Job Description
- Participate in the implementation of credit risk management framework including underwriting, credit limit management and risk based pricing.
- Monitor the performance of risk indicators to finetune and enhance credit risk management policy by conducting data analysis.
- Responsible for evaluating the credit worthiness of new credit applicants and monitoring the ongoing financial performance of existing credit customers.
- Responsible for risk model evaluation and continuously monitor its performance to ensure the stability and accuracy of risk strategy.
- Work closely with cross-functional teams such as anti-fraud, collection and modeling team to optimize end to end risk processes.
- Collaborate with Business teams, Product teams, Engineering teams and Ops teams to balance risk management targets with business targets.
Requirement
- Bachelor Degree and above in Finance, Computer Science, Statistics, Engineering, Economics or other relevant fields.
- Minimum 3 years experience in the risk management area specializes in credit risk management in a sound financial institution.
- Proficiency in SQL or Python.
- Experience in underwriting policy, credit limit and portfolio management and good awareness of anti-fraud and modeling is preferred.
- Strong analytical thinking and problem solving skills.
- Excellent communication and stakeholder management skills.
Kindly note that you can only be considered for one role at a time with any of the companies within our Group. If you have applied for other jobs with the Group, you will be considered for roles in the order of your application.
