“Change begins at the end of your comfort zone”

Are you looking for an environment where you can exceed your potential?

Are you someone who look for constant change and solutions?

If you are someone who is highly motivated with excellent problem solving skills and the ability to prioritise workloads in a rapidly changing industry, WE WANT YOU!

YOUR ROLE

• You are expected to engage customers through face to face sales
• Good interpersonal skills
• Overseeing and execute sales and marketing activities

PERKS

• Unlimited income growth
• Empowerment and supportive team culture
• Coaching will be given along with mentors and support system
• Overseas exposure for learning & development (Eg. Malaysia, Taiwan, Hong Kong, Australia)

If you have what it takes! Kindly click apply to find out more, shortlisted candidates will be contacted!

Sick of your 9-5 desk bound role?

We look for:

- Great team player

- Enjoys working outdoors and talking to people face to face

- Great attitude

We provide opportunities like:

- Personal development (Workshops and sharings)

- Uncapped earnings!

- Advancements!

If you’re keen to know more info, contact me at 91279958

Are you a dynamic social media and content marketing executive with a passion for creativity and strategy? We welcome you to apply if you are someone who thrives between corporate and e-commerce environments!

Position Type: Contract for 6 months (with option to extend)

Job Responsibilities:

• Develop engaging and relevant content with high quality photography where applicable, for various online platforms, including websites, social media channels (Facebook, Instagram).
• Generate ideas and collaborate with web developer to create compelling content and enhance user experience of the website.
• Maintain a consistent message across all digital content.
• Strengthening our presence on existing platforms including Facebook, Instagram and LinkedIn.
• Responsible for advertising and e-commerce on social media platforms such as Facebook, Instagram and Carousell.
• Design collaterals and marketing materials for presentations and pitches/

Qualifications:

• Academic qualification in Marketing, Business, Communications, or a related field.
• Proven experience in digital marketing and content creation considered an added advantage.
• Strong understanding of social media platforms, online marketing, and SEO.
• Excellent communication and interpersonal skills, fluent in written and spoken English.
• Ability to multitask and manage multiple projects simultaneously.
• Experience in a social media related role.
• Resourceful with a positive working attitude.

Interested applicants, please send your resume and expected salary to: [email protected] indicating your expected salary. Please note that only shortlisted candidates will be notified.

Our client is a joint law venture of foreign and local based firms.

• Assist in creating and distributing marketing materials, such as brochures, newsletters, and social media posts.
• Maintain the firm’s website and social media platforms by updating content and ensuring accuracy.
• Coordinate events, seminars, and networking opportunities to promote the firm's services.
• Conduct market research to identify trends and opportunities for client outreach.

Requirements:

• GCE A Level and above
• Strong written and verbal communication skills with attention to detail.
• Proficiency in digital marketing tools, social media platforms, and basic design software.
• Ability to multitask, meet deadlines, and work effectively in a team environment.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Registration: R1326740

✨Lead with Purpose, Ignite New Opportunities, and Shape your Future!✨

We are one of the leading Sales & Marketing company assisting our established clients in providing them a one-stop solution to increase their sales revenues and market shares through face-to-face marketing.

We are looking to develop the next talent from scratch in our industry to a business partner in the future. If you have the desire, our systems have set many talents just like you!

What you will be doing:
- Ensure customer satisfaction

✨Lead with Purpose, Ignite New Opportunities, and Shape your Future!✨

We are one of the leading Sales & Marketing company assisting our established clients in providing them a one-stop solution to increase their sales revenues and market shares through face-to-face marketing.

We are looking to develop the next talent from scratch in our industry to a business partner in the future. If you have the desire, our systems have set many talents just like you!

What you will be doing:
- Ensure customer satisfaction

✨Lead with Purpose, Ignite New Opportunities, and Shape your Future!✨

We are one of the leading Sales & Marketing company assisting our established clients in providing them a one-stop solution to increase their sales revenues and market shares through face-to-face marketing.

We are looking to develop the next talent from scratch in our industry to a business partner in the future. If you have the desire, our systems have set many talents just like you!

What you will be doing:
- Ensure customer satisfaction

We are a leading Outsourced Global Sales & Marketing Agency based in Singapore, and we're expanding, looking to groom the next leaders of the industry and bring their careers to greater heights!

Here at Euphoria Organisation, we know that in any marketing agency, the magic starts with our people.

If you are driven, ambitious and love to network, WE WANT YOU!

Responsibilities:

• Execute strategic GTM plans for products to drive sales and gain market share
• Effectively increase product awareness through marketing campaigns, distribution education, creation of sales tools, and partnership initiatives by working closely with product managers, sales teams, compliance, and respective stakeholders to increase market segment share of the product.
• Support development of product marketing value proposition, messaging, and marketing content for key target audience based on insights and data
• Lead the creation of below-the-line marketing materials for product launches that demonstrate product USPs and how the product addresses customer pain points. Materials include but are not limited to the brochure, playbook, eDMs, webpages, short and long-form content, videos, etc.
• Partner with other marketing team members and cross-functional teams (including Business Development, Product, Corporate Affairs, Segments, Business Analytics, Distribution Training, Events, etc.) to achieve the yearly business, commercial, and marketing targets.
• Dedicated to excellent business execution, enjoy collaborating and teamwork to manage marketing deliverables, have an eye for details, possess an innovative and creative mindset, and strong coordination of timelines and budgets.
• Manage post-implementation reviews, including monitoring KPIs, gathering insights and data to evaluate the effectiveness of campaigns and key learnings for future campaigns.

Requirements:

• Degree with at least 2 years working experience.
• Good understanding of financial products and consumer needs.
• Strong project management skills and an effective communicator.
• Strong business acumen and able to analyses business performance reports (Advance MS Excel user)
• Comfortable with working and learning in a dynamic, fast-paced environment."

Roles & Responsibilities

Are you driven and ambitious?

If so, we want you to be on our team as a Sales and Marketing Superstar!

Are vou searching for a career environment that fosters personal growth and development? Look no further - we're here to propel you towards incredible opportunities!

We are a global outsource Sales and Marketing company which specialize in face to face marketing solutions and strategies to help our clients to grow their market shares and sales revenue.

In view of future expansion, we are looking for Ambitious and Passionate individuals to join us in this journey!

Responsibilities:

• Coordinate and execute events/roadshows
• Meeting or exceeding clients' sales goals
• Increase customer leads, and pitch prospective customers through different marketing channels
• Provide on-the-ground support for sales team as they generate sales revenue
• Leading a sales and marketing team

Who we are looking for:

• People-oriented
• Keen learner
• Enjoy meeting people
• Positive and proactive
• Resilience and adaptable

What we offer over here:

• Structured advancement opportunity
• Vibrant and supportive environment
• Coaching provided (No experience required)
• Travelling opportunities (Regional and International)
• 1 to 1 Mentorship and guidance
• Uncapped Earnings

“Grab the opportunity first then decide!”

Take the leap and APPLY NOW to join us on this adventure.

Only shortlisted candidates will be notified.

Headquartered in Singapore, Bossjob is a HRTech startup that connects companies in Southeast Asia to experienced professionals through accurate recommendation and instant direct chats. We're a diverse team based across Singapore, Philippines, Japan and China and we welcome like-minded individuals to join us in our journey.

Key Responsibilities:

• Identify potential clients by leveraging networks within the targeted market and secure new business opportunities
• Lead the entire sales process, including understanding prospect needs, preparing pitches, conducting software demonstrations, negotiating and closing deals
• Prospect, acquire and grow new Bossjob client accounts
• Develop deep expertise in our business product, processes and operations, and stay current with industry news
• Attend key industry events and conferences
• Oversee pre-sales and post-sales follow up; ensuring high levels of customer satisfaction as well as upsell and cross-sell opportunities with existing clients

Requirements:

• Bachelor’s degree in a related field
• Minimum of 3 years of sales experience in recruitment industry
• Proven experience with lead generation and prospect management
• Experience with SaaS products is an advantage
• Exceptional presentation skills and/or public speaking experience
• Initiative and good communication skill
• Strategic, consultative, and analytical sales approach, with a focus on building sustainable client partnerships
• Target-driven with a track record of thriving in a dynamic environment

Good to have:

• Entrepreneur spirit & working experience in startup

Why join us:

• Fast growing startup
• Opportunity to positively impact the lives of millions of people in this region
• Modern office in Central Singapore at Millenia (right next to Promenade MRT)

At Bossjob, we believe bringing a change to the world we live in through technological revolution is a chance once in a lifetime.

We are seeking motivated and energetic individuals to join our team as Indoor Sales / Telemarketing Representatives. This role involves working in a dynamic environment, making outbound calls to potential customers, and driving sales through effective communication.

As part of our team, you will be responsible for promoting and selling our services, maintaining relationships with existing clients, and meeting performance targets.

As Indoor Sales Executive (CCTV), you will be responsible for promoting and selling our range of CCTV products and solutions to customers, both through direct interaction and by managing inbound inquiries

Job Descriptions:

• Proactively reach out to existing and new customers through phone, email and in-person interactions to understand their CCTV needs, while also managing inbound sales inquiries and following up on leads to drive conversions
• Provide expert advice on product specifications, features, and benefits to assist customers in making informed purchasing decisions
• Develop and maintain strong customer relationships through consistent follow-up and excellent customer service
• Maintain up-to-date knowledge of industry trends, product offerings, and competitor activities
• Prepare, present, and deliver sales presentations, proposals, Deal Registrations for salespersons and quotations to showcase the CCTV product range and its features to customers
• Collaborate with technical teams to ensure seamless delivery and provide excellent pre- and post-sales customer support, including follow-up assistance to ensure a positive customer experience
• Collaborate with the marketing team to drive lead generation, develop effective sales strategies and implement promotional materials and campaigns
• Maintain accurate records of sales activities, customer interactions and feedback in the CRM system
• Achieve individual and team sales targets, consistently meeting or exceeding sales target set by the management to contribute to the overall growth of the business

Job Requirements:

• Min. 2 years of experience in similar sales role, preferably in the CCTV or security system industry
• Strong communication and interpersonal skills to build rapport with customers with excellent negotiation and problem-solving abilities
• Ability to understand CCTV technical product specifications and convey them to customers clearly
• Detail-oriented, self-motivated with a results-driven attitude and able to work independently as well as part of a team
• Ability to communicate Mandarin effectively as the incumbent requires to liaise with Chinese-speaking stakeholders/counterparts for work or project related matters

Our client is a company that provides medical diagnostic devices to hospitals, clinics, and pharmacies in Malaysia and Singapore.

• Meet sales targets and support the growth of various brands and product ranges.
• Develop and maintain strong relationships with healthcare professionals in hospital settings (both restructured public and private) by offering tailored solutions based on our extensive product portfolio.
• Provide relevant education to healthcare practitioners in hospital settings (both restructured public and private) on the uses and benefits of the company’s products.
• Conduct product demonstrations, training sessions, and presentations for clients and staff.

Requirements:

• Degree in Life Sciences/Healthcare/Nursing/Biomedical Engineering or equivalent
• At least 2 years of sales, business development, or product management experience in Healthcare industry.
• Strong communication and interpersonal skills.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Registration: R21100996

Retail Sales Promoter

• Working Days: 6 days work week (5 days off monthly)
• Working Hours: 8 hour daily, start work on 12pm/1pm
• Salary: Basic $1500 + Incentives + Commission, gross up to $3500++
• Work Location : Junction 8, Causeway Point, Jurong Point, Tampines (can choose)

Responsibilities

• Capable of explaining all the information of the product as well as communicating the use of all the products in the most professional and efficient way.
• Attend training and to develop relevant knowledge and skills.
• Implement shop merchandising, layout and attract customer traffic flow so as to maximize sales, inventory and SO data.
• Build strong professional relationships with store management and personnel.
• Responsible of the proper display of the products in the assigned store and report shop inventory and SO data.
• Present to customer the latest updated offers issued and prepared by the sales manager in order to increase sales in assigned stores.
• Monitor and report competitor activities and provide relevant information for better actions to strategic retail promotion.

Lee Wan Ling | Reg No: R23116154

THE SUPREME HR ADVISORY PTE LTD | EA No: 14C7279

Location: Singapore
Company: Summit Planners Crusaders Pte Ltd
Employment Type: Full-Time

About Us

At Summit Planners Crusaders Pte Ltd, we pride ourselves on being a trusted One-Stop Integrated Financial Services Provider, offering comprehensive and innovative solutions in wealth management, insurance, estate planning, and investment advisory.

We’re seeking an ambitious and results-driven Sales Specialist to join our growing team. If you’re passionate about building relationships, delivering tailored financial solutions, and excelling in a dynamic environment, this is your opportunity to shine!

Your Role

As a Sales Specialist, you’ll take charge of driving business growth, providing exceptional client service, and achieving financial success for both clients and the company.

Key Responsibilities:

• Client Relationship Management:Build, cultivate, and maintain strong relationships with clients.
  Understand clients' financial needs and provide customized solutions to meet their goals.
  
• Sales Excellence:Drive sales of financial products, including investments, insurance, and estate planning solutions.
  Develop strategies to meet and exceed sales targets and revenue goals.
  
• Wealth Management Solutions:Offer expert advice on wealth management, helping clients grow and protect their assets.
  Conduct regular portfolio reviews and recommend adjustments to ensure financial objectives are met.
  
• Business Development:Identify and pursue new opportunities through networking, referrals, and outreach.
  Create and execute growth strategies to expand the client base and market presence.
  
• Entrepreneurial Leadership:Operate with an entrepreneurial mindset, taking ownership of client success and personal growth.
  Approach challenges with creativity, determination, and a solutions-oriented attitude.
  
• Compliance & Market Knowledge:Stay updated on financial markets, regulatory requirements, and product offerings.
  Ensure all activities comply with industry standards and company policies.
  

What You Bring

• Educational Qualifications: Minimum Polytechnic Diploma.
  
• Experience & Skills: Entrepreneurial mindset with a passion for challenges and innovation.
  Exceptional interpersonal and communication skills to build trust and inspire clients.
  Proven expertise in sales, client relationship management, and business development.
  Strong knowledge of wealth management and financial planning solutions.
  
• Certifications: CMFAS certification is advantageous but not mandatory.
  

What We Offer

• Attractive Compensation: Competitive salary with performance-based bonuses.
• Incentive Trips: Yearly incentive trips to celebrate and reward your achievements.
• Recognition: Awards and accolades for exceptional performance.
• Career Growth: Clear pathways for career progression and leadership opportunities.
• Supportive Culture: A collaborative and dynamic work environment that values innovation and teamwork.

Why Join Us?

At Summit Planners Crusaders, we don’t just offer a job—we offer a platform to grow, succeed, and achieve greatness. As a Sales Specialist, you’ll have the chance to transform lives, make a difference, and build a fulfilling career in financial services.

Take the first step toward a rewarding future—apply today!

Interior Designer

• Working Days : Monday - Friday ( 9am - 6pm)
• Location : Lower Delta Road
• Salary: Basic $2000-$2800 + Comm

Job Description:

• Handle sales enquirers.
• Able to communicate with client to understand their need and built rapport.
• Provide advice on space planning, design conceptualization, materials and colour scheme specification.
• Manage project costing, preparation of quotation accordance to customer needs.
• Site Coordination and schedule the respective contractors & suppliers.
• Deliver the projects based on target time.

Requirements:

• Minimum 1 year experience preference.
• Adobe Illustrator/ Adobe Photoshop/ Autocad/ Sketch Up.

Lee Wan Ling | Reg No: R23116154

THE SUPREME HR ADVISORY PTE LTD | EA No: 14C7279

Our client is a local-based company and a value-added solutions partner specializing in cutting-edge technologies in the AI and IoT sectors.

• Identify key stakeholders in the commercial real estate and office building sectors, such as property developers, building owners, and facility managers.
• Formulate and execute sales strategies to enhance market reach for smart workspace solutions.
• Keep abreast of industry trends, advancements in building automation technologies, and competitor activities to uncover new opportunities.

Requirements:

• Degree in Business/Marketing or equivalent.
• At least 4 years of B2B sales experience in Building Automation industry.
• In-depth knowledge of building automation systems and related technologies.
• Good communication and interpersonal skills.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Registration: R1326740

Key Responsibilities:

• Coordinating shipping processes and working closely with suppliers, customers, and forwarders to meet business needs.
• Handling full sets of shipping documentation and managing bookings for cargo.
• Setting up workflows for various business segments, covering trading transactions, service fees, and royalty payments.
• Assisting with internal applications, reporting, and tracking key areas like overdue payments, credit lines, and contract collections.
• Supporting the team on initiatives for new trading business development.

Requirements:

• Diploma in any discipline.
• Minimum 2 years of experience in freight forwarding, supply chain, or a related field.
• Strong proficiency in Microsoft Excel and documentation handling.
• Effective communication in English and Mandarin, with the ability to liaise with Chinese suppliers.
• Able to work both independently and as part of a team.
• Knowledge of SAP or MUGEN system is advantageous.

What We Offer:

• Opportunity to work in a global trading environment with a reputable company.
• Collaborative and supportive work culture.
• Career development opportunities in a growing industry.

Apply today to join a team dedicated to operational excellence!

Submit your resume in MS Word format to [email protected]

EA Licence No 18C9228 | Registration No. R1108261 (Tan Li Tze)

Please note that only shortlisted candidates will be notified

Our client is a local-based company and a value-added solutions partner specializing in cutting-edge technologies in the AI and IoT sectors.

• Identify key stakeholders in the commercial real estate and office building sectors, such as property developers, building owners, and facility managers.
• Formulate and execute sales strategies to enhance market reach for smart workspace solutions.
• Keep abreast of industry trends, advancements in building automation technologies, and competitor activities to uncover new opportunities.

Requirements:

• Degree in Business/Marketing or equivalent.
• At least 4 years of B2B sales experience in Building Automation industry.
• In-depth knowledge of building automation systems and related technologies.
• Good communication and interpersonal skills.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Registration: R1326740

Our client is a company that provides medical diagnostic devices to hospitals, clinics, and pharmacies in Malaysia and Singapore.

• Oversee product approval during the launch phase of products from a portfolio of leading brands.
• Work with Product Management and Global Marketing to develop launch campaigns and training materials for internal and external customers.
• Attain sales, productivity, and performance goals for the assigned portfolio in the specified territory.
• Deliver clinical guidance, training, and education to internal teams and customers.

Requirements:

• Diploma in Nursing/Physiotherapy/Occupation Therapy or equivalent
• At least 3 years of clinical experience in medicine, nursing, physiotherapy.
• Strong communication and interpersonal skills.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Registration: R21100996

Job description:

• Sales Manager in the Transit business segment to expand the company phenomenal growth in the transit payment and fare collection business in the global market

Account Management & Development

• Be the lead point of contact for matters specific to the assigned sales accounts
• Build and maintain strong, long-lasting with the sales account personnel
• Negotiate contracts and follow up towards closing of agreements
• Prioritize and plan the company’s work activities within customer project scope and timeline
• Ensure timely and successful delivery of our solutions according to customer needs and objectives
• Constantly explore new business opportunities or offer new business ideas to customers to expand mutual growth
• Forecast and track customer account metrics (eg. quarterly sales results and annual forecasts)
• Ensure timely billings to customers

New Business Development

• Actively engage potential clients to update offerings, understand needs, and acquire market intelligence.
• Win new clients by closely following up on actions to clients’ requests, including quotations, proposals, bids, orders, contracts, and specifications.
• Prepare and submit for selected public tenders.
• Coordinate with relevant teams within the company – project management, R&D, and operations – to ensure timely and satisfactory responses to customers.
• Participate in trade shows and industry conferences to collect market intelligence and network with relevant industry players

Requirements:

• Diploma/Bachelor’s Degree holder
• At least 3 years of experience in B2B sales or business development
• Working experience in or account management experience on markets such as the transport authorities, public transport operators, transit system integrators, financial institutions, FinTech (eg. payment gateway provider, payment schemes)
• Regional experience especially in Asia is preferred
• Experience in reviewing and negotiating commercial contracts
• Background or knowledge in software and electronics/electrical engineering will be an added advantage
• Result-driven and strong desire/ initiative to learn and source for information
• Good communication skills – able to present and influence others, active listening
• Good project and time management skill.

The above information on this description has been designed to indicate the general nature, and level, of the work performed by this position. It is not designed to contain, or be interpreted, as a comprehensive inventory of all duties, responsibilities and qualifications required.

Interested candidates may also apply or write in to CS Chua, EA 12C6130/ R1548619 [email protected]. Shortlisted candidates will be contacted for a discussion.

• Acquire and implement marketing activities to bring in new customers and service existing customer relationships.
• Stay up to date of global oil/energy market movements and conduct research and analysis of markets, monitor demands and supply of the bunker supply to identify business opportunities.
• Observe customer utilization of company credit lines, payment performance, and assist with collections if necessary.
• Handle any disputes or claims resolution in the event of any disagreements/claims.

Requirements:

• Degree in Business/Marketing or equivalent
• At least 2 years of Sales/Marketing experience in Oil and Gas industry.
• Proficient in MS Office

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Registration: R21100996

Job Summary

The Regional Sales Head plays a pivotal role in driving the company’s growth across south Asia, southeast Asia and middle east by developing and executing effective sales strategies. This position focuses on market expansion, establishing key partnerships with financial institutions, corporates, and suppliers, and ensuring the achievement of ambitious revenue growth targets.

Key Responsibilities:

Market Research and Strategy Development.

• Research market trends and analyze competitor performance to develop effective sales strategies tailored to south Asia, southeast Asia and middle east.
• Identify opportunities to expand market presence and align strategies with organizational goals.

Stakeholder Engagement

• Leverage senior-level relationships within the ecosystem, including financial institutions, FinTechs, and corporates, to promote our business model and technology.
• Build and maintain trust with business partners to ensure long-term collaboration and mutual success.

Sales Leadership and Performance Management

• Work in line with KPIs and targets set out by executives, ensuring alignment with broader company objectives.
• Lead the sales team by setting clear goals and performance benchmarks while motivating them to exceed expectations.
• Monitor team performance, provide actionable feedback, and foster a high-performing sales culture.

Business Development

• Drive new business acquisition through proactive engagement and relationship building.
• Identify, qualify, and close new sales opportunities, expanding the pipeline and securing deals that align with company growth strategies.

Cross-Functional Collaboration

• Collaborate with internal teams, to ensure seamless execution of client deliverables. Compliance knowledge is a must, ensuring all business activities align with regulatory requirements.

Skills and Qualifications:

• Minimum of 10+ years in Business Development, Sales, or Relationship Management roles within sectors such as Trade Financing, Corporate/Investment Banking, B2B FinTechs, or Factoring.
• In-depth understanding of trade finance, supply chain financing, and associated products and services.
• Strong leadership skills with experience in managing sales teams, setting team targets, and driving performance improvement.
• Solid knowledge of compliance and regulatory frameworks in the financial and trade sectors.
• Excellent collaboration skills, with the ability to manage deliverables across cross-functional teams.
• Established relationships with key stakeholders in the financial and trade ecosystem, including financial institutions, large corporates and suppliers.
• Bachelor’s degree in Finance, Business Administration, Economics, or a related field.

About Linklogis:

Linklogis Group is the pioneering supply chain financing SaaS enterprise to have gone listed in Hong Kong stock exchange in year 2021, merely 5 years after its inception at that time. Linklogis International represents the Group’s strategic foray into the global market, with the aim to leveraging on Linklogis’ success in China and expand to a global scale. In Linklogis we trust in technologies – AI, blockchain, cloud computing, big data ("ABCD") – to deliver innovative, data-driven, use-case-based, automated, and digital supply chain finance services to hundreds of anchor clients and thousands of SMEs.