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Jobs in Singapore   »   Jobs in Singapore   »   Business Management / Project / Planning Job   »   Business Development Manager (5 Days / SME Loans) - CBD Area
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Business Development Manager (5 Days / SME Loans) - CBD Area

Ea Recruitment Pte. Ltd.

Ea Recruitment Pte. Ltd. company logo

• Basic UP$4000 + Allowances + Commission

• Company located at Chinatown

• Walking distance from Chinatown MRT

• Well Established Wealth Management Company

• Working hours: 9:30am – 6.30pm (Monday – Friday)

• Variable Bonus + Excellent Welfare & Benefits


Job Scope


  • Build and maintain relationships with small and medium-sized enterprise (SME) clients, understanding their financing needs and business objectives.
  • Act as the main point of contact for SME clients, addressing inquiries, concerns, and requests promptly and effectively.
  • Develop a deep understanding of clients' businesses, industries, and market dynamics to provide tailored financial solutions.
  • Source and identify new lending opportunities within the SME segment, including prospecting and lead generation activities.
  • Conduct comprehensive credit assessments and risk analyses for loan applicants, evaluating their creditworthiness, financial stability, and repayment capacity.
  • Structure and negotiate loan terms and conditions in accordance with lending policies, regulatory requirements, and risk management guidelines.
  • Manage a portfolio of SME loan accounts, monitoring loan performance, repayment behaviour, and compliance with loan agreements.
  • Proactively identify and address potential credit risks or delinquencies, implementing appropriate remedial actions as necessary.
  • Work closely with internal stakeholders, such as credit analysts and legal teams, to ensure timely and accurate loan documentation and processing.
  • Provide financial advisory services to SME clients, offering insights and recommendations on business growth strategies, cash flow management, and capital allocation.
  • Assist clients in preparing loan applications and supporting documentation, guiding them through the loan approval and disbursement process.


Requirement


  • Diploma / Degree in Business Studies, Finance, Banking, Economics Commerce, or any other relevant education
  • 3 - 5 years of relevant working experience in loan sales / relationship management
  • Experience in evaluating loan applications and assessing credit risk will be an advantage
  • Familiar with industry regulations and compliance standards will be an advantage


Candidates are encouraged to apply this position via Apply Now button with the following information in the resume:


  • Work experiences and job responsibilities
  • Current and Expected salary
  • Reason for leaving
  • Date of availability
  • Education background


We regret that only shortlisted candidates will be contacted.


SIM BEI NA (R22111637)

EA Recruitment Pte Ltd

EA License No: 21C0492

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