Our client, a leading and established digital bank is looking for a Credit Risk Specialist to join their growing team. You will be part of the strategy planning process for the bank, improving and developing credit related risk strategies.
Responsibilities
- Design and construct credit risk management solutions and strategies across the customer lifecycle for Retail Assets, utilizing data and analytics.
- Analyze diverse data to develop risk strategies, ensuring alignment with approved credit policies and regulatory requirements.
- Develop and implement data-driven risk strategies for lending products, incorporating traditional and non-traditional data.
- Ensure adherence to risk policies and regulatory requirements for unsecured lending.
- Collaborate with various stakeholders to align strategies with business objectives.
- Lead documentation and adherence to risk approval processes.
Requirements
- 7 years of experience in strategy development, customer segmentation, or credit policy, with expertise in local unsecured lending regulations
- Strong analytical and communication skills
