Job Responsibilities:
- Preparation of credit applications (such as renewals, change of conditions and miscellaneous applications), financial projections and spreadsheet, obligor grading and Self-Assessment.
- Evaluate and structure credit facilities to mitigate risks, provide guidance to Marketing teams in compliance with internal policies and regulatory requirements.
- Support Marketing teams in Problem Accounts Management, address queries and comments from auditors and regulators and implementation of audit recommendations.
- Due date management - Ensure timely completion of the above-mentioned credit applications and all other credit related due dates.
- Relevant internal reporting duties.
- Any other duties as assigned by Management or Group Head as required.
Job Requirements:
- Polytechnic Diploma or Bachelor’s Degree in Banking, Finance, Accountancy, or related discipline.
- Min. 3 years of relevant work experience in credit analysis in the banking and finance industry.
- A team player who is detailed-oriented and has good analytical skill.
- Ability to work under pressure and tight deadlines.
- Excellent communication, presentation, and interpersonal skills.
