Job Description:
This job will cover both Corporate Credit Admin and Private Wealth Credit Admin, giving the potential candidate a wide range of exposure. Scope involves the below but not limited to:
- Preparation to verification of Facility Letter and other credit-related documents, ensuring the approved terms and conditions are correctly stated in facility letter and thereafter granting facility in system.
- Maintenance and ensuring the accuracy and completeness of facilities granted in system.
- Facilitate loan drawdown including but not limited to checking drawdown conditions and precedent condition satisfied, liaise with other departments in completing bank’s drawdown procedure in system.
- Maintain Credit System on post-lending/post-approval conditions and monitor the portfolio on all post-drawdown conditions and conditions subsequent.
- Manage daily margin call and limit excesses.
- Handle collateral set up and cancellation/release in system.
- Oversee the key-in register of credit facility and collateral systems; ensuring clients’ information in the system are up-to-date and properly maintained.
- Maintain proper safekeeping of credit file and documentation.
- Liaise with internal & external legal counsel on foreign Legal Opinions and registration of security charge.
- Prepare and submit recommendation on Loan-to-Value (LTV) ratio for specific product types of any exceptional request in accordance with LTV framework.
- Prepare MAS reports and other MIS reports as required.
- Perform testing on system enhancement.
What we are looking for:
- Degree in relevant discipline from a recognized university.
- Good knowledge in financing products such as property and insurance.
- Basic knowledge of excel functions (VBA Macro preferred).
- Minimum 5 years of experience in Corporate Banking or Private Banking.
- Good communication and organization skills, with the ability to interact with our Head Office colleagues in Taiwan.
