Job Responsibilities:
- Conduct analysis and evaluation of financial statements and credit histories for both existing and potential clients.
- Review credit applications and execute credit checks.
- Consolidate and report Credit and Counterparty exposures for specific business units, emphasizing overdue and breaches.
- Collaborate with the IT team to automate manual reporting and address day-to-day issues.
- Demonstrate a profound understanding of commodities, risk concepts, and internal systems.
- Promptly escalate limit breaches to Senior Risk Managers for immediate action.
- Independently manage business lines by liaising with multiple stakeholders and providing risk assessments.
- Identify opportunities for process improvements and streamline procedures to enhance productivity.
- Serve as a backup for other team members to ensure service delivery.
Job Requirements:
- Hold a degree in a quantitative discipline (e.g., Mathematics, Data Science, Economics, Finance, Engineering, etc.).
- Possess a minimum of 5 years' experience as a rating analyst in banks, banking captives, or commodity companies.
- Exhibit excellent attention to detail.
- Proficient in Excel, with knowledge of VBA considered a plus.
- Demonstrate a strong conceptual understanding of the credit risk domain.
- Foster good teamwork and maintain positive relationships with stakeholders.
- Adaptability to work effectively in a dynamic environment.
R22104464
EA: 19C9859