Management Consultant – Capital Markets/FS

Work Location: Singapore

Accenture is a global professional services company with leading capabilities in digital, cloud and security. Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Interactive, Technology and Operations services—all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners, and communities.

What will you do?

Financial Services Capital Markets

Are you ready to join our Capital Markets practice to help our clients prepare for—and navigate—tomorrow’s markets today? Do you want to lead in the digital transformation of Wealth and Asset Management services? Can you bring innovation to front, middle and back-office trading functions and platforms as well as post trade clearing and settlement functions? Are you ready to drive cost efficiency, operational excellence and a customer centric view for leading Investment banks?

If yes then Capital Markets, Wealth Management is the place for you to catapult your consulting career and take it to the next level! As part of a strong, vibrant and young global community you’ll learn from our leading industry experts who will help you identify and maximize your strengths and position you for success

As a Consultant in the Capital Markets Consulting practice with a focus on Client Lifecycle Management, you will be:

· Delivering valuable insights and designing and implementing business change at the intersection of client and front office experience, AML/KYC risk control framework, process efficiency, and organizational considerations.

· Using design led thinking to enhance client front office and customer experience

· Defining client organizational priorities including those that could benefit from a liquid workforce

· Optimizing client processes using data-driven approaches

Job Requirement

· Familiarity local AML/CTF regulations in Singapore/Hong Kong would be preferred.

· Familiarity with business processes, common industry challenges and innovation in the space of client lifecycle management would be preferred.

· An ability to articulate and clearly communicate complex problems and solutions in a simple, logical and impactful manner.

· The ability to develop creative and breakthrough solutions.

· Strong interpersonal, team building, organizational and motivational skills.

· Experience working through organizational change, with a demonstrated track record of continuing responsibilities, creativity and innovation, including evidence of solution design.

· Well-developed analytical skills and the ability to provide clarity to complex issues and synthesize large amounts of information.

· An ability to identify the root causes of issues by analyzing patterns and trends.

· An awareness of key methodologies, approaches and market trends in the industry.

· A desire to deliver to a high standard in a suitable timeframe.

· Self-motivating, adaptable, able to prioritize and also able to inspire and motivate others

Our commitment to You

· We offer a transparent approach career progression, with a focus on your strengths and continuous coaching from senior colleagues.

· You’ll benefit from working alongside Accenture experts who are solving some of the biggest industry challenges with innovative thinking and cutting-edge tools. Flexible work arrangements and a range of benefits.

· You'll have access to leading-edge technology that will give you the opportunity to deepen your existing skills even as you help create the latest business trends.

· Competitive rewards linked to fast-paced progression.

· You’ll also have opportunities to make a difference to the communities in which we work and live.

All our consulting professionals receive comprehensive training covering business acumen, technical and professional skills development. You’ll also have opportunities to hone your functional skills and expertise in an area of specialization. We offer a variety of formal and informal training programs at every level to help you acquire and build specialized skills faster. Learning takes place both on the job and through formal training conducted online, in the classroom, or in collaboration with teammates. The sheer variety of work we do, and the experience it offers, provide an unbeatable platform from which to build a career.

Accenture is an equal opportunities employer and welcomes applications from all sections of society and does not discriminate on grounds of race, religion, or belief, ethnic or national origin, disability, age, citizenship, marital, domestic, or civil partnership status, sexual orientation, gender identity, or any other basis as protected by applicable law.

Location: Singapore
Employment Type: Full-Time

Job Overview:

We are seeking a motivated Associate Consultant specializing in Application Security to join our cybersecurity team. This role involves conducting security assessments, supporting secure software development, and ensuring the adoption of best practices in application security.

Roles and Responsibilities:

• Perform security assessments, vulnerability scans, and basic penetration testing.
• Assist developers in designing and implementing secure applications.
• Conduct initial code reviews to identify and mitigate security vulnerabilities.
• Document security findings, remediation activities, and incident response actions.

Qualifications and Skills:

• Bachelor’s degree in Computer Science, Cybersecurity, or a related field.
• Basic understanding of application security principles and secure coding practices.
• Familiarity with security tools such as Burp Suite, Nessus, or Qualys.
• Strong analytical and problem-solving skills.
• Minimum Experience: 3+ years

Business Consultant (SME Financing Industry)

• Working Days: 5 Days working (Monday to Friday)
• Working Timing: 9:00 am to 6:00 pm
• Working Location: Ubi
• Starting Salary: Basic $2,400 to $2,900 + Attractive Commission (No exp $2400)

Job Requirements:

• Minimum education level: Nitec /Diploma
• Certification/working experience in finance/banking field would be an advantage
• Candidates with no relevant experience who plan to venture into Banking/ Financial Services are welcome to apply.

Main Duties & Responsibilities:

• Expand and develop new relationships with Business Owners (Cold Calling is required)
• Fix appointments and meet up with Business Owners
• Perform KYC checks and build a strong understanding of business, financial and keyman profiles
• Assess & analyze company’s financial strengths, challenges and growths
• Propose optimum financing solutions for Business Owners

Reasons to Join Us!

• Training provided with direct coaching and guidance from Management Team
• Attractive salary and commission scheme
• Basic from $2,400 with high commissions
• Performing consultants can earn 5 figures a month!
• Additional quarterly & campaign incentives on top of commissions!
• 5-day work week, enjoy work-life balance and vibrant environment
• Frequent team bonding sessions & celebrations!

✅The Supreme HR Advisory Pte Ltd EA No: 14c7279

✅SAMUEL SIAW Reg No: R24124745

Bridal Consultant (Digital Marketing)

Basic Salary: $2500 - $5000 + Commission

Working Days: 5 Working Days, 9am-6pm, commit on weekend, 2 off per week

Working Location: City Hall

Summary: Serve & assist brides to dress in different of bridal, communicating and managing digital marketing on Instagram to reach more audiences and targeted customers. Must comfortable to work on weekend based on working scheduled.

JOB SCOPES

• Taking care of the bridal boutique for operation and marketing.
• Conceive and develop marketing strategies, Handling of social media in Facebook, telegram, tiktok, Instagram and so on.
• Attending to customer enquiries and assist in gown fitting
• Proactively introduce gowns, accessories, photography and video packages
• Organize marketing campaigns, related workshops and fashion runway shows
• Manage appointed supplier of gown & accessories , monitoring production of gowns.
• Maintain gown & accessories Inventory records
• Manage Sales enquires, issuing Sales Tax Invoice to clients, monitor CGS/Pricing for gowns and create packages.
• Liaise with tailor for gown alteration schedules
• Coordinate with stylists, models, influences and celebrities for Marketing projects
• Make Monthly, Yearly sales report and presentation materials.
• Coordinate with team of wedding planners
• Other ad-hoc related work which assigned by the management, from time to time.

Email: [email protected]

Tan Yong Zhi (Jackson) | Reg: R24124461

The Supreme HR Advisory Pte. Ltd | EA No: 14C7279

Position: Business Consultant

Salary: $2500 - $3300 + Comm

Working Days: 5 Days

Working Timing: 9am - 6pm

Working Location: Marymount

Responsibilities & Duties

Job scope:

• Acquire new customer base via cold calling, emailing, and networking
• Identify and develop potential business opportunities, locally and overseas
• Make strategic plans by industry and accounts
• Make sales presentation to customers’ onsite/offsite
• Develop and execute advertising & promotion strategies
• Customize products/packages with Strategic Partners to meet customer’s needs
• Generate sales report

Qualifications & Skills Required:

• Diploma and above in any field
• Preferably with at least 1 year of experience in media sales
• Proficient in using Microsoft Office (Powerpoint, Word & Excel)

Email: [email protected]

Tan Yong Zhi (Jackson) | Reg: R24124461

The Supreme HR Advisory Pte. Ltd | EA No: 14C7279

Location: Singapore
Employment Type: Full-Time

Job Overview:

We are hiring a Senior Consultant to lead the application security strategy, manage high-impact security projects, and mentor junior team members.

Roles and Responsibilities:

• Define and implement comprehensive application security strategies.
• Lead complex security assessments, incident response, and forensics.
• Drive secure development processes and governance.
• Provide technical leadership, coaching, and mentorship to team members.

Qualifications and Skills:

• Bachelor’s degree in Computer Science, Cybersecurity, or a related field.
• Industry certifications such as CISSP, OSCP, or GWAPT.
• Expertise in application security frameworks, tools, and development practices.
• Strong leadership, project management, and team-building skills.
• Minimum Experience: 6+ years

Management Consultant Manager – Risk & Compliance

Work Location: Singapore

Accenture is a global professional services company with leading capabilities in digital, cloud and security. Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Interactive, Technology and Operations services—all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners, and communities.

What will you do?

Digital Risk and Compliance (DRC) / Risk, Regulation & Compliance (RR&C) professionals transform the risk and compliance management function from a series of isolated transactions to one of strategic scope and importance, encompassing all aspects of the entity, including investment, financing and operating decisions.

Engagement Management

· Manage project work or selected work streams in DRC/RR&C service line

· Supervise a project team in all components of strategy and governance, process excellence and integration, regulatory reform, performance insights and execution

· Assist clients throughout the full lifecycle of project implementation, integration business process redesign, communication and training, etc

· Work with client's business units, including Compliance, Risk Management, IT, Internal Audit, Legal, Strategic Planning, Analytics and Finance to gain thorough understanding of the corporate risk processes and procedures development

· Identify, define and document complex business specifications for risk platforms and procedures

Job Qualifications

· Experience within a consulting and banking firm.

· Min of 7 years of relevant work experience in any of the areas below:

o Enterprise risk management with deep understanding of risk governance, operating model, risk identification and assessment processes

o Risk data analytics and reporting

o Implementation of IRM/GRC tools

o Control design, testing, optimization and automation

o Operational resilience and business continuity

o Third party risk management

o Technology risk framework design, implementation and risk assessment

o Data quality and governance

· Proven track record in project delivery and change management

· Excellent communications skills, and proficiency in MS suite, particularly Powerpoint.

All our consulting professionals receive comprehensive training covering business acumen, technical and professional skills development. You’ll also have opportunities to hone your functional skills and expertise in an area of specialization. We offer a variety of formal and informal training programs at every level to help you acquire and build specialized skills faster. Learning takes place both on the job and through formal training conducted online, in the classroom, or in collaboration with teammates. The sheer variety of work we do, and the experience it offers, provide an unbeatable platform from which to build a career.

Accenture is an equal opportunities employer and welcomes applications from all sections of society and does not discriminate on grounds of race, religion, or belief, ethnic or national origin, disability, age, citizenship, marital, domestic, or civil partnership status, sexual orientation, gender identity, or any other basis as protected by applicable law.

Job Description:

The successful candidate will join Information Technology Division and be a part of a dynamic and fast paced team. This team will be instrumental in transforming via technology, our operations in Finance, Procurement and/or Supply Chain to achieve the company’s strategic vision while optimizing the results across the business processes.

Key Responsibilities include:

• Play an integral role in our SAP S/4 HANA implementation project and working in areas of Finance, Procurement and/or Supply Chain

• Using Agile methodologies, work closely with business stakeholders, IT team and implementation partners to ensure that the S/4HANA solution, including relevant add-ons that will be implemented is able to deliver the business vision and projected outcomes and is aligned to our Digital Enterprise Architecture and Application Roadmap

• Support any ongoing BAU work where needed

• This is an individual contributor role

Requirements

• Possess a degree in Information Technology or related fields

• At least 5 years of functional and technical experience in SAP FICO, MM and/or PM modules and experience in integrating SAP ERP modules with non-SAP systems

• Knowledge and experience in S/4HANA is preferred and other SAP add-on solutions such as Ariba, TripRecord, IBP and iMRO would be added advantage

• Have knowledge / experience in delivering projects under the Agile framework

• Have a curious mind, is logical and possess good problem-solving and communication skills

• Able to work independently as well as collaboratively as part of a highly skilled team

Key Responsibilities:

1. Loan Origination: Source and qualify potential borrowers, gather financial information, and assess creditworthiness.

2. Lender Relationships: Build and maintain relationships with lenders, ensuring access to competitive loan products and rates.

3. Loan Processing: Coordinate with lenders, borrowers, and internal stakeholders to facilitate loan applications, approvals, and closings.

4. Customer Service: Provide exceptional service to borrowers, addressing queries, and resolving issues promptly.

5. Compliance: Ensure adherence to regulatory requirements, industry standards, and company policies.

6. Business Development: Identify opportunities to expand our loan offerings, improve processes, and increase revenue.

7. Reporting and Analytics: Track key performance indicators (KPIs), analyze market trends, and provide insights to inform business decisions.

We have a proud 40+ year track record of helping the world’s most influential organizations solve their toughest challenges. Our success is simple — we hire immensely talented people and give them everything they could possibly need to be brilliant at what they do.

Our Consultants work as members of case teams in roles that vary by the team’s objective. Consultants immediately join case teams and become involved in the formulation and implementation of strategic recommendations to improve the performance of Bain’s clients. Consultants gather data in the field, analyze the findings, make client presentations, and work with clients to implement Bain’s recommendations

• Take ownership and responsibility for assigned work streams related to the development, design and implementation of corporate business strategies, functional capabilities and enhanced client performance
• Utilize expertise to formulate strategic plans in areas such as: cost reduction; customer retention; process re-engineering; organizational design and effectiveness; market analysis, branding and definition; quality management; strategic acquisition and divestiture
• Analyze statistical and market data, perform financial analysis and cash flow/portfolio calculations, and develop experience curves, turnover and profit predictions
• Design sophisticated financial models to analyze and quantify time-based competition and cost behavior and to simulate implementation of strategic advice
• Confer with client personnel and conduct operational effectiveness reviews to assure smooth functioning of newly implemented practices, programs, and/or systems
• Work collaboratively as member of a case team and with other colleagues.
• Advance degree (or BA with relevant work experience) preferred
• Strong analytic and logic skills
• Outstanding interpersonal skills; comfort in both leadership and support roles
• High level of motivation
• Ability to exercise business judgment and communicate persuasive conclusions and insights
• Ability to effectively present data and respond to questions from colleagues, teams, and clients (both in writing and verbally)
• Ability to project poise, confidence and maturity in both internal and external situations
• Ability to organize and prioritize numerous tasks and complete them within very tight timeframes
• Ability to serve a full range of client assignments

For more information on our full time opportunities, visit www.bain.com/careers
If you’re ready to do more than you think you can do, take a bold step toward Bain and we’ll walk that path with you.

Interested applicants will need to submit an application on JoinBain.com.

Flexi Work Arrangements, Essential Financial Knowledge, Attractive Remuneration

We believe in providing a holistic approach in service to our clients, ensuring their needs are met and satisfied in our care. And we believe that it starts with us!

Join our team as a Financial Advisor and enjoy a flexible work setting, comprehensive training, support structure, together with market leading remuneration. This role is ideal for both fresh graduates and those seeking a mid-career switch. Connect with us and embark on a rewarding career in financial advisory

A Day in The Life of a Financial Advisor:

• Client Networking: Establish and grow a robust client base through effective networking and prospecting strategies.
• Financial Strategy Development: Analyze clients' financial situations and goals to create tailored financial strategies.
• Insurance and Financial Advisory: Provide comprehensive advisory on insurance and financial planning, covering areas such as retirement, education, and investments, supported by our extensive product suite.
• Financial Analysis: Presenting detailed financial summaries, investment reports, and income projections for clients.
• Client Relationship Management: Maintain and strengthen client relationships through regular reviews and adjustments to financial plans based on life changes.

Benefits & Rewards:

• 24-months Trainee Program: Provides monthly allowance + commission, supporting you in the first 24 months of your career.
• Extensive Training and Support Structure: Regular workshops, training & sharing sessions within the agency and individual mentorship ensuring support along the way.
• Flexi-Hybrid Work Setting: Enjoy a hybrid work setting with flexible work arrangements.
• Attractive Rewards: We believe in 'work hard, play hard', with incentives for top performers & fun team-bonding events.
• Market-leading Remuneration Structure: Market-leading remuneration package along with an attractive incentive system, including commissions, performance incentives, and up to 3 incentive trips a year.

Qualifications:

• Singaporean / Singapore PR preferred
• Minimum 21 years old with Polytechnic Diploma, GCE 'A' level Certification or Bachelor Degree in any field, as per MAS requirements.
• Highly motivated with strong interpersonal skills

Apply now to find out more!

• US MNC
• Central Location
• 2 position

Position Summary:

The Senior Financial Analyst will report to the FP&A Manager and support the Financial Planning & Analysis (FP&A) function for all commercial operations for APAC. This includes responsibilities related to monthly reporting, consolidation, forecasting, and budgeting.

Key Responsibilities:

1. Forecasting and Planning Support: Assist in the development of Rolling Forecasts, Business Reviews, Annual Operating Plans, and Strategic Plans.
   
2. Sales and Financial Reporting: Ensure timely delivery of daily/weekly sales reports, monthly/quarterly profit & loss (PL) analysis, and financial trend reports to Global and APAC management.
   
3. Financial Analysis: Perform analysis on the post-launch performance of new products and conduct Price-Volume analysis. Develop revenue, margin, and pricing reports using Business Intelligence tools (BI Database, Power BI) to support decision-making for APAC management.
   
4. Consolidation and Profit & Loss (P&L) Analysis: Consolidate and analyze monthly and quarterly P&L statements for various business units. Partner with functional leaders and Strategic Marketing to track OPEX (operating expenses) and headcount.
   
5. Cost and SKU Analysis: Support the annual cost roll process and work with APAC countries to ensure accurate SKU-level costing.
   
6. Process Improvement: Streamline and improve current processes to enhance accuracy and efficiency.
   
7. Ad-Hoc Projects and Analysis: Lead ad-hoc projects, provide technical input on FP&A matters, and assist with financial modeling and related tasks. Support due diligence and integration for potential M&A projects.
   
8. Team Guidance and Training: Provide guidance and training to local teams on FP&A-related topics.
   
9. Ad-hoc Requests: Handle ad-hoc financial requests and reporting as needed.
   

Education & Experience:

• Qualifications: Certified Accountant with a degree in Accounting or a related field.
• Experience: Minimum of 5 years of relevant experience in similar roles. Candidate with more experience will be considered for Senior Financial Analyst
• Technical Skills: Knowledge of Oracle Hyperion, PBCS, and advanced Excel skills.
  Familiarity with Microsoft Office (Excel, PowerPoint, VBA), SAP, Power BI, and Business Intelligence tools is an advantage.
  

Note: Only shortlisted candidates will be notified.

*Seeking for a Full stack Developer who has minimum 3 years of experience in Fintech projects/software developments with knowledge in Python, Java, React.js, vue.js *

THE COMPANY
This bank is expanding steadily. With their solid growth plans, the bank is seeking for a Full stack Developer to be part of their team.

JOB RESPONSIBILITIES

• Be involved in IT projects (Understanding of business and implementing IT software developments)
• Ensure smooth processing/functioning of requirements
• Analyse and test Fintech plans
• Participate in any adhoc IT project/enhancements
• Liaise with Head office’s IT team
• Work closely with other business and external stakeholders including vendors

JOB REQUIREMENTS

• Degree in IT/Information Technology/Information Security/Computer Science or any other relevant IT education
• Minimum 3 years of experience as a Developer/Programmer in Fintech projects/software development
• Strong knowledge in Python/Java and web development methodologies e.g. React.js, Vue.js
• Familiar with Financial related products and strong interest in Fintech technology
• Solutions-oriented, friendly, helpful, resourceful and able to multi-task

If you will like to explore this opportunity, please email your resume in Microsoft Word format to [email protected]

We thank you for your interest and will contact shortlisted candidates for more detailed discussion.

For more job opportunities, please visit our website https://resolutehunter.com

EA Licence 18C9105
EA Reg R1105305

Job Responsibilities:

1. Provide customers with study abroad consulting services in strict accordance with the company's work standards and service processes;

2. Understand the relevant background required of customers who apply to study in Singapore, and design practical study abroad programs for customers;

3. Follow through study abroad programme contract with customers and complete monthly performance tasks;

4. Regularly follow up with leads, maintain good customer relations and other related work;

5. Arrange for parents to visit educational institutions;

6. Handle students matters before and after admission.

Qualifications:

1. Preferably degree qualified

2. Preferred work experience in the same industry. Those without experience but show good aptitude will be trained;

3. Good communication skills, customer affinity, strong learning ability and customer service minded, 4. Able to work under pressure.

5. Able to communicate in Mandarin well

Salary commensurate with experience:

Basic salary with performance incentive and commission

• 7 to 10 yrs. of hands-on experience on EWM configuration and implementation.
• Worked on EWM decentral.
• MM/PP/TM experience will be added advantage.
• Worked on configuration, write functional specifications, end to end testing and communicate accordingly with the business and other team members.
• Business process and configuration knowledge of EWM module
• Inbound, Goods Receipt, put away
• Physical inventory, Scrapping, Repack/Packing, Consignment, Subcontracting,,
• Outbound, Replenishment to production/within EWM
• Master Data, Experience with third party logistics interfaces
• Good written and oral communication skills
• Ability to work independently, as a member of a team, or as team leader and should be self-sufficient.
• Ability to effectively prioritize and execute tasks in a high-pressure environment.
• Integration knowledge with ASRS and IOT
• Experience on manufacturing industry will be added advantage.

To Apply:

Interested candidates, please click on Apply Now Button.

We regret to inform that only shortlisted candidates will be notified.

Seah Irvin | REG No : R23112821

PERSOLKELLY SINGAPORE PTE LTD | EA License No : 01C4394

This is in partnership with Employment and Employability Institute Pte Ltd (“e2i”). e2i is the empowering network for workers and employers seeking employment and employability solutions. e2i serves as a bridge between workers and employers, connecting with workers to offer job security through job-matching, career guidance and skills upgrading services, and partnering employers to address their manpower needs through recruitment, training and job redesign solutions. e2i is a tripartite initiative of the National Trades Union Congress set up to support nation-wide manpower and skills upgrading initiatives. By applying for this role, you consent to e2i’s PDPA.

By sending us your personal data and CV, you are deemed to consent to PERSOLKELLY Singapore Pte Ltd and its affiliates to collect, use and disclose your personal data for account creation in GO and the purposes set out in the Privacy Policy https://www.persolkelly.com.sg/policies. You acknowledge that you have read, understood, and agree with GO’s Terms of Use https://go.persolkelly.com/Tac and the Privacy Policy. If you wish to withdraw your consent, please email us at [email protected]. Please feel free to contact us if you have any queries.

Mon to Fri 8.30am to 6pm

Job Description:

This role is pivotal in develop new business opportunities and create brand awareness in the industry. Also to promote and selling Company’s products among architects, interior designers, and developers throughout Singapore develop. Candidates must possess a strong grasp of product specifications and excel in influencing product selection through impactful presentations and relationship development.

Key Responsibilities:

• Collaborate closely with architects and designers to ensure company’s products are specified in their projects to achieve monthly, quarterly and annual sales budget.

• Proactively seek out and establish relationships with new clients to expand our market share.

• Cultivate and maintain strong relationships with current clients to ensure satisfaction and foster repeat business.

• Conduct effective product presentations to architects, designers, and stakeholders to showcase our products' advantages and salient features.

• Partner with main contractors and carpenters to promote Company’s products as preferred materials, driving immediate sales opportunities.

• Track specification progress, success rates and manage follow-up activities to convert specifications into sales.

• Work with internal teams, including marketing, accounts, logistics, and customer service, to ensure smooth sales management and project deliveries.

• Maintain accurate records of specification activities, project status, and customer interactions for reporting and analysis purposes.

• Gather and relay market insights to management for strategic decision-making.

Requirements:

• Minimum Diploma in Architecture, Interior Design, Engineering, Sales, Business Management or a related field.

• Minimum of 5 years of experience in a similar role within the building materials or architectural products industry with proven track specification and sales track record.

• Strong understanding of product specifications, and project lifecycles.

• Excellent communication and presentation skills with the ability to articulate technical information effectively.

• Demonstrated ability to build and maintain relationships with architects, designers, and specifiers.

• Self-motivated, results-oriented, and able to work independently as well as part of a team.

• Proficiency in Microsoft Office Suite, CRM software and project tracking tools.

• Candidate with region exposure can be a plus

• Project sales development and specification closing experience in interior finish product would be at advantage

• Strong connection with Architect & Design community with proven track record