Description:
- Deliver credit documentation processes including managing the preparation, negotiation and exectuion of facility agreement and reviewing constitutional documents and conditions precedent.
- Perform all aspects of loan drawdowns, rollover, repayment and prepayment for both bilateral and syndicated loans.
- Prepare internal (branch and headquarter), external (auditors) and regulatory (MAS, BI and OJK) reports.
- Coordinate with external legal counsel to obtain the necessary documentation for disursement/redemption, insurance assignment, registration of charge (if any), etc.
- Ensure conditions of approvals, loan documentation are in compliance with terms of approval prior to facility implementation/disbursement of facitlies/prepayment/repayment/cancellation.
- Responsible for collateral monitoring and reconciliation with loan documents and approval from relevant authorities.
- Control limit availability, expiry date, tenor, margin and toehhr loan related details in loan system and manual record in conformity to credit decisions and documentations.
- Collaborate with the Team Lead to engage the Business Units on a regular basis to resolve BAU issues and conduct periodical review, to improve cooperation between the teams and processes.
- Handle internal and external auditor, assist in documentation, request and queries.
- Work closely with stakeholders on the business requirement and implementation, operational enhancements and automation.
Requirements:
- At the minimum, Diploma in Finance/Banking or related disciplines.
- Ideally 1-2 years of banking experience in credit admin and/or loan ops.
- Knowledgable in basic trade finance, transaction management, accounting, regulatory reporting requirements and credit legal aspects.
- Flexibility to handle multiple tasks and adaptable to changing priorities in a fast-paced environment.
- Strong organizational, analytical and problem-solving skills.
- Attention to detail with critical, observant eye, in working with primary core system.
- Ability to work independently and as part of a team.
- Adaptable to the work culture and tedious, repetitive nature of the workload.
