Our client, the largest financial institution in the Middle East, is seeking a #CreditRiskAnalyst to analyze their customers' borrower creditworthiness, credit structures, and exposure levels to support well-informed lending decisions and manage financial risks effectively.
This role offers an exciting opportunity for professionals looking to make an impact within a dynamic risk management environment while contributing to sustainable business growth.
3-6 months role - highly convertible to perm!
Work location: Millenia Walk, Centennial Tower
Key Responsibilities:
- Assess credit proposals to align with the organization’s credit risk strategy and risk appetite.
- Ensure all approvals comply with internal policies and regulatory frameworks, balancing risk and profitability.
- Operate within delegated authority limits while delivering high-quality credit assessments.
- Build effective working relationships with internal teams, such as Relationship Managers, to ensure the smooth flow of information.
- Monitor regulatory changes and assist in evaluating their impact on credit risk policies and processes.
- Perform detailed risk assessments, considering borrower financials, industry trends, collateral, and credit structure.
- Assign appropriate risk ratings for borrowers and facilities, ensuring annual reviews are completed promptly.
- Stay updated on industry practices, regulations, and international risk management standards.
- Participate in relevant training programs and seminars to maintain a high level of competency.
- Support operational risk activities, including incident reporting, KRI tracking, and control self-assessments.
- Maintain strict confidentiality when handling sensitive customer or internal information.
- Uphold the organization’s reputation by adhering to the highest professional standards.
Qualifications & Competencies:
- Bachelor’s degree in finance, economics, or a related field.
- At Least 4-6 years of experience in credit risk or a similar function in the banking sector.
- Open to junior candidate
- Strong financial analysis skills and the ability to interpret complex reports.
- Excellent communication skills, both written and verbal.
- Proficiency in financial risk modeling, credit methodologies, and regulatory requirements.
- Knowledge of banking operations, products, and international accounting standards.
- Detail-oriented with strong analytical and research abilities.
- Open to contract role 3-6 months (highly convertible to permanent)
Interested candidates may apply through the application system or send it to [email protected]. Shortlisted candidates will be notified.
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