Job purpose:
- Focus is on the development and growth of Structured Solutions loan business, while also working on structured financing transactions (TRS, repos, secured loans, etc.)
- Leading the loan origination process, from inception to closing.
- Structuring credit solutions for clients of the bank, involving discussions with clients, idea generation, documentation negotiation and client presentation.
- Work on and devise new and innovative structures, demonstrating technical knowledge and commercial judgement
- Ensure that trades and structures are efficient from a tax, regulatory and Basel III perspective, with ongoing monitoring of changes in rules and regulations
- Work closely with Legal and Operations colleagues to ensure trades are structured in a legally efficient manner and trades can be handled operationally by the bank
- Co-ordinate medium-sized projects including the necessary new product approvals, identifying resource requirements, monitoring performance against objectives and acting to ensure targets are met and products are approved
- Develop and define processes, systems and procedures ensuring standards and requirements are met and improving efficiency
Key activities:
- Focus on Asia loan franchise including deriving further business from the bank's clients. Involves travel to meet clients and building internal network to promote the business.
- Regular and active discussions with clients
- For loan transactions, participate in the necessary meetings and committees while also being responsible for document review and negotiations with clients, internal and external lawyers and other stakeholders
- Responsible for building pipeline of business and execution of that pipeline, working together with Sales colleagues
- Responsible for internal approvals process for own transactions
- Structuring for transactions to include understanding and finding solutions for legal, tax, accounting and regulatory issues
- Origination & structuring of credit derivative transactions, structured repo products, collateral lending, collateral swaps and illiquid assets (syndicated and bilateral loans) and the related hedging instruments
- Detailed understanding of Loan (LMA/LSTA/Bilateral), Credit Derivatives (ISDA), Repo (GMRA) and collateral lending (GMLSA) documentation.
Formal education:
Educated to minimum of degree level in quantitative subject (Mathematics, Engineering, Physical Sciences, Quantitative Finance etc.), 2:1 level or above plus higher-level formal qualification in a quantitative subject (Masters, PHD or professional qualification)
Specialist knowledge (work experience, further qualification):
- Minimum of 5 years' experience working in structuring of loans and loan-related products
- Track record in delivering solutions and generating significant revenue on loan-related transactions.
- Experience with structured credit derivatives, structured repos, and illiquid asset transactions.
- Experience with structuring Islamic products would be an advantage
- As an MAS certified person, candidate will be required to maintain all necessary licences, certificates, and qualifications to perform the role
Detailed Requirements for each career level
CC-03
- Min. 5 yrs experience
- Able to handle the structuring, review and negotiation of loan documentation independently
- Liaising internally for credit approvals
CC-04
- Min. 10 yrs experience
- Independently able to originate deals from borrowers
- Responsible for internal approvals, producing term sheets, reviewing and negotiating loan documentation
- Generate new business ideas for growth
