Responsibilities
· Originating, structuring and executing (trade finance, bilateral) loans for SOE, main leading corporation from China and commodity traders.
· Prepare detailed credit applications - including financial analysis, credit risk evaluation, annual account review and continuous credit monitoring in order to maintain a robust and profitable portfolio.
· Responsible for account opening, CDD, KYC and attending to clients’ daily operational needs and requests.
· Structure and execute end-to-end trade transactions like LC issuing and discounting, factoring, for identified list of clients and local important customers.
· Identify and pursuing opportunities with the view to expand client base of Trade Finance Department.
· Working closely with Risk Management Department, Legal & Compliance, Operations Department, Treasury Department and other stakeholders to ensure robust execution of flow trade transactions.
· Comply with regulatory requirements and internal guidelines.
Requirements
· A recognised Bachelor Degree, while Accounting/Finance/Business related Degree will be an added advantage.
· Self-starter possessing at least 5 years of relevant banking experience in trade finance, bilateral loan, etc.
· Effectively bilingual in English and Mandarin, as job requires communication with Chinese speaking counterparts on daily basis.
· Seasoned and mature individual with ability to interface, engage internal/external constituents like clients, legal, risk and other relevant stakeholders.
· Sharp business acumen and proficient in traditional corporate banking product knowledge, as well as acutely attuned to loan market information/trends.
· Open to regional business travelling when required.
