RESPONSIBILITIES:
- Build and maintain relationships with small and medium-sized enterprise (SME) clients, understanding their financing needs and business objectives.
- Act as the main point of contact for SME clients, addressing inquiries, concerns. and requests promptly and effectively.
- Develop a deep understanding of clients' businesses, industries, and market dynamics to provide tailored financial solutions.
- Source and identify new lending opportunities within the SME segment. including prospecting and lead generation activities.
- Conduct comprehensive credit assessments and risk analyses for loan applicable, evaluating their creditworthiness. financial stability. and repayment capacity.
- Structure and negotiate loan terms and conditions in accordance with lending policies, regulatory requirements. and risk management guidelines.
- Manage a portfolio of SME loan accounts. monitoring loan performance. repayment behaviour. and compliance with loan agreements.
- Provide financial advisory services to SME clients, offering insights and recommendations on business growth strategies, cash flow management. and capital allocation.
REQUIREMENTS:
- Minimum 4 years' experience in commercial banking, SME lending, or relationship management, with a focus on business development and credit analysis.
- Demonstrated frack record of successfully originating and managing SME loan portfolios, achieving lending targets. and mitigating credit risks.
- Strong financial analysis skills, including Ihe ability to evaluate business financial statements, assess risk factors. and perform cash flow modelling.
HOW TO APPLY:
Submit your application by emailing a detailed copy of your updated Resume in MS Word Format to Cesky Ong Zhi Rong (EA Personnel Reg. No. R24121422, Achieve Career Consultant Pte Ltd EA Licence No. 05C3451) by clicking the “Apply Now” or contact Cesky at [email protected] or 9061 0702 for a confidential discussion.
