Trust is the first of a new breed of banks in Singapore – digitally native and focused on delivering a delightful customer experience. You will work in a fast-paced and collaborative environment to solve new and interesting challenges each day. Together with our Trust team, you will help shape the future of our bank.
As a Business Risk Associate, you'd be able to work on and solve many interesting challenges which we are facing, learn new ways of working, and help build delightful high quality products for our customers.
Job Description
The candidate will be responsible for supporting the product teams in risk and audit related items and be the main liaison between second line risk, internal audit and external audit. They will also own customer security and fraud education with support from the relevant risk teams.
The Role Responsibility:
Supporting product teams in risk and audit
· Identify risk events, determine actions and follow through
· Guide teams on RCSA, perform control testing and support control testing automation
· Ensure adherence to product governance standards
· Track risk and audit commitments and their status
· Perform gap analysis on product and services against regulations[WL1]
· Support teams on business continuity, third party management and tech assessments
· Maintain inventory of product owned systems and the roles and responsibilities
Main liaison between product teams and second line risk/internal audit/external audit
· For all risk stakeholders, be the point person to coordinate the ask between product teams and second line risk
· Work with Enterprise Risk for key risk indicators, risk metrics and committee submissions
· For internal and external audits involving product teams, to coordinate the requests, responses and follow up on actions required
· Collate and share audit learnings with product teams
Customer Security/Fraud Education
· Work with technology risk and fraud risk on scam/fraud trends and the education required to be sent to customers
· For certain risk related projects to be implemented relating to scams/frauds, own the end-to-end implementation and monitoring of effectiveness
Regulatory and Business Conduct
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across the product portfolio
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters
Role Specific Technical Competencies:
Skill
Target proficiency level
Understanding and assessment of Operational Risk including handling of Risk Events, RCSA and Product Governance
Advanced
Understanding and assessment of other financial and non-financial risk types with specific focus on business continuity, third party management and technology risks
Core
Effective management of risk reviews from second line risk and internal/external audits
Core
Develop and maintain key risk metrics, risk management information and key risk indicators
Core
Experience in leading projects to implement risk related technology changes and monitoring the effectiveness of such changes
Core
Our Ideal Candidate:
· 2-3 years’ experience in risk management and programme management.
· Business acumen and an entrepreneurial mindset.
· Excellent writing and communication skills.
· Clear understanding of the Bank’s Enterprise Risk Management Framework and Operational Risk Framework or equivalent experience gained in other organisations.
· Demonstrated history of applying sound judgement with critical thinking skills and courage necessary to perform a control role and maintain effective working relationships.
· Strong analytical skills, detail-focused with the ability to interpret large volume of information.
· Problem solving skills with ability to influence across all levels of business.
· Ability to independently drive initiatives with minimum hands-on supervision
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Come as you are! Trust is an inclusive and open-minded workplace. If you are smart and good at what you do, that’s what we care about. So come as you are.
