Total 23,923 Others/Any level Finance / Banking / Insurance job vacancies

Nomura Overview

Nomura is an Asia-headquartered financial services group with an integrated global network spanning over 30 countries. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Retail, Asset Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm practices disciplined entrepreneurship while building on a long tradition of serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com.

Investment Banking Overview:

Nomura's Investment Banking department is a global leader, providing clients with a wide range of advisory and capital-raising services. With a commitment to innovation and creativity, the team delivers customized solutions to help clients achieve their strategic goals. Specializing in mergers and acquisitions, equity and debt capital markets, and restructuring and financing, Nomura's Investment Banking team has a proven track record of success and exceptional client service across industries. Leveraging its global network and expertise, the department is poised to drive growth and deliver value to clients in the financial industry.

Responsibilities

• Drive and assist in the origination and execution of investment banking deals;
• Organize and prepare marketing materials, industry update and analysis and other presentations;
• Lead on valuation including development of financial models, financial statement analysis transaction execution including, transaction documentation, process management, etc.;
• Support client relationship management.

Requirements

• Minimum 4 years of Investment Banking experience;
• Minimum 1 year experience in infrastructure focused private equity with at least 1 closed transaction;
• Minimum 3 years experience in Digital Infrastructure with at least 1 years experience in digital experience in EMEA region.
• Minimum 3 years experience with M&A transactions
• Self-starter who is able to drive projects and workstreams;
• Advanced financial modelling and financial analytical skills;
• Strong written and verbal communication skills;
• Good presentation skill and PowerPoint skills
• The ability to excel under pressure amid demanding deadlines;
• A strong sense of personal integrity and teamwork, including guiding junior analysts;
• A high level of energy and a keen desire to learn new concepts;

Regional Disclaimers / Diversity Statement

Nomura is committed to an employment policy of equal opportunities, and is fundamentally opposed to any less favourable treatment accorded to existing or potential members of staff on the grounds of race, creed, colour, nationality, disability, marital status, pregnancy, gender or sexual orientation.

DISCLAIMER: This Job Description is for reference only, and whilst this is intended to be an accurate reflection of the current job, it is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. The management reserves the right to revise the job and may, at his or her discretion, assign or reassign duties and responsibilities to this job at any time.

SFID: 7384

AVP, Senior Application Support Engineer - Digital Platform (Permanent)

Responsibilities

• Perform production application support task for Digital Platform systems for APAC region: Responsible for production system integrity and production system readiness of systems under the Digital Platform System team.
• Perform L2 support and troubleshooting for production incidents and critical system interface through Workflow and Automation systems.
• Support the Incident Manager in ensuring preventive and detective measures of applications are identified and implemented with provision of root cause analysis.
• Support the IT Planner in meeting project objective and perform production transition for new system launch and system change request.
• Propose improvement for systems based on identified process gaps; Identify and propose suitable processes for automation and implementation.
• Standardize processes through developing implementation, integration, and documentation in accordance to set standards.
• Lead and coordinate projects (project support and change request).
  Provide analytical support and execute requirement analysis to support system enhancement, fixes, and emergency application changes deployment.
• Highlight and escalates risk issues to relevant parties in a timely manner.
• Participate in system restoration for Disaster Recovery exercises; Coordinate regular meetings for issues resolution with developers; Perform other duties as and when assigned.

Requirements:

• Diploma / Degree in Computer Science or Information Technology with min. 4 years of work experience in the Application or System Support function, preferably in a bank or financial institution.
• Possess hands-on experience in supporting Workflow and Automation systems.
• Experience in Enterprise Application support environment with interaction to multiple function (developer, infrastructure and service desk) and business users.
• Possess functional knowledge of Digitalization systems (such as Customer on boarding, Funding Charges, Data Management).
• Possess technical knowledge on Application hosted in both Windows and LINUX, able to perform database query (SQL Server, ORACLE) and handling application services under Windows Services and LINUX application services.
• Possess good understanding and competency in scripting (such as DOS, UNIX or VBA).

Additional info

• Company industry: IT Solution under Japanese Bank
• Location: Expo

GMP Recruitment Services (S) Pte Ltd | EA Licence : 09C3051 | VO UYEN AI LINH | Registration No: R 22109232

Salary: up to $5000 + 1month completion bonus

Duration: 1 year contract

Working Days & Hours: Mon-Fri Office Hours

Location: Lakeside

Job Description:

1. Claims Processing System:

 - Manage and process regional claims submitted by SA service partners.

 - Ensure timely submission of claims into the warranty system within 60 days from Repair Open (RO) date.

 - Coordinate the procurement and shipment of spare parts, as well as return process for warranty spare parts from service partners. Handle and support billing and payment processes.

2. Stakeholder Communication:

 - Serve as the primary point of contact for warranty-related claims for service partners and assist to resolve any disputes or concerns promptly and effectively.

 - Coordinate with internal departments such as Customer Support, Warranty and Sales team to facilitate claim processing and resolution.

3. Documentation Standardization and Reporting:

 - Ensure a well-organized system is in place to track the entire process of claims from start to finish.

 - Ensure compliance with all relevant company policies and regulatory requirements for documentation and archival.

4. Continuous Improvement Process

 - Introduce a feedback loop from stakeholders to gather insights and refine processes continually.

 - Develop key performance indicators (KPIs) to measure success and identify opportunities for further enhancements.

Job Requirements: Min Diploma/Degree in Supply Chain/Logistics or similar w min 3 yrs of relevant order fulfillment experience

Interested candidates, please submit your resume to: [email protected]

Ally Audrey Lok Xin Woon

Recruit Express Pte Ltd (Healthcare & Lifescience)

Company EA Licence number : 99C4599

Personnel EA License: R21102307

[email protected]

We are looking to hire a finance manager with excellent organizational and analytical skills. Finance managers are expected to be detail-oriented, knowledgeable on statistics, have strong problem-solving skills, and an investigative nature.

To ensure success, finance managers should have a deep commercial awareness, strong numeracy skills, and a keen interest in the growth, efficiency, and profitability of an organization. Top candidates will have outstanding communication and report writing skills with superb technical ability and fantastic negotiation skills.

Finance Managers Responsibilities:

Plan, organize, and execute financial tasks and projects of the organization.

Make estimates of funds required for the short and long-term financial objectives of the organization.

Complete financial reports, lead the month-end closing process and conduct monthly financial forecast.

Develop and implement plans for budgeting, forecasting, and reporting.

Achieve a proper mix of equity and debt to minimize cost and maximize operational profit.

Strategize on fund procurement through banks and other financial institutions.

Prudently make investments on assets that maximize returns.

Provide financial insight and analysis to drive the business performance of the organization.

Manage and monitor metrics, KPI tracking, and reports.

Evaluate the financial performance of the organization and measure returns on investments.

Understand and calculate the risks involved in the financial activities of the organization.

Finance Manager Requirements:

Degree in finance/accounting or related (essential).

International Accounting Standards Board (IASB) accreditation (essential).

Certified Public Accountant (CPA) license (essential)

5 years of work experience as a Finance Manager (essential).

Thorough understanding of Generally Accepted Accounting Principles (GAAP).

Analytical thinker with strong conceptual and problem-solving skills.

Meticulous attention to detail with superb organizational skills.

Ability to work under pressure and meet tight deadlines.

Ability to work independently and as part of a team.

Excellent report-writing and communication skills.

Solid proficiency in Microsoft Office, SAP, and other financial planning software.

• Provide insurance advice on quotations, renewals and Maid claims.
• Keep close relationship with customers by providing excellent service.
• Identify and acquire new business opportunities.

Requirements:

• CGI certified
• At least 2 years of insurance experience doing maid claims.
• Customer service oriented with good communication skills.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Registration: R1326740

Join the dynamic Banker Professional team at of J.P Morgan’s APAC Private Banking business with a focus on China market and deliver exceptional experiences to our clients and Bankers as a Banker Professional.

Job Summary:

As a Banker Professional for China Market in J.P Morgan’s APAC Private Banking business, you will be a part of a global wealth management leader that delivers the highest quality advice, service, capabilities, and solutions to Ultra High Net Worth team members and families around the world. You will work closely with our Bankers and Investors to provide support in all facets of daily business routine, maintaining awareness and sensitivity to the confidential nature of Private Banking clients. This role provides an opportunity to develop an in-depth knowledge of all asset classes and products offered by the Private Bank and to deliver exceptional experiences to our clients.

Job Responsibilities:

1. Provide operational support to Bankers and wider integrated team, where appropriate

2. Help manage account opening / onboarding process with onboarding officer as subject matter expert for both prospects and existing clients

3. Support Bankers with updating account documentation / authorities & Sig Lists on an ad hoc basis and within the role of managing client Periodic Review process

4. Help with business and banker projects and strategies for prospects and clients including subscription and content management

5. Help with team projects and admin (weekly flows commentary, pipeline reporting etc.)

6. Support to resolve ad hoc client queries and standard reporting

Required qualifications, capabilities and skills:

1. Bachelor’s degree in Finance or Business or equivalent in any discipline

2. Minimum 1 year experience in Private Bank or other relevant Financial Institutions, and background in client service

3. Fluent written and spoken Business Mandarin is essential to support Chinese speaking clients from China.

4. Excellent interpersonal skills, both written and oral

5. Self-starter, extremely organized and detailed-oriented with strong commitment to accuracy

6. Ability to multi-task and manage priorities effectively

7. Good judgment and problem-solving skills

8. Absolute discretion when dealing with confidential matters

9. Ability to work both independently and as a team player

10. Exceptional follow-up and follow-through skills

11. General comfort level with Internet/Intranet usage and ability to learn proprietary software

To apply for this position, please use the following URL:

https://ars2.equest.com/?response_id=25f6e159de6287271f59f6bc22b1794c

We have an opportunity to impact your career and provide an adventure where you can push the limits of what's possible.

As a Lead Software Engineer at JPMorgan Chase within the Corporate and Investment Banking (CIB) Technology, Global Asset Servicing team, you are an integral part of an agile team that works to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. As a core technical contributor, you are responsible for conducting critical technology solutions across multiple technical areas within various business functions in support of the firm’s business objectives.

Job responsibilities

• Executes creative software solutions, design, development, and technical troubleshooting with ability to think beyond routine or conventional approaches to build solutions or break down technical problems

• Develops secure high-quality production code, and reviews and debugs code written by others

• Identifies opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems

• Leads evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information architecture

• Leads communities of practice across Software Engineering to drive awareness and use of new and leading-edge technologies

• Adds to team culture of diversity, equity, inclusion, and respect

Required qualifications, capabilities, and skills

• Bachelor’s degree in Computer Science, Engineering, Information Systems or related disciplines

• Formal training or certification on software engineering concepts and 5+ years applied experience

• Advanced knowledge of application, data and infrastructure architecture disciplines

• Understanding of architecture and design across all systems

• Experience in one or more of the following technologies: Full-Stack Java Application development and distribution, including Spring Framework, Java 8/11/17 features, REST web services

• Knowledge of container based development, orchestration, micro services frameworks and tools (Docker, Kubernetes, Spring Boot, Swagger) is a plus

• Proficient in RDBMS (Oracle), SQL, and Unix Scripts

• Experience in web development and modern JS Frameworks (JavaScript, HTML 5, Ember, ReactJS)

• Experience in architecting and building secure, highly available, resilient, scalable systems leveraging clustering and load balancing of web / app servers and messaging systems (Kafka / MQ Series)

• Proven experience in SCM and CI tools such as Bitbucket, Jenkins and Maven & Unix shell scripting

• Understanding of Agile methodology and leveraging SDLC tools to improve development and testing efficiency (JIRA, Jenkins, GIT, JUnit)

Preferred qualifications, capabilities and skills

• Experience/Knowledge of Cloud Platforms (AWS/Azure/GCP) is a plus

To apply for this position, please use the following URL:

https://ars2.equest.com/?response_id=f6f35583a475757cf18aa6eb7a34ef90

Responsibilities:

• Processing the day-to-day operations, including processing investor transactions, subscriptions, redemptions, transfers & dividend
• Liaise with Counterparties / CPF Board / Agent Banks on settlement, reporting and reconciliation of trades
• Compute and process trailer fees
• Work with Marketing team and fund houses on account opening, fund onboarding and other AML/DDQ/Annual review documentation
• Ensuring that the process complies with all relevant regulatory requirements and reporting obligations
• Document the operation to ensure that consistent, efficient workflows are in place, yielding optimal productivity and performance
• Addressing investor/TR inquiries and concerns related to operations
• Perform and coordinate end to end (from trade execution to trade settlement) system testing for any changes
• Handle administrative tasks, ad-hoc assignments and projects as assigned
• Uphold organization policies and standards, ensuring legislative regulations are followed
• Record Keeping: Maintaining accurate records of transactions and activities

Requirements:

• Degree or equivalent professional experience
• Minimum 2 years in Unit Trust Operations with proven experience or similar role.
• Strong operational mindset and background.
• Proven ability to plan and manage operational processes for maximum efficiency and productivity
• Good knowledge of financial services practices and associated regulatory requirements
• Good knowledge of and adherence to the company's policies and procedures
• Strong communication skills and ability to articulate effectively to the team and stakeholders in regular meetings and various projects/discussion, becoming a "valued partner" outside direct reporting line
• Good problem-solving skills and ability to handle complex situations with constructive solution identified for trouble shooting

We apologize that only shortlisted candidates will be contacted. Thank you

By sending us your personal data and curriculum vitae (CV), you are deemed to consent to PERSOLKELLY Singapore Pte Ltd and its affiliates collecting, using and disclosing my personal data for the purposes set out in the Privacy Policy which is available at www.persolkelly.com.sg I also acknowledge that I have read, understood, and agree to the said Privacy Policy.

PERSOLKELLY Singapore Pte Ltd • RCB No. 200007268E

EA License No. 01C4394 • EA Registration No. R1221149 (Dao Thu Trang)

Responsibilities:

• Issuance of policy contracts and endorsements.
• Issuance of policy adjustment, member movement.
• Responsible for premiums computation and experience refund.
• Ensure tax invoices/endorsement schedules/medical cards are issued timely.
• Liaise with direct clients/agents on employee benefits related queries via all channels.
• Fronting of digital solutions to clients/agents to champion for digitization.
• Attend to escalations independently and recommend sound resolutions.
• Ensure the accuracy of records entries & proper documentation.
• Participate in projects which improve operations efficiency and effectively review the current processes and initiate improvement.
• Participate in User Acceptance Testing prior to deployment of changes in system.
• Maintenance of Department records and endorsements.
• Administration of data to provide reports required to track Department’s progress.
• Provide administrative support and perform ad-hoc tasks as assigned by Team Lead.
• Take accountability in considering business and regulatory compliance risks and take appropriate steps to mitigate the risks.
• Maintain awareness of industry trends on regulatory compliance, emerging threats and appropriate steps to mitigate the risks.
• Highlight any potential concerns/risks and proactively share best risk management practices.

Requirements

• Degree from recognized institution.
• Preferred at least 1 year relevant experience specializing in insurance/administration/business processing.
• Applicant along with experience in processing group insurance policies will be an advantage.
• Good time management, good analytical skills, detailed-oriented and pro-activeness.
• Task and results oriented, and a good team player.

We apologize that only shortlisted candidates will be contacted. Thank you

By sending us your personal data and curriculum vitae (CV), you are deemed to consent to PERSOLKELLY Singapore Pte Ltd and its affiliates collecting, using and disclosing my personal data for the purposes set out in the Privacy Policy which is available at www.persolkelly.com.sg I also acknowledge that I have read, understood, and agree to the said Privacy Policy.

PERSOLKELLY Singapore Pte Ltd • RCB No. 200007268E

EA License No. 01C4394 • EA Registration No. R1221149 (Dao Thu Trang)

COMPANY

PIF Capital is a Small Medium Enterprise (SME) focused consultancy firm, which has a singular aim to help SMEs all over the world, to fast-track their companies’ growth by leveraging on the know-how and execution of Capital mechanisms. We wanted to develop not only conventional but Capital Entrepreneurs. We are creating a vibrant Asia Capital Community with our membership program and via our preview events, whereby we openly and generously share to proliferate the ‘’power’’ of capital. Through our deep understanding of the pain points of SMEs, we tailor-make each and every one of our programs to hand-hold aspiring SMEs to prepare them for their exciting corporatization journey toward public listing (IPO) and beyond. We are expanding rapidly, and we look forward to having aspiring finance personnel to be part of our growing strong team.

Our vision is to be Asia’s Silicon Valley.

Our mission is to develop A+ Companies & Capital Entrepreneurs.

Duties and Responsibilities

• Experience in advising on corporate finance matters including fund-raising projects, M&A, capital restructuring, takeovers, etc.
• Execution of corporate finance / M&A / advisory mandates, including pre-IPO / private equity investment in both sell side and/ or buy side capacity
• Able to lead IPO and co-ordinate IPOs, M&A exercises, etc.
• Familiarity with SGX listing rules and accounting policies.
• Relevant knowledge of or listing experience in overseas exchanges will be useful.
• Perform financial due diligence for M&A purposes.
• Vast knowledge in budgeting, financial forecasting, cashflow analysis, financial analysis etc.
• Review and monitor regular reports to track all ongoing and pipeline deals.
• Well experienced in reviewing and preparing pitch decks, investor decks, term sheets, etc.
• Highly driven with tenacity to drive results and adhere to deadlines.
• A leader who is able to engage key stakeholders and communicate effectively with excellent interpersonal skills.
• Meticulous with an eye for details. Closely monitor and comply with all deliverables to stakeholders.
• Liaison with lawyers, external auditors, internal auditors, tax advisors, sponsors, key decision makers etc.
• Ability to source and originate corporate finance transactions would be an advantage.

Requirements

• Degree holder in Finance, Accounting, Business Administration or other related disciplines.
• Qualified Accountant &/ with Big 4 audit background and past tenures with MAS-licensed corporate advisory firms would be favorably considered.
• Minimum of 6 years corporate finance experience or 10 years relevant experience; with at least 3 IPO project advisory track record
• In-depth knowledge of SFA rules & regulations, guidelines of relevant regulatory authorities, risk management control, listing rules, etc.
• Excellent analytical and problem-solving skills.
• Strong written and spoken English and Chinese.

What We Offer

· Basic pay, with lucrative total salary package with high commissions

· Training of incoming sales employees in proprietary corporate training programs

· Comprehensive training on salesmanship, leadership and entrepreneurship

· Opportunities in the capital markets and financial services industry

· Networking with mid-market Small & Medium Enterprises (SMEs) business owners

· A collegial environment focused on employee well-being and personal development

· Immediate commencement will be a great advantage

Candidates who are interested may send us your resume via WhatsApp or Telegram to 87141919.

Thank you for your interest. We regret to inform that only shortlisted candidates will be notified.

Assisting the Senior Credit Manager who has overall responsibility for all the credit risk management related activities and credit decisions across the ASEAN theatre as well as supporting the ANZ Theatre.

Credit analysis - new and existing Trade facilities and Leasing/Loan facilities. Review/ recommend / approval of (within delegation & set parameters) primarily Cisco's Trade facilities which are used to support our partners and customers purchase Cisco products, SW and Services.

Recommend risk mitigation, the proactive oversite and management of a large trade portfolio, as well as the ad-hoc support of business initiatives as required.

Manage the day to day underwriting of facilities and specific transactions, and overall compliance management of the portfolio.

The primary role will be to balance risk expectations whilst coordinating Cisco's trade lending activities within the Finance Org, assisting the Channel Partner teams and direct sales teams execute and close opportunities to meet Cisco's weekly, Monthly and quarterly goals.

Who you Are

The role requires the individual to work with limited or no supervision, have the skills to clearly articulate the risk organisations policies, and help drive and influence suitable outcomes which align with our business objectives.

You will be a strong influencer and have broad organizational skills .

Ideally, the person will come from a similar role within a Captive Vendor Finance Company or Bank and have 5-7 years experience as a credit analysis and/or risk management position (Multinational vendor experience would be a plus).

Core proficiencies include but are not limited to - quantitative and qualitative analysis, strategic business alignment, familiarity of financial documents and contracts, credit systems and supporting tools, and powerful interpersonal skills including partnering with abroad cross-functional business groups (Sales, Finance teams Tax/Accounting, Compliance, Legal and Cisco's Partners and Customers.

Why Cisco

WE ARE CISCO

#WeAreCisco, where each person is unique, but we bring our talents to work as a team and make a difference. Here’s how we do it.

We embrace digital, and help our customers implement change in their digital businesses. Some may think we’re “old” (30 years strong!) and only about hardware, but we’re also a software company. And a security company. A blockchain company. An AI/Machine Learning company. We even invented an intuitive network that adapts, predicts, learns and protects. No other company can do what we do – you can’t put us in a box!

But “Digital Transformation” is an empty buzz phrase without a culture that allows for innovation, creativity, and yes, even failure (if you learn from it.)

Day to day, we focus on the give and take. We give our best, we give our egos a break and we give of ourselves (because giving back is built into our DNA.) We take accountability, we take bold steps, and we take the difference to heart. Because without diversity of thought and a dedication to equality for all, there is no moving forward.

About Our Company

Antz Capital is the premier capital resources platform in Asia for entrepreneurs. Our services include business training, advisory, investment and public-listing development. Our business units include:

Entrepreneurs' Community – To lead, guide, mentor, coach and train entrepreneurs in growing their businesses. Community benefits include a multitude of events, courses and advisory services.

Management Consulting & Corporate Advisory – From management consulting to corporate advisory, we work hand-in-hand with entrepreneurs on business transformation and corporate strategy so as to attract investors, business partnerships and talents.

Sell-side Advisory – We support entrepreneurs in investor-matching opportunities from angel investors to institutional funders, venture capitalists and investment bankers.

Buy-side Investment – We focus on investing our resources and expertise in selected businesses. As such, the chosen entrepreneurs are guided, mentored, coached and trained to grow from entrepreneurs to investors. [Company Confidential] also has an investor club where selected projects are shown to buy-side UHNWs, funds, family offices and others.

Essential Duties and Responsibilities

• Experience in advising and implementing on corporate finance matters including fund-raising projects, M&A, capital restructuring takeovers, etc.
• Execution of corporate finance / M&A / advisory mandates, including pre-IPO / private equity investment in both sell side and/ or buy side capacity
• Responsible to source and originate quality transactions an advantage

Requirements

• Degree holder in Finance, Business Administration or other related disciplines
• Qualified Accountant preferably with Big4 audit background
• Minimum of 10 years corporate finance experience and at least 3 IPO projects advisory experience
• In-depth knowledge of SFA, regulations and guidelines of relevant regulatory authorities and risk management control
• Excellent analytical and problem-solving skills Fluent in written and spoken English and Chinese, Mandarin included

What We Offer

1. Basic pay, with lucrative total salary package with high commissions

2. Training of incoming sales employees in proprietary corporate training programs

3. Comprehensive training on salesmanship, leadership and entrepreneurship

4. Opportunities in the capital markets and financial services industry

5. Networking with mid-market Small & Medium Enterprises (SMEs) business owners

6. A collegial environment focused on employee well-being and personal development

7. Immediate commencement will be a great advantage

Candidates who are interested may send us your resume via WhatsApp or Telegram to 87141919 or email to m[email protected]

Thank you for your interest. We regret to inform that only shortlisted candidates will be notified.

As a Finance Executive, you will support in media finance operations, including but not limited to:

• On-boarding of new suppliers and clients
• Jobs monitoring, analysis and closing
• Issue/check billing instructions to shared service team and ensure 100% billing completion before end of following month of activity
• Revenue recognition and reconciliation of WIP account. Review completeness and accuracy once posted in ERP System
• Resolve/respond to client billing queries
• Resolve issues in supplier invoices in co-ordination with Media/Operations team
• Work closely with respective teams on issue resolutions
• Regular WIP meeting with Stakeholders
• Accounts Payable responsibilities

Job Description:

• Manage processing of employee official claims, raising of Journal Vouchers for external payments
• Manage and respond to employees’ enquiries on purchases and payment status timely
• Educate and guide employees on the finance policies and processes
• To assist supervisors with periodic audit checks and preparation of audit reports
• Support in meeting the quality service standards and customer satisfaction ratings as stipulated by the Authority
• Provide monthly budget status report
• Management of employee services contracts including contractor’s performance, contract payment and variation/renewal
• Budget planning and tracking for employee related services
• Any other ad-hoc duties assigned

* 8-10 Weeks of lead time before starting work - Pre-Employment Administration

Requirements

• Min Diploma in Business field with 1 year relevant experience
• Proficient in MS Office especially Excel will be advantageous
• SAP and Business Warehouse experience will be advantageous

Other Information:

• Location: Bukit Gombak, Hillview & Depot Road (Deployed to 1 location)
• Salary: $2,500 - $3,400
• Performance Bonus
• 14 Days Annual Leave
• Duration: 1 Year (renewable yearly up to 5+5 Years)
• Working hrs: Monday to Friday: 8.30am to 6.00pm (Hours might be staggered subjected to team lead)

“This is in partnership with the Employment and Employability Institute Pte Ltd (“e2i”).e2i is the empowering network for workers and employers seeking employment and employability solutions. e2i serves as a bridge between workers and employers, connecting with workers to offer job security through job-matching, career guidance and skills upgrading services, and partnering employers to address their manpower needs through recruitment, training, and job redesign solutions. e2i is a tripartite initiative of the National Trades Union Congress set up to support nation-wide manpower and skills upgrading initiatives. By applying for this role, you consent to RMA Groups’s PDPA and e2i’s PDPA.”

Interested candidates are invited to apply for the role on our careers page at: https://td.wd3.myworkdayjobs.com/TD_Bank_Careers/job/Singapore-Singapore/Associate--Treasury-Solutions---Financial-Institutions--Global-Transaction-Banking_R_1355758

The Associate will report to a Vice President in the Financial Institutions division in Global Transaction Banking. Accountabilities for the Associate role includes (but not limited to):

• A client facing role supporting the origination team providing account and relationship management of existing FI clients.
• Understanding the overall TDS client origination strategy across Markets and Corporate & Investment Banking.
• Support activity to increase sales revenue by adding new clients and increasing the penetration and profitability of GTB FI products and services.
• Attend client pitches with GTB team members and other TDS calling officers.
• Work closely with GTB Relationship Managers to complete RFPs, pitch decks, briefing notes and call reports, with a strong connectivity to North America region (Canada & US).
• Ability to perform detailed analysis and see the bigger picture, using empirical data to inform decision-making.
• Engage regularly with clients attending formal meetings and social events to develop and deepen relationships with clients and prospects.
• Support the sales process and the relationship build out strategy for clients and prospects.
• Works closely with the Relationship Manager, Regional Head, Global Head and provides support in all aspects related to the business, including administrative, transactional and relationship management related activities.
• Addressing client escalations with urgency while maintaining the highest level of service and support throughout the process.
• Significant focus on credit and operational risk control and management.
• Assist to manage/monitor payment activities to ensure established GTB credit lines are not breached, and request credit limit increases (temporary or permanent) where appropriate.
• Assist in annual and new client KYC review, documentation collection and signoff.
• Ensure monthly billing is accurately completed for fee collection, interest charges/payments.
• Work closely with other partners within TD Securities (U.S. and Canada) including: Investment Banking, Credit Origination, Credit Management, Foreign Exchange, Money Markets, among others.
• Liaise and maintain positive working relationships with Global Operations Banking Services, across teams within GTB (i.e. Product Management, Compliance, Network Management) and various business groups throughout TD Securities.
• Support the onboarding of GTB clients, including a detailed understanding of the know your customer and anti-money laundering policies and frameworks.
• Manage the implementation of new products and services, including negotiation of legal documents.
• Maintain adherence to GTB specific credit facilities, including liaison with credit management and risk management functions.
• Continuously learn about new and innovative GTB products and services.
• Full understanding and adherence to the Bank’s AML policies and procedures are required.

Job Requirements

• Excellent communication skills and strong business, finance, mathematics and quantitative analysis skills, or relevant experience.
• Business level Mandarin language capability is required to liaise with Chinese-speaking clients regionally.
• Strong understanding of North America regulatory liquidity framework
• Strong Cash Management / Treasury Solutions product expertise in either Financial Institutions and/or Corporates would be an advantage.
• Client support experience at the corporate/institutional level is of high interest.
• Ability to work effectively in both independent and team environments.
• Effective organizational skills and flexibility for adapting to changing priorities.
• Strong work ethic and commitment to business goals and high professional standards.
• Self-starter with a positive attitude and creative problem-solver.
• Advanced analytical and data manipulation skills.
• Sound knowledge of MS Office applications (Word/Excel/Access/Powerpoint).
• Degree in Finance or related area preferred Industry experience and accreditations (CFA, CTP, CertICM, etc) are highly desirable.

The APAC Payments Corporate Sales Business Manager – Associate role sits within the Finance & Business Management (F&BM) department of the Corporate and Investment Bank (CIB) supporting the APAC Payments Corporate Sales team.

Job Summary:

As an APAC Payments Corporate Sales Business Manager – Associate within the Finance & Business Management (F&BM) department, you will be responsible for acting as a trusted advisor and partner with the APAC Payments Corporate & eCommerce Sales Head to track and execute sales growth strategy and business priorities. You will review, analyze and track sales pipeline performance through close collaboration with various local and regional sales teams. You are responsible for performing strategic analysis on financial performance including but not limited to forecast on revenues, headcounts and expenses to support management reporting, business reviews or senior management presentations. Demonstrating strategic thinking and deep understanding of the Payments business drivers coupled with a strong business acumen, you are expected to lead discussions and provide advice and recommendations to the regional Sales Head.

Job Responsibilities:

1. Partner proactively with Sales to deliver business objectives, create financial presentations and reports for management meetings, business reviews, revenue performance and sales budget planning

2. Oversee client prioritization, pipeline management and deal governance for Corporate and eCommerce Sales team, whilst analyzing key trends, themes and providing transparency to senior management

3. Ensure alignment with other regional sales business management and global industry teams to review corridor/ industry performance to increase share of wallet across Payments products

4. Work with the Planning and Analysis teams to provide accurate business analytics, financial reports and forecasts whilst partnering with other business managers in Asia or globally on key deliverables

5. Partner with and provide guidance to control functions (e.g., BCO, Deal Control) on sales process to ensure compliance to policies

6. Project manage existing and new business initiatives to timely completion, whilst handling ad-hoc requests

Required qualifications, capabilities, and skills:

1. Bachelor's degree in accounting, business, finance, or related field

2. Minimum of 4 years of experience in financial institutions in Finance, Strategy, Business Management or related functions

3. Ability to work independently in a results-oriented, dynamic and fast paced environment; deliver result within tight timeframe under high pressure situations

4. Able to develop and manage relationship with key stakeholders and navigate in a multi-regional and matrix reporting organization

5. Strong verbal and written communication skills, with the ability to articulate complex issues clearly while paying attention to details and excellent presentation skills and experience in managing senior level discussions

6. Advanced Excel knowledge and expertise in producing high quality PowerPoint slides and ability to interrogate and interpret financial reports

7. Strong analytical, problem solving skills with the ability to multi-task and dynamically prioritize or adapt with ever-changing and sometimes conflicting demands

Preferred qualifications, capabilities, and skills:

1. Familiarity with modern automation and data analytic tools such as Alteryx and Tableau

2. A thorough understanding and appreciation of risks and controls, with motivation to improve processes and resolve issues

3. A good team player and a self-starter with a positive attitude, motivation and an ability to learn quickly

4. Experience in cash management, merchant acquiring and trade finance products and services

To apply for this position, please use the following URL:

https://ars2.equest.com/?response_id=51d109f6b463b659aff8c711dace8309

GENERAL DESCRIPTION

The Front End Developer will be part of the global Software Solutions team within Markets Technology based in Singapore. He/she shall ensure active risk management and meet all regulatory and internal compliance expectations relating to the role.

The incumbent will work with team members based in both Singapore and Zurich to help maintain the current trading platform and have the opportunity to improve and create new libraries and frameworks upon which our trading platform is based. Working in an agile environment and interacting with traders, business owners and other stakeholders he/she will capture new requirement, design and implement innovative solutions. As part of the global team and working on global applications, the incumbent will also provide first class support to the business and other stakeholders when called on.

KEY FEATURES AND ACCOUNTABILITIES

People Management

• Contribute to the strengthening of the team spirit and the fostering of a collaborative work environment across locations
• Motivate and provide guidance/feedback to other team members to improve overall performance

Business Management

• Work to fulfil the ambitions of the team defined by Head of Software Solutions/Modern Markets Applications C# 1.
• Actively participate and support the head of the team to regularly review and improve team practices to optimise efficiency and productivity.
• Continuously drive and improve systems
• Continuously drive, improve and develop new interfaces between various systems, e.g trading systems/tools to downstream systems, Middle and Back Office, document generations
• Automate business processes for derivatives and structured products.
• Drive efforts to add new tests, remove antiquated tests, and aggregate tests to improve the test suite.

Stakeholder Management

• Effective and progressive management of all stakeholders and users of applications supported by the team.
• Solicit and discuss requirements and solutions with business owners and stakeholders.
• Provide regular updates to key stakeholders through the various channels used by the team.

Change Management

• Actively participate and support Program Increment (PI) planning process within Markets
• Support change management and release rollout planning
• Provide dedicated post implementation support locally in Asia

Regulatory Responsibilities &/OR Risk Management

• Demonstration of appropriate values and behaviours including but not limited to standards on honesty and integrity, due care and diligence, fair dealing (treating customers fairly), management of conflicts of interest, competence and continuous development, adequate risk management, and compliance with applicable laws and regulations

SKILLS REQUIREMENTS

Personal and Social

• Able to work independently and in a global team setup to take on initiatives with a positive attitude and have a can do attitude
• Have a passion for developing high quality software
• Client-centric approach for all deliverables
• Solution oriented and able to work in an agile setup
• Good code review skills, and pride in code quality (SOLID Design Principles)
• Able to quickly troubleshoot problems and provide effective solutions
• Fast learner and able to work under pressure to meet tight deadlines
• Good communication/coordination skills to deal with different levels of stakeholders
• Strong analytical skills, able to structure and document requirements and solution options
• Highly motivated with integrative personality

Professional and Technical

• Relevant higher educational and professional background with more than 10 years of experience in software development of which ideally more than 5 years as a front end developer
• The incumbent is a Reactive Extension (RX) Guru and can Lead other developers to extend and use our existing libraries
• Strong programing skills in .NET, C#, WPF, RX, Elastic Search, RabbitMq, MongoDb, MS-SQL, JSON
• Familiar with the ELK Stack and know how to aggregate data from multiple sources into elastic indexes
• Good experience and have an interest in financial services, specifically in structured products and the derivatives domain (FX and Equities)
• Excellent communication skills and interpersonal skills

Highlights

• AWS + 5 days
• ACCPAC/ SAGE
• Full Set Accounting
• Human Resource Administration

Responsibilities:

• Handles full sets of accounts for related entities.
• Prepare month-end closing, financial statements & management reports on an accurate and timely basis.
• Preparation of cashflow projections, accounts payable/ receivable, payments, claims, and reimbursement.
• Perform bank reconciliation, process journal entries, prepare supporting financial schedules.
• Process and track invoices and payments
• Prepare management accounts and company tax computation.
• Prepare and manage annual and audit filings forrelevant entities.
• Liaise with corporate secretary, accounts & tax agents.
• Provide operational support for trade administration, including preparation and review of import/export documentation.
• Perform general administrative duties, oversee office matters and daily operations.
• Support basic human resource administration.
• Other ad-hoc assignments, tasks, and duties as assigned by the Management.

Requirements:

• Diploma in Finance and Accounts, CAT or equivalent professional qualifications.
• Competent in accounting and administration processes, with at least 5 years of working experience.
• Proficient in handling full set accounting.
• Proficient in Microsoft office especially MS Excel; familiarity with ACCPAC/SAGE system will be advantageous.
• Familiarity of trading and import/export documentation will be advantageous.
• Well organized, meticulous, analytical self-starter.
• Good communication and interpersonal skills
• A dynamic, resourceful, and good team player.

HOW TO APPLY:

Interested applicants, please email to “[email protected]”.

We regret only shortlisted candidates will be notified.

Important Note: Trust Recruit Pte Ltd is committed to safeguarding your personal data in accordance with the Personal Data Protection Act (PDPA).
Please read our privacy statement on our corporate website www.trustrecruit.com.sg.

Trust Recruit Pte Ltd
EA License No: 19C9950
EA Personnel: Pierre Chung Yih Shern
EA Personnel Reg No: R22111092

Highlights

• VB
• Teaching qualifications/ ACTA
• New Programme Development
• Shift Hours

1. Principal Accountabilities

• Teach on academic programmes ranging from Certificate to Postgraduate level.
• Undertake the role as a Programme Leader and Module Leader across the various programmes as assigned.

2. Teaching & Learning

• Prepare and conduct lectures, tutorials and laboratory sessions ranging from Certificate, Diploma, Undergraduate and Postgraduate level.
• Setting and marking of coursework and examination, conduct internal moderation in alignment with course and module specifications and university partner requirements.
• Take on the role as Programme Leader and Module Leader.
• Design and develop high quality curriculum and course materials within the existing academic framework, including blended learning materials
• Review on a regular basis programme content, course materials and methods of delivery, and advice on learning and teaching issues.
• Support or lead the projects in the design and development of new programmes, and to prepare the documentation needed for the approval process.
• Provide academic consultation to students, and advise students with respect to academic performance, career opportunities, and pursuit of advanced studies.
• Review the student module evaluation and conduct the student focus groups or Student-Staff Liaison meetings.
• Engage in student development by providing strong learning support and monitoring of students’ academic performances.
• Manage teaching assignments for Associate Lecturers under the quality assurance policies of School/Institution, and to ensure teaching load and schedules are planned effectively with programme scheduler.

3. Team work and Miscellaneous duties

• Extend and enhance the work of the department by promoting programmes and encouraging staff to develop innovative approaches to activities such as student recruitment and retention.
• Attend department and programme meetings in order to contribute to the decision-making process and to develop productive working relationships within and across teams.
• Participate in the school’s events, marketing campaigns and projects Conducting seminars and workshops within and out of the School/Institution.
• Other administrative duties/projects as assigned by Reporting Officer/ HOS.

Requirements

• Master’s degree/PhD in Cyber Security or any other related specialization
• Candidates with excellent tutorial delivery skills will also be considered.
• Teaching qualifications, e.g. ACTA will be an added advantage.
• Strong interpersonal and time management skills.
• Strong oral and writing communication skills.
• Experience in new programme development and managing university programmes (UK / Australia).
• Willing to work shift hours (e.g. day and evenings).

HOW TO APPLY:

Interested applicants, please email to “[email protected]”.

We regret only shortlisted candidates will be notified.

Important Note: Trust Recruit Pte Ltd is committed to safeguarding your personal data in accordance with the Personal Data Protection Act (PDPA).

Please read our privacy statement on our corporate website www.trustrecruit.com.sg.

Trust Recruit Pte Ltd

EA License No: 19C9950

EA Personnel: Pierre Chung Yih Shern

EA Personnel Reg No: R22111092

Job Responsibilities

• Assist the Relationship Manager to manage and strengthen customer relationships, cross-sell products and services as well as portfolio risk management
• Facilitate and support Relationship Manager in completing the transactions especially in documentation of agreement and liaising between our legal and customer over the agreement terms
• Review and analyse customers’ financial performance for credit applications
• Closely monitor and keep track of latest development of existing accounts
• Ensure full compliance of rules & regulation set internally & externally

Job Requirements

• Degree in Accountancy, Business Administration, Finance or Economics
• 3 to 5 years of related work experience in Banking industry
• Strong analytical, presentation and negotiation skills with strong command of English
• Excellent communication and interpersonal skills

Our client is a leading player in an automotive industry. They are looking for a Corporate Finance Manager to assist their team for the next phase of their business. They are located in Central.

Duties:

• Manage direct and indirect tax components for the Group, ensuring compliance with local regulations.
• Lead external audits for the Group and subsidiaries, ensuring timely completion.
• Provide accurate financial information to Management.
• Support Group Treasury Management.
• Liaise with tax authorities and provide guidance on tax compliance matters.

Requirements:

• Min Degree in relavant field / ACCA / CA
• Min 8 years of experience in audit and tax

Interested candidates who wish to apply for the advertised position, please click APPLY NOW or email an updated copy of your resume/cv. We regret that only shortlisted candidate will be notified.

• Email address: [email protected]
• Recruitpedia Pte. Ltd.
• EA License No: 19C9682
• EA Reg. No. R23118456 (Law Yi Xin)

Job Summary

Deliver best-in-class transaction banking products to meet clients and business needs globally. This role manages the product development for our Cash Management Product Platforms and also looks into ongoing enhancements and development of the platform.

In this role the individual acts as Product Owner, responsible for leading an agile squad to deliver solutions to meet our changing business and client requirements, aligned with product vision and roadmap in partnership with Global, Regional & Local Product Managers, Global Service & Client Implementation Teams, Global Technology and Operations.

Lead the agile team as Product Owner to deliver the product build roadmap to support the business growth and strategy.

Responsible for developing Business Requirements:

· Work with our Product, Service & Client Implementation and Operations teams to document business requirements for new products and platforms or for enhancements to existing products and processes.

· Work with Business Analysts to interpret business requirements for technical teams and assist them in requirements understanding and finalise on User Stories. Translate technical alternatives and solution plans to business teams and assist business teams in understanding the impact.

· Develop product delivery roadmap; align with product/ sales commercialisation strategy.

Responsible for quality delivery of Product projects as per agreed scope, budget & timelines

· Gain in-depth understanding of business processes to articulate use-cases/user-stories for identifying features/capabilities for the identified platforms.

· Review and signoff on the user-stories prepared by Business Analysts teams

· Defining operating model and client implementation procedures in conjunction with Operations, Client Implementation teams, Client Service Group and Technology partners

· Monitoring the implementation of the end-to-end delivery of product projects & milestones

· Managing User Acceptance Test and Production Verification runs.

· Perform executive program reporting; develop program work plan

Key Responsibilities

Responsible for successful platform rollouts to countries

· Ensuring successful product implementation post technical implementation

· Ensuring adequate training and knowledge transfer to in-country users

· Support pilot client implementation

· Plan and manage client migration

Responsible for annual platform review

· Managing the annual platform and related channel partner upgrade projects

· Continuous process improvement to update platforms to improve operations flexibility and business relevance

· Forward planning for pipeline initiatives

Stakeholder Management:

· Maintain regular connect and engagement with key stakeholders periodically to refine backlog; lead the team to work towards optimising the product value based on continuous feedback.

Role Specific Technical Competencies

• ISO20022
• Payments

Our Ideal Candidate

· Degree in Business or equivalent disciplines. Degree in Information Technology is an advantage.

· Prior experience on Payments Product is a plus.

· Working knowledge of ISOXML 20022 formats for Cash Management

· Good understanding of API and how these are used in the Banking sector

· Strong Product management, Project management, and analytical problem-solving skills and use of relevant tools

· Solid product management experience in implementing medium-large scale product enablers and platforms in the transaction banking area and across multiple countries.

· Good knowledge of global cash management practices

· Ability to work to tight timelines and at the same time produces a quality deliverable.

· Ability to engage stakeholders within business, operations and technology.

· 15+ years of banking experience

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers

Requirements:

· Degree or Diploma in accounting or equivalent fields with minimum 2 years of Account Receivable experience

· Experience in handling large volume of transactions

· Experience in using MYOB accounting software.

Responsibilities:

• Submit of e-claims through the Mediclaim portal in accordance to the Medisave Regulations
• Update the Medisave summary file on the submission and status of claims
• Check and ensure claims payment from various institutions are tally with no discrepancies and follow up with relevant parties on any claim issues
• Issue of final bill or cheque refund to relevant parties
• File and organize all related documents, ensure accuracy and done in a timely manner
• Handle of all emails and calls on claim enquiries
• Maintain prompt communication with both internal and external parties
• Provide the required support with the objective of providing quality claim service experience

AR Duties:

• Handle full spectrum of Accounts Receivables and activities
• Gather and verify invoices for appropriate documentation prior to payment
• Maintain accounts receivable records to ensure aging is up to date, credits and collections are applied, uncollectible amounts are accounted for, and miscellaneous differences are cleared.
• Perform daily cash management duties, including the recording of bank deposits, updating and distribution of cash receipt logs, and posting of cash to the accounts receivable sub-ledger
• Monitor and collect accounts receivable by contacting clients via telephone, email, and mail
• Support department adhoc duties when needed

Requirements

• Prior experience in accounts receivable is required
• Understanding of patient subsidy scheme is an added advantage
• Min Diploma / Degree in accounting or equivalent fields
• Min. 2 years of Account Receivable experience
• Experience in handling large volume of transactions
• Experience in using MYOB accounting software.
• Prior experience handling & processing medical claims
• Knowledgeable in patient subsidy scheme preferred

Interested applicants, please apply/email your updated CV to [email protected] or WA 91792208 for more information.

We regret to inform that only shortlisted applications will be contacted.

Recruiter's Ref Code: #HHM

EA Personnel No: R21103938

EA Personnel Name: Reina Ng Hwee Min

Company Registration Number: Recruit Express Pte Ltd (99C4599)

Our client is a reputable international bank that offers a wide range of banking products and services to its individual and corporate clients.

about the job

• Analyze financial statements and credit history, develop and maintain credit risk models.
• Conduct detailed financial analysis, including cash flow, profitability, and ratio analysis.
• Perform due diligence on clients, review industry trends, and regulatory changes.
• Recommend loan structures, prepare credit proposals, and present to the credit committee.
• Monitor borrower financial health, prepare periodic credit reviews and reports.

skills and experience required

• Bachelor's degree in Banking / Finance / Business Studies
• Minimum 5 years of experience in credit analysis and financial modeling.
• Strong analytical skills and financial acumen.

*We regret to inform you that only shortlisted applicants will be notified*

To apply online please use the 'apply' function, alternatively you may contact Reenie at 6697 7943 / [email protected] for a confidential discussion.

EA: 91C2918 | R2198716

Our client is a leading bank in Asia and they are recruiting for Customer Service Executives for the business banking division.

about the job

• Resolves customer issues and inquiries received through various channels (calls, emails and live chats) accurately and within the committed turnaround time.
• Resolves customer complaints and issues to the customer's satisfaction and accurately documents complaints, problems, and their solutions.
• Maintains up to date knowledge through individual and team training, attending meetings, and staying informed by reading information in the Contact Centre's knowledge management system.
• Safeguards the confidentiality of the Bank's customers and their data.

skills and experience required

• Degree in any discipline.
• At least 2 years of experience in a call center / banking / customer service environment is advantageous.

*We regret to inform you that only shortlisted applicants will be notified*

To apply online please use the 'apply' function, alternatively you may contact Reenie at 6697 7943 / [email protected] for a confidential discussion.

EA: 91C2918 | R2198716