Total 16 credit controller job vacancies in Finance / Banking / Insurance category in D26 Upper Thomson, Springleaf

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

Citibank serves as a trusted advisor to our retail, mortgage, small business, and wealth management clients at every stage of their financial journey. Through Citi's Access Account, Basic Banking, Citi Priority, Citigold and Citigold Private Client, we offer an array of products, services and digital capabilities to clients across the full spectrum of consumer banking needs worldwide.

We’re currently looking for a high caliber professional to join our team as Senior Credit Officer based in Singapore. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

The Credit Maintenance Intermediate Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies.

Responsibilities:

• Maintain data of relations and facilities in credit system, and enter data accurately in various auxiliary credit systems
• Consult with Relationship Manager (RM), Mortgage Sales Specialists to formalize requests for Mortgage credit facilities or raise other problems to the appropriate organizations for their attention
• Detect revealed trends in the process of limited control to assess the needs of the line of credit, operations, or system problems
• Maintain accurate controls ensuring timely follow-ups for loan applications (new acquisition and repricing)
• Prioritize and process the review of incoming credit applications to verify their accuracy and integrity, interpret them so that they are concise, exact, integral, in compliance with the policy, and register them in the database accurately and in a timely manner
• Aid important portfolios and apply professional decisions when interpreting information and results
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years of relevant experience
• Experience in Mortgage underwriting preferred
• Working knowledge of industry standards and practices
• Working knowledge of data analysis tools and methodologies
• Demonstrated analytical skills
• Consistently demonstrates clear and concise written and verbal communication

Education:

• Bachelor’s degree/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

How You’ll Succeed

Be conscientious and consistent in identifying security vulnerabilities and working with the respective engineering teams and stakeholders to provide sound guidance and remediations. Be a team player, and a keen learner.

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei

We are seeking Moody’s Credit and Liquidity Risk Techno-Functional SOLUTIONS ARCHITECT with expertise in both in-depth knowledge of financial risk modeling and optimization in Informatica and Moody's RAY, RCO products to provide expert technical guidance and support to clients for implementation of Moody's Knowledge software.

Job Description

This roles primarily needs;

Collaborate with clients and internal teams to design and architect end-to-end technical solutions using Informatica and Moody's Knowledge, considering data integration, data quality, and data governance aspects.

Execute database/ETL operations of multiple critical ratings applications. Design and Develop data integration workflows and mappings using Informatica PowerCenter or other relevant tools to extract, transform, and load (ETL) data from various sources into target systems.

Implement data quality rules and controls using Informatica Data Quality (IDQ) or similar tools to ensure data accuracy, consistency, and compliance with regulatory requirements

Prepare technical documentation, including solution architecture, design specifications, and user guides. Conduct training sessions or workshops for clients and end-users to educate them on the implemented solutions

Requirements :

• Bachelor's degree in Computer Science, Engineering, with 10+ years of experience performing software design and development with extensive experience in end-to-end setup of Moody’s RAY, RCO products and Implementation of Liquidity Risk metrics and Credit Risk metrics
• Must have Hands-on experience with the installation and upgrade of Moody’s applications (versions V7 and V5), including database setup, Task Server, Web Server, and Spark Server configurations.
• Must be able to set up both technical and functional Moody’s product configurations independently troubleshooting and resolve runtime issues.
• Must Have database skills including SQL, Stored Procedures, PL/SQL scripting, Hive, Teradata, Oracle, UNIX, Autosys, and Big Data technologies such as Apache Spark, MongoDB, Hadoop, Apache Kafka, Rest/SOAP to conduct comprehensive testing of Informatica and Moody's Knowledge solutions to ensure their functionality, reliability, and adherence to client requirements.
• Experience in designing and developing data pipelines using ETL Tools including Informatica PowerCenter and Talend Data Integration.
• Proven Experience working with cloud technologies such as AWS and Snowflake and in core database development using native tools/methods.
• Experience with scheduling tools like Autosys Scheduler, Control-M, Zena and scripting languages such as shell and Scala.
• Experience working on operating systems, including Windows and Unix.
• Familiarity with SDLC processes, including Agile and Waterfall.

Job Description

• Handle loan administration & operation functions of syndicated loans that the bank is mandated as agents with dual role functions as maker and checker. The day-to-day functions include but not limited to drawdowns, rollovers, payments, maintenance of records etc.
• Liaise with borrowers, participants, agents, and internal stakeholders on loan administration & operation matters.
• Monitor & Disseminate information undertakings and covenants.
• Address queries on loan operation matters from borrower and Lenders.
• Manage & prepare audit confirmation queries.
• Ensuring efficient execution of day-to-day functions in accordance with the legal documents and bank’s policy.
• Oversees & ensure service level and quality standards are maintained.
• Provide subject matter expertise towards projects initiatives and guide the junior members.
• Assist and support corporate clients, addressing inquiries, and ensuring a positive customer experience:
• Perform any other duties assigned from time to time.

Requirements

• Degree in Business Administration, Banking and Finance with at least 8 to 10 years’ experience in syndicated loan agency and /or loan administration in banks with ability to read loan agreements.
• Strong and thorough understanding of loan cycle and the function as the facility agent would be preferred.
• Good knowledge on construction of Swift messages and use of Debt Domain will be an advantage.
• Meticulous, confident, ability to multiple tasks and resilience.
• Possess strong analytical and problem-solving skills, attention to detail. Ability to devise strategies, deliver value added support, identify problems & propose solutions.
• Strong communication and interpersonal skills, both written and verbal.
• Proficient in Microsoft Office Applications – Word, Excel, Power Point

Key Responsibilities

• See through/support Counterparty Credit Risk system (CCR) change requests/ projects/ bug fix (whichever applicable) from initiation to sign-off:
• Gather, analyse and document user’s requirements
• Prepare, execute and validate SIT test scenario
• Review user’s UAT test requirement, execute and support UAT
• The candidate is expected to work closely and communicate effectively and independently with developers, business users and external vendors.

Qualifications and Skills Required

• Good knowledge & 3+ years experience in Murex system (MX 3.1)- Front office and risk modules (MLC), for all asset classes; Knowledge & experience in trade lifecycle is an added advantage.
• Ability to analyse user’s requirement and translate into functional requirement; Role seniority will be based on candidate’s experience with MLC system.
• Strong analytical and logical approach to problem solving and system solutioning.
• Strong coordination and organization/documentation skills; Self-starter in documentation is an added advantage.
• Ability to propose/review user’s test cases based on user requirements
• Ability to review/analyse UAT issues
• Strong team player with the ability to cross-share ideas
• Degree in related computers or financial engineering
  • Strong academic background in business, finance, mathematics, and accounting
  • Financial products knowledge in FX, FXD, IRD, EQD

DUTIES AND RESPONSIBILITIES:

Reporting directly to the Director of Finance. the incumbent will be responsible for managing of overall credit and receivable collection functions of the hotel in the most efficient manner in order to minimize the non-payment of accounts and potential bad debts. He will be responsible for but not limited to the following duties:

• To be responsible for the efficient and effective operation of the Credit & Account Receivable section.
• To ensure that the hotel credit policy and procedure is adhered to in all departments.
• Responsible for developing and maintaining credit relationship with customers, banks the industry, credit organizations and others for the purpose of obtaining and exchanging credit and financial information.
• To be ready and responsible when assigned to perform any other duties as designated by higher management.

JOB REQUIREMENTS:

• At least 5 Year(s) of working experience in the related field is required for this position
• Preferably Manager specialized in Finance - General/Cost Accounting or equivalent
• Have good communication skills in written and spoken English
• Result and detail-oriented and be proactive
• Possess professional disposition with good communication and interpersonal skills

About the job

Our mission to positively impact people's lives every day in every home around the world allows our employees to be thinkers and tinkerers, designers and doers, creators and number crunchers, makers of things they love.

SharkNinja APAC is rapidly expanding our business, driven by strong innovation and unprecedented growth over the past 5 years. As we continue to scale, we seek an APAC Finance Controller to join our HQ in Hong Kong or Singapore. This role will play a pivotal part in establishing a robust controllership function to drive breakthrough results.

Position Overview:

The APAC Finance Controller will play a critical role in driving breakthrough results for Shark Ninja’s APAC operations by establishing a strong controllership team across the region. This role will encompass all accounting & operational finance matters across intercompany and operating business units across Japan, Australia, New Zealand, Singapore, Malaysia, South Korea, and other markets as the business expands. This role will encompass end to end contollership across General Ledger, Accounts Receivable, Accounts Payable, Fixed Assets, Tax compliance, Audit responsibilities, Statutory and Management Reporting. This is a regional role, and will need close coordination with the operational businesses, regional and local FP&A, regional tax & treasury, and group/ local auditors.

Here are some of the EXCITING things you’ll get to do:

Core Responsibilities

• Build and lead a strong accounting & operational finance team, fostering a culture of operational excellence and innovation.
• Oversee AP, AR, Tax Compliance, Cash Management, Statutory & Management Reporting, to ensure high quality & efficient operations.
• Lead and mentor a geographically dispersed team, ensuring effective coordination across markets.

System and Process Improvement

• Lead Finance IT system interventions to consolidate ERP systems regionally, enhancing efficiency and scalability.
• Continuously explore and implement IT solutions to automate and streamline core finance processes.

Working Capital Management

• Establish KPUs and drive Working Capital Performance in partnership with senior leadership and commercial teams.
• Streamline data reporting to enable focus on data analysis & insights, contributing to results-driven decision making.

Audit and Financial Compliance

• Manage relationships with group and local auditors, ensuring timely and smooth execution of statutory requirements.
• Deliver accurate and high-quality financial statements to support seamless audits.

Strategic Initiatives

• Represent the accounting & operational finance team in key projects, ensuring right-first time set-up for market expansions and compliance-related projects.

Requirements

• Minimum 10 years financial and cost management in the APAC region, with a preference for experience in FMCG, Retail, or consumer goods.
• Proven leadership in managing and developing high-performing finance teams across diverse geographies.
• Strong knowledge of statutory reporting requirements for listed companies and IFRS. Big 4 audit experience with CPA or equivalent is preferred.
• Solid ERP experience especially Oracle Cloud ERP, and a track record of driving system and process improvements through technology.
• Excellent communication skills, with business proficiency in both English and Chinese (Mandarin)
• Hands-on and adaptable leader who thrives in a fast-paced environment, with a strategic mindset and organizational leadership skills.
• Candidates who already have the eligibility to work in Singapore or Hong Kong will be given priority.

YOUR ROLE in leading our SUCCESS DRIVERS & representing our UNIQUE MINDSET

• Leads us to be “RARELY SATISFIED”
• Make things better each day; “PROGRESS OVER PERFECTION”
• Using your knowledge of our consumer, understand that “DETAILS MAKE THE DIFFERENCE,”
• Deliver something great; “WINNING IS A TEAM SPORT”
• Be clear and honest, “COMMUNICATING FOR IMPACT.”

Explore SharkNinja on our social channels:

• https://www.instagram.com/lifeatsharkninja/
• https://www.linkedin.com/feed/update/urn:li:activity:6853352489299804160

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

Citi’s Risk Management organization oversees risk-taking activities and assesses risks and issues independently of the front line units. We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control and report material aggregate risks.

We’re currently looking for a high caliber professional to join our team as Senior Vice President, Counterparty Credit Risk based in Singapore. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
• We empower our employees to manage their financial well-being and help them plan for the future.
• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.

Job Background:
Counterparty Credit Risk is one of the largest and most dynamic portfolios within Citigroup. It spans all the capital markets products across all counterparties including Financial Institutions, Corporates, Public Sector, Central Counterparties, Commercial Bank and Private Bank clients and is part of 2nd Line of Defense independent risk function Financial Institutions Group and Counterparty Credit Risk team under Banking and International Risk.

Reporting to: Director, Asia Pacific (APAC) Head of Counterparty Credit Risk (CCR)

Job Purpose:

Under the guidance of APAC Head of Counterparty Credit Risk, design and implement the strategy and governance framework for Counterparty Credit Risk across Citi APAC. CCR function includes portfolio management of CCR exposures across all Credit portfolios, oversight on CCR frameworks, pre-trade advisory on complex derivatives and addressing any remediation plans with the goal of bringing consistent thought process and actions to the CCR management in the region.

In this role, you’re expected to:

• Help implement and operate the 2nd Line Counterparty Credit Risk and controls framework for Citi APAC. Direct the execution strategy for Pre-Settlement Exposure (PSE), Net Stress Exposure (NSE) and various CCR measurements standards across Citi APAC businesses in partnership with Credit Officers, Risk Analytics and Technology and key stakeholders in 1st Line of Defense including Banking, Markets and Institutional Credit Management
• Design and enhance new and existing frameworks, related standards, and procedures for CCR risk management. Partner with a wide range of stakeholders including Global CCR, Risk, Analytics and Technology and Business
• Ensure CCR frameworks, practices and policies applied to all market products, including all Over-The-Counter (OTC) Derivatives across Equity, Foreign Exchange (FX), Fixed Income, Commodities, Credit derivatives; Prime Brokerage, Futures and OTC Clearing, Securities Financing Transactions and Cash trading across all Credit portfolios
• Actively monitor CCR portfolio across business, risk stripes and legal vehicles on the quantum, trend, composition, and work in conjunction with Credit officers and Business partners to ensure CCR exposures remain within risk appetite.
• Focus on early warning and proactive problem recognition based on markets indicators and portfolio concentrations and timely escalate issues to senior management for any action or resolution
• Help 2nd line of defense Credit officers in pre-trade review, challenge, and what-if analysis for new complex derivatives activity with application of CCR frameworks for effective and efficient risk on-boarding
• Support Head of APAC CCR for CCR risk management council and sub-councils on various CCR frameworks related to PSE, Stress Testing etc. Prepare and present communications to senior management and forums on new initiatives
• Support APAC CCR head in regulatory interactions on the CCR portfolio. Manage increasing demands of regulatory oversight on CCR including ensuring timely and accurate inputs to regulators
• Oversee tracking and timely completion of any action plans related to any regulatory, internal audit or self-identified CCR issues in APAC and the remediation associated with CCR issues
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

As a successful candidate, you’d ideally have the following skills and exposure:

Knowledge/Experience:

• Candidates should have a minimum of 10+ years of experience in a large Financial Institution in Counterparty Credit Risk
• Strong understanding of Counterparty Credit Risk including Exposure and Initial Margin models, Stress testing, Wrong-Way Risk, Clearing and Settlement Risk
• Strong knowledge of Markets businesses and products across OTC, Prime Brokerage, Clearing and Security Financing /Repo and across range of assets classes and lines of business
• Strong technical expertise of complex derivative structures and understanding of associated first order/second order risks
• Knowledge of Credit documentation and various Credit master agreements, legal terms related to netting/collateral/margin mechanics
• Broad understanding of current market and regulatory environment as applicable to Counterparty Credit Risk

Skills/Competencies:

• Excellent organizational and communication skills (written and verbal)
• Superior analytical and quantitative skills and be able to quickly distil transactions/business propositions to key risks
• Strong project and process management skills and the ability to work collaboratively with a wide group of cross-functional stakeholders across levels
• Demonstrated ability to lead meetings/calls, to listen to other points of view, provide appropriate challenge, influence partners and to take decisions with a clear rationale
• Regularly communicates and ensures key messages are cascaded throughout the broader teams
• Demonstrates integrity and sound independent risk judgment and operates to the highest ethical standard, acts as a role model to others
• Ability to work comfortably in a matrix environment
• Self-starter, motivated, aspirational

Qualifications:

• Educated to quantitative/finance master's degree standard or equivalent
• Exceptional candidates who do not meet these criteria may be considered for the role, provided they have the necessary experience and skills.

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

We’re currently looking for a high caliber professional to join our team as Senior Vice President, Wealth Collections, Contact Center, Credit and Core Operations Control Testing Team Leader - Hybrid (Internal Job Title: Business Risk and Control Group Manager C14) based in Singapore. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
• We empower our employees to manage their financial well-being and help them plan for the future.
• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
• We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.

The Wealth Collections, Contact Center, Credit and Core Operations Control Testing Team is responsible for the testing of controls that are designed and owned by Citi’s Wealth Collections, Contact Center, Credit and Core Operations departments.

The Citi Wealth business delivers a comprehensive wealth solution to clients across the wealth continuum, with integrated advice and execution, as well as traditional and alternative investments, managed account strategies, world-class research and investment guidance. The Wealth business serves ultra-high-net-worth individuals and family offices through Citi Private Bank, operates in the affluent and high-net-worth customer relationship tiers of Citigold® and Citigold Private Client and offers wealth management in the workplace through Citi Global Wealth at Work.

This position reports to the Wealth Products and Operations Control Testing Head within the Citi COO organization’s Central Controls Capabilities; and is a strategic- and execution-oriented leadership role accountable for end-to-end control testing for this position’s specified business/segment – i.e., operational controls performance assurance/testing – which includes design, results reporting, and insight sharing related to the above scope of controls testing.

The Wealth Collections, Contact Center, Credit and Core Operations Control Testing Team Leader leads and directs a team of approximately 6-8+ controls testing professionals responsible for supporting the above responsibilities, with breadth and depth on control testing planning and execution. The position closely follows latest trends in controls testing and adapts them for application within own job and covered businesses and functions, and often will be in touch with senior managers at Director or Managing Director levels.

Excellent management and communication skills required to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for controls testing results and advice regarding the controls execution. Necessitates a degree of responsibility over technical strategy. Responsible for supporting their manager in handling staff management issues, including resource management and allocation of work within the team/project.

In this role, you’re expected to:

• Supports the Controls Testing Utility by acting on assessing control design, designing control testing tools, developing control testing procedures, ensure control testing transitions, dispositioning exceptions, and developing insights.
• Carries key responsibility for Control Design Assessment (CDA) by resolving escalations, defining the work plan, and designing the quality review process.
• Performs decision-making of control testing design activity, which includes approving/signing-off, undertaking escalations, and owning Internal Audit and issue management related actions.
• Maintains resource forecast for own team.
• Approves testing procedures in Confluence and is responsible for delivering relevant procedures to Internal Audit reviews and issue remediation.
• Maintains resource forecast for successful controls testing transition and Central Execution training.
• Has the ultimate decision on controls testing outlier escalations.
• Handles control testing interactions with senior managers at Director or Managing Director levels.
• Represents control testing in Operational Risk Forums (ORF) and senior meetings as needed and works with each respective team to finalize materials.
• Develops and drives quality-checking routines to ensure compliance with all relevant policies, operating guides, and owned control testing.
• Supports team members on topics ranging from testing design and execution to performance management and control testing platforms basics.
• Helps driving continuous improvements in accuracy, efficiency, timeliness, and quality of MCA control design assessment and controls testing.
• Maintains relationships and drives accountability with partners and stakeholders to drive control testing's success in support of the business's strategy.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
• Supports other relevant work efforts of department where needed and as directed by their manager.

As a successful candidate, you’d ideally have the following skills and exposure:

• 10+ years relevant experience, 5+ years in Risk & Controls roles, 5+ years of direct management experience preferred.
• Subject matter expert on controls design, execution and/or control testing.
• Expert-level understanding of MCA (Managers Control Assessment) frameworks and processes.
• Advanced skills in MS Word, MS Excel, MS PowerPoint, and MS SharePoint.
• Effective communication, written and presentation skills.
• Outstanding people and relationship management skills with the ability to influence others and foster a sense of collaboration.
• Independent thinker and able to perform a credible challenge of businesses/functions.
• Ability to work effectively on virtual teams, including across different geographies and time zones preferred.
• Investment securities and/or insurance licenses preferred (e.g., Series 7, 9,10, 24, 63, 53, 55, 66, L&H).
• Bachelor’s/University degree, Master’s degree preferred.
• Travel Requirement: Less than 10%.

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei

At Citi we’re not just building technology, we’re building the future of banking. Encompassing a broad range of specialties, roles, and cultures, our teams are creating innovations used across the globe. Citi is constantly growing and progressing through our technology, with laser focused on evolving the ways of doing things. As one of the world’s most global banks we’re changing how the world does business.

Citi’s Banking franchise is organized around three lines of business: Investment Banking, Corporate Banking and Commercial Banking. The unified Banking and International organization oversees the local delivery of the full firm to clients in each of the 95 markets where Citi has an on-the-ground presence

Citi Commercial Bank (CCB) is a solutions-led business for the demands of mid-sized and emerging corporates.

We’re currently looking for a high caliber professional to join our team as Business Credit Manager based in Singapore.

This role is part of the Commercial Lending Management Unit. This team is part of the Citi Commercial Bank which specializes in providing trade finance, working capital finance and treasury solutions for Emerging Corporate and Mid Corporate clients in Singapore.

In this role, you’re expected to:

• Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards.
• Prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision.
• Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information.
• Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements.
• Perform industry and geographical research and other due diligence as needed.
• Maintain a solid understanding of Citibank products and services - within Small Business/Commercial Banking and the broader organization.
• Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors.
• Other duties as required to support business unit and company goals.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

As a successful candidate, you’d ideally have the following skills and exposure:

• 3-6 years relevant experience
• Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics beneficial
• Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry.
• Ability to apply credit and risk principles toward business goals.
• Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency.
• Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective.
• Interpersonal, organizational and analytic skills.

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Purpose

The incumbant is responsible for improving revenues by reducing bad debt exposure through the direct management of credit terms

Responsibilities

• Efficient Management of Drivers and Corporate Accounts’ Debts
• Ensure the Key Performance Indicators (KPI) of Credit Control are met
• Monitor and control drivers and corporate client accounts’ outstanding.
• Responsible in contacting customers and send reminders to ensure timely payments.
• Negotiate repayment plans with customers and set payment terms and conditions accordingly.
• Conduct aged balance review with Superior and follow up review actions.
• Report and alert any exceptional and delinquent customers and apply appropriate actions to minimize bad debt.
• Prepare daily operation report(s).
• Administer litigation/credit monitoring and screening process
• Ensure compliance with financial policies and procedures.
• Manage and review repossession and external collection agencies’ performance.
• Attend to drivers’ queries and appeals relating to Credit Control matters

Qualifications & Work Experience

• Diploma or other equivalent qualification (Diploma in Business related discipline will be added advantage)
• At least 2 years of experience in credit control
• Prior experience in taxi and/or car rental industries is advantageous
• Candidate who possess a valid Class 3/3A Driving License will be an added advantage
• We seek Mandarin/Malay-speaking candidates as the incumbant will be required to serve Mandarin/Malay-speaking clients
• Excellent mathematical ability
• 5-days work week.

Skills

Technical skills include:

• Proficient in MS Office (especially MS Excel Vlookup, Pivot Tables and functions formulas)

Generic skills include:

• Meticulous and possess strong organising and numerical skills.
• Result-oriented and able to work on tight resources and datelines
• Strong negotiation and writing skills
• Excellent team player
• Customer service oriented with good interpersonal and communication skills
• Ability to work in fast pace and dynamic environment

Key Responsibilities:

• Perform detailed credit & rating review with analysis for new & existing loan portfolios (both local & overseas)
• Detailed loan synopsis to make recommendations for loan acceptance/ rejection
• Perform loan portfolio analysis, industry analysis & market comparison studies
• Work closely with major stakeholders to ensure that day to day risk management issues are handled & addressed appropriately
• Mentor & guide junior credit analysts
• Lead the Credit Department to ensure timely execution of loan contracts, accurate update of contract information into the system,
• Other ad-hoc duties as assigned

Requirements:

• Degree in Engineering/ Business/ Finance/ Accountancy with at least 8-10 years relevant experience, preferably in a supervisory capacity in credit risk analysis
• Business-minded, able to balance between risk & commercial requirements
• Has a personal interest in financial markets & analysis; able to digest financial statements to form an informed analysis of an entity’s financial health
• Bilingual in English and Mandarin
• Proficient in reading and comprehension of English and Mandarin business documents

World Fuel Services Corporation (NYSE: INT) is a Fortune 500 company providing aviation, marine and land energy, logistics, and technology solutions to customers and suppliers around the world. Our global team of local professionals delivers innovative products and services at more than 8,000 global locations.

With revenues in excess of $27 billion and over 5,000 employees worldwide, World Fuel Services offers its customers a value-added outsource service for supply, quality control, logistical support and price risk management.

Position Summary

This role will be tasked with the responsibility for assessing and monitoring the credit risk of the Marine portfolio covering Asia, Indian Subcontinent, Australasia, and managing of the Marine Credit team based in Singapore whenever necessary.

https://marine.wfscorp.com/

Core duties and responsibilities include:

• Overall assessment of credit risk for assigned geography, timely delivery of high-quality output, highlighting of concerns and risks, questioning rising exposures and understanding the implications, etc.
• Managing credit requests/exposures, reviewing credit lines as market events and company credit policy dictates.
• Regularly engaging with existing and potential clients, which will include dialogue on phone calls, videoconferences, office visits and international travel.
• Engaging with the Commercial teams globally to build relationships and to provide credit input/support.
• Ability to independently interact with senior leaders and present recommendations in a professional and compelling manner.
• Informing senior management of any material collections related issues as soon as identified.
• Working closely with the Legal and other departments on the collection of receivables.
• Keeping abreast of market changes and counterparty news and having the ability to anticipate their potential impacts on the Marine portfolio.
• Mentor and be role model to junior members of the Marine Credit team based in Singapore.

Key Requirements:

• A minimum of five (5) years’ of experience in marine bunker credit; or applicable relevant shipping experience (e.g. ship finance, shipping research, ship brokers).
• Strong knowledge of the shipping markets and the major groups, operators, families etc within. A clear understanding of the commodity markets and the ability to monitor changes.
• Excellent communication skills in English, candidate who is able to understand Mandarin(reading and speaking) would be a huge plus to liaise with Greater China regional team.
• Excellent communication skills, and the confidence to liaise with senior leaders in the organisation.
• Flexible approach to work, comprising of undertaking duties often outside of office hours to international travel to meet clients face to face.
• Resilience in the face of time sensitive working environments.
• Ability to multi-task everyday – handling credit requests, liaising with clients, attending meetings/calls, assessing credit reviews etc.
• Strong organisational skills.
• Ability to be independently minded and willing to enact positive changes to all facets of the credit process.
• Must have the confidence to be decisive, executing difficult credit decisions, often under time constraints.
• Excellent analytical skills, including the assessment of financial statements.
• A thorough understanding of legal documentation and collateralisation including, corporate guarantees, Letters of Credit, NDAs etc.

#LI-YY1

You will act as a trusted partner by performing credit reviews, to provide an independent credit risk evaluation of SMBC credit assets in Asia Pacific region. Credit assets include (but not limited to) exposures to Corporates, Structured Real Estate finance, Project Finance, Securitization, Leveraged Buyout (‘LBO’), and Banks / Non-Banks Financial Institutions.
The role provides assurance for the Bank’s credit risk assessment and management quality, as well as appropriateness of risk ratings / Borrower Category as third line of defence.

Responsibilities

• Conduct Off-site credit reviews on an ongoing basis, to assess the appropriateness of risk ratings and classification of Borrower Category for the Bank’s credit assets booked in Asia Pacific, ensuring adherence to internal grading policies.
• To participate as a team member (‘Person in charge’) for assigned On-site credit reviews and / or Thematic review assignments. Focus of these reviews is to assess appropriateness of risk ratings assigned / classification of Borrower Category, adequacy of credit underwriting quality including financial projections, and robustness of credit risk management in line with internal policy requirements.
• Provide value-added recommendations to Business Units (BUs) based on potential issues identified in all credit reviews.
• Follow-up on open issues identified and conduct validation review on remediation actions taken by auditee, in accordance with CRVD recommendations and address BUs’ concerns accordingly.
• Continuously monitor and update CRVD and local branch management on regulatory changes or market conditions for new and emerging risks in the respective audit locations.
• Continuously review and propose improvement to CRVD’s review process to ensure adequacy and efficiency of the controls in place against market practice.
• Participate in department-wide initiatives and perform other duties as assigned by Department Head.
• Travel within APAC region is required.

Requirements

• Bachelor’s Degree in Finance/Accountancy/Banking, Business Studies/Administration/Management or equivalent is preferred.
• 5-7 years’ experience in the areas of credit risk analysis, credit approval, and / or credit review function. Audit experience would be an added advantage.
• Strong background in credit risk analysis, financial analysis / projections, and experienced with credit rating models for Large Corporate customers. Experience / knowledge in Structured Real Estate finance, Project Finance, Securitization, LBO, Banks / Non-Banks Financial Institutions, natural resources, Islamic Finance would be an added advantage.
• Experience in Microsoft Excel, Word, Access, and Powerpoint. Added advantage for knowledge / experience in programming applications e.g. Python.
• Good writing and communication skills, with ability to identify and articulate issues / observations.
• Strong interpersonal and stakeholder management skills .
• Ability to work well in a team as well as contribute individually within stipulated timelines.

Key Responsibilities

• See through/support Counterparty Credit Risk system (CCR) change requests/ projects/ bug fix (whichever applicable) from initiation to sign-off:
• Gather, analyse and document user’s requirements
• Prepare, execute and validate SIT test scenario
• Review user’s UAT test requirement, execute and support UAT
• The candidate is expected to work closely and communicate effectively and independently with developers, business users and external vendors.

Qualifications and Skills Required

• Good knowledge & 3+ years experience in Murex system (MX 3.1)- Front office and risk modules (MLC), for all asset classes; Knowledge & experience in trade lifecycle is an added advantage.
• Ability to analyse user’s requirement and translate into functional requirement; Role seniority will be based on candidate’s experience with MLC system.
• Strong analytical and logical approach to problem solving and system solutioning.
• Strong coordination and organization/documentation skills; Self-starter in documentation is an added advantage.
• Ability to propose/review user’s test cases based on user requirements
• Ability to review/analyse UAT issues
• Strong team player with the ability to cross-share ideas
• Degree in related computers or financial engineering
  • Strong academic background in business, finance, mathematics, and accounting
  • Financial products knowledge in FX, FXD, IRD, EQD

Roles & Responsibilities

• Assist the Head of Risk Management to establish and optimize the Company's risk management system, improve the quality of credit risk analytics, and ensure the risk management processes in the Company are standardized and systematic in accordance to the company's risk management philosophy;
• Assist the Head of Risk management to effectively implement and monitor the risk management processes for the subsidiary companies, including formulating and optimizing the risk control process, regular communication and early warning mechanism for the subsidiaries, implementing centralized credit risk control for the subsidiary companies. This include supervision, training and guidance for the risk control personnel at each subsidiary companies;
• Responsible for the credit evaluation of the Group’s trading counterparties, and provide recommendations for the credit ratings, credit terms, credit limits and credit risk mitigation measures of the trading counterparties in accordance with the credit framework approved by the Board of Directors, for approval by the Senior Management;
• Responsible for the management of trading counterparties' credit limit and credit insurance, collection of market information, timely deactivation of high risk trading counterparties and reducing redundant credit limit, and strive for favorable credit insurance coverage limit of the company. Responsible for credit management of LC issuing bank and paper broker list;
• Responsible for daily monitoring of the credit status of counterparties, timely reporting abnormal situations to relevant departments and Senior Management, and to report on overdue balances, credit insurance and market developments to the Senior Management on a regular basis;
• Propose effective credit risk mitigation measures when the transaction credit exposure is above the company's risk appetite, and control the credit exposure of all transactions within the risk framework approved by the Company's board of directors and Senior Management;
• Responsible for liaising with relevant departments to carry out comprehensive evaluation of counterparty guarantee received by the company or subsidiary, and the follow-up monitoring work of these guarantees. This includes financing and non-financing guarantees issued by the Company as well;
• Understand legal, compliance and market risk related issues involved in the approval of credit;
• Responsible for maintaining the policy for counterparty guarantee (non-financing), and liaising with the relevant departments to ensure that the policy is up to date;
• Responsible for liaising with the Head office’s legal and risk Control Department (Risk management);
• Responsible for the review and research, reporting and emergency treatment of major risk events of the Company;
• Carry out annual risk review and ad-hoc risk assessment of the subsidiaries;
• Assist in any other work assigned by the Head of Risk Management or the Senior Management of the Company.

Requirements

1. Bachelor in Business/ Economics/ Finance/ other numerical discipline or equivalent;
2. Min. 10 years of relevant experience with 5 years in similar capacity;
3. Strong decision-making skills, especially in area of credit approval process;
4. Demonstrate the following Supply & Trading Competencies: Understand the Energy Commodities, Trading Industry & External Market (Skillful Application), Regulatory Compliance & Assurance (Skillful Application), Credit Risk Management (Expert Application), Other Risk Management (Basic Application), Quantitative & Analytical Skills (Skillful Application)
5. Excellent people skills and communication skills, strong team player with ability to work collaboratively with external vendor, and internal staff in the Trading, Risk Management, Operations and Finance Departments;
6. Good ethics and professional conduct, and with strong sense of responsibility and teamwork spirit;
7. Good organisational, time management skills and stress tolerance with proven ability to manage multiple priorities;
8. Meticulous attention to detail and form ;
9. Effectively bilingual in both English and Mandarin (as the position needs to frequently communicate with English/Chinese speaking associates verbally/ in writing whenever appropriate).

Job Purpose:

Individual will work as part of Counterparty Exposure (CPE) team under the global Institutional Credit Management (ICM) group and be responsible for measuring, monitoring and controlling counterparty risk for institutional clients. Analyzing portfolios and businesses, with a focus on counter-party and collateral risk to ensure the risks are being properly measured and controlled in accordance with the Firm’s risk policies.

Job Background/Context:

Institutional Credit Management (ICM) is a critical component of Citi’s First Line of defense for wholesale and counterparty credit risk management and works with Independent Risk teams to ensure best-in-class risk and controls, as well as client responsiveness. Key responsibilities of the group include credit analysis, documentation, risk identification, exposure monitoring and stress testing. ICM coordinates with credit management groups across ICG businesses to ensure full alignment on business and regulatory goals, as well as consistency and best practices where appropriate.

Counterparty Exposure (CPE) is a global team within ICM responsible for measuring, monitoring and controlling counterparty risk. To fulfill this role, a risk professional is required who has experience in market risk management and credit risk management areas, or has training in finance, mathematics or other quantitative fields.

Key Responsibilities:

• Approve credit reviews as a first line of defense approver (Credit Officer CO/Senior Credit Officer SCO designation) including assessment of portfolio risk, liquidity of client positions, credit limits and risk appetite ratios for APAC Real Money Funds.
• Maintain and manage credit exposures to clients across derivatives, financing and direct lending products.
• Advise and approve large transactions or deals that require individual risk assessment
• Work with Risk colleagues on risk mitigation at both inception of transactions and on an ongoing basis
• Monitor client portfolios to ensure that risks are controlled - primarily credit risk arising from market sensitive exposure and liquidity risk
• Work with Sales trading and clients to analyze client portfolios, propose counterparty risk limits and work with Credit risk management on getting limits approved
• Perform daily and weekly risk analysis and reporting on existing client portfolios as well as customized risk analysis on new client portfolios
• Communicate key findings to senior management.
• Work with business managers and In-Business Risk teams on margin model development, new product approvals and real-time monitoring and controls
• Analyzing control environment including periodic review of the control environment, vetting of new systems, processes, policies and procedures associated and related to market and/or credit risk and ensuring they are in sync with market practices.
• Utilize risk management tools for the measurement, monitoring and management of exposure.
• Represent the department to various independent risk teams, auditors and regulatory agencies on issues related to counterparty risk and controls.

Developmental Value:

• The team is new, giving opportunity to expand the role as the function grows.
• Learn about risk management and financing products more broadly.
• Influence the strategic direction of the Bank from a risk management perspective.
• Build solid market/credit risk experience as we use cutting-edge risk models and techniques.

Required Knowledge and Experience:

• Experience with funds underwriting.
• Experience with managing market or credit risk and training in finance, mathematics or quantitative fields.
• More than 12 years credit risk experience, preferably gained at a major financial institution.

Skills:

• Strong analytical skills with good attention to details and a demonstrated aptitude for tackling issues
• Ability to work well with cross-functional teams from Business, Credit, Operations and Compliance
• Strong written and verbal communication skills
• Sound risk and business judgment

Education:

• Bachelor’s/Master's degree in mathematics, science, finance/economics or a related field required
• An MBA, CPA, or CFA preferred and formal Credit Training is a plus

Competencies:

• Good communicator.
• Entrepreneurial.
• Strong analytical skills.
• Strong problem-solving abilities.
• Ability to work independently as well as in a team environment.