Your role :
Do you understand Lombard lending and credit risk? Can you grasp and assess financial situations quickly? Do you have a comprehensive understanding of different financial markets and assets?
If so then we’re looking for a specialist in GWM APAC to:
• Support the development and on-going enhancement of methodologies in assessing and assigning the lending values of Lombard collaterals, balancing between prudent risk management and growth opportunities for our Lombard lending business
• Support the assessment and analysis for specific collaterals in the assignment of lending value, collaborating closely with other stakeholders such as Group Risk Control, CIO, UGM and A&S
• Analyze, monitor and manage the overall health of our Lombard lending book of collaterals regularly in a proactive and holistic manner, including exposures to different risk dimensions such as asset classes and geographies
• Identify and escalate to Senior Management and other stakeholders such as Group Risk Control if any material risks are identified or expected to emerge
• Promote and support a good level of understanding of our collateral lending value framework amongst the Business / First Line of Defense, such as Client Advisors and UGM / A&S product specialists
• Support GLU Lending Specialists / Structurers, where necessary, in the preparation of credit requests for specific client situations such as special lending values on specific financial instruments
• Support GLU Lending Specialists / Structurers and other client-facing colleagues such as Client Advisors in understanding our collateral lending value frameworks and in addressing potential client queries on lending values
Your team:
You’ll be working in the GWM S&I – Global Lending Unit – LV Methodology (Collateral) S&I team based in Singapore. The team assists in the provision of oversight of the credit risks in GWM S&I’s lending books. Our mission is to help UBS GWM lending business to grow by having a sustainable approach towards credit risks, both at portfolio and single transaction level. We achieve this by staying on top of GWM lending portfolio risks, promptly informing Senior Management and Group Risk Control of any material changes and assisting in the identification and mitigation of potential risks related to our collateral book. As a key part of the First Line of Defense, the team’s key responsibilities include ensuring the on-going portfolio health of our collateral book and building first line of defense capabilities for the GWM S&I Lombard business. The team spans APAC and Switzerland
Your expertise:
- Experienced in Banking (at least 8 years). Experience within a Risk & Control or Monitoring function preferred.
- A University graduate, preferably with Business/ Accounting / Economics/ Finance background.
- Technical experience working with databases and data analysis. Proficient in Microsoft excel essential and ideally with good working knowledge of Python and/ or SQL preferable.
- Diligent, concise and accurate work style, with strong attention to detail and the ability to analyze market and credit risk.
- Collaborative team member with strong analytical, problem-solving and interpersonal skills.
- Strong communicator who is able to explain complex situations at various levels of technical sophistication
- Can-do attitude.
