JOB DESCRIPTION:
· Credit appraisal of trade finance customers with special knowledge of products of the Bank, as per the appraisal standards laid down by Bank internally.
· Structuring of Credit limits, negotiating with other financial institution for trade fiannce business.
· To take the view for credit decisions after proper assessment of the expected borrower and market conditions.
· Analysis of credit rating of corporate.
· Monitoring of large corporate / SME accounts.
· Attending queries of Internal & External Auditors.
· Analysis of current trends, macro economic factors, borrower industries and sound knowledge about Indian Corporate.
· To work on CBS Platform (viz., Transactions / Customer creations / Account opening / Authorizations etc.)
· Customer due diligence ongoing monitoring of customer transactions.
· Preparing and/or verifying various statements and returns for submitting the same to regulators/ corporate office.
· Attending legal matters (if any) pertaining to borrower accounts. Proper follow up with all concerned (viz., lawyer; liquidator; Other banks /Branches/ Offices) and ensure adherence with Bank’s guidelines.
JOB REQUIREMENT:
· Basic degree from an established university.
· Highly organized and has keen attention to details.
· Highly driven, self-motivated and able to work under pressure.
· Good interpersonal and communication skill. Fluent in English, both written and verbal.
· Should be able to maintain good business relations in the syndication market and possess good marketing skill.
· Working experience in large corporate credit assessment & documentation.
· Having knowledge of operational behavior of Industrial accounts on changes of economic scenario.
· Having knowledge of External Commercial Borrowing guidelines and procedure of RBI.
· Having knowledge of Income Recognition & Asset Classification (IRAC) guidelines of host/parent country regulator.
· Have hands on skills on MS Office products such as word, excel and power point.
· Having knowledge of market practices on syndicated loans.
· Knowledge of Indian Banking and Finance regulatory requirements.
· The applicant should be a Singaporean.
