Summary
- Primary function is to evaluate corporate loans lending within Bank credit policy.
Functional
- Analyze loan applicants’ financial status and credit to determine feasibility of granting loan for submission to management for approval and communicate decisions to business and relevant support units.
- Collaborate effectively with other departments to ensure that loan applications are fully completed; the necessary supporting documentation is received.
- Recommend operational procedures to increase effectiveness of department operations.
- Assist in improving / conducting training on loan origination for RMs.
- Proficient in managing pipelines / projects with an emphasis on organizational and multi-tasking skills.
- Conduct credit analysis on an existing portfolio of companies.
- Perform credit risk ratings of accounts, review and monitoring of accounts, make credit variations / exception recommendations and report preparation.
Qualifications
- Degree in Banking and Finance
Requirements
- Minimum 3 years of corporate/commercial/SME banking experience
- Meticulous, with an eye for detail
- Effective interpersonal and communication skills
- Able to multi-task and thrive in a fast-paced work environment
- Independent and self-motivated team player