Responsibilities:
- Identify specific business opportunities while ensuring that new transactions and credit renewals meet the Branch's credit risk acceptance criteria
- Develop relationship management strategy to deepen, maintain or exit the relationship
- Prepare credit proposals/credit renewals in a concise and timely manner while ensuring that the major risks as well as risk mitigates are highlighted
- Perform the KYC for new customer prior to the establishment of a business relationship
- Conduct periodical review of existing customer while adhering to the bank wide requirements
- Assist with AML/CFT manual
- Monitor credit risk of outstanding exposures and ensure timely changes are made to obligor credit ratings
- Maintain close and continuous contact with customers and target customers while monitoring the industries in which they operate in
- Pro-actively manage deteriorating credits
- Identify possible cross sell opportunities in order to maximize business returns
- Identify possible cross border business opportunities with main and overseas branches for joint collaboration
- Conduct frequent marketing visits with submission of call reports
- Any work required to be carried out for holding the above Position in the Department subject to teh Bank business needs, internal policies and procedures
- Any work assigned from time to time by your supervisor or the Management
Requirements:
- Recognized bachelor degree and above, preferably in Business, Accounting, Banking and Finance, Economics or other related disciplines
- At least 4-5 years of relevant experience as relationship manager
- Excellent verbal communication and good interpersonal skills to handle stakeholders across multiple departments
- Proactive, energetic, result oriented and possess good business acumen
