Purpose of the Job
Responsible for preparing robust credit applications for Corporates across a variety of industries in country and across the region. Also, support in monitoring the department/Branch credit portfolio including but not limited to borrower ratings, credit due date control and collaterals to identify any credit risks to the department.
Job Responsibilities:
- Develop and maintain strong stakeholder management with key stakeholders within MUFG
- Work in partnership with colleagues across the region to deliver an integrated service for our customers.
- Work in partnership with Relationship Managers in the country to support the team in resolving any complex credit processes or credit operational issues
- Work in partnership with Relationship Managers and Credit department in other Branches to support transactions booked in other Branches balance sheet
- Work in partnership with Credit Division to resolve any complex credit application issues and share various credit reports prepared by the team
- Support the Team Lead
- Collect relevant information from relationship managers and prepare credit applications for approvals, ensuring that thorough analysis has been performed including analysis of cash flow projections.
- Review borrower ratings in accordance to MUFG’s guidelines and policies.
- Monitor due date controls to support the credit facility renewal and ensure that covenant checks are completed in a timely manner.
- Prepare reports to monitor submission of documents on covenants checks to ensure that credit applications are appropriately supported.
- Support in updating local credit policies to ensure alignment with all relevant regulations.
- Support the delivery of timely process improvement initiatives for the department.
- Support in assessing the health of department’s credit portfolio, including but not limited to borrower rating and collaterals control
- Support in internal and external audits by coordinating activities for the department.
- Maintain good working knowledge of industry trends, products, relevant laws and regulations.
- Participate in relevant committees in the region
- Adhere to all company policies as well as guidelines
Job Requirements
- Degree qualified
- Minimum 1 year of experience as a Corporate Credit Analyst within the banking industry/accounting firm (Analyst)
- Minimum 3 years of experience as a Corporate Credit Analyst within the banking industry/accounting firm (AVP)
- Basic accounting knowledge
- Strong analytical skills to interpret large and complex data sets and ability to identify implications of data sets.
- Good communication and presentation skills with ability to influence others using complex data or analysis to support line of reasoning.
- Experience in preparing credit application including cashflow projection
- Good knowledge of industries and economic environment in the region.
- Detailed understanding of Bank’s products and their risks.
We regret to inform that only shortlisted applicants will be notified.
Job ID: 10063879
