Responsibilities
- Enhance the credit underwriting standards and process.
- Evaluate and approve transactions that are within delegated authority and recommend transactions that are more than the delegated authority for approval at higher levels.
- Ensure credit decisions are sound and reflect the Bank's credit underwriting standards, policies, risk appetite, and meet local regulatory requirements.
- Enhance early warning framework for pre-emptive actions on vulnerable accounts.
- Conduct portfolio monitoring to initiate portfolio action on accounts displaying early warning signals.
- Lead study on lessons learnt on non-performing loans or first payment default accounts
- Support conceptualization development for new credit products suitable for the markets.
- Provide user requirements on credit underwriting or review process in Loan Origination System.
- Provide secretariat support for the Credit Risk Management Committee meeting.
- Coach junior credit approvers and analysts.
Job Requirements
- 5 years of credit experience from banking or financial industry.
- Preferably possess the following complementary work experience in Credit underwriting, Restructuring, Program lending
- Degree holder, preferably in risk management discipline.
- Good inter-personal, communication & writing skills
- Meticulous with strong analytical and problem-solving skills
- Motivated and collaborative team player with ability to consider the broader picture
- Proficient in English and/or in Mandarin or any South East Asian language is advantageous
- Proficient in computer applications (MS Office)
Interested candidates who wish to apply for the advertised position, please click on “Apply”. We regret that only shortlisted candidates will be notified.
EA License No.: 01C4394 (PERSOLKELLY Singapore PTE LTD)
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