Emirates NBD Singapore Corporate & Institutional Banking caters to the requirements of corporates and financial institutions, while contributing to the bank’s revenue growth and profitability.

We are looking for a suitably qualified candidates to assist the Relationship Manager for client coverage for corporate and institutional clients, in the areas of credit assessment, client servicing and client due diligence.

The job holder is expected to contribute to the client coverage function of C&IB. Responsibilities include:

· Working closely with the Relationship Manager on the prospecting and onboarding of new clients from a start to end perspective involving prospect identification, basic due diligence, spreading of financials & internal credit risk rating, credit analysis (including financial analysis), preparation of credit/facility application, legal documentation and facilitating the process for credit facilities/limits to be made available to clients for utilization. In the process, the job holder is expected to work with various stakeholders involved in the respective process to ensure smooth client onboarding.

· KYC/CDD wise, the job holder is expected to assist the RM in ensuring the KYC/CDD requirements for new client onboarding, annual reviews of CDD or event-driven reviews are duly prepared.

· Engagement with both internal and external stakeholders to deliver business objectives is strongly preferred. The job holder is encouraged to join client meetings, engage in client account strategy, product cross-sell discussions and initiatives with both prospects and existing borrowers.

· In the ordinary course of our business where ad hoc or exceptional approvals are required, the job holder is expected to work with the RM to obtain the necessary approvals.

· Participation in ad hoc projects or initiatives that serve to deliver C&IB’s business objectives or towards the broader strategy of the Bank.

Adherence and compliant towards Bank’s internal policies & guidelines

Requirement

• Bachelor’s Degree in Accountancy
• Ability to speak and read Chinese language to communicate with our mandarin speaking clients
• Good communication, interpersonal & written skills for both internal & external stakeholder engagement
• Proficient in MS Office
• Results-orientated, having initiative, takes ownership the responsibilities with positive attitude, keen to learn/acquire new knowledge.

Job Responsibilities:

• Develop new credit solutions to expand wealth credit financing capability, including end-to-end design of customer lending journey, preparing marketing collateral, working with IT to develop system capability and working with stakeholders to develop operational processes.
• Co-ordinate and work closely with product managers, regional partners and risk stakeholders to implement new initiatives and changes to processes, credit risk policy and functional manuals.
• Manage several projects simultaneously, coordinating tasks, resources, and project timelines across various initiatives.
• Identify gaps, develop solutions and drive changes on process to achieve operational efficiency.
• Carry out product trainings, business analysis, monitor loan portfolio performance, and develop measurement matrix and management reporting.

Job Requirments:

• Degree in business, finance, accounting, engineering, etc.
• 7 to 10 years of relevant working experience
• Competent in credit underwriting standards
• Good understanding in wealth management products such as equities, bonds, funds, structured products, treasury products
• Competent in policy writing and developing operational processes
• Able to work with various stakeholders ranging from business, risk, compliance, legal, etc.

Please note only shortlisted candidates will be notified.

Job Responsibilities:

To be responsible for a portfolio of Bank’s corporate clients (with portfolio diversified across various sector) and to analyse and make recommendations on counterparty transaction proposals submitted by the Business for existing or new clients. Given MUFG Bank growth aspirations, transaction size and/or complexity, many transactions including new clients will require early engagement and close cooperation across different Business areas and support functions, in order to support and guide the Business in respect to risk appetite, due diligence, structuring, financial modelling and risk assessment. This is an important hire within ICD A&O and the role requires a high calibre individual who can take on a high level of responsibility with minimum supervision and has the capability to progress within the organisation.

• Evaluation of credit applications, internal ratings and transaction proposals for new or existing corporate and/or financial institution clients in A&O with focus on Corporate related transactions. This includes reviewing transaction material and the analysis submitted by the Business, where appropriate challenging assumptions and conclusions.
• Providing solutions and adding value to the Business by engaging in client and transaction discussions, due diligence, giving clear guidance on policy and risk appetite and influencing transaction structures and facility terms & conditions to mitigate risk.
• Engaging with the Business on early stage potential transactions, forming a view on these transactions and as appropriate, discussing and presenting these to ICD senior management. Attend deal screening committees and communicate credit views and challenges on proposals.
• Present transactions in a concise and clear manner to senior Business and ICD management both locally and overseas, evidencing deep knowledge of the client, transaction, and risks & mitigants. Provide clearly articulated views on whether a client and proposal is bankable and if not, where appropriate, providing alternatives and risk mitigating solutions.
• Support, coach and mentor ICD team colleagues, contributing to a strong and supportive team environment.
• Work collegiately with all stakeholders across divisions and jurisdictions, building a network of trusted relationships. Work closely with the Business and attend meetings with them on transactions, providing clarity and strong guidance and direction on risk appetite.
• Active involvement in term sheet, loan documentation and ISDA/CSA review and discussions with Business stakeholders, influencing where appropriate content and credit terms, ensuring these are acceptable from a risk and commercial standpoint.
• Proactively keep track of the various sector developments and monitor allocated portfolio and clients from a client specific as well as a sector and country perspective, and where issues are identified, flagging these with relevant Business and ICD stakeholders. Formulate mitigating actions where material risk issues arise.
• Support new initiatives by the Business providing guidance from a risk perspective. Involvement where appropriate in the development of credit and policy guidelines and participation and support on assigned projects including contribution to change initiatives to drive efficiencies.
• Involvement in various initiatives and projects including change of policies, procedures liaising with relevant stakeholders in the Region and also in Tokyo Head Office.

Job Requirements:

• At least 7 years of corporate credit experience within the banking/financial institution industry (Vice President).
• Broad product knowledge and competence in the analysis and documentation of traditional lending, trade finance, structured transactions and traded products, including derivatives and securities financing transactions.
• Experience in risk analysis and formulating recommendations on credit proposals across a broad range of client types, including corporates, preferably across a number of jurisdictions in Asia and/or Oceania.
• Experience in assessing M&A and leveraged finance will be viewed favourably, as well as experience in dealing with deteriorating and/or impaired loans.
• Good understanding of different sector risk dynamics, drivers and fundamentals, with an ability to apply this in the analysis of counterparty success factors and business and financial risks.
• Strong track record of working closely with Business partners, building trust and adding value by providing clear and early advice on risk appetite, due diligence requirements and structuring, and finding solutions to risk issues.
• Track record of providing a contribution beyond business as usual credit risk management, including around credit portfolio reporting, deep dive analysis, contribution to policy, ideas for improvement, special projects, etc.
• Evidencing a strong graduate or post graduate academic record.
• Excellent written and verbal communication considering the audience and any cultural sensitivity.
• Communicates verbally in a confident and effective manner to stakeholders at any level.
• Deep analytical skills and the ability to think laterally to find solutions and mitigation to risk issues.
• Ability to make clear recommendations balancing all risk and commercial considerations.
• Strong problem solving and decision making skills and sound judgement.
• Excellent attention to detail and accuracy, including strong numerical skills.
• Understands the external market and keeps up with market trends.
• Decisive individual but listens and weighs up all views before formulating an opinion.
• Shares and escalates risk issues proposing remediation plans.
• Proactively drills down into potential risk issues with a forward looking view.
• Results driven, with a strong sense of successful delivery and accountability.
• Strong team player focused on team results and business success.
• Excellent interpersonal skills and builds trusted relationships.
• Approach which is energetic, committed and proactive.
• Individual focused on strong quantifiable performance and productivity.
• Resilient individual able to operate under pressure with urgency.
• Ability to prioritize peak workloads and deliver to tight deadlines.
• A structured and logical approach to work.
• Sets high expectations recognizing own strengths and development needs.
• High integrity and leads by example creating a constructive culture.

We regret to inform that only shortlisted applicants will be notified.

Job ID: 10067445

• Salary: $ 3,000 - $ 3,300
• Working Location: Orchard Road, Ngee Ann City Tower A
• Working Hour: Monday - Friday (9am - 6pm)

Responsibilities:

• Liaise closely with both our Customers and Suppliers regarding enquiries and offers.
• Preparation and execution of Sales & Purchase Contracts.
• Preparation of Letters of Credits for issuance (both import and export L/Cs).
• Experience in preparation, issuance and negotiation of Letter of Credits.
• Preparation of Import and Export Shipping Documentation for Bank L/C negotiation.

Requirements:

• Diploma / Degree in Logistics or equivalent.
• Proficient in MS Office Applications.
• Experience in preparing Bank Letter of Credit negotiation and Shipping documents.

If you are interested to apply, kindly WhatsApp me your updated resume in DOC file and allow our Consultant to match you with our Clients.

Whatsapp: +65 8525 2419

Email: [email protected]

Tan Man Ee Reg No: R22108289

The Supreme Hr Advisory Pte Ltd EA No: 14C7279

Responsibilities

• Organise and conduct regular credit and accounts receivable review meetings with business units and sales departments to resolve delinquent accounts.
• Follow up and communicate with customers regarding outstanding payments.
• Review and process new customer account applications.
• Maintain and update customer account details and credit limits in SAP.
• Monitor daily sales transactions for credit holds in SAP and communicate with the sales department to address overdue issues.
• Disseminate invoices, statements of accounts, reminder, and confirmation letters.
• Perform customer account reconciliations and confirmations.
• Prepare regular collections and accounts receivable status reports for management.
• Liaise with insurers to apply for trade credit insurance for customer accounts with credit terms.
• Liaise with banks regarding bank guarantees, including letters of credit.
• Verify supporting documents to carry out billings to customers.
• Perform other ad hoc duties as assigned

Requirements:

• Minimum of 1 year of relevant experience
• Proficiency in SAP software is an advantage
• Good time management skills, ability to meet deadlines, and strong attention to detail
• Good team player with the ability to work independently

Please submit your updated resume in Word format by using the Apply Now Button.
We regret that only shortlisted candidates will be notified.

Email resume to [email protected]

People Profilers Pte Ltd, 20 Cecil Street, #08-09, PLUS Building, Singapore 049705.
Tel: 6950 9724

http://www.peopleprofilers.com
EA License Number: 02C4944
Registration Number: R1872398

Posting Personnel: Ng Jwee Ken

Ref: QX3XY593

Your new company
An established firm listed on SGX across financial services and retail businesses.

Your new role
As a Credit Analysis Manager, you will play a pivotal role in managing the credit health of the business. This includes:

• Risk governance, robust & balanced 2nd line challenge for group’s lending businesses.
• Recommendations for improving current credit processes.
• Credit evaluation and/or approvals
• Team management.

What you'll need to succeed
This role is open to candidates with minimum 5 years in relevant positions. Strong analytical skills, leadership experience and excellent communication skills would set you apart.

What you'll get in return
Joining a home-grown firm and a leader in the industry, you can expect to grow with the newest arm of the business.

What you need to do now
If you're interested in this role, please apply and send your CV to Luo Qi at [email protected] to advance forward.

If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career.

EA Reg Number: R24119697

EA License number: 07C3924 | Company Registration number: 200609504D

Credit Risk Analyst

1. To assess complex financials, projections, assess and summarize industry and country risks.
2. Good writing and presentation abilities to cover complex structures and credit obligors in a succinct and clear manner.
3. Improve quality and timeliness of CAFs, to be aligned with risk appetite, policies & procedures, with key risks and mitigants identified.
4. Make a clear recommendation to the appropriate credit committee.
5. Timely submission of credit proposals in line with prescribed timeframe for submission to Credit Committees for approval.
6. Ensure good quality of credit risk management information presented to Credit Committees ensuring consistency, quality, and objectivity of presentation.
7. Review the inputs of rating models to ensure consistency of application, accuracy, and appropriateness of input factors to generate Risk Rating.

Business Support

1. To provide support in terms of interpretation of the Group Credit Policy its related standards and procedures.
2. Available for consultation on credit application forms (CAF) as to whether the CAF is adequate in terms of its explanation and mitigation of the risks associated with the transaction under discussion.
3. On submission of the CAF, the Credit Risk Analyst ensures that it is in compliance with group policies and requirements. Comments on any deficiencies and indicates a level of support, be it positive, negative or conditional for the submission.
4. Work with the Credit Analyst ensures that spreadsheets have been compiled correctly, covenants have been complied with and any additional conditionality delivered.
5. Maintain independence of 2nd line of defense while ensuring timely and active support to 1st line of defence in underwriting acceptable credit transactions
6. To be involved in risk related projects.

Development and training

1. The Credit Risk Analysts must ensure that they are receiving appropriate training from either internal or external sources.
2. Attend online or external / internal seminars or presentations from subject matter experts.

Credit Admin

Primarily responsible for independent controlling and monitoring of key aspects of the credit process. Specifically, assist line manager / unit in the core deliverables of the CAD within the Credit & Risk Group by:

1. Ensuring all facility and security documentation are prepared in accordance with credit approvals, Credit/Legal documentation policy and department procedures.
2. Review of routine facility documentation in liaison with all for both, existing and new facilities.
3. Ensuring receipt and satisfaction of conditions precedent prior to a facility limit activation and utilization.
4. Tracking, follow-up, satisfaction and reporting the status of conditions subsequent documents and highlight exceptions to line manager.
5. Management of all security & documentation associated with the credit portfolio.
6. Building and maintaining a portfolio-wide database to capture the day to day management of security and collateral taken by the bank against its’ lending.
7. Monitoring of security/collateral, documentation, financial & non-financial undertakings etc.
8. Ensuring timely activation of limits for utilization and their communication to all stakeholders.
9. Preparation of periodic reports as well as any MI reports for the department.

General

1. Performing all tasks predominantly in the capacity of a checker and a maker (as needed).
2. Assuming the role of a joint custodian in the safe custody management process, as and when nominated.
3. Ensuring all processes and procedures are adhered to at all times.
4. Escalating risks/issues through the line manager for timely resolution.
5. Partaking in planned and ad-hoc departmental projects.

· Provide technical expertise in the delivery of sound business/financial solutions with regards to tactical and strategic decisions.

· Partner management to drive business and financial performance.

· Identify and support continuous improvement of business operations.

· Budget & management reviews and performance monitoring.

· CAPEX reviews and monitoring of return on investments.

· Co-ordinate long-term strategic planning and resource allocation for the Business Unit.

· Develop the Group's resources and competency in the area of financial management.

· Oversee all financial and business control operations and structure.

· Coordinate, analyze and report business / financial performance to Management (financial performance, projections and other special projects as required).

· Prepare short and long-term financial forecasts.

· Develop if required, implement and maintain accounting and administrative policies and procedures for a wide-ranging set of activities including reporting and other corporate policies.

· Build, manage and strengthen the finance team.

Job Responsibilities:

To be responsible for a portfolio of Bank’s corporate clients (with portfolio diversified across various sector) and to analyse and make recommendations on counterparty transaction proposals submitted by the Business for existing or new clients. Given MUFG Bank growth aspirations, transaction size and/or complexity, many transactions including new clients will require early engagement and close cooperation across different Business areas and support functions, in order to support and guide the Business in respect to risk appetite, due diligence, structuring, financial modelling and risk assessment. This is an important hire within ICD A&O and the role requires a high calibre individual who can take on a high level of responsibility with minimum supervision and has the capability to progress within the organisation.

• Evaluation of credit applications, internal ratings and transaction proposals for new or existing corporate and/or financial institution clients in A&O with focus on Corporate related transactions. This includes reviewing transaction material and the analysis submitted by the Business, where appropriate challenging assumptions and conclusions.
• Providing solutions and adding value to the Business by engaging in client and transaction discussions, due diligence, giving clear guidance on policy and risk appetite and influencing transaction structures and facility terms & conditions to mitigate risk.
• Engaging with the Business on early stage potential transactions, forming a view on these transactions and as appropriate, discussing and presenting these to ICD senior management. Attend deal screening committees and communicate credit views and challenges on proposals.
• Present transactions in a concise and clear manner to senior Business and ICD management both locally and overseas, evidencing deep knowledge of the client, transaction, and risks & mitigants. Provide clearly articulated views on whether a client and proposal is bankable and if not, where appropriate, providing alternatives and risk mitigating solutions.
• Support, coach and mentor ICD team colleagues, contributing to a strong and supportive team environment.
• Work collegiately with all stakeholders across divisions and jurisdictions, building a network of trusted relationships. Work closely with the Business and attend meetings with them on transactions, providing clarity and strong guidance and direction on risk appetite.
• Active involvement in term sheet, loan documentation and ISDA/CSA review and discussions with Business stakeholders, influencing where appropriate content and credit terms, ensuring these are acceptable from a risk and commercial standpoint.
• Proactively keep track of the various sector developments and monitor allocated portfolio and clients from a client specific as well as a sector and country perspective, and where issues are identified, flagging these with relevant Business and ICD stakeholders. Formulate mitigating actions where material risk issues arise.
• Support new initiatives by the Business providing guidance from a risk perspective. Involvement where appropriate in the development of credit and policy guidelines and participation and support on assigned projects including contribution to change initiatives to drive efficiencies.
• Involvement in various initiatives and projects including change of policies, procedures liaising with relevant stakeholders in the Region and also in Tokyo Head Office.

Job Requirements:

• At least 5 years of corporate credit experience within the banking/financial institution industry (Assistant Vice President).
• Broad product knowledge and competence in the analysis and documentation of traditional lending, trade finance, structured transactions and traded products, including derivatives and securities financing transactions.
• Experience in risk analysis and formulating recommendations on credit proposals across a broad range of client types, including corporates, preferably across a number of jurisdictions in Asia and/or Oceania.
• Experience in assessing M&A and leveraged finance will be viewed favourably, as well as experience in dealing with deteriorating and/or impaired loans.
• Good understanding of different sector risk dynamics, drivers and fundamentals, with an ability to apply this in the analysis of counterparty success factors and business and financial risks.
• Strong track record of working closely with Business partners, building trust and adding value by providing clear and early advice on risk appetite, due diligence requirements and structuring, and finding solutions to risk issues.
• Track record of providing a contribution beyond business as usual credit risk management, including around credit portfolio reporting, deep dive analysis, contribution to policy, ideas for improvement, special projects, etc.
• Evidencing a strong graduate or post graduate academic record.
• Excellent written and verbal communication considering the audience and any cultural sensitivity.
• Communicates verbally in a confident and effective manner to stakeholders at any level.
• Deep analytical skills and the ability to think laterally to find solutions and mitigation to risk issues.
• Ability to make clear recommendations balancing all risk and commercial considerations.
• Strong problem solving and decision making skills and sound judgement.
• Excellent attention to detail and accuracy, including strong numerical skills.
• Understands the external market and keeps up with market trends.
• Decisive individual but listens and weighs up all views before formulating an opinion.
• Shares and escalates risk issues proposing remediation plans.
• Proactively drills down into potential risk issues with a forward looking view.
• Results driven, with a strong sense of successful delivery and accountability.
• Strong team player focused on team results and business success.
• Excellent interpersonal skills and builds trusted relationships.
• Approach which is energetic, committed and proactive.
• Individual focused on strong quantifiable performance and productivity.
• Resilient individual able to operate under pressure with urgency.
• Ability to prioritize peak workloads and deliver to tight deadlines.
• A structured and logical approach to work.
• Sets high expectations recognizing own strengths and development needs.
• High integrity and leads by example creating a constructive culture.

We regret to inform that only shortlisted applicants will be notified.

Job ID: 10067445

Our client is a leading provider of maritime energy solutions.

• Establish credit account procedures and determine credit limits for new customers.
• Monitor customer credit ratings and perform written evaluations for account approvals and extensions.
• Ensure compliance with sanctions and regulations, assisting in internal/external audits and compliance reviews.
• Prepare and maintain risk and compliance documentation, including manuals and trade agreements.

Requirements:

• Degree in Business/Marketing or equivalent.
• At least 2 years of credit/risk functions experience in oil and gas industry.
• Strong written and verbal communication skills, with excellent analytical abilities.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Reg No. R21100996

Responsibilities

• Set up credit accounts for new clients and assign appropriate credit limits.
• Track and evaluate customers’ credit performance and maintain their ratings.
• Prepare and submit detailed credit evaluations for both existing and prospective clients.
• Ensure compliance with current sanction regulations, ensuring all company activities align with legal requirements.
• Assist with both internal and external audit and review processes, identifying areas of risk.
• Support the implementation of the annual compliance plan under the guidance of senior compliance officers.
• Facilitate the reporting and investigation of any suspicious activities or transactions.
• Conduct regular compliance audits and risk assessments across various company operations.
• Maintain and update compliance documentation, including risk manuals, trade agreements, and related materials.

Requirements:

• A degree in Business, Marketing, or a relevant field, or equivalent professional certification.
• At least 2 years of experience in credit or risk management, with a focus on compliance.
• Prior experience in the oil and gas industry is an advantage.
• Excellent analytical skills with attention to detail.

Please submit your updated resume in Word format by using the Apply Now Button.
We regret that only shortlisted candidates will be notified.

Email resume to [email protected]

People Profilers Pte Ltd, 20 Cecil Street, #08-09, PLUS Building, Singapore 049705.
Tel: 6950 9724

http://www.peopleprofilers.com
EA License Number: 02C4944
Registration Number: R1872398

Posting Personnel: Ng Jwee Ken

Ref: QYXV4589

Our client is a leading provider of maritime energy solutions.

• Establish credit account procedures and determine credit limits for new customers.
• Monitor customer credit ratings and perform written evaluations for account approvals and extensions.
• Ensure compliance with sanctions and regulations, assisting in internal/external audits and compliance reviews.
• Prepare and maintain risk and compliance documentation, including manuals and trade agreements.

Requirements:

• Degree in Business/Marketing or equivalent.
• At least 2 years of credit/risk functions experience in oil and gas industry.
• Strong written and verbal communication skills, with excellent analytical abilities.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Reg No. R21100996

The Manufacturing Plant Finance Manager (internal title: Plant Controller) will be responsible for acting as a business partner to the management team of a manufacturing facility enabling strong business performance and ensuring adequate controls. The position will provide day to day support to the management team in line with the performance objectives of the Manufacturing Director and in compliance with company controls and compliance. This position will report directly to the Manufacturing Controller and functionally to the Senior Plant Manager.

Job Responsibilities:

Control of day-to-day Accounting and Finance Activities including: -

• Budget - Preparation of Budget, Forecast and comparisons.
• Audit - Statutory audit, Internal Audit and financial reports.
• Operations Activities.
• Review and analysis daily shipments, receipts and Direct Labor Hours.
• Involve in day to day manufacturing operations for cost cutting and process improvements.
• Preparing monthly targets for operation staff for shipments and Direct Labor hours and Inventory.
• Control in operational cost including operating supplies/ Repairs/ Overtime.
• Continually assess productivity and efficiency with a view to improve.
• Plan and schedule equipment acquisition and storage, considering such factors as availability, costs, and other economic projections to meet current, short and long term customer requirements.
• Develops periodical reports on jobs accomplished, personnel and equipment utilization, sales and inventory, generated revenue and incorporated costs.
• Monitors and coordinates with other departments the delivery of services, tools and/or equipment; compares records with contracts/purchase orders requirements and reports discrepancies to Management.
• Directs and coordinates activities of staff to obtain optimum efficiency and economy of operations and maximize profits.
• Review the timesheets of staff & equipment and the related financial dues.
• Set and manage the production budget.
• Work assignments carried out to the highest quality level.
• Must understand and comply with all safety rules and company policies of the company.
• Perform various other duties assigned by supervisor within the physical constraints of the job.
• Authority:
• Accounting and Finance departments.
• Authority to Stop any unsafe done in the company

COMMUNICATION & LEADERSHIP

• Demonstrates leadership, ethical behaviour and adherence to the Corporate standards at all times.
• Maintains effective communications with all key stakeholders both internal and where appropriate external.
• Supervisors & Managers should clearly communicate expectations, roles and responsibilities to their reports.

PEOPLE & DEVELOPMENT

• Employees have a responsibility for developing their own careers within the Company including completing all necessary function, compliance & business standards training to enhance their knowledge, skills and experience.
• Employees should engage on a regular basis with their line manager to discuss their personal performance, objectives and opportunities to enhance their skills and experience to support their career potential.
• Supervisors are expected to actively engaging their employees to support talent management through the Corporate’s performance management process, including but not limited to talent assessments, succession planning & regular coaching opportunities.

Job Requirements:

• Comfortable working in the office, Monday - Friday, 8am - 5.30pm. Company shuttle bus is provided.
• Bachelor's Degree preferred in Accounting, Finance, Economics or comparable business related field plus Professional degree.
• Minimum of 8+ years of manufacturing accounting experience.
• Comprehensive understanding of Hyperion or JD Edwards and the monthly processes used to collect data.
• Knowledge and application of Singapore GAAP Technical and analytical proficiencies.
• Attention to detail with ability to translate into the big picture.
• Logical reasoning, critical thinking, and problem solving skills to troubleshoot issues.
• Organization and multi task skills.
• Strong work ethic - sense of urgency and ability to prioritize requests; ability to multi-task and to work efficiently under pressure to meet deadlines while producing timely and accurate deliverables.
• Ability to understand complex data and to work in a dynamic, fast-paced, demanding environment with time constraints.

Our client is a leading provider of maritime energy solutions.

• Establish credit account procedures and determine credit limits for new customers.
• Monitor customer credit ratings and perform written evaluations for account approvals and extensions.
• Ensure compliance with sanctions and regulations, assisting in internal/external audits and compliance reviews.
• Prepare and maintain risk and compliance documentation, including manuals and trade agreements.

Requirements:

• Degree in Business/Marketing or equivalent.
• At least 2 years of credit/risk functions experience in oil and gas industry.
• Strong written and verbal communication skills, with excellent analytical abilities.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Reg No. R21100996

• Liaise with Procurement & Subcontracts Leads and Project Managers to review and set up Work Breakdown Structure (WBS) and Work Package / project budgets.
• Preparing reports on revenue (as sold), internal budgets, commitments, budget transfers, change and variation orders; forecasts and cash-flows in-line with internal management reporting requirements;
• Monitors and updates the actual and committed cost periodically and analyses these costs and trends;
• Verify cost allocations according to Work Package;
• Prepare monthly Cost Report (Ms Excel or EcoSys) and GPR, and Client’s Reports as required;
• Prepare monthly Cash Flow and 15 weeks Cash Flow
• Monitor and identify variance from project current budget and previous EAC and report accordingly;
• Maintain Change Order, Budget Transfers, Trends Register and prepare supporting documents;
• Assist PMs and Project Commercial Managers with estimates and supporting documentation for CO to be submitted to Clients;
• Prepare billing memo with supporting documents for Finance to prepare invoices and entries into SAP;
• Internal liaison with Finance/Procurement/Operations to maintain efficient & accurate recording of cost expenditure and manage discrepancies for preparation of accurate and complete cost reports;
• Troubleshoot cost abnormalities in reporting data and liaise with relevant parties as necessary;
• Provide the support to Finance for External Audit and Tax Audit;
• Support Project Manager with risk process and maintain an updated risk register;
• Support Project Manager to coordinate with all disciplines and providing input to the Manpower Management System (MMS);
• Prepare Project and Management ad hoc reports;
• Assist Senior Project Controls Manager to coordinate with SEA projects for cost report, GPR and risk register and prepare consolidation reports.

Requirements:

• Minimum 5 years working experience in engineering & construction environment and minimum 5 years of cost control experience.
• Must be fluent in the English language and be an effective communicator.
• Diploma in Engineering or Science
• High level of Competency in the use of MS Excel (Intermediate to Advance), Power Point and Word.
• Experience in ERP System (SAP preferred) and Cost Control System (EcoSys preferred)

Bayes advices leading technical businesses and progressive employers on talent acquisition, shaping perspectives and integrating recruitment expertise to fulfill critical and complex hires. If the role resonates with you and your professional experience complements the responsibilities listed, send your resume to [email protected]

Bayes Recruitment Pte Ltd

16 Collyer Quay, Singapore 049318

bayesrecruitment.com

EA License 10C5468 | EA Registration R2197948

Our website comprehensively shares our Privacy and Data Protection Policy, standards & compliance, and legal responsibilities. All personal data supplied will be treated in confidence, and as permissible by law. By submitting your resume for an application, you also consent that you may be contacted for future, or potential opportunities that may complement your expertise as applicable. You can opt out at any time by contacting our Data Protection Officer.

JOB SUMMARY

The Internal Auditor assists the Head of Internal Audit Asia Pacific to achieve the goals and objectives of Internal Audit department, including participating in the implementation of annual audit plan as well as any other assigned and delegated duties. He/She executes internal audit engagements in accordance with audit procedures and applicable frameworks on governance, risk management and control.

The Internal Auditor supports the team in providing advice and business insights to the organisation by identifying opportunities and making recommendations for change. He documents organisation's internal controls and business processes, and makes recommendations for changes to the organisation's internal controls and business processes. He should remain updated on professional competence standards.

The Internal Auditor demonstrates capability to carry out assignments with professionalism, initiatives, team spirit, minimum errors and good project/time management skills. He is meticulous and dependable in executing his work. He exercises due professional care in his work.

Key Tasks / Main Responsibilities

Provide independent and objective assurance

• Execute internal audit engagements in accordance with audit procedures and applicable frameworks on governance, risk management and control
• Provide proactive update of the audit progress
• Escalate potential audit concerns/ issues/ matters/ delays with adequate justification and proposed solutions to the Head of Internal Audit in a timely manner
• Maintain a good quality audit documentation (e.g. planning memo, work-papers, reports, quality assurance etc.) with adequate references to the supporting test documents
• Present the issues/recommendations in a concise manner; audit issues are correctly analysed with controls breakdown, root causes and risk implications clearly documented and understood by auditees
• Identify risk of threats to independence
• Document organisation's internal controls and business processes
• Recommend changes to the organisation's internal controls and business processes
• Identify design and control gaps
• Review internal control frameworks
• Oversee the review of cyber security threats and impact of infocomm technology (IT)
• Recommend actions to address IT risks, security and data privacy

Enhance and protect organisational value by providing advice and insight

• Support the team in providing advice and business insights to the organisation by identifying opportunities and making recommendations for change
• Assist in reviewing business insights to focus on value-added opportunities or high-risk areas
• Demonstrate good analysis in understanding processes/issues
• Be able to manage auditees when discussing audit findings/recommendations through achieving a good balance between assertiveness and open-mindedness

Conform with professional standards

• Uphold professional standards
• Execute internal audit engagements in accordance with the International Professional Practices Framework (IPPF) Act in accordance with The Institute of Internal Auditors' (IIA) Code of Ethics

Requirements

• Minimum Bachelor’s Degree in Banking and Finance or Accounting related.
• Professional Qualifications such as Certified Internal Auditor (CIA), Certified Internal Systems Auditor (CISA), Certified Public Accountant (CPA), Chartered Accountant (CA) will be an advantage.
• Minimum 7 years of internal audit and/or audit related working experience.
• Good report writing, communication and interpersonal skills is necessary.
• Able to work in a team as well as independently with minimal supervision.
• Proficient computer skills, including Microsoft Office (Word, Powerpoint and Excel).

About US (GEMS):

ENGIE Global Energy Management & Sales (GEMS) provides energy supply solutions and risk management services to support its clients through their decarbonization journey, while optimizing ENGIE’s assets and contributing to value creation.

ENGIE is a global reference in low-carbon energy and services with a leading energy management business, piloted by its entity "Global Energy Management & Sales" who built its savoir-faire managing the Group’s large and diverse asset portfolio over 20+ years.

3,600 employees around the world develop our solutions, through +20 international business platforms. We cover the full energy mix: renewable and thermal power, natural gas & LNG, biomass, environmental products. Our experts provide tailor made solutions based on a wide range of savoir-faire in energy management with a strong focus on decarbonation and decentralization.

Our 190,000 clients span the entire value chain: producers, asset developers, financial players, utilities, distributors and industrials. Our global reach and strong local presence enable us to offer these diverse clients tailor-made services and respond to rapid changes in mature or emerging markets alike.

Our 4 expertises:

• Asset management

• Energy transition services

• Energy supply & global commodities

• Risk management & market access

At GEMS we encourage breakthrough results, team spirit, curiosity and innovation while preserving the right work/life balance for you.

More info on GEMS Hub (https://gems.engie.com) or LinkedIn (https://www.linkedin.com/company/engie-global-energy-management-solutions).

Context:

The Credit Risk team assesses the creditworthiness of counterparties, participates in the negotiation of commercial contracts, and calibrates credit limits. Assessment is done through an analysis of the country, sector, industry, and counterparty, using financials and other quantitative and qualitative public and private information. Counterparties are frequently private and unrated by agencies. Contract negotiation includes physical energy commodities agreements, and credit terms can include credit-specific clauses, financial covenants, collateral, and payment terms. After signing off on a contract, the Credit Risk team monitors exposure against credit limits. The credit health and financial condition of counterparties is also continuously monitored.

Role:

As a Credit Risk Analyst for Global LNG & Biomass business, you will report to the Head of Credit for LNG & Biomass and will be based in Singapore. You will collaborate to the fulfillment of department missions and may be involved in projects spanning multiple groups across commercial functions and staff.

Duties

• Assess creditworthiness of counterparties, assign ratings, and set limits
• Present files and credit requests to regular Credit Risk Committees
• Participate in counterparty relationship development with Front Office and attend meetings with counterparties together with Front Office
• Negotiate and recommend credit, collateral, and payment terms in contracts in conjunction with Legal and Front Office, such as in physical master agreements
• Monitor credit risk indicators, exposures, limits, and utilization for a portfolio of counterparties
• Proactively respond to Front Office queries on term sheets and about exposure of potential trades and whether trades fit limits
• Monitor news and credit events impacting portfolio of counterparties
• Understand risk calculation methodology, such as PFE and credit VaR
• Participate in cross-functional projects, as and when needed
• Assist Head of Credit and CRO in adhoc projects related to credit risk mandate and policy updates for LNG and Biomass.

Hard skills:

• Familiar with energy commodities markets, products, counterparties, and waterborne physical trade cycle
• Good knowledge of credit support instruments (including SBLCs, and able to review formats)
• Knowledge of physical commodity master agreements
• Significant history of producing detailed credit files and assigning internal ratings and limits

Soft skills:

• Strong attention to detail and analytical skills (including performing financial statements analysis) and able to articulate position well
• Ability to work under pressure, self-organize and prioritize tasks, and proactively respond to urgent requests from Front Office in a high-pressure work environment
• Independent, and a strong team player

Bonus criteria:

• Physical LNG experience a strong plus
• Experience at a bank or ratings agency also a plus
• Derivatives knowledge and background
• Familiar with credit exposure modeling methodology and Basel counterparty credit risk standard

Education and professional background:

• 5-7 years of relevant experience in Credit Risk positions, ideally handling waterborne physical trade
• Minimum: a Bachelor’s degree in Corporate Finance, Accounting, Economics, or equivalent

Languages:

• Excellent communication skills in English
• Bonus languages: Chinese, French

Work Location:

• Singapore

If you meet these requirements, then you are the talent we are looking for. Do not waste time!

Apply by attaching your updated CV, regardless your gender.

ENGIE Global Energy Management & Sales is committed to create a gender-neutral environment that unlocks the potential of everyone and provides equal employment opportunities for all individuals.

All our positions are open to people with disabilities, please let your recruiter know if you need reasonable accommodations to be able to participate in the recruitment process, they will be happy to assist you.

About ENGIE:

Our group is a global reference in low-carbon energy and services. Our purpose (“raison d’être”) is to act to accelerate the transition towards a carbon-neutral world, through reduced energy consumption and more environmentally-friendly solutions, reconciling economic performance with a positive impact on people and the planet. We rely on our key businesses (gas, power, renewable energy, services) to offer competitive solutions to our customers. With our 96,000 employees, our customers, partners and stakeholders, we are a community of Imaginative Builders, committed every day to more harmonious progress.

JOB DESCRIPTION:

• Filing and maintain up-to-date file records to enable quick retrieval
• Document Control Management
• Provide clerical & administration support to project team
• Other ad-hoc duties assigned by the management

JOB REQUIREMENT:

• GCE 'O' level
• Min 2 years' experience in main contractor compaines,
• Proficient in Microsoft Office/Document Control Softwar
• Excellent interpersonal communication ability
• Possess positive attitude towards work and team oriented

This role is for our client, a multinational commercial bank. This role is responsible for evaluating credit risks, conducting periodic reviews of client portfolios, and ensuring compliance with credit policies.

Responsibilities:

• Conduct credit assessments for new business and perform periodic risk reviews of existing clients and portfolios.
• Independently control and monitor key aspects of the credit process, ensuring compliance with credit policies.
• Prepare and review facility and security documentation according to credit approvals and department procedures.
• Track and report on compliance with conditions precedent and subsequent.
• Manage security and documentation for the credit portfolio and maintain relevant databases.
• Produce timely and accurate credit proposals with clear risk identification and recommendations.
• Provide guidance on Group Credit Policy and ensure credit applications comply with standards.
• Maintain independence in the 2nd line of defense while supporting the 1st line in underwriting.

Qualifications:

• Degree in Economics, Finance, Accountancy, or Business Administration.
• 5-7 years in credit functions and 3-5 years in credit admin or a similar role within a large financial institution.
• Microsoft excel proficieny is a must
• ARM candidates who have experience in credit writing can be considered.
• In depth knowledge and experience in writing full credit papers and annual reviews.
• Open to contract role - renewable!

Interested candidates may apply through the application system or send it to [email protected]. Shortlisted candidates will be notified.

By sending us your personal data and curriculum vitae (CV), you are deemed to consent to Morgan Mckinley Pte Ltd and its affiliates to collect, use and disclose your personal data for the purposes set out in the Privacy Policy available at https://www.morganmckinley.com/sg/privacy-policy. You acknowledge that you have read, understood, and agree with the Privacy Policy.

Morgan McKinley Pte Ltd
Koh Boon Sien
EA Licence No: 11C5502
EA Registration No. R1110345

Job Responsibilities:

• Responsible for assisting in the monitoring of Branch’s credit portfolio and identifying potential credit risks and suggest mitigating measures. Prepare internal scheduled/ ad-hoc credit reports, regulatory reports / surveys.
• Maintain and manage ECL model and methodology (credit provision calculation). Address any gaps vis-à-vis the regulatory requirements as well as continuous improvements in the ECL model. Prepare and analyse ECL under SGAAP/IFRS9 framework.
• Formulate scenarios for credit risk stress test (internal and regulatory), conduct stress test, analyse and present the stress test results to management.
• Preparation and presentation of portfolio trends/ ad-hoc portfolio reviews, and other credit-related topics to Management during monthly Credit Committee meetings and other internal Forums.
• Participate and lead the projects to implement new / revision of regulatory or internal reporting requirements as well as process improvements.
• Address enquiry from business and other stakeholders in relation to credit portfolio.
• Handle internal and external audit queries within the department and prepare/submit necessary documents relating to the job as required.
• Maintain good working knowledge of industry trends, products, relevant laws and regulations.

Job Requirements:

• Minimum 4 years of experience in corporate credit risk portfolio monitoring, reporting and management within the banking industry
• Quantitative Finance background with familiarity of working with IFRS9 ECL model and credit risk stress test. Familiarity with MAS IWST (credit risk stress test) and IFRS9 framework will be an added advantage.
• Good analytical skills to interpret large and complex data sets and ability to identify implications of data sets.
• Committed and able to handle time-sensitive reports / projects.
• Good communication and presentation skills with ability to influence others using complex data or analysis to support line of reasoning and decision making.
• Able to work in teams as well as manage standalone reports/projects.
• Good interpersonal skills to deal effectively with others. Experience in using Microsoft skills (Excel, Word, PowerPoint)
• Degree qualified
• Degree/certifications in quantitative finance will be added advantage.

We regret to inform that only shortlisted applicants will be notified.

Job ID: 10067373

Job Purpose

This is a role in SMBC’s Private Wealth Group and it includes supporting the establishment of credit and risk policies and responsibility for private wealth related credit products including structured lending (single stock financing), Lombard lending, mortgage lending and insurance related lending. The role will entail write up of credit proposals , working with the head of credit solutions to establishing the framework for such credit products including Loan-to-value (LTV) and exposure management on various types of collateral and monitoring of the credit exposures. The role also involves review of structured loan documentation and continuous updating and development of process manuals for such lending.

The role requires the person to work closely with various stakeholders including private wealth RMs (both in Nikko and SMBC), credit risk, legal, operations, compliance, planning, internal audit in the region, relevant departments in SMBC Head Office as well as group companies such as SMBC Nikko Securities.

Job Responsibilities

• Support the Head of credit solutions to design, implement and maintain risk control and monitoring parameters across SMBC Group (including policies, control standards, risk exposure limits and other control levers) to maintain the risk profile of the portfolio in line with risk appetite
• Work with the risk and legal teams to evaluate individual lending proposals and to ensure support from an end-to-end view, i.e., credit evaluation, write-up of credit proposals, loan approval, documentation and post disbursal monitoring.
• Support the launch of initiatives such as new product approvals, systematic monitoring and control initiatives, collateral management, loan to value management and risk appetite framework
• Partner with senior management teams to deliver financial objectives, prioritize and drive execution of key initiatives, and ensure cohesive teamwork across the businesses and functions
• Implement and execute both regular and ad-hoc stress tests as required by regulators and internal parameters
• Coordinate and work closely with Risk, Compliance, Internal Audit, Credit, Planning and other control functions including SMBC Head Office and group companies such as SMBC Nikko securities to enhance the cooperation and capabilities

Job Requirements

• University Degree
• A strong background in private bank credit and passion to establish guidelines, monitoring control, system, collateral management and risk grading.
• 10+ years in performing similar roles in the APAC financial industry is preferred with emphasis given to candidates who have had exposure to structured lending, establishing framework for new products and driving portfolio management and monitoring in private wealth business.
• Experience in credit analysis and approval process, credit policies, documentation, stress testing, processes and controls, monitoring, regulatory interpretation, and risk appetite.
• Proven track record and accountability providing clarity in complex problems

Responsibilities

• Lead and enhance the credit underwriting standards and process.
• Evaluate and approve transactions that are within delegated authority and recommend transactions that are more than the delegated authority for approval at higher levels.
• Ensure credit decisions are sound and reflect the Bank's credit underwriting standards, policies, risk appetite, and meet local regulatory requirements.
• Lead and enhance early warning framework for pre-emptive actions on vulnerable accounts.
• Conduct portfolio monitoring to initiate portfolio action on accounts displaying early warning signals.
• Lead study on lessons learnt on non-performing loans or first payment default accounts
• Support conceptualization development for new credit products suitable for the markets.
• Provide user requirements on credit underwriting or review process in Loan Origination System.
• Provide secretariat support for the Credit Risk Management Committee meeting.
• Coach junior credit approvers and analysts.

Requirements

• About 8 years of credit experience in the banking/financial industry.
• Preferably possess the following complementary work experience in Credit underwriting, Restructuring, Program lending
• Degree holder, preferably in risk management discipline
• Good inter-personal, communication & writing skills
• Meticulous with strong analytical and problem-solving skills
• Motivated and collaborative team player with ability to consider the broader picture
• Proficient in English and preferably in Mandarin or South East Asia language to communicate with our Mandarin/South East Asian speaking stakeholders
• Proficient in computer applications (MS Office)

Interested candidates who wish to apply for the advertised position, please click on “Apply”. We regret that only shortlisted candidates will be notified.

EA License No.: 01C4394 (PERSOLKELLY Singapore PTE LTD)

By sending us your personal data and curriculum vitae (CV), you are deemed to consent to PERSOLKELLY Singapore Pte Ltd and its affiliates to collect, use and disclose your personal data for the purposes set out in the Privacy Policy available at https://www.persolkelly.com.sg/policies. You acknowledge that you have read, understood, and agree with the Privacy Policy.

Benefits Summary:

• Up $3600 + Bonus + Benefits
• 5 Days work week
• Working Location: Central
• MNC with good working environment

Responsibilities:

• Following up payments as needed and ensuring timely payment of debts
• Liaise with lawyer to follow up on legal action and vehicle re-possessors to collect back the vehicles
• Taking a proactive role in managing and collecting debts of clients
• Responding to relevant client enquiries and resolving the outstanding balance
• Any ad-hoc duties as required

Interested candidates, please submit your updated resume in MS format by using the Apply Now Button.

Alternatively, you may also email your resume to us at [email protected].

Our dedicated and approachable E&C consultants will get back to you soon for a confidential discussion.

By submitting your application or resume to us, you will be deemed to have agreed and consented us that we may collect, use or disclose your personal information for purpose in connection with the services provided by us.

**We regret to inform that only shortlisted candidates would be notified. **

Edward TOH
Registration No: R1658602
EA License No: 20C0278

Our client is a leading provider of maritime energy solutions.

• Establish credit account procedures and determine credit limits for new customers.
• Monitor customer credit ratings and perform written evaluations for account approvals and extensions.
• Ensure compliance with sanctions and regulations, assisting in internal/external audits and compliance reviews.
• Prepare and maintain risk and compliance documentation, including manuals and trade agreements.

Requirements:

• Degree in Business/Marketing or equivalent.
• At least 2 years of credit/risk functions experience in oil and gas industry.
• Strong written and verbal communication skills, with excellent analytical abilities.

If you are keen to apply for the position, kindly email your detailed resume in MS Word to [email protected]

Please note that only shortlisted candidates will be notified.

For more job opportunities, please visit our website at www.recruit-expert.com

EA Licence: 19C9701

Reg No. R21100996

About the Company:

The Global Market Division’s (GMD) department in Credit Agricole Corporate and Investment Bank Singapore is composed by 12 desks: FI Sales, Corporate Sales, Credit Sales, EM Trading, Treasury, Structured Equity Transactions, Non-Linear Trading and Quant, Global Repo & Indexing, Solutions Sales, Structuring Desk, Credit Trading. The successful candidate will join one of our Singapore-based Global Markets Sales teams. Successful candidate will work closely with Senior salespeople to support client servicing and marketing.

About the Role:

Reporting to the Head of Sales Department in Singapore, the role provides hands on introduction to Global Markets and a unique insight into how the largest clients in the world manage their FX and Interest Rate risk.

Responsibilities:

• Support our Senior Sales for pre-trade activities like trade simulations, drafting internal approval memos, assisting in reviewing transactional and project document.
• Assist the Sales team in providing execution assistance, and some level of client interaction i.e. sending daily indications to clients, providing market colour, trade booking and execution.
• Preparation of marketing materials for external/ internal presentations (e.g. management reports, client pitches), trade execution and post-trade follow up.
• Help out with business models, spreadsheets and software required to perform daily routines and analyse potential transactions.
• Get acquainted with global capital markets, financial instruments and various structures promoted by the Bank.
• To be fluent with relevant booking and pricing systems, market and product understanding to perform your daily tasks independently.

Legal and Regulatory Responsibilities:

• Comply with all applicable legal, regulatory and internal Compliance requirements, including, but not limited to, the Singapore Compliance manual and Compliance policies and procedures as issued from time to time; Financial Security requirements, including, but not limited to, the prevention of Financial Crime and Fraud including reporting obligations to the Money Laundering Reporting Officer.
• Comply with Local regulatory ratios.
• Maintain appropriate knowledge to ensure to be fully qualified to undertake the role.
• Complete all mandatory training as required to attain and maintain competence.

Qualifications:

Bachelor degree holders, with strong academic background in Quantitative Social Science, Accounting, Business, Finance, or Law, with 1 to 2 years of full time working experience. Prior exposure to financial markets products will be an advantage (Financial markets, wholesale banking, consulting, or law).

Required Skills:

• Good communication and presentation skills.
• Attention to detail.
• Strong analytical, quantitative and problem solving skills.
• Ability to deal with multi tasks and multiple deadlines, work within a dynamic and evolving environment, productively manage stress and network with members of other internal teams.
• Hardworking, positive attitude self-motivated with a strong sense of commitment and responsibility.
• Proficiency in Microsoft Excel, Word, PowerPoint and other PC applications.
• Excellent written and spoken English.