Job Description
- Formulate credit risk policy for Gopaylater, from whitelist strategy, credit underwriting, cross-selling, as well as limit management
- Continuously monitor and manage the achievement of Risk Appetite metrics
- Ensure the effectiveness of currently prevailing credit risk policy/processes together with all the other relevant stakeholders
- Review and provide effective challenges on deployment of new score models, processes, and product features to ensure alignment with risk appetite
- Embed external systems and/or alternative data to build 360-degree assessment modules by establishing external partnerships and/or other Fin-tech ecosystems
- Lead cross-functional alignment to ensure that Consumer Credit and Fraud Risk policies and processes are applied consistently and thoughtfully as the organization continues to scale. This will include alignment with any parties within the GoTo ecosystem
Job Responsibility
- Min 6 years of relevant experience
- In depth knowledge of Consumer lending credit and fraud risk factors
- Strong Business acumen
- Excellent project management
- People leadership and effective stakeholder management
- Effective articulation of thoughts in both English and Bahasa
- Prior experience in Fintech Lending is a huge plus
