JOB SUMMARY
- The Financial crime end to end Programme aims to evaluate FC processes E2E to improve client experience, enhance control effectiveness and deliver cost transparency. The Financial Crime Data Analytics Specialist is a pivotal role focused on driving data-driven insights across the entire financial crime lifecycle pan bank (CIB and WRB), to produce comprehensive process and cross functional data driven insights.
- This role requires a strategic thinker with the ability to assess financial crime processes, analyze costs, and uncover opportunities to optimize operations and reduce inefficiencies while maintaining regulatory compliance.
- As a subject matter expert in financial crime analytics, you will collect, analyze, and interpret data from diverse functions—including KYC, EDD, transaction monitoring, names screening, transactional screening, case management, RFI, SARs filing etc. You will provide actionable insights, develop interactive dashboards, and identify trends to support performance improvement and cost reduction initiatives.
RESPONSIBILITIES
1. Comprehensive Financial Crime Process Analytics
- Conduct detailed analyses of financial crime workflow
- Collect data from e2e processes across functions to uncover insights that are not typically covered within function’s analytics including identify inefficiencies, bottlenecks, and redundancies across teams and systems.
- Assess how financial crime processes interact, ensuring that dependencies between functions (e.g., alert triaging and case escalation) are optimized.
2. Financial Crime Cost and Resource Analysis
- Analyze financial crime cost structures, focusing on operational, technology, and resource-related expenses.
- Identify cost drivers and inefficiencies, providing recommendations for cost optimization without compromising compliance or effectiveness.
- Monitor and report on the financial impact of operational changes, including automation and resource allocation adjustments.
3. Data Integration and Management
- Aggregate data from multiple systems and functions, ensuring consistency, accuracy, and completeness.
- Integrate external data sources such as sanctions lists, adverse media feeds, and various detection systems to enrich analytics.
- Ensure adherence to data governance and regulatory requirements, establishing trusted datasets for comprehensive analysis.
4. Advanced Analytics and Insight Generation
- Use statistical and predictive analytics to identify trends, anomalies, and emerging risks in financial crime processes.
- Develop models to analyze false positive rates, throughput times, and alert-to-case conversion rates, identifying areas for improvement.
- Provide actionable insights to enhance the effectiveness and efficiency of risk detection and mitigation processes.
5. Reporting, Visualization, and Performance Monitoring
- Design interactive dashboards and detailed reports tailored to the needs of compliance, risk, and senior leadership teams.
- Create visualizations that clearly communicate key metrics and highlight areas of risk, inefficiency, and opportunity.
- Establish metrics and KPIs to continuously monitor the performance of financial crime functions and their integration points.
6. Driving Process Improvements
- Collaborate with process owners to implement data-driven recommendations for improving workflows, reducing manual effort, and streamlining operations.
- Support the adoption of advanced technologies such as automation, machine learning, and AI to enhance detection capabilities and reduce operational burdens.
- Conduct root cause analyses to address recurring inefficiencies, ensuring sustainable improvements across functions.
7. Stakeholder Engagement and Collaboration
- Partner with Compliance, Risk, Operations, and Technology teams to ensure alignment on analytics initiatives and regulatory expectations.
- Act as a bridge between financial crime functions, fostering collaboration and holistic problem-solving.
- Support audit and regulatory requests by providing comprehensive data analysis and insights into financial crime operations.
8. Continuous Learning and Adaptation
- Stay informed about regulatory changes, industry best practices, and emerging financial crime typologies.
- Incorporate evolving risks and trends into analytics models and reporting frameworks.
- Evaluate and refine analytics tools, methodologies, and processes to adapt to the dynamic financial crime landscape.
Key Deliverables
- Development of end-to-end financial crime performance metrics.
- Analytical models to assess costs, resource utilization, and process effectiveness.
- Interactive dashboards providing transparency for FC E2E processes
- Data-driven recommendations for process improvements and cost reduction initiatives.
- Reports for senior management highlighting opportunities for optimization and progress on key initiatives.
Strategy
- Provide input to the vision of bank’s Financial Crime processes to future proof the bank.
- Continuously develop knowledge of business processes and understanding of industry best practice.
Business
- Partner with stakeholders across the organisation (WRB, CIB, FCSO, FCC CIO, Data)
Processes
- Understand WRB and CIB processes related to Financial Crime business strategy and align process improvements and metrics to these priorities
People & Talent
- Support a change mindset, building a culture of client centricity, improvement habit, agility, and accountability through standardised metrics and measurement, with the expectation that everyone in Operations are drivers and owners of client outcomes.
- Continually strive to share key relevant knowledge and learnings with the others across the team.
- Lead through example and build the appropriate culture and values, embedding a high level of team engagement.
- Ensure ongoing training and development for professional and personal self-growth.
Risk Management
- Manage changes and reporting in line with all relevant risk management frameworks, where applicable
Governance
- Develop awareness and understanding of the regulatory framework in which the Group operates and the regulatory requirements and expectations relevant to the role.
- Support effective governance in compliance with applicable internal policies and external laws and regulations, overseeing changes in business controls as required.
Regulatory & Business Conduct
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Lead to achieve the outcomes set out in the Bank’s Conduct Principles
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
- FC E2E Programme Director
- FC E2E Accountable Executives (WRB & CIB)
- FCSO & FCC MT
- Head of KYC/ Onboarding and key Subject Matter Experts in CIB and WRB
- Head of Compliance and key Subject Matter Experts
- Head of Data/ Chief Data Office
- T&O Programme Management
- Programme Directors, Hives, Architects and Product Owners of Satellite Programs contributing to the delivery of the FCE2E transformation.
Other Responsibilities
- Analytical - Excellent analytical skills, including ability to use business intelligence tools, and sort through complex data to articulate business trends and implications.
- Discipline - Excellent time-management skills and ability to handle multiple tasks simultaneously. Highly process and policy oriented.
- Attitude - Goal-oriented, positive and proactive. Comfortable in a fast-paced, results-oriented work environment. Ability to communicate effectively with senior leaders.
Our Ideal Candidate
- 5+ years in data analytics within the financial services industry or within Banking industry.
- Work experience especially in Financial Crime related roles is a requirement.
- Strong understanding of Financial Crime related processes, technology, rules and regulations are requirements,
- Bachelor’s or Master’s degree in Data Analytics, Business Analytics, Statistics, Computer Science, Finance, or a related field.
- Advanced expertise in analytics tools (e.g., SQL, Python, R) and business intelligence platforms (e.g., Tableau, Power BI).
- Experience in data integration, process mining, and workflow analysis tools.
- Strong understanding of data governance, quality assurance, and management best practices.
- Comprehensive knowledge of financial crime processes
- Understanding of financial crime typologies, emerging risks, and advanced detection techniques using AI/ML.
- Exceptional analytical skills, with the ability to uncover insights from complex datasets and translate them into actionable recommendations.
- Strong problem-solving skills, focused on practical and sustainable improvements.
- Ability to articulate technical findings to diverse stakeholders, including non-technical audiences.
Role Specific Technical Competencies
- Data Science
- Statistics
- Written and oral presentation skills
- Data Science & Programming (Python & R)
- Business intelligence platforms (e.g., Tableau, Power BI).
- Financial Crime knowledge
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment Assessments
Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
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