Wholesale Clients is responsible for the client strategy in the wholesale domain of Rabobank. It is Wholesale Clients’ strategy to commit to all sectors within the Food & Agricultural (F&A) value chain and contribute to the bank’s strategic vision of growing a better world together.

The Wholesale Clients' offices in Asia are in Hong Kong, Shanghai and Singapore and covers a matrix of products including Corporate Loans, Trade Commodity Finance, Value Chain Financing, Financial Advisory & Structuring, Capital Markets, Corporate Risk & Treasury Management and Mergers & Aqcuisitions. The key elements of Asia Wholesale Clients strategy are to:

i) execute the Asia client selection strategy
ii) steer risks and return/profitability
iii) offer innovative and market leading product solutions and
iv) make sustainability impact to our client community.

The job holder will be part of a team of Relationship Managers to support India Wholesale Clients in achieving its strategic objectives to become the leading F&A bank by:

• Coordinating client focused efforts for top tier relationships at executive level;
• Maximizing revenues relative to capital utilization for client base across all product groups and across all regions;
• Increasing cross-sell for the Rabobank Group;
• Leading the origination, structuring and execution of loan transactions.
• Engaging and aligning all the relevant parties for the client strategy.

Key Responsibilities and Accountabilities:

Client Engagement
• As RM, work closely with the team to execute account plan and realize cross-sell of wholesale products and services, and to ensure relevant stakeholders are aligned with the proposed India client strategy
• Relationship building and transaction origination/execution oversight: For complex new and current relations build client intimacy, followed by deal origination.
• Ensure that the relevant parties within the bank are aligned with the proposed strategy for the client (risk, product families, credit, research, M&A etc).
• Effectively lead client service teams. Advocate and be a role-model for cooperation and ensure Rabobank knowledge is strategically applied towards clients.
• Potential customers are selected on the basis of an acceptable risk profile in line with the Bank’s F&A Client Selection Criteria
• Contribute to business growth and maximize revenue by primarily maintaining existing client relations in a customer responsible manner
• Identify, analyse and anticipate needs of the customers based on prevailing client and external changes, translate it into client engagement and commercial opportunities
• Improve client satisfaction through retaining leading positions in i) being key F&A provider, ii) sharing F&A sector knowledge, and iii) being key provider in structured finance solutions
• Responsible and accountable for client franchise income in his/her portfolio.

Business Origination

• Lead the origination, structuring and execution of loan transactions for our chosen clients, working independently or collaboratively with different product groups depending on complexity of the transaction. Prepare credit application together with analysts from the risk management department.
• Responsible for client franchise income and risk management in the portfolio
• Support the origination, tracking and execution of deals, and to work collaboratively with product partners

Risk Management
• Act as the first line of defense within Rabobank to ensure the business is operating in line with the Bank’s risk appetite: i) ensure potential clients are selected on the basis of an acceptable risk profile and in line with the Bank’s F&A client selection criteria, ii) keep the risks of business transactions within acceptable limits
• Keep abreast of market updates, monitor internal client and external changes as input for review on Loan Classification

Quality/Process Optimization
• Contribute to the continuous improvement of the systems, procedure and processes, and ensure stakeholders are adequately informed of the changes
• Improve internal policies and processes to make them clear, concrete and relevant, with objective to optimize efficiencies and reduce risk

Sustainability
• Support clients to increase the sustainability photo
• Drive bilateral green or sustainable loans

Experience & Knowledge:

• University degree in Finance, Business, Commerce or other related discipline
• At least 8 years relevant experience in wholesale clients environment, preferably 2 years within a product line
• Strategic relationship development and credit analysis/loan structuring experience
• Capability to maintain dialogue with clients
• Proven, international, team-management skills
• Entrepreneurship, results orientation, client impact, team worker

Infrastructure & Cybersecurity Operations

• Oversee the day-to-day operations of the IT infrastructure, ensuring stability, reliability, and security.
• Monitor and manage network performance, server uptime, and system capacity to meet business demands.
• Establish and enforce infrastructure & cybersecurity related policies, procedures, and standards to ensure compliance and data security.
• Support annual Audit, BCP/DR, Backup & Recovery exercise.
• Conduct periodic Information Security Awareness session to drive user awareness and promote security risk activities within the organization.

General IT Operations

• Administration of CDAC’s M365 tenant (User Administration, Teams, SharePoint)
• Preparation of EUC devices (i.e. laptops & peripherals) for new staff
• IT Procurement and Billing

Digital Transformation

• Facilitate digital transformation work in the organisation
• Elicit, analyse and document business requirements from key stakeholders
• Perform comprehensive analysis to understand underlying drivers
• Apply business process re-engineering or improvement tools to significantly redefine process flows
• Present compelling business case for proposed solutions
• Lead/Co-lead and oversee multiple inter-dependant projects throughout project lifecycles
• Manage and collaborate with stakeholders from various user groups
• Lead/Co-lead and facilitate change management initiatives to promote user adoption

Requirements:

• Degree in Information Technology, Computer Science or related field
• At least 2 years of experience in IT infrastructure/Cybersecurity/project management/business analyst role will be advantageous
• Strong analytical and critical thinking skills
• Strong communication and interpersonal skills
• Exposure to LAN/WAN, WIFI, Windows Server Administration, Hyper-V, Azure Cloud, WAF, Fortinet and SonicWall would be advantageous.

You will undertake a supervisory role and be expected to manage a team of assistants. The primary responsibilities will include but not limited to,

I. Overseeing the revenue collection and account receivables function and to work with stakeholders on arrears recovery

II. Validate the completeness and accuracy of transactions by ensuring that all transactions are authorised, comply with prevailing policies and supporting documents are in order.

III. Monitor integrity of system processes by conducting sampling of transactions to ensure payments are in order.

IV. Ensure timely and accurate posting of transactions in accordance with documented processes.

V. Ensure that transactional accounting postings to general ledgers are accurate for the purpose of charging to the correct accounts.

VI. Conduct training to a team of financial appointment holders on procedures for managing and controlling resources and expenditure so as to carry out procurement, payment and reimbursement activities on the finance systems.

VII. Assess and propose changes to the processes, procedures and systems to achieve high level of efficiency and effectiveness.

VIII. Participate in system designs and conduct user acceptance test to ensure that system design meets the operational requirements.

IX. Work closely with IT & relevant parties to resolve payment related issues and ensure payment timeliness.

X. Develop, coach and motivate members of the team to deliver effective, responsive and customer-centric service to customers.

EDUCATION

Bachelor degree in Business Administration, Economics or Accountancy, and/or professional certifications or other equivalent qualifications.

EXPERIENCE

Candidates with 2 years of experience with Accounts background or equivalent professional qualifications will have an advantage.

Diploma holder with a minimum of 3 years of relevant experience may also apply.

On the job training will be provided.

Only Singaporeans may apply.

Please submit resumes to [email protected] with

- Position applying for

- Current remuneration

- Expected remuneration

- Notice period

John Goh Meng Chye

EA License No : 06C4642

EA Reg No : R1102621

We regret that only shortlisted candidates will be notified.

Job Description & Requirements

• Lead a team of 4

• Planning and executing health and fitness activities in workplaces for working adults

• Conduct regular venue visits/audits

• Content creation for festive/thematic activities

• Maintain close communication with stakeholders

• Ability to work with both in-house and external providers to ensure project success

• Monitor KPIs to ensure delivery of key project outcomes

• Generate monthly report for stakeholders

Job Requirements:

• Degree in any discipline from a recognized institution would be preferred

• To possess at least three years’ experience in event/programme management

• Good negotiation and leadership skills

• Proven stakeholder management skills

• Proven experience managing a team

• Proven problem solving skills

• Candidates who can start immediately or within short notice will have an advantage

Please submit resumes to [email protected] with the following details in MS Word format:

- Position applying for

- Current remuneration

- Expected remuneration

- Notice period

John Goh Meng Chye

EA License No : 06C4642

EA Reg No : R1102621

We regret that only shortlisted candidates will be notified.