Position: Credit Admin (Senior Officer/ Deputy Manager)
We are helping our client, a reputable Chinese bank to hire as above.
Responsibilities:
· Prepares and monitors all overdue credit review, credit rating
· Ensure proper and adequate documentation of credit files
· Prepare and ensure timely reporting for Head Office and regulator reports(such as MAS 610, BIS report, MAS 760 and Top 100 borrowers survey)
· Ensure adequacy of limits and adherence to policies before disbursement
· Performs monitoring of collaterals before disbursement
· Perform biannual review of physical collaterals
· Daily monitoring of mismatch collateral values and highlighting to various stakeholders
· Manage Call Reports sent by Relationship Manager
· Monitoring of undertakings and rating validity
· Processing asset classification in NGS and preparing asset classification reports for internal stakeholders.
· Reviewing and processing low-risk transactions in the system.
· Organize the Risk management Committee meeting and prepare the Minutes.
· To handle any ad-hoc assignments.
Requirement
· Bachelor or higher qualification, with at least 5 years of working experience in credit administration
· Experienced in MAS 610 reporting, managing drawdown, rollover and collateral management.
· Experienced in credit risk management and well- versed in the requirements for loan drawdown review
· Strong in compliance, regulatory adherence and credit process management
· Proficient in the data processing and writing minutes
· Meticulous, versatile and good interpersonal skills. Able to work independently with minimal supervision.
· Proficient in both English and Mandarin (spoken & writing) to liaise with Head Office colleagues.
Working location: CBD