Key Responsibilities:
• Oversee credit reviews for the manufacturing sector and large conglomerates, including both local and China-based businesses.
• Conduct independent credit analysis and evaluation, including financial analysis and projections for new and existing banking facilities/loans, and provide recommendations for approval.
• Identify key risks and mitigating factors in credit assessments and present cases to the Credit Committee.
• Conduct customer visits alongside the Front Office to gain insight into their business operations.
• Ensure timely completion of credit reviews through effective planning and organization.
• Evaluate and recommend ad-hoc trade requests within delegated approval authority.
• Review credit documentation to ensure compliance with approved terms and conditions.
Requirements:
• Education: Bachelor’s degree or higher, preferably in Business, Accounting, Banking, Finance, Economics, or related fields.
• Experience: Minimum of 5 years in a similar role, with prior experience in the banking sector being highly advantageous.
• Language Proficiency: Proficiency in English and Mandarin to liaise effectively with Mandarin-speaking stakeholders.
• Strong verbal communication and interpersonal skills to work across multiple departments.
• Proactive, energetic, results-oriented, with strong business acumen.