Job Description & Responsibilities:
- Assist walk-in applicants applying for personal loans, including collaborating with business partners and using external resources for loan referrals.
- Assess the eligibility of loan applicants by evaluating their creditworthiness based on financial history, ensuring suitability for loan approval.
- Handle timely processing of bilateral and syndication loans, including drawdown, rollover, rate fixing, billing, repayment, and facility fee collection.
- Support functions related to remittance and deposit placements.
- Conduct Anti-Money Laundering (AML) screenings and manage pre- and post-transaction processes.
- Provide timely and accurate responses to internal/external stakeholders regarding services offered by the branch.
- Maintain proper documentation and records for all loan files.
- Manage daily reconciliation, audit confirmations, and ensure regulatory and management reporting is up-to-date.
Job Requirements:
- Strong knowledge of back-office operations related to loan processing.
- Familiarity with regulations, industry standards, and best practices.
- Understanding of AML, terrorist financing, and operational risk management.
- Detail-oriented with strong problem-solving skills.
- Mandarin-speaking is an advantage to communicate with Chinese-speaking customers.
- Preferably holds a tertiary education with a minimum of 5 years of relevant experience in loan sales or operations.
