Job Summary
The role of the Lead – Engineering for Payments is:
· Work closely with the POs, Product managers, BAs, Development team & other interface teams to support the analysis and solutioning of various Cash related technology initiatives.
· Work closely with Product managers, BSMs, Development team and other BAs in the team to ensure standardization for internet banking platform across countries
· Suggests areas for improvement in internal processes along with possible solutions.
· Train and mentor the newer/junior team members to come up the curve by having training documents in place and conducting knowledge sharing sessions.
· Monitor the progress of team members and provide continuous feedback for them to be able to progress and grow.
Key Responsibilities
· Responsible for managing and providing business solutions for payment and clearing applications.
· Responsible for product development and requirement specifications for payment applications including understanding of business requirements, defining business and functional requirements and working with the business and development teams to support seamless project delivery.
· Engage with the country business to understand relevant trends and opportunities for payment products to better serve customers. Plan a roadmap of enhancements and initiatives that would deliver a stronger payment roadmap and work with the Segment Product Manager to identify suitable processes for funding, development and prioritization.
· Maximize technology investment for payment product development; ensuring criteria for project ranking and prioritization are clearly communicated to the business.
· Work closely with the Program & Remote Project Management Teams for supporting achievement of key milestones, deliverables and tracking to ensure success of the overall project delivery.
· Communicate effectively with System Development/Technology teams and external suppliers to establish appropriate solutions to meet business requirements.
· Support testing team as required ensuring product quality.
Strategy
· Develop the strategic direction and roadmap for SCPAY, aligning with Business Strategy, ITO Strategy and investment priorities.
· Tap into latest industry trends, innovative products & solutions to deliver effective and faster product capabilities
Business
· Work hand in hand with Payments Business, taking product programs from investment decisions into design, specifications, solutioning, development, implementation and hand-over to operations, securing support and collaboration from other SCB teams
· Ensure delivery to business meeting time, cost and high quality constraints
· Support respective businesses in growing Return on investment, commercialisation of capabilities, bid teams, monitoring of usage, improving client experience, enhancing operations and addressing defects & continuous improvement of systems
· Thrive an ecosystem of innovation and enabling business through technology
Skills and Experience
· Responsible for managing and providing business solutions for payment and clearing applications.
· Responsible for product development and requirement specifications for payment applications including understanding of business requirements, defining business and functional requirements and working with the business and development teams to support seamless project delivery.
· Engage with the country business to understand relevant trends and opportunities for payment products to better serve customers. Plan a roadmap of enhancements and initiatives that would deliver a stronger payment roadmap and work with the Segment Product Manager to identify suitable processes for funding, development and prioritization.
· Maximize technology investment for payment product development; ensuring criteria for project ranking and prioritization are clearly communicated to the business.
· Work closely with the Program & Remote Project Management Teams for supporting achievement of key milestones, deliverables and tracking to ensure success of the overall project delivery.
· Communicate effectively with System Development/Technology teams and external suppliers to establish appropriate solutions to meet business requirements.
· Support testing team as required ensuring product quality.
Strategy
· Develop the strategic direction and roadmap for SCPAY, aligning with Business Strategy, ITO Strategy and investment priorities.
· Tap into latest industry trends, innovative products & solutions to deliver effective and faster product capabilities
Business
· Work hand in hand with Payments Business, taking product programs from investment decisions into design, specifications, solutioning, development, implementation and hand-over to operations, securing support and collaboration from other SCB teams
· Ensure delivery to business meeting time, cost and high quality constraints
· Support respective businesses in growing Return on investment, commercialisation of capabilities, bid teams, monitoring of usage, improving client experience, enhancing operations and addressing defects & continuous improvement of systems
· Thrive an ecosystem of innovation and enabling business through technology
Governance
· Promote an environment where compliance with internal control functions and the external regulatory framework
Regulatory & Business Conduct
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· Lead the team to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
· Solution Architect – SCPAY
· SCPAY – Programme Managers
· Group Payments Product Development Heads
· Group Cash Operations
· Other Responsibilities
Our Ideal Candidate
· 12+ years of experience in a Development role with a couple of years of experience as a Development Lead
· Expert knowledge in Java, Microservices and Spring boot
· Experience in Java / Spring Boot, Kafka Streams, REST, JSON, Netflix Micro Services suite ( Zuul / Eureka / Hystrix etc.,), 12 Factor Apps, Oracle, PostgresSQL, Cassandra & ELK
· Hands-on experience in payments systems design/development would be an added advantage
Role Specific Technical Competencies
· ISO 20022 Knowledge
· Payments Domain Knowledge
· Business Analysis skills
· Collaboration skills
· SQL skills
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
· Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
· Flexible working options based around home and office locations, with flexible working patterns.
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment Assessments
Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
