The Global Financial Institutions Group (GFIG) Singapore is a key strategic growth area for GFIG APAC and for the Global Banking Unit. Clients include local, regional, and universal banks, asset management companies, insurance companies, broker-dealers, wealth managers, financial sponsors, private equity funds, sovereign wealth funds in Singapore and the region. The segment offers significant potential to capture banking wallet across a range of products like FX and interest rate hedging; LCs and Guarantee facilities; CMS (incl escrow accounts); leveraged finance and fund finance; overall credit and banking facilities for their investee companies.
As the business environment continues to evolve and as we scale the GFIG APAC business, there is a growing need for headcount to perform Credit Analysis functions of GFIG APAC. The headcount will be part of a dynamic, high performance client coverage team based in Singapore. The role will provide significant opportunities for personal and professional development and growth within GFIG network and the Bank in general.
Reporting to the Head of Deal Structuring & Execution; the candidate will help with credit analysis of NBFI and Funds segment across APAC countries. With a product and location agnostic approach, the candidate will drive collaboration across product teams and other regional teams to deliver key outcomes for the client.
Job Responsibilities
- Prepare credit applications (new and renewal) with detailed analysis of key risks, deal structures, terms & conditions and deal rational.
- Ensure timely review of credit limits & counterparty rating in line with bank’s internal policies.
- Keep abreast with bank’s credit policies and present credit views effectively to department co-Heads and credit department.
- Regular monitoring of portfolio for early identification of potential problem counterparties for remediation actions.
- Work with Relationship Managers in deal structuring and co-ordinate with product partners, control functions, middle office, and overseas branches to ensure seamless execution of transactions.
- Understand and recommend appropriate credit terms in documentation including loan facility, ISDA, CSA etc.
- Support the Head of Deal Structuring & Execution, where needed, with ad hoc requirements and strategic initiatives to enhance department’s activities and processes.
- Team player and motivated individual
Job Requirements
- University degree
- Candidate should have at least 4-5 years of relevant experience as Credit Analyst or Transactor with international banks/ major financial institutions.
- Deep understanding of deal structures,banking products and financial statements
- Ability to provide comprehensive credit analysis on a wide range of financial institutions and deal structures.
- Good understanding of legal documents related to FI-lending in the APAC region though not a must, will be an advantage.
