• Basic UP$4000 + Allowances + Commission
• Company located at Chinatown
• Walking distance from Chinatown MRT
• Well Established Wealth Management Company
• Working hours: 9:30am – 6.30pm (Monday – Friday)
• Variable Bonus + Excellent Welfare & Benefits
Job Scope
- Build and maintain relationships with small and medium-sized enterprise (SME) clients, understanding their financing needs and business objectives.
- Act as the main point of contact for SME clients, addressing inquiries, concerns, and requests promptly and effectively.
- Develop a deep understanding of clients' businesses, industries, and market dynamics to provide tailored financial solutions.
- Source and identify new lending opportunities within the SME segment, including prospecting and lead generation activities.
- Conduct comprehensive credit assessments and risk analyses for loan applicants, evaluating their creditworthiness, financial stability, and repayment capacity.
- Structure and negotiate loan terms and conditions in accordance with lending policies, regulatory requirements, and risk management guidelines.
- Manage a portfolio of SME loan accounts, monitoring loan performance, repayment behaviour, and compliance with loan agreements.
- Proactively identify and address potential credit risks or delinquencies, implementing appropriate remedial actions as necessary.
- Work closely with internal stakeholders, such as credit analysts and legal teams, to ensure timely and accurate loan documentation and processing.
- Provide financial advisory services to SME clients, offering insights and recommendations on business growth strategies, cash flow management, and capital allocation.
- Assist clients in preparing loan applications and supporting documentation, guiding them through the loan approval and disbursement process.
Requirement
- Diploma / Degree in Business Studies, Finance, Banking, Economics Commerce, or any other relevant education
- 3 - 5 years of relevant working experience in loan sales / relationship management
- Experience in evaluating loan applications and assessing credit risk will be an advantage
- Familiar with industry regulations and compliance standards will be an advantage
Candidates are encouraged to apply this position via Apply Now button with the following information in the resume:
- Work experiences and job responsibilities
- Current and Expected salary
- Reason for leaving
- Date of availability
- Education background
We regret that only shortlisted candidates will be contacted.
SIM BEI NA (R22111637)
EA Recruitment Pte Ltd
EA License No: 21C0492
