What will you be doing?
- Review business loan applications, evaluate credit rating and prepare loan recommendations to ascertain and mitigate credit risk.
- Analyse company documents, including credit reports and other financial information to assign credit ratings based on internal scoring models.
- Manage credit exposure and monitor portfolio performance to optimise for business growth and profitability.
- Collaborate with Sales, Operations and Finance teams to establish efficient credit underwriting processes and workflows by keeping up with industry best practices.
- Regularly review and enhance the credit assessment framework and credit policy.
What are we looking for?
- Bachelor’s degree in Business, Finance or Accounting.
- Minimum 2 years’ experience in credit risk management, preferably in Fintech or Banking industry.
- In-depth knowledge of credit risk assessment methodologies, credit scoring models, and underwriting principles.
- Strong analytical skills and ability to interpret large and complex data sets.
