[Job ID: 831010]

Responsibilities:
The incumbent will play a key role in delivering high-quality service to clients and business partners by offering expert advisory services in insurance and liquidity planning. The role involves generating profitable client referrals for the company through proactive engagement and support of both partners and clients.

• Foster continuous engagement with bankers to build strong and sustainable referral relationships
• Develop new banker relationships regularly to ensure a diversified referral source portfolio
• Provide professional, high-quality advice to clients regarding their liquidity planning and insurance needs
• Achieve annual net revenue targets or any amount set during the annual performance review
• Ensure full compliance with the company's internal policies, procedures, and MAS regulatory standards
• Submit new business documentation promptly and accurately
• Deliver ongoing, high-quality service to existing policyholders through timely annual policy reviews
• Assist team members with client meetings, medical assessments, and presentations
• Perform any other ad-hoc duties as assigned

Requirements:

• Preference for candidates with experience in the Thai market
• Proficiency in Thai to effectively communicate with Thai-speaking clients
• For Junior: 5-8 years of experience in sales and/or relationship management, preferably within the insurance or banking industries
• For Senior: 10-15 years of experience in sales and/or relationship management, preferably within the insurance or banking industries
• A valid MAS license (Candidates not currently licensed must obtain a MAS license upon starting employment)
• Strong skills in relationship development/management, communication, and presentation
• Previous/current experience as a private banker, bancassurance specialist, or insurance specialist

We regret that only shortlisted candidates will be notified. However, rest assured that all applications will be updated to our resume bank for future opportunities.
Please kindly refer to the Privacy Policy of Good Job Creations for your reference: https://goodjobcreations.com.sg/en/privacy-policy/

EA Personnel Name: Sandy Ng Mei Qi
EA Personnel Registration Number: R24125475
EA License No.: 07C5771

Responsibilities:

• Customer Service
• Listen and document customer concerns and issues with their vehicle.
• Provide clear and concise explanations of recommended services and repairs.

Service Consultation and Coordination

• Schedule service appointments and manage the service workflow.
• Coordinate with technicians to ensure timely and accurate diagnostics and repairs.
• Keep customers informed of the status of their vehicle throughout the service process.
• Review the service and repairs completed with the customer, ensuring satisfaction.
• To act according to the principles of the core processes of After Sales.
• Monitoring the progress on the repairs/service and keep customer updated of the status on the repairs of their car.
• Provide quotations for repair of customer’s car including body/paint repair jobs.

Administration

• Process service orders, invoices, and payments.
• Maintain detailed records of services performed and parts used.
• Communicating with customers for approval to carry out additional repairs on their cars whenever necessary.
• Performs any other ad-hoc duties as assigned by the supervisors.

Job Requirements:

• Relevant experience in Automotive Industry or with automotive technical knowledge will be an advantage.
• Obtain at least Class 3 Singapore Driving License.
• Proficient in spoken & written English and Mandarin.
• Attention to detail and a commitment to delivering high level of customer service.
• Knowledge of automotive repair and maintenance.
• Flexibility to adapt to changing technologies and industry trends.
• Strong organizational, multitasking and communications abilities.

Responsibilities:

• Assist in day-to-day administration (technical andservices) which includes handling of all incoming and outgoing correspondences, facsimile, data entry, filing and collating of information.
• To provide support and counter check on warranty documentations and claims.
• Follow up on any upstanding warranty claim with the manufacturer
• Ensure all warranty claims are submitted according to the manufacturer warranty policy and procedures.
• Maintain warranty and credit records and database.
• Ensure that all warranty parts are tagged and housekeeping on the storage according to warranty policy
• Supervise and check all warranty scrapping parts.
• Provide support to parts daily operation.
• Assists in purchasing, receiving and warehouse keeping.
• Performs any other ad-hoc duties as assigned by the supervisors.

Job Requirements:

• Preferably 2-3 years of relevant working experience
• Proficient in spoken & written English and Mandarin.
• Proficient in Microsoft Office.
• Be resourceful and multi-tasking attitude.
• Excellent problem-solving skills and attention to detail.
• Ability to work independently and as part of a team in a fast-paced environment.

• Position: Associate (Business Consultancy Firm)
• Working Hours: 5 Days [9am - 6pm]
• Basic Salary: $2,800 - $3,500 + Bonus
• Walking Distance From Commonwealth MRT, Singapore

Company is an Accredited Training Organization (ATO) that is certified by the Singapore Accountancy Commission to develop candidates who aspire to be Chartered Accountants of Singapore. This role will specialize in giving advice to customers instead of doing normal accounting duties.

Requirements:

• Any experience in accounting, audit, corporate or individual insolvency or restructuring space.
• Diploma or Degree in Accountancy and/or ACCA // Business Administration or equivalent

Jobs Scopes:

• Preparation of documents for conflict checks.
• Liaising with clients on the documents required.
• Performing an analysis on the historical and current financial performance of the clients.
• Performing a review of historical transactions.
• Investigating the cause of the insolvency.
• Assisting in the preparation of cash flow projections and assessing the validity of the assumptions adopted, taking into account the liquidity constraints / requirements of the client.
• Liaising with government bodies such as CPFB, IRAS, MOM and CPFB.
• Liaising with various stakeholders in the administration of various forms of corporate insolvency and restructuring engagements (such as judicial management, liquidation and receivers and managers) including dealing with creditors’ queries, recovering and realizing assets and fulfilling the statutory obligations of the administrators.
• Familiarising themselves with the prevailing insolvency laws.
• Assisting the Directors and Managers on the administrative aspect of the engagements such as time reporting, preparation of the Bill of Cost, documentation tracking etc.

#SCR-carson-cheong

⭕ Cheong Kar Chun ⭕ Team Manager ⭕ R1980386

⭕ The Supreme HR Advisory ⭕ 14C7279

We are looking for committed and passionate individuals who want to make a difference, with a positive attitude and strong work ethnics.

Job Description:

Fast track career path towards management

Comprehensive on-job training will be provided continuously for professional development and career advancement in Financial and Investment industry

Learn Digital Marketing, Advertising and Analytics skills, Content Marketing, Search Engine Optimisation, to stay relevant in the ever changing Digital World

Personal mentor-ship with various accomplished lifetime Million Dollar Round Table, Court of Table, Top of Table members to impart their valuable expertise

Requirements:

Minimum Education Criteria: Local Diploma or Bachelor's Degree

Management: 1 year (Preferred)

Sales: 1 year (Preferred)

Top reasons to join us:

Competitive remuneration package

All-expense paid travel opportunities yearly

Recognition for individual efforts

Dynamic and fun company culture

Maintain Work-Life Balance by having flexibility of managing your own time and schedule

Have a chat with us to find out if this career aligns with your goals and aspirations.

• Present, promote and sell products/services using solid arguments to existing and prospective customers
• Perform cost-­benefit and needs analysis of existing/potential customers to meet their needs
• Establish, develop and maintain positive business and customer relationships
• Reach out to customer leads through cold calling
• Expedite the resolution of customer problems and complaints to maximize satisfaction
• Achieve agreed upon sales targets and outcomes within schedule
• Coordinate sales effort with team members and other departments
• Analyze the territory/market’s potential, track sales and status reports
• Supply management with reports on customer needs, problems, interests, competitive activities, and potential for new products and services.
• Keep abreast of best practices and promotional trends

Sales


Working hours: 10:00am-7:00pm/night shift 1:00pm-10:00pm

8 days off per month (time is not fixed)

Mainly sells tableware, silverware, and porcelain
Location is 0rchard

Job Description & Requirements

- Assist in daily operations such as merchandise display, stock inventory, and maintenance of store.

- Greet customers, handling enquiries, ascertain what customers need and desire, and maintain good service to customers.

- Support in other aspects of sales and operations.

- Ordering stocks, replenish stocks on the shelf.

- Compute sales prices, total purchases at the end of the day.

- Pleasant personality, strong communication skills.

- Experience in retail will be an added advantage.

- Prospect of upgrading.

Job Requirements:

- Minimum GCE N/O Level.

- Able to commit for retail working hours, including weekend and Public Holiday.

- Sales and Service Driven.

- Enjoy interaction with others.

- Strong communication skills.

- Retail experience preferred.

- Committed team player.

- Attractive salary with sales commission/incentives.

- Working location in Department stores

Job Description

1. Expanding the network of sales agents and maintaining the connections, note that you will receive the commission fee the more you successfully expanded

2. Organising various health-themed events and hosting the clients during on-site activities;

3. Guiding potential clients in experiencing health adjustment equipment (promoting the purchase of experience products or services);

4. Encouraging clients to join the membership program and inviting them to join the corporate social media group;

5. Explaining health services and related product knowledge to clients;

6. Overseeing daily operations, leading merchandising activities, and ensuring sales targets are met

7. Providing reports to management, such as sales reports, lead generation reports, and customer complaints reports

Job Requirement

1. Please note that the candidates are required to have relevant experience for at least 2 yearsand a proven track record to demonstrate capability;

2. Strong interpersonal, communication skills, and the ability to consider clients' feelings while achieving effective conversions;

3. Strong growth potential, willingness to accept new challenges and problem-solving skills;

4. Diligent, proactive, and driven to succeed;

1, Our company produces and sells dishwashing water, hand sanitizer, degreaser, disinfectant, laundry detergent, and other cleaning solutions. 2. The main customers are restaurants, hawker centers, coffee shops, cleaning companies, etc. 3. The main responsibilities of the sales supervisor are to divide channels, expand business, and maintain good customer relationship.

Learning Advisor is primarily responsible for enhancing students’ academic outcomes through the development of relevant academic skills and literacies. Duties and responsibilities include but are not limited to:

Job Description

• Take responsibility for designing, delivering, and recommending relevant services and resources that empower students to develop the skills required to be successful in their course of study.
• Provide a range of workshops and consultations which integrate academic skills relating to program and course specific requirements, as well as the promotion of relevant resources designed to further support learning needs.
• Contribute to the creation, dissemination, and maintenance of Academic Learning Support resources, and demonstrate an up-to-date understanding of additional and relevant resources available to students.
• Contribute to support activities that assist students’ success in new ways of learning, including online and blended environments.
• Collaborate with relevant staff to promote embedded and/or aligned learning support services and resources.
• Create opportunities to promote Academic Learning Support services via relevant channels.
• Work effectively both autonomously, and as a team member, to plan work outcomes, and prioritise tasks to effectively support students and optimise the alignment of support to assist academics.

Selection Criteria

• A degree qualification with at least four years subsequent relevant experience or an equivalent combination of experience and education/training including teaching experience and expertise in learning support at the university level.
• Previously demonstrated analysis and problem-solving skills with proven proficiency in the delivery of academic and/or mathematics skills programs that support course content and provide opportunities for students to improve their academic ability.
• Demonstrated ability to develop and evaluate appropriate learning resources for delivery through a range of media and teaching formats. A sound knowledge of the tertiary environment and factors driving current directions in teaching and learning including, but not limited to, the use of technology.
• Demonstrated sound personal knowledge and experience in the use of common teaching and learning technologies such as learning management systems, lecture capture and web-based activities.
• High-level interpersonal and communication skills, both written and oral, including demonstrated ability to consult, negotiate and liaise effectively with a diverse range of people.
• Demonstrated ability to work in a team environment, as well as independently, and demonstrated organisational skills and the ability to meet deadlines.
• Demonstrated ability to show initiative, analyse and solve problems, manage projects, and prioritise tasks according to the demands of high-pressure peak periods.
• Demonstrated understanding of equal opportunity principles and policies and a commitment to their application in a university context.

• Conducting market research to identify selling possibilities and evaluate customer needs.
• Actively seeking out new sales opportunities through cold calling, networking and social media.
• Setting up meetings with potential clients and listening to their wishes and concerns.
• Active seeking new clients.

[Job ID: 674299]

Responsibilities:

• Greet and engage walk in customers and make them feel welcome.
• Drive business growth and maximize sales through customer service, product knowledge, merchandise presentation and promotion.
• Implement all operational policies and procedures in order to satisfy the needs of the customer while helping the brand achieve its goals.
• Understand, identify customer's timeline to purchase, thus creating a robust Customer Profile.
• Educate and excite customers by answering their questions and providing a tailored experience based upon their interests and agenda.
• Demonstrate expert knowledge of all the brand products and services, as well as local incentives for EV owners.
• Help the brand maintain a healthy sales pipeline by collecting customer contact information and scheduling Test Drives for individuals who exhibit purchase intent or potential.
• Regularly update the CRM system to ensure accurate and timely sales and delivery information is available to management.

Requirements:

• Experienced in customer service.
• Must have and maintain a valid driver’s license and a safe driving record.
• Available to work evenings and weekends.
• Passionate dedication and ethical approach to sales management and operations.
• Ability to understand and convey business issues and technical concepts.

We regret that only shortlisted candidates will be notified. However, rest assured that all applications will be updated to our resume bank for future opportunities.

Please kindly refer to the Privacy Policy of Good Job Creations for your reference: https://goodjobcreations.com.sg/en/privacy-policy/

EA Personnel Name: Sandy Ng Mei Qi
EA Personnel Registration Number: R24125475
EA License No.: 07C5771

A career that makes a difference

Whether you are just beginning your career or an experienced professional looking for a change.

If you are looking for an entrepreneurial role with flexibility and unlimited income potential, join us to discover more about the career as a Financial Advisor.

Key responsibilities:

• Assess clients’ financial situation to develop strategies to help client meet their financial goals.
• Provide advice on insurance to help companies and individuals plan for their financial futures.
• Help clients with financial planning in areas such as retirement, education, and investments with our full product suite.
• Review and follow up with clients on a regular basis to assess how developments in their life might affect their financial plan.
• Preparing and interpreting financial document summaries, investment performance report and income projections for clients.
• Build and maintain effective relationships with existing clients.

Benefits & Rewards

Training and professional development

We’ll help you gain the certifications, soft skills, and knowledge you need to succeed while supporting your growth with structured courses and trainings. Our dedicated managers will constantly be there to guide you through your developmental journey.

Funding Programme

We provide a structured corporate financing scheme for the first 24 months of your career to fast-track your success.

Rewards

Work hard and play hard with us as we incentivize our top performers.

Flexible incentive structure

Enjoy unlimited potential income through our multi-layered incentive structure that includes commissions, quarterly performance-based incentives, annual bonuses, and great incentive trips.

Qualifications

To join us as a Financial Advisor, you should:

• Have obtained a diploma or degree in any field
• Enjoy seeing tangible results of your hard work, and motivated by performance-based incentive structures
• Have good interpersonal skills and be passionate about helping customers achieve greater financial competency

We are on the lookout for a visionary Sales Director to spearhead Corporate Gifts Division for a company specializing in sustainable corporate giftings. If sustainability drives your passion and building strong client relationships is your forte, this is your opportunity to make an impact with a purpose-driven team.

Your Role:

• Champion innovative, sustainable gift concepts.
• Build and nurture strong client relationships by understanding their unique needs.
• Collaborate with our creative design and procurement teams to deliver exceptional solutions.
• Oversee sales proposals, negotiations, and transactions, ensuring seamless execution.

What We’re Looking For:

• Proven track record of success in the corporate gifts industry.
• Established network of strong client relationships.
• Outstanding communication and interpersonal skills.
• Genuine passion for sustainability and creating a greener future.

What We Offer:

• A dynamic, collaborative work environment where your ideas matter.
• Opportunities for professional growth and career development.
• Competitive compensation package that values your expertise.

Ready to make a difference while advancing your career?

Mon to Fri 9am - 6pm

• Manage existing accounts expansion as well as open new markets in the regions

• Contribute to the growth of sales, build strategic partnerships with clients and drive sales strategy of the company

• Build strong network of clients, and hold key relationships with customers in the organization

• Responsible for delivering expected sales revenue target and profitability. Build strategic partnerships with clients and drive sales strategy of the company

Requirements

1. Required prior experience dealing in satellite/telecommunication equipment’s with regions exposure.

2. Good experience in managing partners and distributors

3. Frequent travelling involves to SEA regions

• Manage existing accounts expansion as well as open new markets in the regions

• Contribute to the growth of sales, build strategic partnerships with clients and drive sales strategy of the company

• Build strong network of clients, and hold key relationships with customers in the organization

• Responsible for delivering expected sales revenue target and profitability. Build strategic partnerships with clients and drive sales strategy of the company

Requirements

1. Required prior experience dealing in satellite/telecommunication equipment’s with regions exposure.

2. Good experience in managing partners and distributors

3. Frequent travelling involves to SEA regions

Mon to Fri 9am - 6pm

• Conducting market research to identify selling possibilities and evaluate customer needs.
• Actively seeking out new sales opportunities through cold calling, networking and social media.
• Setting up meetings with potential clients and listening to their wishes and concerns.
• Active seeking new clients.

Overview:

Our team of Financial Advisors are responsible for the growing business of the Bank by forging deep and long-term relationships with our Clients. They are responsible for understanding our Client’s needs and provide unbiased advice in managing and growing their wealth.

Responsibilities:

• Achieve consistent sales performance
• Achieve new business and customer acquisition goals within the retail segment
• Provide dedicated client services to the branch’s clients
• Provide advisory in accordance with the Bank’s customer service and compliance guidelines
• Conduct sales presentations to the Bank’s prospective customers

Requirements:

• Bachelor Degree in a Business or Finance discipline.
• At least 1-year of financial advisory experience preferred, entry Level candidates are welcomed to apply as well.
• Confident and highly energetic.
• Self-motivated and driven.
• Good communication and presentation skills.
• Excellent leadership track record in extra-curricular activities.

We are looking for an energetic, confident and highly motivated candidate who works great in a team, and have good communication and presentation skills.

If you are seeking a dynamic sales career where sky’s the limit, talk to us!

Please note only shortlisted candidates will be notified.

The Conference Scientific Advisor position is a full-time role based in Singapore.

Job Responsibilities:

• Establish guidelines for company-wide events to enhance a professional image of a global academic publisher.
• Monitor the online resources to check the updates on suspicious conference organisations.
• Apply to join key authoritative organizations and advocate for MDPI events.
• Establish a scientific committee for conferences, composed of external scholars, to provide suggestions and maintain ongoing relationships through regular meetings.
• Conduct interviews with attendees, chairs, speakers, and key opinion leaders (KOLs) involved in the conference, and generate content, including qualitative and quantitative analysis reports on conference-related topics.
• Provide support in resolving regional PR issues, if applicable.
• Develop strategies and propose potential solutions to enhance the growth of the conference team.
• Involve in organizing the World Sustainable Forum (https://sciforum.net/event/wsf-10).

Requirements:

• PhD holder
• Published scientific papers
• Attended academic conferences
• Good at copywriting
• Outgoing
• Experiences in organizing academic conferences is preferred

Our client is a Singapore based Scientific and Medical devices provider with presence in Southeast Asia region. Due to their current expansion plan, they are looking for a Engineering Sales Advisor to join their Sales Team, in hopes of developing the current high performing team. They are located in the South area – easily accessible.

Duties of Engineering Sales Advisor:

• Present and sell products/services to current and potential customers.
• Develop and execute strategic sales plans for assigned products and clients.
• Engage customers to understand their needs and recommend suitable solutions.
• Analyze market potential and track sales progress within the territory.
• Build technical expertise on products to support customer interactions effectively.
• Cultivate and maintain strong client relationships to expand the product portfolio.

Requirements:

• Diploma in Mechanical Engineering
• 2 - 3 years Technical Sales experience in relevant industry

Interested candidates who wish to apply for the advertised position, please click APPLY NOW or email an updated copy of your resume/cv.

We regret that only shortlisted candidate will be notified

• Email Address: [email protected]
• EA License No: 19C9682
• EA Personnel No: R2199158
• EA Personnel Name: Soo Wei De

i) Provide professional nail services including manicure and pedicure, nail extension and gel nail services ii) Provide eyelash extension iii) Provide hair extension iv) Promote and sell products and services, assist the customers for the selection of products and services

Work Location: Near to Bugis MRT

i) Provide professional nail services including manicure and pedicure, nail extension and gel nail services

ii) Provide eyelash extension

iii) Provide hair extension

iv) Promote and sell products and services, assist the customers for the selection of products and services

Work Location: Near to Bugis MRT

About Company:
The Group is founded in 1930. Singapore office set up in 2010. Our client is a well known manufacturer and exporter/importer of precision flow control equipments. The company has built a line-up of products for a wide variety of applications from products for the semiconductor industry to aerospace rockets to hydrogen fuel cell industry.

Job Description:
- INDUSTRY RATIO:
- Semiconductor industry: >90%
- General industry: ~10% (oil & gas, chemical & petrochemical, power plant & others)
-
- Responsible to sales activities for the semiconductor industry, including other general industries (e.g. oil & gas, chemical & petrochemical, power plant & others)
- Service, upsell and build rapport with existing customer accounts. Identify and pursue new business opportunities.
- Handle customer enquiry, clarification of technical specifications, quotations activities.
- Provide sales support between customers and HQ in Japan.
- Analyze market trends and competitor activities to position the company’s products effectively.
- Monthly/Quarterly/Yearly demand planning and forecasting.
- Other ad hoc duties as assigned by the company.

Job Requirements:
- Possess at least a Diploma/Degree in Engineering related field.
- At least 3 - 4 years of relevant sales experience at parts manufacturer for the OEMs (Original Equipment Manufacturers), and/or Semiconductor front-end fab in Singapore.
- Familiarity with semiconductor manufacturing processes and supply chains.
- Self-motivated, organized, and capable of working independently with minimal supervision.
- Willing to travel as and when required.
- Must possess own car
- Good personality, time-management and teamwork

Compensation:
- Working location: South East, Singapore
- Working hours: Monday to Friday 8.30am - 5.30pm
- AWS
- Variable Bonus (Twice a year)
- Annual Leave: Start from 14 days (Max: 21 days)
- Car Allowance: $800 per month
- Car Park: Provided near the office
- Medical Benefit: $4,000 per year (Outpatient, Dental and Flexi Health)

Job Description

• Industry/ Organization Type: Precision Component Parts Manufacturing
• Position Title: Sales Manager (Outdoor Sales)
• Working Location: Woodlands
• Working Hours: Monday – Friday, 8.30am – 6pm
• Salary Package: Up to $7,000 + Variable Bonus
• Duration: Permanent

Key Responsibilities

• Develop productive, professional relationships with key personnel to acquire new accounts.
• Coordinate involvement from company personnel, including support, service, and management resources, to meet account performance objectives and satisfy customer expectations.
• Meet targets for profitable sales volume and strategic objectives within assigned accounts.
• Continuously assess, clarify, and validate customer needs.
• Lead solution development efforts that best address customer requirements, coordinating necessary company personnel involvement.
• Achieve the assigned sales quota within designated accounts.
• Meet expectations for profitability.
• Fulfill customer objectives as defined by company management.
• Complete customer account plans to company standards.
• Maintain high customer satisfaction ratings in line with company's objectives.

APPLY NOW!!!

• Minimum Degree holder in any discipline with at least 5 years of experience in a managerial sales role.
• Knowledgeable with silicone rubber, plastic injection, and/or metal precision components for non-functional parts.
• Extensive network and strong relationships with high-level commodity/sourcing decision-makers.
• Proven resourcefulness in identifying market opportunities.
• Results-driven with a strong focus on achieving targets.
• Willingness to travel internationally.

Kindly apply through ANY of the following methods:

• Submit your application by clicking the APPLY button;
• Email your resume to [email protected]. Please indicate #71126 on the email subject.

Anradus Application Policy: We value each application and ensure every resume is reviewed. Our process is efficient, typically concluding within 3 working days. If you do not receive communication from us within this timeframe, it's likely that your application has not been shortlisted by our client. In such cases, we recommend continuing your job search to maximize your opportunities.

Anradus Pte Ltd | EA License No. 20C0161 | Norman Wee | EA Reg No.: R23115114

• Attend to customer inquiries, quotations, and taking of orders from the customers. Involved in the coordination works for fulfilling the customer's order requirements.
• Develop strong customer relationships through regular visits or timely responses to their queries
• Understand customer's requirements, provide advice and assistance to customers with regard to technical issues
• Responsible for hunting new customers and growth areas
• A self-motivated, result-oriented individual, passionate about sourcing new business clients
• Understand our ideal customers and how they relate to our products.
• Able to work independently, strong initiative as well as a team player
• You will be given a monthly sales target. This target will be revised as and when the Company deems fit.
• Collate and submit sales reports and analysis
• Minimum 2 years of working experience in a Sales role. Relevant experience in Marine Industry is an added advantage
• Possess Class 3 driving license and own a car are preferred.
• Bilingual in English and Mandarin, verbal and written (to liaise with Mandarin-speaking associates and customers)
• GCE A Level, Diploma, and/or above in Sales or any other discipline relevant to the marine industry
• Proficient in IT Skills e.g. MS Office
• Other ad hoc duties as assigned by management
• Knowledge in SAP system is preferred
• Able to start work immediately.

Basic Salary: S$2600 to S$4500 + Allowance