Company
Airwallex is the leading financial technology platform for modern businesses growing beyond borders. With one of the world’s most powerful payments and banking infrastructure, our technology empowers businesses of all sizes to accept payments, move money globally, and simplify their financial operations, all in one single platform.
Established in 2015 in Melbourne, our purpose is to connect entrepreneurs, business builders, makers and creators with opportunities in every corner of the world. Today, Airwallex has a global footprint across Asia-Pacific, Europe, and North America.
The Role
As an Associate, Credit Risk Operations, you will be conducting credit risk reviews of Airwallex’s clients within a team environment. The team works collaboratively with merchants, business development teams, transaction risk analysts, compliance and legal departments to support growth objectives while mitigating and managing risk.
Responsibilities:
- Assess merchant’s credibility in both onboarding and monitoring workflows, by verifying and analyzing merchant’s business information and financial statements.
- Provide tailored credit risk recommendations that mitigate Airwallex’s exposure while facilitating partner company growth
- Prioritize and process the review of incoming applications to verify their accuracy and integrity, interpret them so that they are concise, exact, integral, in compliance with the policy, and register them accurately and in a timely manner
- Deliver insights to support key business decisions ranging from onboarding strategies to pricing analysis and product launches
- Lead process improvements to help the team deliver on key performance indicators and meet service level agreements
- Provide feedback on data, tools, 3rd party vendors etc. for continuous ops efficiency improvement, along with on-going enhancements of policies and procedures.
Qualifications:
- 5 years of relevant experience with knowledge of commercial credit underwriting, financial statement analysis, and cash flow forecasting
- Knowledge of merchant acquiring services and the payment processing industry
- Effective communication skills; attention to detail
- Be a team player, with strong interpersonal and communication skills, both written and verbal
- Be highly curious and thoughtful - a proactive self-starter with a sense of urgency and bias for action, under a fast-paced environment
- Be comfortable with complex data and analytics to draw meaningful insights. SQL is a plus, but not essential.
