• Company located at Chinatown
• Walking distance from Chinatown MRT
• Working hours: Monday – Friday (9:30am – 6.30pm)
• Well Established Wealth Management Company
• Variable Bonus + Excellent Welfare & Benefits
Job Scope
- Assess the creditworthiness of SMEs or Individuals in applying for loans or credit by analysing financial statements, credit reports, and other relevant data.
- Evaluate the potential risks associated with extending credit to customers or counterparties, considering factors such as their payment history, financial stability, industry trends, and economic conditions.
- Develop and implement credit risk policies and procedures to ensure consistent and effective risk management practices across the organization.
- Develop or utilize credit scoring models to quantify credit risk and make informed lending decisions.
- Monitor and manage the organization's credit portfolio, including identifying emerging risks, assessing portfolio performance, and implementing strategies to mitigate risk.
- Ensure compliance with relevant regulations and guidelines governing credit risk management, such as Basel III requirements or local regulatory standards.
- Communicate credit risk assessments and recommendations to senior management, stakeholders, and relevant departments within the organization.
- Make credit decisions, including approving or rejecting credit applications, setting credit limits, and negotiating terms and conditions of credit agreements.
Requirement
- Diploma / Degree in Business Studies, Finance, Banking, Economics Commerce, or any other relevant education
- 6 - 8 years of relevant working experience in credit risk analysis / underwriting
Candidates are encouraged to apply this position via Apply Now button with the following information in the resume:
- Work experiences and job responsibilities
- Current and Expected salary
- Reason for leaving
- Date of availability
- Education background
We regret that only shortlisted candidates will be contacted.
SIM BEI NA (R22111637)
EA Recruitment Pte Ltd
EA License No: 21C0492
