- Department: Client Services
- Location: Singapore
The role
We're looking for a strong Underwriter with a background in payments and/or financial analysis to join our Singapore team. You will be part of a team that is responsible for underwriting enterprise customer applications with a focus on analysis relevant to Business Model, Credit Exposure and enhanced Financial Analysis. This role offers a unique exposure to our core business areas, collaborating closely with our key internal players (Business Development, Sales, Risk, Legal teams and Top Management) and our high value merchants and partners.
How you'll make an impact
- Leveraging experience, you will conduct business model analysis in-line with internal policy guidelines and apply complex evaluation techniques to achieve the desired results for complex deals
- Conduct proficient analysis of P&L, balance sheet and cash flow statements of complex business models and demonstrate a competent understanding of accounting principles
- Competent in underwriting high risk lines of business including travel, subscriptions, ticketing and events, securities dealers, gambling, amongst others
- Prepare persuasive summaries to assess micro and macro risks, mitigants and make balanced recommendations to present to management and the Credit Risk Committee
- Represent Underwriting in attending customer calls and meetings alongside Sales or Account Management
- Approve teammates’ credit submissions in line with delegated approval authority
- Identify operational issues and areas for improvement, and make detailed recommendations on how to improve the merchant onboarding experience
- Preferable if candidate possesses industry expertise, and can act as a subject matter expert in a particular industry(ies)
- Foster a culture of collaboration with key internal stakeholders, in particular Sales, and first and second line Risk personnel and Legal
- Act as a mentor to junior team members through training initiatives and credit approvals
- Contribute to Underwriting driven projects as required
