Your role
Do you understand lending/ credit risk? Can you grasp and assess financial situations quickly? Do you have a comprehensive understanding of different financial markets/ assets?
If so then we’re looking for a loan portfolio risk manager in GWM APAC to:
- Setup and monitor financial conditions and covenants of the lending transactions of some of UBS’ most sophisticated wealth management clients.
- Identify and escalate risks to Client Advisors and Senior Management and manage the daily tasks that supports the monitoring of financial conditions and covenants.
- Determine risk mitigation and remediation strategies for the loan portfolio.
- Perform holistic analysis of loan and derivative exposures which requires understanding of derivative products, risk methodologies and stress test reports
- Drive discussions relating to credit methodology for derivatives e.g. margin calculation, calibration of parameters relating to VaR factors, liquidity thresholds, etc.
- Support reporting and analysis requirements and adhoc projects as required.
Your team
You’ll be working in the GWM – Global Lending - Loan Portfolio Risk Management team in Singapore. The team assists in the provision of oversight of the credit risks in GWM APAC’s lending books. Our mission is to help UBS GWM lending business to grow by having a sustainable approach towards credit risks, both at portfolio and single transaction level. We achieve this by staying on top of GWM lending portfolio risks, promptly informing Client Advisors and Senior Management of any material changes and assisting in the workout of any problem credits as quickly and as efficiently as possible. As a key part of the 1st line of defense, the team’s responsibilities building first line of defense capabilities for GWM business. The team spans APAC and Switzerland.
Your expertise
- Experienced in Banking (at least 6 years). Experience within a Risk & Control or Monitoring function preferred.
- A University graduate, preferably with Business/ Accounting / Economics/ Finance background.
- IT proficient, ideally with good working knowledge of Python and/ or SQL preferable.
- Technical experience working with data bases and data analysis. Proficient in Microsoft excel essential/ Tableau preferred
- Diligent, concise and accurate work style, with a strong attention to detail and the ability to analyze market and credit risk.
- Collaborative team member with analytical, problem-solving, communication and interpersonal skills.
- Can do attitude.
