Key Responsibilities:
β’ Oversee credit reviews for the manufacturing sector and large conglomerates, including both local and China-based businesses.
β’ Conduct independent credit analysis and evaluation, including financial analysis and projections for new and existing banking facilities/loans, and provide recommendations for approval.
β’ Identify key risks and mitigating factors in credit assessments and present cases to the Credit Committee.
β’ Conduct customer visits alongside the Front Office to gain insight into their business operations.
β’ Ensure timely completion of credit reviews through effective planning and organization.
β’ Evaluate and recommend ad-hoc trade requests within delegated approval authority.
β’ Review credit documentation to ensure compliance with approved terms and conditions.
Requirements:
β’ Education: Bachelorβs degree or higher, preferably in Business, Accounting, Banking, Finance, Economics, or related fields.
β’ Experience: Minimum of 5 years in a similar role, with prior experience in the banking sector being highly advantageous.
β’ Language Proficiency: Proficiency in English and Mandarin to liaise effectively with Mandarin-speaking stakeholders.
β’ Strong verbal communication and interpersonal skills to work across multiple departments.
β’ Proactive, energetic, results-oriented, with strong business acumen.