- Up to $7000 + Performance Bonus
- Central near MRT Station
- Responsible to handle SME Loan
Responsibilities:
- Analyzing financial statements, credit reports, and other relevant data to evaluate creditworthiness.
- Identifying potential risks associated with extending credit by reviewing payment history, financial stability, industry trends, and economic conditions.
- Developing and implementing credit risk policies and procedures to ensure effective risk management across the organization.
- Utilizing credit scoring models to make informed lending decisions.
- Monitoring and managing the credit portfolio to identify emerging risks and assess performance.
- Ensuring compliance with regulatory standards such as Basel III.
- Communicating credit risk assessments and recommendations to senior management and stakeholders.
- Making credit decisions, setting credit limits, and negotiating credit agreements.
Requirements:
- Bachelor's degree in finance, economics, or accounting.
- Minimum 8 years of experience in credit risk analysis, underwriting, or portfolio management.
- Strong analytical skills for evaluating financial data and risk factors.
- Solid understanding of financial principles and credit risk metrics.
- Familiarity with credit risk management concepts and regulatory requirements.
- Effective communication skills for presenting recommendations and collaborating with teams.
- Attention to detail for accurate credit assessments and compliance.
- Strong decision-making skills to align lending decisions with the organization's risk appetite.
- Proficiency in relevant credit analysis and risk modeling software.
- Demonstrated integrity and ethical conduct in decision-making.
Interested candidates can forward their CVs in MS Word format to [email protected]
Reg No. R1983718
Triton AI Pte Ltd
License no. 21C0661