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Jobs in Singapore   »   Jobs in Singapore   »   Finance / Banking / Insurance Job   »   Analyst, Credit Operations (Auto Loan Origination), Consumer Banking Group Operations, Group Technology (WD70609)
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Analyst, Credit Operations (Auto Loan Origination), Consumer Banking Group Operations, Group Technology (WD70609)

Dbs Bank Ltd.

Dbs Bank Ltd. company logo

Business Function

Group Technology and Operations (T&O) enables and empowers the bank with an efficient, nimble and resilient infrastructure through a strategic focus on productivity, quality & control, technology, people capability and innovation. In Group T&O, we manage the majority of the Bank's operational processes and inspire to delight our business partners through our multiple banking delivery channels.

Responsibilities

  • Perform Technical Verification function for Auto Loan Applications, checking & verifying customers' income documentation proof, compliance with relevant regulations and other necessary requirements within specified performance standards in turnaround time and accuracy as determined by the Bank.
  • Perform checks on the accuracy of data entry in the Bank's systems including derivation of Income & other amounts necessary for the Loan Application.
  • Work closely with our business partners and be able to communicate with all of them to ensure full and proper submission of all necessary documents, KYC & other supporting documents or information necessary for each Loan Application.
  • Perform checking/verification of all documents & other necessary functions, etc. in the processing of auto loan applications for pre-disbursement within specified standards of quality and turnaround time.
  • Conduct necessary searches to ensure that all newly pledged vehicles are still under registration & that used cars proposed as securities are not under any financing or encumbrance(s).
  • Perform post-disbursement functions in relation to Auto Loans.
  • Participation in auto loan digital project and other initiatives, including testing, development and maintenance of new and existing systems

Requirements

  • Diploma/Degree in any discipline with 2 years experience in operations preferred.
  • Meticulous, attention to detail, knowledge of data analytics and project management would be a plus.
  • Sound understanding of Financial Services, knowledge in car financing and the relevant banking regulations
  • Proficiency with MS Office applications, particularly Microsoft Excel
  • Meticulous and detailed oriented, organized with good problem-solving skills
  • Hard-working, self-motivated and a strong team player who takes initiative
  • Good interpersonal and communication skills
  • Able to work effectively under pressure and minimum supervision

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

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