assigned

Tee Xin Li Reg No: R24121619

The Supreme Hr Advisory Pte Ltd EA No: 14C7279

Responsibilites:

• Developing and executing corporate communication strategies to promote the company's brand and reputation
• Creating and distributing press releases, corporate newsletters, and internal communications
• Managing media relations, responding to media inquiries, and coordinating interviews or press conferences
• Overseeing the creation of content for websites, social media platforms, and marketing materials
• Collaborating with senior management to align messaging with organizational goals and strategies

Requirements:

• Min. Bachelor’s degree in Communications, Public Relations, Marketing, or a related field
• Strong writing, editing, and proofreading skills
• Proficiency in social media management and digital communication tools

For interested candidates, please send your most recent and updated resume to [email protected]
or WA me at +6596698692

Alicia Cheong Ling Wei

R1104785

Recruit Express Pte Ltd

EA License No. 99C4599

Job Responsibilities

• Perform credit worthiness analysis and reviews for existing and new customers.
• Assess and approve credit limit requests and provide support for payment terms recommendations.
• Prepare monthly credit and market risk reports.
• Comply with established processes.
• Prepare monthly credit and market risk reports.
• Development and implementation of credit and market risk framework and policies.
• Perform full credit analysis and provide credit and payment terms recommendation.
• Execute the annual compliance plan under the direction and supervision of a senior compliance officer or team leader.
• Provide support to senior compliance officers in organising, designing and delivery of compliance training.
• Conducts regular assessments to determine whether policies are compliant with the law.
• Provide compliance advisory to business units and business functions.
• Other duties assigned by superior

Job Requirements :

• Candidate must possess a Degree in related field or equivalent
• Effective team player with at least 3-year experience in risk analysis / control management
• Good team player and problem-resolver
• Self-motivated and be able to work under pressure and have sense of urgency

Interested candidates who wish to apply for the advertised position, please click on “Apply”. We regret that only shortlisted candidates will be notified.

EA License No. 01C4394 (PERSOLKELLY SINGAPORE Pte Ltd)

By sending us your personal data and curriculum vitae (CV), you are deemed to consent to PERSOLKELLY Singapore Pte Ltd and its affiliates to collect, use and disclose your personal data for the purposes set out in the Privacy Policy available at https://www.persolkelly.com.sg/policies. You acknowledge that you have read, understood, and agree with the Privacy Policy.

Our client has more than 20 restaurants in Singapore that provide various dining concepts that refined tastes of both local and international food enthusiasts.

• Responsible to source for new or alternative supply on products and services.
• Manage purchasing activities and services based on company's needs.
• Negotiate optimal prices for goods and services while maintaining quality standards.
• Supervise process and supplier performance and resolve issues with suppliers.

Requirements:

• Diploma in Procurement and Supply Management or equivalent
• At least 2 years of hands-on experience in procurement or purchasing specifically in the F&B industry.
• Proficient in MS office and SAP.
• Team player with good interpersonal and communication skills.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Registration: R1326740

Responsibilities:

Payroll:

• Manage payroll processing and administration, ensuring compliance with relevant regulations and company policies
• Collaborate with other departments/functions to ensure accurate and timely processing of payroll data
• Develop and maintain payroll procedures, calculation formulas and policies, ensuring accuracy, minimizing risk, and improving efficiency of processes
• Maintain accurate payroll records and ensure data integrity and confidentiality
• Be accountable for internal and external payroll audits
• Monitor and report on payroll-related expenses, including salaries, benefits, and taxes
• Collaborate with other functions to ensure the accuracy of employee salary data and assist in troubleshooting payroll system issues
• Stay up-to-date with changes in payroll regulations and best practices, and implement changes as necessary
• Responsible for statutory and ad-hoc surveys submission pertaining to payroll

Mobility:

• Review, record and consolidate Mobility policy and process as necessary to align with organization, business and talent needs, review and streamline processes to ensure smoother flow of operations with regards to movement of talent between countries and HQ
• Support assignees on general queries and support other functions for reports and information in the regional mobility space
• Provide excellent customer experience to all outbound employees, relating to mobility activities
• Ensure proper documentation for all stages of assignment and for audit purposes
• Work closely with HR team to provide support or information related to mobility

Requirement:

• Diploma or bachelor’s degree in human resource, accounting, finance, or related field
• Minimum 2 years of experience in payroll management, with experience managing payroll
• Strong knowledge of Employment-related/labour laws and regulations, payroll regulations and compliance requirements
• Strong organizational and analytical skills, with ability to manage multiple priorities and meet deadlines
• Proficiency in payroll software and Microsoft 365 applications
• High level of attention to detail and commitment to data accuracy and integrity

By responding to Yokogawa’s advertisement, consent is considered given to Yokogawa to collect the required personal data for the purpose of recruitment with expectation that Yokogawa will protect personal data with security safeguards that are reasonable and appropriate to the sensitivity of the personal data, to protect it from unauthorized access, use or disclosure and complies with applicable regulatory requirements with respect to the retention of personal data.