Job Description
- Perform underwriting and post-loan management data analysis, output policy decisions based on it, actively monitor results, and effectively iterate the policies
- Conduct user segmentation, pricing sensitivity check & risk-based pricing on consumer lending products
- Analyze user behaviors in the ecosystem, do problem-solving, and provide proposals to the management on risk control, UX improvement, and onboarding channel management
- Prepare Risk reporting, position reporting, monitoring dashboards, and present recommendations
- Support credit business growth by defining & analyzing possible risks and consequences, and designing processes to eliminate and mitigate
- Work closely with other business stakeholders and share insights of risk management
Job Requirements
- Have experience in lending business at least 2 years; Waive condition: good potential to growth
- Have experience in conducted detailed risk assessments
- Have experience in analyzing documents, statistics, reports and trends of both internal & external data
- Have good communication and adaptive skills, be responsible and discipline in data providing
- Have knowledge and experience of working with SQL, if proficient will be a big advantage. Python is a bonus item
- Independent, organized, highly analytical and proactive
