Ricardo is a steadily expanding automotive group and an established name in the automotive industry for the past 48 years. The group's businesses include vehicle hire purchase financing (Ricardo Cars Pte Ltd) and workshop operations (Ricardo Auto Centre Pte Ltd).
We are looking for self-motivated individuals to join our team. Interested applicants, kindly email your CV to [email protected]
THE ROLE
- Executive / Senior Executive (Credit Recovery & Collections)
WHY JOIN US
- Steady expansion leading to unique opportunities for career advancement
- Healthy company culture that supports your professional development and recognises achievements
- Positive and pleasant work environment
KEY RESPONSIBILITIES
- Effective and timely collection and recovery of hire purchase instalments
- Resolve customers' collections matters in a professional and courteous manner
- Review again listing to ensure all overdue accounts / high dollar-value accounts are worked on and delinquency is reduced
- Manage delinquent accounts to minimise their turning into non-performing loans
- Communicate with management regarding customer accounts on a timely basis
- Negotiate with debtors on acceptable repayment arrangements
- Handle disposal of repossessed vehicles and recovery of shortfall after disposal
- Follow up with the company's solicitors in enforcing lega action against debtors, and with external collecions agencies for debt recovery
- Monitor outgoing vehicle ownership transfers via LTA's alerts and ensure timely receipt of full settlement before LTA's final deadline
- Perform other assigned tasks and duties necessary to support the Collections department
REQUIREMENTS
The ideal candidate should:
- Possess minimum Diploma, with 5 years' relevant working experience, preferably in high volume collection and secured recovery
- Have knowledge of collections, legal procedures and litigation process
- Be proficient in Microsoft Excel and be sensitive with numbers
- Have keen eye for detail, be prompt in follow-up, results oriented, and able to communicate fluently in English
REMUNERATION
- Basic salary: from $3,000, commensurate with experiene
- Annual wage supplement (AWS)
- Variable bonus (dependent on company's and individual's performance)
OTHER INFORMATION
- 5-day work week (Mon-Fri: 9am - 6pm)
- 14 days annual leave, medical leave, and marriage leave (where eligible)
- Location: Sin Ming Drive
