Total 665 credit controller job vacancies in Singapore - Marina View

Our client is a leading provider of maritime energy solutions.

• Establish credit account procedures and determine credit limits for new customers.
• Monitor customer credit ratings and perform written evaluations for account approvals and extensions.
• Ensure compliance with sanctions and regulations, assisting in internal/external audits and compliance reviews.
• Prepare and maintain risk and compliance documentation, including manuals and trade agreements.

Requirements:

• Degree in Business/Marketing or equivalent.
• At least 2 years of credit/risk functions experience in oil and gas industry.
• Strong written and verbal communication skills, with excellent analytical abilities.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Reg No. R21100996

Description - External

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

Description

This position will be part of the Customer Credit Risk Management for Singapore. The incumbent will be responsible for the following:

• Own full accountability of end-to-end customer credit risk management for consumer
• Own risk outcomes and credit metrics
• Develop a thorough understanding of the expected and unexpected credit losses in the business and communicate them effectively to business leaders
• Focus on continuous improvement of credit risk management capabilities. Optimize integration and usage of capabilities and data such as credit bureau, financial statements, bank data etc. Continually explore and test new data sources.
• Ensure Risk Management capabilities are aligned with the business strategy and strategic growth initiatives, including launch of new business practices, products and services
• Monitor economic performance across all risk decisions and partner with the Centers of Excellence to identify improvement opportunities.
• Develop / Deploy capabilities that enhance profitable growth in partnership with Central teams
• Ensure complete understanding of and adherence to local laws & regulations
• Have deep understanding of evolving regulatory environment with direct and indirect impact on the business and risk management.
• Have deep understanding of macro-economic and business environment with direct and indirect impact on business and risk management.

Desired Skills:

• Relationship building / Communication skills:Proven experience or ability to build relationships with external and internal partners, compliance, technology, legal, credit operations and risk management colleagues to be able to lead through influence
  Ability to influence outcomes/funding/focus/strategy for a business
  
• Leadership/Organizational Awareness & Effectiveness:Proven ability to think and act at an enterprise level
  Proven ability to navigate and collaborate across different teams and organizations to get things done with a high sense of urgency
  Proven ability to assess internal/external factors and link together to develop appropriate business and risk management strategies and actions
  Proven ability to make quick but informed decisions without compromising quality
  
• Process/System knowledge:Have a working understanding of all risk systems to do account analysis and observe trends to identify areas of weakness, and direct credit action strategy.
  A breadth and depth of content knowledge about the product, risk processes and capabilities.
  Understands fully the economics of the business, how the business makes money, Net Loss Provision and the levers that can be used to affect the economic outcomes.
  

Qualifications

• 5+ years of experience in an analytical role
• Expert with Python, SQL, excel pivots
• Experience with Spark, GCP and AWS is preferred
• Advanced degree in Business, Finance, Statistics, Economics or Mathematics or equivalent experience in similar business is preferred
• Experience in using balance sheet, financial statement, bank statement in credit assessment is preferred
• CPA/CA or CFA a plus

Compliance Language

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations

Responsibilities

• Organise and conduct regular credit and accounts receivable review meetings with business units and sales departments to resolve delinquent accounts.
• Follow up and communicate with customers regarding outstanding payments.
• Review and process new customer account applications.
• Maintain and update customer account details and credit limits in SAP.
• Monitor daily sales transactions for credit holds in SAP and communicate with the sales department to address overdue issues.
• Disseminate invoices, statements of accounts, reminder, and confirmation letters.
• Perform customer account reconciliations and confirmations.
• Prepare regular collections and accounts receivable status reports for management.
• Liaise with insurers to apply for trade credit insurance for customer accounts with credit terms.
• Liaise with banks regarding bank guarantees, including letters of credit.
• Verify supporting documents to carry out billings to customers.
• Perform other ad hoc duties as assigned

Requirements:

• Minimum of 1 year of relevant experience
• Proficiency in SAP software is an advantage
• Good time management skills, ability to meet deadlines, and strong attention to detail
• Good team player with the ability to work independently

Please submit your updated resume in Word format by using the Apply Now Button.
We regret that only shortlisted candidates will be notified.

Email resume to [email protected]

People Profilers Pte Ltd, 20 Cecil Street, #08-09, PLUS Building, Singapore 049705.
Tel: 6950 9724

http://www.peopleprofilers.com
EA License Number: 02C4944
Registration Number: R1872398

Posting Personnel: Ng Jwee Ken

Ref: QX3XY593

Position: Sales Manager

• Working days: 5days (Mon - Fri)
• Working hours: Rotate shift (9am-7pm/ 10am-8pm)
• Working Locations: One Sim Lane (Aljunied)
• Salary: $3000 - $4500

Requirement:

• At least 1 year relevant experience

Responsibilities:

• Responsible for prospecting & acquiring new clients.
• Handle overall responsibility for managing sales, achieving growth & hitting/exceeding monthly sales targets.
• Identify all potential business opportunities through cold outreach such as cold calling & social platforms.
• Conducting marketing research to identify selling possibilities & implementing sales program.
• Set up meeting with potential clients to recommend solutions.
• Collaborate with team members to achieve desired result.

Chin Wai Loon Reg No: R24121618

The Supreme Hr Advisory Pte Ltd EA No: 14C7279

GIC is one of the world’s largest sovereign wealth funds. With over 2,000 employees across 11 offices around the world, we invest in more than 40 countries globally across asset classes and businesses. Working at GIC gives you exposure to an extraordinary network of the world’s industry leaders. As a leading global long-term investor, we Work at the Point of Impact for Singapore’s financial future, and the communities we invest in worldwide.

Investment Services Private Markets

We manage deal structuring, due diligence and closing. We provide financial operations to GIC’s private equity, infrastructure, and real estate assets, as well as tax structuring, corporate holding structures, valuations, and financial reporting.

Investment Finance & Controllers

The Investment Finance & Controllers Team is responsible for deal finance advisory including buy-side and sell-side financial due diligence, portfolio control, treasury and cash management, valuations, investment operations, investment and portfolio accounting, financial reporting, and special purpose vehicle management for GIC’s private investments.

We are looking for a suitable Associate to join our Controllers team.

What impact can you make in this role?

You will be part of a team that is an integrated investment service team that partners the business in providing services to support private markets investment.

We are seeking an Associate to support outsourced investment operations (with a focus in private credits). This role involves interactions with outsourced administrators, identifying service level issues, and ensuring the seamless integration of these solutions into our investment operations. This role works closely with internal and external stakeholders to support finance operations throughout the investment’s life cycle.

What will you do as an Associate?

• Support the deal life cycle from deal closing activities through an outsourced service provider
• Coordinate with outsourced service providers to ensure accurate and timely processing of private credit transactions, including loan origination, funding, settlements, and other loan life cycle events
• Review and verify transaction details to ensure compliance with internal policies and procedures
• Monitor the performance of outsourced operations to ensure service level agreements (SLAs) are met
• Identify and resolve any operational issues or discrepancies in collaboration with service providers
• Ensure accurate and up-to-date maintenance of transaction records and documentation
• Coordinate valuation update by service providers and analyse variances and anomalies to identify issues
• Reconcile data between internal systems and outsourced service providers to ensure consistency and accuracy
• Foster strong working relationships with external service providers and internal stakeholders, including transaction managers, deal teams, etc
• Identify opportunities for process improvements and operational efficiencies
• Participate in projects and initiatives aimed at enhancing the operational framework

What qualifications or skills should you possess in this role?

• Bachelors in Accounting, Finance or relevant disciplines
• At least 3 years relevant accounting work experience in the finance, accounting or private markets industry
• Familiarity with private credit instruments and transaction processes
• Knowledge of loan administration and servicing
• Experience working with outsourced service providers is highly desirable
• Committed and motivated individuals
• Excellent analytical and problem-solving skills
• Meticulous, high accuracy and strong attention to details
• Effective communication and interpersonal skills
• Ability to manage multiple tasks and priorities in a dynamic environment
• Strong project and stakeholder management skills
• Proficient in Microsoft Office applications

Work at the Point of Impact

We need to be forward-looking to attract the right people to help us become the Leading Global Long-term Investor. Join our ambitious, agile, and diverse teams - be empowered to push boundaries and pursue innovative ideas, share your views, and be heard. Be anchored on our PRIME Values: Prudence, Respect, Integrity, Merit and Excellence, which guides us in how we make our day-to-day decisions. We strive to inspire. To make an impact.

Flexibility at GIC

At GIC, our offices are vibrant hubs for ideation, professional growth, and interpersonal connection. At the same time, we believe that flexibility allows us to do our best work and be our best selves. Thus, our teams come into the office four days per week to harness the benefits of in-person collaboration, but have the flexibility to choose which days they work from home and adjust this arrangement as situational needs arise.

GIC is an equal opportunity employer

GIC is an equal opportunity employer, and we value diversity. We do not discriminate based on race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.

Learn more about our Investment Services Private Markets Department here: https://gic.careers/group/investment-services-private-markets/

To be considered for the role, please submit a formal application through the GIC Careers site at

https://careers.gic.com.sg/job-invite/16005/

Summary of the position:

• The Payroll and Operations Specialist is a key member of the HR team who will report to the Compensation & Benefits Manager.
• He/She will be responsible for processing the monthly payroll & accounting entries, benefits administration and ensuring data accuracy in the HRIS system.
• He/she will review HR policy and ensure day-to-day handling of HR matters are compliant with the Bank’s guidelines and regulatory requirements.

Main responsibilities:

1. Payroll, Benefits Administration and Operations

• Support HR operations in managing end-to-end payroll and ensuring the accurate and timely processing of monthly payroll.
• Manage employee benefits programs relating to health insurance, claims, leaves etc. Maintain accurate benefits record and ensure timely processing of enrolments, changes and terminations.
• Coordinate and manage timely submission of all mandatory surveys from government and regulatory bodies. Prepare and submit monthly reports including headcounts for validation.
• Process and follow up on all government related claims such as NS, childcare, maternity, paternity claims.
• Provide advice on HR policies, procedures and address payroll and benefits related queries.

2. Project Management

• Assist with the execution of global, regional and local HR projects from initiation to completion, ensuring alignment with project timeline and the Bank’s goals/objectives.
• Other duties as assigned.

3. Legal and Regulatory Responsibilities

• Comply with all applicable legal, regulatory and internal Compliance requirements, including, but not limited to, the Singapore Compliance manual and Compliance policies and procedures as issued from time to time; Financial Security requirements, including, but not limited to, the prevention of Financial Crime and Fraud including reporting obligations to the Money Laundering Reporting Officer.
• Maintain appropriate knowledge to ensure to be fully qualified to undertake the role.
• Complete all mandatory training as required to attain and maintain competency.

4. Requirements

• Bachelor’s degree in Human Resources, Business Administration or Accounting related field.
• At least 2 years’ hands on experience in HR payroll and benefits administration
• Strong analytical skills with the ability to interpret HR data, conduct benchmarking studies, analyze market trends and make data-driven recommendations.
• Good knowledge of employment laws, regulations and HR best practices.
• Positive mindset with a passion for driving change, continuous improvement, and staying ahead of industry trends.
• Ability to prioritize, work under pressure, and manage multiple projects simultaneously.
• Excellent written and communication skills.

Main Responsibilities

• Greet and welcome guests and visitors as soon as they arrive at the office

• Direct visitors to the appropriate person, office and meeting room

• Answer, screen and forward incoming phone calls

• Ensure the tidiness of reception area and meeting rooms, and with all necessary stationery and material

• Maintain office security by following safety procedures and controlling access. Ensure no trespassers at all times including lunch hours

• Update of the staff phone list, calendars and schedule meetings

• Back-up and cover the receptionist duties for the other entity (CAIWM) when required

• Replenishment of drinks in pantry for serving guests

• Premises security and access authority – issue access card, termination, change of access profiles and printing of cards

• Assist in office facilities management and office administration

• Coordination of stationeries and staff printing orders

• Assist in accounts payable and expenses as and when require

• Provide administrative support and other duties as assigned

Skills and Requirements

• GCE 'O' level or High School Diploma qualification

• Good communication skills

• Positive mindset

• Customer Service and Problem Solving skills

• Prior experience as a receptionist in Financial Services would be an advantage

The candidate will be familiarised with the credit risk profile of the businesses within Asia.  Escalating significant credit risk issues, facilitating the execution and improvement of risk management processes and providing solutions to traders to achieve the business objectives.

Key Responsibilities:

• Support onboarding and assess the credit worthiness of trading counterparties, producers and end-users
• Prepare and monitor credit exposures, limits and overdues of the Asian portfolio on a timely basis
• Prepare credit structures including prepayments/ inventory financings etc
• Prepare credit reviews and requests to Credit committee
• Provide inputs to improve credit risk frameworks, processes and methodologies for new products and markets
• Advise and work with various stakeholders to implement appropriate credit mitigation tools including insurance, trade finance, netting and guarantee agreements
• Keeping abreast of market news and developments impacting portfolio
• Participate in counterparty meetings with traders and marketers

Responsibilities

• Making collection calls
• Timely and effective collection of all debts and customers payments
• Negotiating re-payment plans
• Liaising with lawyer to follow up on the legal action taken against the bad paymasters
• Liaising with vehicle repossessors to follow up on repossessed vehicles
• Maintaining contact with clients to ensure outstanding balance are clear for payment
• Resolving queries both internally and externally around customers outstanding balance
• Posting and allocating daily receipts to accounting systems
• Other ad-hoc admin tasks

Requirements

• Diploma with 2 years relevant experience in going through the whole cycle of legal process of debt collection is preferred
• Ability to advise on what legal action is best at different stages of debt collection
• Ability to establish and maintain good client relationships, both internally and externally at all levels
• Ability to reconcile complex accounts and have excellent attention to detail
• Calm, confident manner to handle potentially uncomfortable conversations
• basic + AWS + VB, 3 mins walk from Newton MRT, Monday to Friday: 08:30 AM - 05:30 PM
• Job Reference: L6558XR5

All Successful candidates can expect a very competitive remuneration package and a comprehensive range of benefits.

Kindly email your resume in a detailed Word format to [email protected]

We regret that only shortlisted candidates will be notified

People Profilers Pte Ltd

Tel: 6950 9754

EA Registration Number: R22110899

EA License number: 02C4944

EA Personnel: Celeste Wong Xin Yann

The Department acts as the centralised control point for credit matters in SG. The Department’s primary responsibilities are credit risk monitoring and control to ensure the overall soundness of the credit portfolio and reporting credit-related matters to MAS, Branch Management or Head Office. Other functions include organizing credit committee meetings, maintenance of credit related rules and procedures, conducting credit training and study sessions for credit and marketing officers and KYC planning.

Responsibilities:

• Prepare internal credit portfolio reports, regulatory reports / surveys as applicable
• Responsible for assisting in the monitoring of the Branch’s credit portfolio and identifying potential credit exposures in order to mitigate credit risk.
• Prepare and analyse provision figures under SGAAP/IFRS9 framework
• Assist in formulating scenarios for credit stress test, conduct stress test and analyse the stress test results
• Liaise with internal/external stakeholders on credit portfolio matters
• Presentation of portfolio trends/reviews, stress test results and other credit-related topics to Management during monthly Credit Committee meetings and other internal Forums.
• Participate in projects relating to the implementation/revision of regulatory or internal reporting
• Support enquiry from business and other stakeholders in relation to credit regulatory reporting and portfolio management
• Support internal and external audits within the department by preparing documentation as required
• Maintain good working knowledge of industry trends, products, relevant laws and regulations.

Requirements:

• 1 year of experience in credit risk or reporting
• Knowledge in Banking products and credit risk
• Familiarity with MAS IWST (credit), MAS credit-related reports/surveys and IFRS framework will be an advantage
• Experience in using Microsoft skills (Excel, Word, PowerPoint)
• Good analytical skills to interpret large and complex data sets and ability to identify implications of data sets.
• Committed and able to handle time-sensitive reports / projects
• Good communication and presentation skills with ability to influence others using complex data or analysis to support line of reasoning.
• Able to work in teams as well as standalone
• Good interpersonal skills to deal effectively with others.

Interested candidates who wish to apply for the advertised position, please click on “Apply”. We regret that only shortlisted candidates will be notified.

EA License No.: 01C4394 (PERSOLKELLY Singapore PTE LTD)

By sending us your personal data and curriculum vitae (CV), you are deemed to consent to PERSOLKELLY Singapore Pte Ltd and its affiliates to collect, use and disclose your personal data for the purposes set out in the Privacy Policy available at https://www.persolkelly.com.sg/policies. You acknowledge that you have read, understood, and agree with the Privacy Policy.

Responsibilities :-

• Provide strong risk governance, robust and balanced 2nd line challenge process for non- retail credit portfolios and to ensure business development within acceptable credit appetite and portfolio metrics
• Provide recommendations for improving end-to-end credit process including guidance to business units through sharing sessions and transaction structuring alternatives to balance client and risk management requirements
• Provide independent credit evaluation and/ or credit approval of facilities and make sound recommendations to improve asset quality while supporting business growth of the Bank.
• Participate in various working groups / committees at Bank / industry / regulatory levels

Requirements :-

• Bachelor’s degree in Banking and Finance / Business Administration / Economics or related discipline from a recognized university.
• Minimum 6 years of relevant credit evaluation & approval experience
• Well versed in credit analysis and financial modelling
• Extensive experience in the corporate/commercial credit space, with a strong emphasis on term lending, trade / working capital financing and derivative products.
• Knowledge of credit underwriting best practices and compliance/regulatory issues.

about the company

My client is an European MNC specialising in industrial automation.This well-recognised brand offers a great working environment in brand new offices

Responsibilities:

• Submission of documentations on EIDA and DCMS
• Preparation of Weekly progress report
• Submission of Master Documentation List
• Track All incoming/outgoing submission
• Submission of Mock, material inspection and inspection request.

Requirement:

• Project management experience
• Degree / Diploma / Higher NITEC and equivalent
• Customer facing experience
• Manage or lead a team previously will be a plus
• Able to commence immediately or within short notice period
• Able to work on site

If you are interested in the position , kindly send your CVs in to yitwei.kwan(@)randstad.com.sg

Please include your availability, expected salary and reason for leaving current job

We regret that only shortlisted candidates will be contacted

EA: 94C3609 / Reg: R1325913

The main responsibilities and tasks of this position are listed as, but not limited to the following:

• Oversee Receiving Section to ensure that the control policies and procedures are followed. Ensure proper record keeping of inventories.
• Ensure daily and monthly Food and Beverage Cost Report are prepared and distributed on a timely basis
• Ensure that all goods received have been charged to the correct Cost Centre.
• Conduct physical inventory stock take to account for inventory movement with proper documentation.
• Establish par stock for F&B outlets, ensure compliance by the relevant departments.
• Ensure accurate menu costing and pricing of all F&B menus including new and promotional menus, evaluate standard recipes, and determine its potential cost with Culinary and F&B In Charge
• Maintain and update standard recipe file for all menu items.
• Review the store operation and the proper maintenance of the store inventory regularly.
• Perform Food and Beverage reconciliations, using POS-generated sales analysis reports and ensuring that all discrepancies are explained.
• Conduct random checks on beverage items and reconcile with the perpetual inventory list.
• Check Market List, Receiving Record, Costing List to ensure the effectiveness of the control system.
• Co-ordinate with the respective departments on any discrepancies and slow-moving items.
• Ensure losses, breakages and spoilage items are investigated and justified.
• Ensure proper cost management to reduce F&B wastages and ensure no pilferages.
• Prepare month-end closing journal for submission to the Superior.
• Ensure accurate month end inventory is recorded and reconciled with general ledger.
• Ensure workplace safety and health system is followed and compliant to HACCP standard.
• Make suggestions for possible improvement in cost control procedures.
• Identify training needs, develop improvement plan, coaching, and discipline of staff.
• Any other adhoc duties as and when assigned by the Management.

Credit Portfolio Management (CPM) works with the Global Banking and Advisory (GLBA) platform to structure private debt to service the needs of our clients through risk monitoring and backend execution in line with the overarching ‘Originate to Distribute’ strategy. CPM provides coverage over various sectors including energy, metals and mining and infrastructure.

The Credit Analyst reports functionally to the Credit Manager of Regional Real Asset Infrastructure APAC and locally to the Co-Head of Real Asset Infrastructure APAC, based in Singapore, with the following responsibilities:

Review loan documentation and related legal contracts.
Ongoing risk management of transactions within portfolio.
Analyze financial statements and other project reporting.
Report on the construction progress or operating performance of the assets financed.
Handling amendments/waivers/consent requests on portfolio transactions.
Performing detailed annual/semi-annual/quarterly credit reviews
Updating internal project ratings using internal rating model.
Run sensitivity analysis on financial forecasts and models.
Identify industry trends.
Assess country, market and environmental risk
Various ad hoc tasks & reports, papers, as requested.
Working closely with ORI, DCS, Sector Heads, Portfolio Managers and Clients to facilitate client business development.
Liaise with other departments within the bank (back office, RISQ, DFIN etc.) as well as external contacts (borrowers, facility agents, advisers i.e. legal, technical, valuers and insurance.)
Full compliance with RISQ and CPLE guidelines in the conduct of business.
Coordination with Senior Credit Analysts in AMER and EMEA regions to implement best practice and homogeneous processes and reports across regions.
Provide training / knowledge sharing to Credit Analyst’s to ensure high standard credit recommendations/decisions and upskilling of team.

Profile required:
7+ years’ experience in structured finance.
Strong risk analysis and understanding of all structuring issues relevant for structured finance during loan’s life including risk monitoring, provisioning and work out.
Strong experience in financial analysis, modelling and review of legal documents.
Strong understanding of trends in the sectors covered within APAC
Deep knowledge of the internal procedures and regulatory compliance coupled with a good understanding of conduct & culture values

• Evaluate and examine credit limits for customers/factors promptly, or implement limits from trade credit insurer/import factors efficiently.
• Prepare notification letters and update records in the system.
• Conduct debt verification and overdue management to control risk and support funding.
• Manage periodic reporting and all aspects of credit insurance, including payments for limit application fees and premiums.

Requirements:

• Diploma in Finance/Business/Accountancy or equivalent.
• At least 2 years of credit assessment and credit control management experience.
• Familiar with Trade Credit Insurance and FCI’s GRIF rules.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Registration: R21100996

Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors. And here at Funding Societies | Modalku we live by our core values:

• Grow Relentlessly: Striving to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Only by forging togetherness, can we help each other succeed.
• Test | Measure | Act: Staying curious and reinventing ourselves, through innovation and experimentation.
• Focus on Impact: Creating impact through bias for action and tangible results.
• Serve with Obsession: Building win-win relationships for the long-term by having a customer obsession.

As a Credit Manager, you will be part of a team which is working to support our rapid growth at Funding Societies. Our credit team is responsible for making lending decisions. In addition to having a knack for problem-solving, it is absolutely crucial that you are willing to learn, understand and adapt to the fast paced environment.

What you will do:

Credit Assessment and Risk Analysis:

• Analyze risks, exposures, and perform due diligence for loan applicants using a proprietary platform, ensuring comprehensive risk assessment of SME clients.
• Evaluate the financial health of applicants through financial statements, market data, and industry trends, while considering macroeconomic factors that may impact the creditworthiness of the business.
• Balance credit risk and business risk by using analytical judgment to make educated and well-informed decisions on loan approvals.
• Conduct ongoing macro-economic, industry, and market analysis to understand potential impacts on the loan portfolio and provide recommendations for strengthening credit strategies.

Loan Evaluation and Decision Making:

• Evaluate, recommend, approve or reject applications based on creditworthiness, following established credit policies and standard operating procedures.
• Recommend loan/facility amounts, repayment terms based on credit risk profiles while adhering to the Company’s risk management guidelines.
• Provide risk mitigation strategies for identified risks, such as enhanced collateral or structuring of loan terms, to protect the Company from potential defaults.

Credit Risk Management and Portfolio Oversight:

• Perform data management and maintenance to ensure the accuracy, integrity, and performance of the SME credit portfolio, supporting a comprehensive risk framework.
• Develop and implement credit rating models and management processes for SME customers to ensure a robust credit rating system that reflects the borrower’s risk profile.
• Monitor and manage the SME loan portfolio on an ongoing basis, providing a forward-looking view of portfolio performance and adjusting credit strategies based on emerging trends.

Reporting and Strategic Recommendations:

• Prepare regular reports on loan portfolio performance, highlighting risk areas and making recommendations to senior management for improving credit policies.
• Take on special projects to support the company’s strategic goals, including initiatives related to credit portfolio improvement, new market penetration, and risk management.

Team Collaboration and Leadership:

• Collaborate with cross-functional teams, including financial product, operations, legal, and risk management, to streamline loan processing and support the company’s overall objectives.
• Lead and mentor junior credit analysts, ensuring consistent application of credit risk methodologies and supporting team development.

Compliance and Best Practices:

• Ensure all credit decisions are compliant with regulatory standards and internal credit policies.
• Continually refine credit scoring systems and recommend improvements to credit management processes based on industry best practices.

Scope:

• Works primarily with small and medium-sized enterprises (SMEs), providing financial analysis, risk assessment, and lending recommendations.
• Oversees loan portfolios that can range in size and complexity, requiring expertise in risk management and financial analysis.
• Plays a vital role in maintaining a balance between credit risk and business growth, ensuring both the financial health of the Company and the success of SME clients.

What we are looking for:

• Bachelor’s degree in Finance, Accountancy, Economics, or a related field.
• Professional certification (CFA, CPA, FRM) is a plus.
• Over 3 years of experience in working capital and trade underwriting, preferably focused on local SMEs in a financial institution or Fintech firm.
• 3+ years in credit risk assessment, lending, or financial analysis, with proven success in managing loan portfolios.
• Experience in creating credit rating models, policies, and procedures, with leadership potential to build processes from the ground up.
• Strong knowledge of financial statement analysis (income statements, balance sheets) and assessing creditworthiness.
• Expertise in credit risk management, loan structuring, and risk mitigation.
• Ability to analyze macroeconomic and industry data and apply it to portfolio management.
• Experience in developing credit scoring models and implementing credit policies.
• Excellent analytical and problem-solving skills for assessing and managing credit risk.
• Ability to balance credit and business risks while making sound lending decisions.
• Skilled in data-driven decision making and scenario analysis to improve credit policies.
• Independent thinker with strong writing skills and the ability to meet deadlines.
• Strong verbal and written communication for reports, presentations, and client relations.
• Effective team player who works well with internal teams and external stakeholders.
• Leadership potential to build products, credit policies, and processes from scratch.
• Capable of handling special projects aligned with the company’s strategic goals, including credit portfolio improvement and managing high-risk accounts.
• Deep understanding of credit risk, lending regulations, and banking practices.
• Familiarity with credit compliance standards and ensuring adherence to internal and external guidelines.
• Personal Attributes:
• Goal-oriented with strong work ethics, a passion for learning, and integrity in decision-making.
• Adaptable and strategic thinker who stays updated on economic trends to manage evolving risks in the SME sector.

• Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
• Flexible Working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
• Medical Benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their back for their loved ones too.
• Mental Health and Wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching. And we have our Great FSMK Workout sessions too to keep everyone healthy and fit!
• Learning & Development - We believe learning should never end and we support everyone with self-learning L&D allowances.
• Tech Support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity

Job Description

• Perform credit and rating reviews, including analysis for new and existing loan portfolios (both local and overseas).
• Prepare loan synopses and make recommendations for loan acceptance or rejection to senior management.
• Conduct loan portfolio analysis, industry analysis, and market comparison studies.
• Collaborate closely with major stakeholders to ensure that day-to-day risk management issues are handled and addressed appropriately.
• Draft and update credit management policies and procedures.
• Assist in the implementation of workflows and systems in accordance with business strategies and policies related to credit risk management.
• Ensure compliance with internal and external audit requirements, as well as local regulatory standards.
• Conduct credit analysis for loan committee approval presentations as an analyst to obtain approval from the Credit Committee.
• Carry out activities related to the establishment of Credit Risk Rating (CRR) and specialized financial ratios, assessing the credit industry's prospects to evaluate the level of credit risk individually, which serves as the basis for calculating the cost of risk and credit portfolio management.
• Perform other ad hoc assignments as assigned by the Senior Management.

Job Requirements

• Degree in Engineering, Business, Finance, or Accountancy, with at least 10 years of relevant experience.
• Candidates with certifications related to banking / risk management are preferred
• A personal interest in financial markets and analysis; able to interpret financial statements to form an informed analysis of an entity's financial health.
• Good knowledge of finance, commercial laws, industry trends, and the political and economic environments in global financial markets.
• Analytical, meticulous, focused, and able to work under pressure/tight deadlines .
• Strong analytical skills and investigative acumen.
• Team player with excellent communication skills to engage with stakeholders.
• Proficient in Microsoft Office applications; strong computer skills, especially in Excel.
• Fluent in English and one other Asian language (Bahasa, Chinese, or Malay) is an advantage.

Department Description:

The Finance Service Unit (“DFIN”) coordinates the Finance Line and ensures the Group’s financial production, steering and management via a number of complementary missions:

• support business lines, service units and general management in terms of financial and strategic steering
• ensure compliance with applicable accounting standards and obligations
• ensure monitoring and steering of P&L and scarce resources performance (capital, liquidity, balance sheet) in keeping within strategic objectives and in compliance with regulatory obligations
• ensure regulatory watch on topics pertaining to scarce resources, accounting and finance.

Responsibilities:

Regulatory monitoring and reporting:

• Responsible for daily MAS and SGX regulatory monitoring including analysis of ratios
• Responsible for weekly and fortnightly MAS reporting and submission and SGX weekly credit facilities reporting and submission.

Financial and management reporting:

• Responsible for performing month-end closing controls
• Perform in-depth analysis on financial performance/key metrics and prepare reports for local management and business lines
• Support manager in other controls and governance, statutory and other audits of entities
• Responsible for accounts payable function, including oversight of outsourced Procure-to-pay function

ALM and tax reporting:

• Contribute to the ALCO deck preparation
• Responsible for preparation of quarterly GST reporting for entities
• Contribute to annual corporate income tax return and transfer pricing document preparation

Profile Required:

Academic Background and Certifications, Experience:

• University degree in Accountancy.
• Minimum 3 years of working experience in the banking industry
• Knowledge of regulatory reporting in the banking industry would be an advantage
• Candidates with external audit experience in financial sector are welcomed to apply

Operational Skills:

• Strong analytical skills
• Good communication and presentation skills
• Proficient in Microsoft Office applications.
• Experience in basic coding or relevant vendor solution like Power BI and Alteryx

Your new company
A fast-paced and dynamic local SME in the automotive industry, with regional expansion.

Your new role
As a Finance Controller, you will play a pivotal role in managing the finance team, as well as play a key role in setting strategic directions together with the CFO. This includes:

• Oversee overall accounting activities across all subsidiaries
• Timely preparation of financial and management reports
• Managing a large team
• Support ad-hoc business expansion and fundraising exercises

What you'll need to succeed
This role is open to candidates with a minimum of 8 years in finance related roles, including 5 years of experience leading a team. You would do well if you thrive in a fast-paced working environment and are willing to get hands-on to bring the team to greater heights. A truly challenging but potentially truly rewarding opportunity.

What you'll get in return
Joining a fast-growing and dynamic company, there will be opportunities for growth and exposure.

What you need to do now
If you're interested in this role, please apply and send your CV to Luo Qi at [email protected] to advance forward.

If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.

EA Reg Number: R24119697

EA Licence number: 07C3924 | Company Registration number: 200609504D

Responsibilities:

• Monitor customer portfolio risk level and enforce margin call policy.
• Identify and report key risks material to the Group and recommend mitigating solutions.
• Review credit limit applications by performing customer due diligence checks and portfolio assessment to better establish appropriate trading limit for various groups of clients.
• Carry out periodic review of counter analysis.
• Liaise with internal and external stakeholders on timely debt recovery matters.
• Maintain and update the operation manual as and when necessary.
• Preparation of periodic reporting to regulators and Management.
• Participate in system development and enhancement projects.
• Assist in ad-hoc tasks as assigned.

Requirements:

• Bachelor’s degree or above.
• Experiences in Options and Futures risk management would be an advantage.
• At least 1-2 years of working experience in brokerage or financial industry with credit risk control exposure would be preferred.
• Excellent interpersonal communication skills required to work closely with different stakeholders within the Group.
• Proficient in MS Office applications.

Responsibilities:

• Developing new accounts by engaging proactively in sales activities and subsequently converting them into key accounts.
• Identify clients’ needs through consultative approach and provide suitable business solutions to meet clients’ requirements
• Assist with the preparation of quotations, proposals, and presentations to clients.
• To meet or exceed sales target set by company.
• Constantly be updated with in-depth knowledge of business products and value proposition.

Requirements:

•  At least 3 years of sales/ account management experience.
•  Highly motivated and target driven with a proven track record in corporate sales.
•  Excellent communication and negotiation skills.
•  Ability to build productive business professional relationships.
•  Ability to create and deliver presentations tailored to the clients’ needs.
•  Ability to multi-task in a highly challenging and dynamic environment.

ABOUT THE JOB

We are looking for a driven and strategic Finance & Business Controller to lead financial operations and drive business performance across multiple entities. Reporting to the Managing Director, you will play a key role in shaping the company’s financial strategy, focusing on optimizing P&L, revenue growth, and operational efficiency. This role requires a mix of financial expertise, leadership, and business acumen, with the ability to translate complex data into actionable insights for strategic decision-making. If you’re a results-oriented professional with an entrepreneurial spirit and a passion for leading change, this is the perfect opportunity to grow into a senior leadership role.

Responsibilities:

• Lead the company’s financial planning and analysis function, driving both long-term and short-term financial goals in alignment with business strategy. Focus on optimizing P&L performance, protecting revenue, gross margin, and EBITA, while ensuring financial sustainability.
• Act as a key advisor to the Managing Director and senior leadership, providing data-driven insights and strategic recommendations that support informed business decisions.
• Oversee full sets of accounts, including AR, AP, GL, and financial reporting, ensuring all financial processes are efficient and aligned with company objectives.
• Leverage financial models, business metrics, and performance analysis to provide actionable insights, supporting the company’s growth and operational improvement.
• Champion process improvements, financial controls, and systems enhancements across the finance function. Ensure the finance team is using best practices to optimize productivity and performance.
• Mentor and develop the finance team, cultivating a high-performance culture. Promote accountability, collaboration, and continuous learning within the team.
• Ensure timely and accurate financial reporting to management, while maintaining full compliance with tax laws, statutory requirements, and company policies.
• Work closely with business units and departments across the organization to align financial objectives with business needs and drive cross-functional initiatives that improve financial and operational outcomes.
• Manage relationships with key stakeholders, including auditors, banks, tax authorities, consultants, and external partners. Ensure effective communication and collaboration to support the company’s strategic goals.
• Identify, assess, and mitigate financial risks, while ensuring the company remains compliant with all regulatory requirements and internal controls.

Requirements:

• Bachelor’s degree in Finance, Accounting, or Business; or professional certifications (CPA, CMA, etc.) would be an advantage.
• 7+ years of experience in finance roles, with at least 5 years in a senior leadership capacity, ideally with exposure to multi-entity or regional operations.
• Proven ability to provide strategic financial insights that drive business decisions. Ability to connect financial analysis with business performance.
• Experience leading teams and driving high performance. Strong mentoring and people management skills are essential.
• Expertise in financial modelling, forecasting, budgeting, and variance analysis. Strong ability to interpret complex data and communicate it effectively to non-financial stakeholders.
• Exceptional communication and interpersonal skills, with the ability to manage relationships and influence across all levels of the organization.
• Experience implementing and optimizing financial systems, processes, and controls to improve efficiency and accuracy.
• A proactive, solutions-oriented approach with the ability to thrive in a dynamic, fast-paced environment. Strong desire to make a measurable impact on the organization.

Only Short-Listed Candidates will be Notified & Contacted.

about the company

My client is an European MNC specialising in industrial automation.This well-recognised brand offers a great working environment in brand new offices

Responsibilities:

• Submission of documentations on EIDA and DCMS
• Preparation of Weekly progress report
• Submission of Master Documentation List
• Track All incoming/outgoing submission
• Submission of Mock, material inspection and inspection request.

Requirement:

• Project management experience
• Degree / Diploma / Higher NITEC and equivalent
• Customer facing experience
• Manage or lead a team previously will be a plus
• Able to commence immediately or within short notice period
• Able to work on site

If you are interested in the position , kindly send your CVs in to yitwei.kwan(@)randstad.com.sg

Please include your availability, expected salary and reason for leaving current job

We regret that only shortlisted candidates will be contacted

EA: 94C3609 / Reg: R1325913

Key Responsibilities:

Evaluation

• Provide credit risk evaluation of credit applications submitted by the various business units and identify /address /mitigate all pertinent credit risk issues.
• Approve credit applications within ‘Delegated Lending Authority’ assigned or recommend to next higher approving level for approval in accordance with the DLA architecture set out.
• For credit applications submitted by CORP, IB, CB & FIG, to review the ‘credit risk grade’ generated and affirm or reject /override the credit grade with justification.
• For credit applications submitted by PFS, to ensure that the respective product parameters, credit guidelines and regulatory requirements are met or well mitigated.
• Evaluate and approve, reject or recommend operational and administrative requests of CORP, IB, CB, FIG & PFS customers such as variation of terms & conditions.
• Keep abreast of industry developments, market sentiments and the general business trend and their impact on our banking business.

Compliance

• Ensure that credit applications submitted are in line with the Bank’s credit guidelines & policy, rules and regulations as laid down in the Bank’s circulars and operations manuals, regulatory requirements (MAS Notices and Circulars, Banking Act).
• Address issues raised by auditors and MAS relating to credit matters.

Others

• Undertake ad-hoc projects and other duties assigned by Head of Credit Evaluation or Senior Credit Manager from time to time.
• Conduct joint customer visits with business units to better understand risks pertaining to their credit applications and provide them guidance on structuring of credit facilities.
• Assist in the day-to-day operations and administrative functions of the department.

Key Responsibilities:

Customer/Market – Business Transformation

• Perform loan disbursements, repayments, rollovers, redemption and fee collection with accuracy and within the stipulated turnaround time.
• Respond to Business Units’ requests and enquiries within a stipulated time line.
• Collaborate with the Team Lead to engage the Business Units on a regular basis to resolve BAU issues and improve cooperation between the teams.
• Actively participate as a member of a team to move the team towards completion of goals i.e. develop a service-oriented culture within the team.

Process Digitalization or Automation /STP

• Participate in process digitalization, automation initiatives, bank-wide projects and system testing. 

Productivity Improvement

• Ensure all SLA/TAT are being met.
• Ensure work is completed with speed and accuracy.
• Contribute process improvements ideas to improve TAT, efficiency and reduction of internal errors in work processes.

Process Efficiency / Process Improvements

• Participate in process improvement discussions to improve the turnaround time for BAU processes. 
• Identify operational risks and implement measures/controls to plug the risk gaps so that processes are in line with the with all internal & external policies/guidelines and requirements of the regulators

Operational Risk & Compliance

• Work together with Team Lead to ensure that audit rating is “Satisfactory” or better.
• Work together with Team Lead to ensure no/minimal operational lapses/financial losses.

Individual Contribution/Competency

• Participate in BCP Co-ordinator/Risk Co-ordinator or Data Steward roles.

Learning/Competitive Positioning

• Maintain high standards for self-development to achieve/exceed the goals of the team and to derive satisfaction from achievement of goals and continuous improvement.
• Initiate action plans to achieve self-development goals which has to be in line with the department and Group’s direction of building high performance culture.
• Develop a mind-set of continuous learning to keep up with the pace of change in the Bank and to be competent in the job assigned.