Total 1,129 credit controller job vacancies in Finance / Banking / Insurance category in Singapore

Highlights:

• Permanent job opportunity
• 5 days work week, normal office working hour
• Great remuneration & benefits
• Fun & fast pace environment
• With expereince in Unsecured Loan, SMEs Loan or Personal Loan are welcome.

Job Responsibilities:

• Assess the creditworthiness of SMEs or Individuals in applying for loans or credit by analysing financial statements, credit reports, and other relevant data.
• Evaluate the potential risks associated with extending credit to customers or counterparties, considering factors such as their payment history, financial stability, industry trends, and economic conditions.
• Develop and implement credit risk policies and procedures to ensure consistent and effective risk management practices across the organization.
• Develop or utilize credit scoring models to quantify credit risk and make informed lending decisions.
• Monitor and manage the organization's credit portfolio, including identifying emerging risks, assessing portfolio performance, and implementing strategies to mitigate risk.
• Ensure compliance with relevant regulations and guidelines governing credit risk management, such as Basel III requirements or local regulatory standards.
• Communicate credit risk assessments and recommendations to senior management, stakeholders, and relevant departments within the organization.
• Make credit decisions, including approving or rejecting credit applications, setting credit limits, and negotiating terms and conditions of credit agreements.

Job Requirements:

• At least bachelor's degree in finance, economics, or accounting
• 5 -10 years’ experience in credit risk analysis, underwriting, or portfolio management is often required, with increasingly responsible roles demonstrating a progression of skills and knowledge.
• Strong analytical skills are essential for evaluating financial data, assessing risk factors, and developing effective risk management strategies.
• A solid understanding of financial principles, including accounting, financial statement analysis, and credit risk metrics, is necessary for success in this role.
• Familiarity with credit risk management concepts, methodologies, and best practices is essential, along with an understanding of regulatory requirements and industry standards.
• Effective communication skills are important for conveying complex information, presenting recommendations, and collaborating with cross-functional teams.
• The ability to pay attention to detail is crucial for accurately assessing credit applications, identifying risk factors, and ensuring compliance with policies and regulations.
• Strong decision-making skills are needed to evaluate credit risk factors, weigh potential outcomes, and make informed lending decisions that align with the organization's risk appetite and objectives.
• Proficiency in relevant software tools and systems used for credit analysis, risk modelling, and portfolio management is often required.
• Demonstrate integrity and ethical conduct in their decision-making processes, ensuring fairness and transparency in credit evaluations and lending practices.

HOW TO APPLY:

Interested applicants, kindly send your resume in MS WORD format to [email protected] or please click on “Apply Now” with provided the following information.

• Last drawn salary
• Expected salary
• Notice period
• Reason for leaving

We regret only shortlisted candidates will be notified.

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EA License No: 19C9950

EA Personnel: Lim Dick Sern (Dick Sern)

EA Personnel Reg No: R22106832

Job Purpose

The Credit Analyst is responsible to provide credit analysis for the Bank’s borrowing clients in the segments covered by Marketing Team which currently comprised Aviation, Shipping, Financial Institutions & General Corporates in Singapore.

Job Description

• Analyze past and current financial information and performances
• Provide financial models and projections based on reasonable assumptions
• Preparation of reports and projections based on the analysis for credit decision making
• Coordinate with the Marketing Team to review financial forecasts and information

Requirements

• Minimum a bachelor’s degree in Business or any related discipline
• Minimum 3 - 5 years’ relevant experience within the Banking/Audit/Investment industries, credit analysis.
• In depth understanding about accounting principles and financial analysis skill
• Excellent presentation skills and ability to influence and persuade, multi-task, and meet tight deadlines
• Proficient in spoken and written English/Chinese to liaise with Chinese speaking headquarter counterparties

OUR CLIENT

• Regional Private Bank

HIGHLIGHTS

• Excellent remuneration and perks
• Exposure to credit operations
• Good team dynamics

LOCATION

• Central

RESPONSIBILITIES:

• Assist with redemption of loan facilities such as premium financing.
• Review Security and Facility documents.
• Assist with the review and approval of investment-related transactions.
• Assist with account opening and maintenance activities and support authorisation of Fixed Deposits.
• Participate in ad-hoc projects such as UAT Testing.

JOB REQUIREMENTS:

• Degree with at least 4 year of credit admin experience within the Private banking space.
• Familiar with Avaloq System.
• Able to communicate effectively with team members and stakeholders.

Interested applicants, please Click on the Apply icon or send your CV to canice.sar@paradigmrecruitment.com.sg.

We regret to inform you that only shortlisted applicants will be contacted.

EA Reg No: R1329095

EA License No: 21C0434

Your new role

• Ensure facility and security documents are duly executed and in order for implementation
• Perform redemption of facilities for Private Banking facilities (including but not limited to Premium Financing, Lombard Loan)
• Manage the daily routine operations (including but not limited to account opening process, new account set-up, provide general banking services including remittance, deals executions, complete client’s banking instructions, account maintenance, day-end order reconciliation, audit confirmation etc.)
• To review and approve investment related transactions in accordance to MAS regulations and internal guidance
• Set-up new accounts in the system and custody of the account-opening file for regular post-acceptance review upon account approval by PB management
• Check and perform authorization of account operation-related transactions in accordance to internal procedures and external regulatory guidelines.
• Check and perform authorization of investment products and other PB products where applicable.
• Work closely with HO’s counterparts to ensure daily transaction are processed, settled and issues, if any are resolved accordingly.
• Perform facility & security documents supports for Private Banking facilities
• Lead &/or participate in User Acceptance Testing (UATs) and system testing
• Familiar with the end-to-end flow of wealth management product life cycle
• Perform any other tasks as may be assigned from time to time.

What you'll need to succeed

• Proficient in English and Chinese due to the need to liaise with Chinese counter parties.;
• Experience in Credit administration within the private banking is required.
• Experience in credit documentation
• Avaloq system knowledge is a must

What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV to [email protected]. If this job isn't quite right for you but you are looking for a new position, please contact us for a confidential discussion on your career.

Registration No: R1986473
EA License No: 07C3924
Company Registration No: 200609504D

Purpose of the role

The primary responsibility of this position in Portfolio Management Unit (PMU) is to analyze data and support to design portfolio risk appetite parameters, and monitor credit risk as well as concentration risk at a portfolio level for Global Corporate & Investment Banking for APAC (“GCIB APAC”). It includes to input and calculate necessary data to set clear boundaries (e.g. pre-limits, attention, de-framing) for each of the key metrics, model potential stress scenarios to adapt the P&L to market conditions, and report and make recommendations to senior member / management regularly. Also, this position requires to liaise between front office and credit team to assess risks in credit portfolio in each sector and country, and update the monitoring framework.

Job Responsibilities:

• Collect and analyze necessary data to develop credit risk strategy and guidance of loan portfolio in sector / country across GCIB APAC.
• Establish portfolio risk parameters and set & monitor clear boundaries (e.g. pre-limits, attention, de-framing) for each metrics to manage credit risk and concentration risk in each sector / country.
• Update and enhance monitoring framework regularly based on market development / conditions including early warning indicators.
• Report and make recommendations to senior member / management regularly for new / updated guidance to continue to enhance credit risk management of the portfolio.
• Monitor the risk parameters in each sector / country and concentration risks within GCIB APAC compared with thresholds and targets and classify metrics into stages to take appropriate actions.
• Conduct periodic review of watch list portfolio as well as high risk transactions.
• Model potential stress scenarios to adapt the P&L to market conditions including potential increase in credit cost, provisions, and risk weighted assets in sector, country and overall GCIB APAC portfolio.
• Collaborate with RMs, sector teams, credit divisions, and risk management offices to develop credit risk strategy and update monitoring framework by reflecting latest market conditions.
• Lead communication to liaise with internal stakeholders to execute the portfolio strategy.
• Responsible for working closely with a direct supervisor and seek advice and guidance to contribute to the entire department.
• Manage resources in the team and continuously enhance process and tool.
• Continuously enhance process and tool in collaboration with relevant teams.
• Maintain the MIS tool and data appropriately to calculate and update risk monitoring framework.
• Manage own tasks independently and proactively which involves regular progress reports to direct supervisor.
• Follow directions from supervisor and manager and handle additional tasks.

Job Requirements:

• 5 years of experience working in the financial industry
• 3 years of experience in credit risk and concentration risk management at a portfolio level, credit cost, risk weight, and early warning framework.
• Experience in managing stakeholders.
• Good strategic planning skills and communication / presentation skills to influence stakeholders
• Completed relevant bachelor’s degree or above

We regret to inform that only shortlisted applicants will be notified.

Job ID: 10064883

The Company

Join a well-established and forward-looking ship owner with global presence. Due to evolving business needs, we are actively recruiting for a Credit Controller be part of the established business in Singapore.

The Role

Reporting to the Group Finance Manager and managing a team, you will be responsible for conducting credit assessment for new clients, ensuring timely billing of invoices, and closely monitoring collections of outstanding invoices, oversees the collection of customer accounts ensuring high client satisfaction and loyalty. Key responsibilities include achieving the DSO days KPI targets and proactively drive further improvements, conduct monthly AR meeting on debt status with internal stakeholders, resolve operational issues, ensure accurate and timely closing of revenue and doubtful debt provisioning as per company’s credit control policy. Ensure accuracy and timely delivery of monthly financial and management reporting, monthly revenue recognition in accordance with FRS and oversee all AR related audit activities. It is essential to pro-actively communicate with internal stakeholders to analyze information required and any functional requirements for decision making.

Your Profile

To qualify for this role, you must have a Bachelor Degree in Accountancy with minimum 6 years of relevant hands-on credit control experience ideally in mid-size firm or MNC environment. It is essential to have strong knowledge in overseeing billing process, credit review and assessment, collection of customer accounts. We are seeking a detail-oriented, resourceful, and proactive Credit Controller with excellent interpersonal skills.

Apply Today

Please send your resume, in WORD format only and quote reference number GC12982931, by clicking the apply button. Please note that only short-listed candidates will be contacted.

EA Licence no.: 07C5595 | Chia Lan Xian Gina EA Registration no.: R1109282

Our client, a renowed brokerage firm is urgently looking for suitably qualified & experienced professional to join as

Senior Credit Analyst

Responsibilities :

• Leading the deal from the financing/credit perspective.
• Expansive opportunity to showcase deal leadership to senior management with significant visibility to the CEO
• A credible debt structuring partner and consultant/advisor to coverage, private wealth management (PWM) & sales
• To lead the credit conversation on prospective opportunities in the screening committee forum
• Deal structuring, negotiation and developing bankable financing for the firm and delivering credit approvals to the client
• Primary responsibility and to lead the internal credit application process from end to end
• With guidance from the credit manager, or head of department (with support from internal legal counsels and Lenders’ counsel), to lead the termsheet negotiation and structuring discussions with the client.
• Ensure compliance with local and international regulations and credit policy guidelines
• Guide and coach, the junior team members, developing them professionally
• Other ad-hoc duties/projects as assigned by the Head of Department

Requirements :

• People leader, team player and solid independent professional.
• Highly adaptable to a cross-cultural environment and working closely with a multitude of professionals from various nationalities
• Extensive deal structuring and credit experience across a multitude of sectors and exponent in various financing structures
• Seasoned credit professional with extensive experience and track record in taking credit decisions/views.
• Ability to work with semi- complete information, but sufficient (enough) to form a sound, well-grounded credit view in a fast-paced, quickly moving, fluid and · highly compressed schedule
• Confident in expressing and communicating a credit opinion, including a negative recommendation
• Strong stakeholder management skills, getting their buy-in on credit recommendations (including the case when it is a negative recommendation)
• Strong written and oral communication skills

Interested applicants are invited to write in with updated resume to [email protected].

We regret that only shortlisted candidates will be notified.

EA License No. 16S8296 • EA Personnel Registration No. R21102756

During your internship, you will receive a comprehensive introduction to the bank and our various business segments. In addition, you will be provided with opportunities to network with our senior leaders.

You will be required to undertake a project during the internship. At the end of the programme, you will present your learning to the senior managers and Human Resources. 

As an intern with the Credit Ops Financial Transactions Team, you have the opportunity to participate in small process improvement initiatives/projects.

You will assist the Credit Ops Financial Transactions Team for the following:

• Support financial transaction processing e.g loan disbursement, loan collection & redemption, GL reconciliation & etc
• Insurance renewal process

By the end of the internship, you would have learnt about financial transactions on loan processing.   

The senior controller together with the Finance & Controlling team in the region – is responsible for the financial well-being of the organization incl. the early identification and analysis of opportunities of improvement across APAC that led into the achievement of the regional goals. He/she is in charge of championing efficiency through the automatization of processes, as well as being a business partner for the legal entities supporting them in the development of initiatives to further improve working capital and profitability. Forecasting, management reporting, sales controlling, and cost controlling are also the main focus of the position.

· Act as business partner for the legal entities to actively support commercial strategies across the region, icl. Business cases development, pricing and performance analysis.

· Provide recommendations to enhance the financial performance and identify additional business opportunities.

· Develop and maintain good relationships with the respective finance and accounting teams in the APAC countries.

· Oversee and review financial statements prepared by the in-country finance teams ensuring accurate and appropriate recording of revenues, expenses, assets and liabilities.

· Prepare consolidated regional financial statements within the company’s financial reporting deadlines.

· Ensure that the organization’s financial records and record-keeping methods are in compliance with applicable standards and regulations.

· Assist in the development of forecasts, budgets and long-term business plans.

· Closely align with and advise finance and accounting personnel who are responsible for financial reporting and budgeting in the APAC countries.

· Regularly review the organization’s financial reports and identify opportunities for cost reduction and working capital improvements.

· Advise in areas relating to costing and inventory management.

· Ensure that internal controls are adhered to and in identify opportunities to strengthen the internal control and process environment.

Support the regional finance and controlling community in the transformation of processes via digitalization and automation incl. RPA, AI.

Education

Bachelor’s Degree/Diploma in Finance, Accounting, Business Administration, or Economics.

Related Experience

7-10 years working experience in accounting, finance management, auditing or similar. Medical and/or safety technology experience of advantage.

Skills, Special Competencies, or Certifications

· Strong business acumen and analytical skills, structured and accurate work approach, ability to deal with and analyse complex data.

· Good understanding of IFRS and experience in group consolidation accounting. Preference will be given to candidates with CPA, ACCA, CFA or comparable accreditations.

· Good communication skills and the ability to work well with people with and without finance/accounting backgrounds are essential.

· Can work independently with a high degree of self-motivation and initiative.

· A keen eye for detail and desire to probe further into data as well as the ability to stick to given reporting timelines.

· Strong listening, communication and convincing skills to understand, explain and drive complex topics and issues without having hierarchical authority.

· High integrity and ethics are a must as well as knowledge of SAP and/or Navision /Microsoft Business Central ERP systems.

Responsibilities:

• Primary reviewer in charge of new case review and perform independent credit assessment of credit cases
• Prepare the necessary documents and write minutes for the credit committee meeting.
• Monitor the submission of annual credit reviews
• Perform the periodic risk reports (daily, monthly, quarterly, semi-annual and annual)
• Reviewing KYC and CDD duties.
• Assist in market risk and liquidity risk management.
• Assist with China Head Office reporting and enquires.
• Manage the filing of all the records.

Requirements:

• Min degree in related fields: Finance, Business, Accountancy, Economics
• Preferably with 5 years of relevant working experience at financial services firms
• Strong command in Chinese is essential to liaise with China Head Office
• Good understanding of credit risk management and mitigation practices as well as issues and developments affecting the banking industry

Please state your availability, current and expected salary in the resume.

Qualified or interested candidates, please visit our GMP website at www.gmprecruit.com/current_jobs/posting.aspx to apply for this position with GMP Job Code: 23438

Tel: 6233 0482 - Eddie Tang (R1221129)

We regret that only shortlisted candidates will be notified.

GMP Technologies (S) Pte Ltd | EA Licence: 11C3793 | Eddie Tang | Registration No: R1221129

Job Description

• Follow up with customers on all documentation required for payment
• Ensure billings to customers are done prompty
• Liaising with customers on all enquires relating to billing, reports, collection.
• Follow up with opertion department on relevant documentation required for report submission
• Generating reports on weekly basis on the progression of collections and progression of reports submitted by operation department
• Support the Finance Department
• Any other adhoc duties & responsibilites as assigned by supervisor

Job Requirement

• Min diploma & above in Finance/Accountancy
• Fesh graduates are welcome
• Required skills: MS OFfice, MS Excel, Pivot Table, Vlookup.

• Business analyst with at least 5 years of experience
• Role is part of technology department so understanding of SDLC lifecycle, Requirement gathering, functional spec preparation etc is required.
• Credit analytics domain of Loan origination
• Hands-on experience in credit analytics of large corporates is a plus

Your role

Are you a sharp evaluator of risk? Can you investigate complex solutions? Do you have specific experience leading or conducting credit risk audits?

We're looking for a Credit Risk Auditor who can:

• conduct reviews and audits of (i) credit risk appetite, policies, governance and framework, and (ii) credit risk management for private and corporate clients, including lending against marketable securities, mortgages, structured lending, cash-flow based lending and derivatives (including limit setting, periodic monitoring, excess management, and quality of the credit documentation)
• provide practical, innovative, and value-added solutions to issues identified
• analyze and assess risks and barriers to delivery, assumed by both the business and support functions
• identify controls that are designed to address the risks and evaluate how effective they are
• monitor issue resolution, risk profile and developments within a specific area and provide input into our audit planning sessions

Your team

You will be working in Group Internal Audit (GIA) Team in Singapore. GIA is an independent function that supports UBS in achieving its strategic, operational, financial and compliance objectives. We do this by assessing key processes as well as governance, risk management, and the control environment within all business divisions and Group Functions (GF) functions globally. We are independent in our work and report directly to the Chairman of the Board and the Audit Committee.

We are a talent powerhouse that attracts and develops the best people by driving career growth in and outside the department. Our team, credit risk audit, has a global footprint and is mainly responsible for auditing credit risks in the second line of defense. In your role, you will be covering the audits of credit risk appetite and credit risk management for private and corporate clients in the Asia Pacific (APAC) region.

Your expertise

• 5 years+ experience in audit within the financial industry; this experience could have been gained at a consulting firm or in an internal audit function
• strong knowledge of private and corporate lending activities, strong analytical skills and quantitative approach to problem solving
• able to quickly understand complex processes and challenge the status quo, identify risks and inadequacies in procedures
• willingness to keep up with industry, regulatory developments and learn new concepts and methods
• ability to effectively communicate with senior stakeholders
• risk focused and capable of using data analytics to gain insights into limit setting and monitoring, excess management, data quality and reporting
• reliable when working on your own, with sound judgment for when to escalate issues
• fluent in English with excellent verbal and written skills; additionally, fluency in additional languages would be an asset

• Opportunity to manage credit collections for China & Japan regions.
• Exposure to international collections environment.

About Our Client

This role works with a recruitment agency specializing in finding talent for various industries and sectors, with a focus on providing quality staffing solutions to clients worldwide.

Job Description

• Liaise with operational consultants on credit control/client issues.
• Follow financial and management controls for credit control areas.
• Manage assigned debtors ledger portfolio, including collections and issue resolution.
• Assist with allocation of client receipts and reconciling client accounts.
• Analyze AR entries and resolve unallocated receipts.
• Monitor and maintain DSO levels and bad debt provision.
• Reconcile debtors ledgers monthly and prepare debtor reports.
• Escalate major client credit control issues to senior management.
• Assist O2C Managers and support operational business as needed.

The Successful Applicant

• Tertiary education in Accounting/Banking/Commerce.
• Proven 1-3 years experience in international collections environment.
• Strong personality, proactive, and business-oriented.
• Fluent in English & Mandarin to liaise with mandarin speaking clients and stakeholders based in China as well as to review documents and invoices from clients in China.
• Strong communication, organizational, and analytical skills.

What's on Offer

• Opportunity to manage credit collections for China & Japan regions.
• Exposure to international collections environment and proactive debt management.
• Utilize Mandarin proficiency and strong communication skills to liaise with mandarin speaking clients and stakeholders based in China.

Contact

Claris Lim (Lic No: R21100138/ EA no: 18C9065)

Quote job ref

JN-052024-6420426

Phone number

+65 6643 9732

Page Personnel Recruitment Pte. Ltd.| Registration No. 201736642C

About the company

We are working with a leading US trading firm.

The role

We are seeking an experienced Credit Risk Manager who will responsible for performing daily risk monitoring of counterparty portfolios and for assisting in the ongoing development and enhancement of our credit risk management framework.

This hire will be providing risk management support to the Cryptoasset trading subsidiary of the firm. As such, it is preferred that this candidate would have experience in risk management in the crypto/digital asset space.

Job responsibilities

• Develop and maintain strong working relationship with internal commercial team and represent the firm in credit negotiations with external counterparties
• Conduct a comprehensive analysis and due diligence of complex projects and structured transactions
• Knowledgeable of recent market developments and assess their impact on the credit quality of counterparties
• Running daily credit reports, and monitoring daily credit limits
• Responsible for the negotiation and structuring of collateral and credit support arrangements in line with internal policies
• Communicate risk-related information to Commercial and Risk Management teams
• Provide credit-related reporting to senior management
• Provide insight into credit best practices, participate in the development of credit risk management strategies and recommend improvements to governing Policies

Job requirements

• Candidates must have at least 7+ years’ experience in credit in a trading firm/hedge fund. Strong preference for candidates who have experience in the digital assets / crypto sector.
• Substantial knowledge and understanding of industry relevant agreements on both trading and asset space (e.g. ISDA, CSA, MPA, MLA, among others)
• Strong understanding of credit rating models and credit analysis
• Must have excellent written and verbal communications skills
• Self-starter, well-organized, strong sense of initiative with the ability to think independently and pro-actively drive work streams through to completion
• Proactive approach to problem solving, analytical mind and excellent attention to detail, coupled with the ability to work reliably when under pressure.
• Bachelor's degree required; advanced degree in quantitative field desirable

If you believe you fit the requirements for the role, please click APPLY NOW or send an email to [email protected] with your latest CV. Note: We regret that only shortlisted candidates will be notified. Data provided is for recruitment purposes only.

Business License Number: 200611680D. EA Licence Number: 10C5117 |

EA Registration Number: R23113442

#LI-ET1

• Excellent opportunity to join a leading global investment firm.
• 6 months contract with an opportunity to extend and convert.

About Our Client

The client is a renowned global investment bank and financial services firm offering a wide array of financial services. They stand as a beacon of excellence in the financial world, renowned for its innovation, expertise, and unwavering commitment to client success.

Job Description

• Oversee the resolution of real-time trade booking discrepancies between trading desks and sales teams internally.
• Continuously monitor and manage operational risks across the entire trade processing journey.
• Develop expertise in the subject matter to minimize risks and streamline processes.

The Successful Applicant

• Bachelor's degree in relevant field
• At least 2 years of banking operations experience
• Proactive, meticulous and strong critical thinking skills

What's on Offer

An exciting opportunity to learn and grow in a leading global investment firm!

Contact

Mayki Ong (Lic No: no: 18C9066)

Quote job ref

JN-052024-6418440

Phone number

+6565419922

Page Personnel Recruitment Pte. Ltd.| Registration No. 201736642C

Job Description:

• Assessing credit applications and transaction proposals, challenging assumptions, and providing clear guidance.
• Engaging with senior management to present and discuss transactions.
• Mentoring team members and fostering a supportive environment.
• Collaborating with stakeholders to influence transaction structures and terms.
• Monitoring portfolios and identifying and addressing risk issues.
• Contributing to policy development and efficiency initiatives.

Requirements:

• 6+ years of financial sector experience, prefably with 3+ years of experience on Fund Financing.
• Experience in analyzing various transactions for Institutional Investor clients.
• Understanding of sector risk dynamics and regulatory changes.

R22104464
EA: 19C9859

Job Responsibilities:

• Conduct comprehensive evaluations of intricate financial data, forecasts, and industry and country risks, synthesizing findings effectively.
• Demonstrate adeptness in writing and presenting, articulating complex credit structures and obligors with clarity and brevity.
• Enhance the quality and punctuality of Credit Applications, ensuring alignment with risk tolerance, policies, and procedures, while identifying key risks and mitigation strategies.
• Formulate clear recommendations for the appropriate credit committee's consideration.
• Ensure timely submission of credit proposals within prescribed deadlines for approval by Credit Committees.

Job Requirements:

• Hold a postgraduate degree in Economics, Finance, Accountancy, or Business Administration, with a strong background in analytical and quantitative methodologies.
• Possess 5-7 years of banking experience, with significant exposure to credit functions across diverse product portfolios, markets, and business models.

R22104464
EA: 19C9859

Job ID: 624889

Responsibilities

• Support regional activites by reviewing business case analysis for new deals
• In collaboration with the Regional Commercial Team you will support the contract management of the customers in the region
• Review and validate customer performance against contract commitments
• Ensure regional growth and margin expansion, cost control
• Participate in Budget and Forecasting process of the region including coordination of the monthly volume forecasting process
• Prepare Rebate Reconciliation and analysis of actuals
• Support regional supply chain by validating and monitoring import duty payments and other supply chain related activities
• Liaise with accounting for the closing process such as Sales Returns, Warranty Reserves, Inventory Reserve, regional sales performance, etc.
• Prepare and analyze financial data for month end reporting.
• Support annual external audit activities and financial statement preparation
• Assist Corporate Treasurer with Cash Management activities for the region.
• Support tax compliance for the region
• Responsible for Finance Process improvements
• Supervise the Regional Finance Manager in the regions
• Any other ad-hoc duties assigned

Requirements:

• Bachelor’s degree in business, accounting, finance, economics or related field
• At least 10 years as a financial analyst with proven financial acumen & commercial business partnering
• Proven experience of working in MNC environment
• Equip with people management experience
  Proficiency with spreadsheets, databases and financial software applications required
• Willing to travel when required (twice a year)

We regret that only shortlisted candidates will be notified. However, rest assured that all applications will be updated to our resume bank for future opportunities

Please kindly refer to the Privacy Policy of Good Job Creations for your reference:

https://goodjobcreations.com.sg/en/privacy-policy/
EA Personnel name: Chong Gui Feng
EA Personnel Registration Number: R1768033
EA License no.: 07C5771

Job Description:

• Collaborate with both front-office and back-office departments at the branch to facilitate the processing of credit and trade transactions.
• Manage the setup of credit and trade transaction limits in the banking system and oversee limit adjustments.
• Conduct thorough evaluations of corporate credit risk associated with credit terms and conditions before the utilization of facilities, ensuring full compliance and approval before finalizing.
• Monitor and maintain control over applicable credit terms and conditions, repayment capabilities, account conduct, and the status of securities and guarantees.
• Maintain a vigilant watch over related risks and significant developments concerning credit risk assets, proactively suggesting appropriate risk solutions aligned with the Credit Risk Management framework and other relevant risk protocols.

Job Requirement:

• Possess a degree in Banking/Finance or an equivalent field.
• Demonstrate a minimum of 3 years of experience in credit risk management.
• Familiarity with credit documentation processes and procedures.

R22104464
EA: 19C9859

Job Description:

• Facilitate communication between the front-office and back-office departments at the Branch, overseeing the processing of credit and trade transactions.
• Manage the setup of credit and trade transaction limits within the banking system and handle any necessary limit adjustments.
• Assess corporate credit risk associated with credit terms and conditions before the utilization of facilities, ensuring strict compliance and approval.
• Monitor and maintain control over applicable credit terms and conditions, repayment capabilities, account conduct, and securities to mitigate risks.
• Regularly monitor credit risk assets and significant developments, promptly proposing risk mitigation strategies aligned with the credit risk management framework and related protocols.
• Enforce designated risk-related policies and instructions from both the branch and Head Office.

Job Requirement:

• Bachelor's degree in Banking/Finance or a related field.
• Minimum of 5 years of experience in credit risk management within the banking sector. Proficient understanding of finance, commercial laws, global financial markets, and economic environments.

R22104464
EA: 19C9859

Description

Some careers open more doors than others.

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, contingency, geopolitical, operational, credit, pension, insurance, market and reputation risks. All parts of the Global Risk team use their skills, insight and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.

We are currently seeking a high calibre professional to join our team as a Senior Vice President, Wholesale Credit Risk.

Principal Responsibilities

• Reporting into the Head of Corporate and FI Credit Approvals, you will review and approve new, increase and renewal of Commercial Banking or Global Banking credits according to delegated authority and to deliver credit decisions within commercially competitive timeframes
• Promote high level of customer service and support Commercial Banking and Global Banking business growth in pursuit of HSBC’s strategy
• Promote strong asset quality in the Commercial Banking and Global Banking portfolio
• Identify deterioration in Commercial Banking and Global Banking credits through independent reviews, foster no surprises culture by early detection and management of emerging risks, including but not limited to financial and non-financial risks (including fraud and operational), and thus, minimize credit losses
• Review new product papers originating from Commercial Banking and Global Banking
• Provide risk specific training and coaching to front-line staff
• Perform regular and ad hoc stress tests on the portfolio
• Ensure compliance with area and group’s lending guidelines, audit and regulatory requirements
• Champion or contribute suggestions to improve operational efficiency of the department

Qualifications

Risk Skill Balanced with Business Acumen:

• Over 15 years of experience at a senior level in Corporate/Commercial Banking/Credit Risk Management, analysing corporate credit including quantitative analysis, credit approvals, undertaking risk identification on a customer and portfolio basis, conducting sector/industry reviews and risk management coaching. The job demands a high degree of analytical skills and industry knowledge and the ability to work efficiently and independently within tight timescales commensurate to the competitive business environment

Other Requirements

• Degree holder in Banking, Finance, Business Administration, Accountancy or related discipline
• Sufficient knowledge of corporate banking products
• Excellent communication and analytical skills

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Issued by The Hongkong and Shanghai Banking Corporation Limited.

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• Position : Credit Risk Manager [Unsecured SME Loans/Risk Analysis] - Chinatown
• Location : Chinatown
• Working hours : Monday - Friday 9:30am - 6:30pm
• Salary (commensurate with experience) : Up to $10,000 + Performance Bonus + 14 Days Annual Leave + Medical Benefits
• Duration : Permanent
• Industry : Banking/Finance/Loans

Main Responsibilities:

• Assess the creditworthiness of SMEs or Individuals in applying for loans or credit by analysing financial statements, credit reports, and other relevant data.
• Evaluate the potential risks associated with extending credit to customers or counterparties, considering factors such as their payment history, financial stability, industry trends, and economic conditions.
• Develop and implement credit risk policies and procedures to ensure consistent and effective risk management practices across the organization.
• Develop or utilize credit scoring models to quantify credit risk and make informed lending decisions.
• Monitor and manage the organization's credit portfolio, including identifying emerging risks, assessing portfolio performance, and implementing strategies to mitigate risk.
• Ensure compliance with relevant regulations and guidelines governing credit risk management, such as Basel III requirements or local regulatory standards.
• Communicate credit risk assessments and recommendations to senior management, stakeholders, and relevant departments within the organization.
• Make credit decisions, including approving or rejecting credit applications, setting credit limits, and negotiating terms and conditions of credit agreements.

Requirements:

• A bachelor's degree in finance, economics or accounting 8-10 years’ experience in credit risk analysis, underwriting, or portfolio management is often required, with increasingly responsible roles demonstrating a progression of skills and knowledge.
• Strong analytical skills are essential for evaluating financial data, assessing risk factors, and developing effective risk management strategies.
• Solid understanding of financial principles, including accounting, financial statement analysis, and credit risk metrics, is necessary for success in this role.
• Familiarity with credit risk management concepts, methodologies, and best practices is essential, along with an understanding of regulatory requirements and industry standards.
• Proficiency in relevant software tools and systems used for credit analysis, risk modeling, and portfolio management is often required.
• Bilingual in English and Mandarin to liaise with Chinese clients who can converse in Mandarin only.

Email to: [email protected] or call me at: 6398 5682 for more information.

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***We do not charge our candidates any referral fee nor bind them with any contract.***

Diana Okta Tio

Associate Consulting Director (APAC)

Reg no.: R2094678

EA No: 13C6684

Thank you for your interest in this position. Our shortlisting period is 3 working days. Only shortlisted candidates will be contacted for further consideration.

If you do not receive communication from us within this timeframe, it's likely that your application has not been shortlisted by our client. In such cases, we recommend that you continue your job search to maximize your opportunities. We wish you all the best and should we have any suitable roles that match your experiences/ qualifications/ preferences, we will reach out to you.

• Global Commodities Trading House
• 6 Month Contract
• Attractive Employee Benefits

We are seeking a skilled and detail-oriented Credit Analyst to join a leading commodity trading company. The Credit Analyst will play a crucial role in assessing and mitigating credit risks associated with the trading activities, ensuring the company's financial health and stability.

Key Responsibilities:

• Managing autonomously credit risk related requests primarily from the Singapore offices overseeing risks, rating, limit and mitigation assessments for new and existing counterparties. Direct involvement in review process and write-ups will be required at times.
• Reviewing and approving limit and counterparties proposals under delegated authority or escalating appropriately in accordance with internal risk mandate;
• Managing relationship with Front Office (Originators & Traders) ensuring commercial and credit risk interests are understood and reconciled;
• Understanding and supporting the modelling of potential credit exposure of new and existing transactions;
• Negotiating credit terms and covenants in commodity trading agreement (MSPA, SCoTA, ISDA) as well as credit supports (letters of credit, parent company guarantee, insurances) directly with counterparties, credit support providers in collaboration with Legal and Origination teams;
• Monitoring market events potentially impacting credit standing of counterparty portfolio and/or credit exposures and identify actions to mitigate risks;
• Supporting the computation and reporting of key credit risk indicators (credit reserves, credit risk capital) to Executive Management and shareholders on a monthly basis;
• Leading and contributing to the development of new policies, qualitative and quantitative credit risk frameworks as well as IT tools.

Job Requirements:

• Bachelors’ degree in Accountancy or Finance with 7 years’ experience in Credit management
• Understanding of KYC and AML processes and requirements
• Working Experience in commodities trading firm is a plus
• Proficient in MS Office applications, ETRM and MTM
• Dynamic, hardworking, meticulous and good interpersonal skills.
• Able to work independently as well as in a team.
• Excellent communication and interpersonal skills

How to apply:

Submit your application by emailing a detailed copy of your updated Resume in MS Word Format to YAN JIANKAI (EA Personnel Reg. No. R22104741, Achieve Career Consultant Pte Ltd EA Licence No. 05C3451) by clicking the “Apply Now”or contact James at 9150 3922 or email [email protected] for a confidential discussion.

Job Purpose

The incumbant is responsible for improving revenues by reducing bad debt exposure through the direct management of credit terms

Responsibilities

• Efficient Management of Drivers and Corporate Accounts’ Debts
• Ensure the Key Performance Indicators (KPI) of Credit Control are met
• Monitor and control drivers and corporate client accounts’ outstanding.
• Responsible in contacting customers and send reminders to ensure timely payments.
• Negotiate repayment plans with customers and set payment terms and conditions accordingly.
• Conduct aged balance review with Superior and follow up review actions.
• Report and alert any exceptional and delinquent customers and apply appropriate actions to minimize bad debt.
• Prepare daily operation report(s).
• Administer litigation/credit monitoring and screening process
• Ensure compliance with financial policies and procedures.
• Manage and review repossession and external collection agencies’ performance.
• Attend to drivers’ queries and appeals relating to Credit Control matters

Qualifications & Work Experience

• Diploma or other equivalent qualification (Diploma in Business related discipline will be added advantage)
• At least 2 years of experience in credit control
• Prior experience in taxi and/or car rental industries is advantageous
• Candidate who possess a valid Class 3/3A Driving License will be an added advantage
• We seek Mandarin/Malay-speaking candidates as the incumbant will be required to serve Mandarin/Malay-speaking clients
• Excellent mathematical ability
• 5-days work week.

Skills

Technical skills include:

• Proficient in MS Office (especially MS Excel Vlookup, Pivot Tables and functions formulas)

Generic skills include:

• Meticulous and possess strong organising and numerical skills.
• Result-oriented and able to work on tight resources and datelines
• Strong negotiation and writing skills
• Excellent team player
• Customer service oriented with good interpersonal and communication skills
• Ability to work in fast pace and dynamic environment